{"id":10072,"date":"2026-10-30T23:03:19","date_gmt":"2026-10-30T17:33:19","guid":{"rendered":"https:\/\/www.wittytrades.com\/market-news\/lichsgfin-share-price-today-2026-10-30\/"},"modified":"2026-10-30T23:03:21","modified_gmt":"2026-10-30T17:33:21","slug":"lichsgfin-share-price-today-2026-10-30","status":"publish","type":"post","link":"https:\/\/www.wittytrades.com\/market-news\/lichsgfin-share-price-today-2026-10-30\/","title":{"rendered":"Lic Housing Finance Share Price Today: Why LICHSGFIN Is Falling 3.95% | 30 October 2026"},"content":{"rendered":"<style id=\"wt-article-style-v4\">:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) { color:#30475c; font-size:16px; line-height:1.65; min-width:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) *, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) *::before, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) *::after { box-sizing:border-box; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-copy { font-size:16px !important; line-height:1.65 !important; margin:0 0 12px !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-prose .wt-copy { margin-bottom:15px !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-market-date { font-size:13px !important; line-height:1.55; color:#566b80; background:#f2f6f9; border:1px solid #dde6ec; border-left:4px solid #2e7db2; border-radius:6px; padding:8px 11px; margin:0 0 12px !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip { display:grid; grid-template-columns:repeat(6,minmax(0,1fr)); gap:7px; margin:8px 0 16px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div { padding:10px !important; min-width:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div > div:first-child { font-size:11px !important; line-height:1.45; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div > div:last-child { font-size:14px !important; line-height:1.5; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card { padding:14px 16px; min-width:0; overflow-wrap:anywhere; margin:14px 0 18px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card-title { font-size:16px; font-weight:800; line-height:1.45; color:#17324d; margin-bottom:6px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card-date { font-size:13px; line-height:1.5; color:#566b80; margin-bottom:9px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card-body { font-size:16px; line-height:1.6; color:#34495d; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card-body .wt-copy:last-child { margin-bottom:0 !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid { display:grid; grid-template-columns:repeat(2,minmax(0,1fr)); gap:12px; margin:12px 0 18px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid > .wt-card { margin:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid > :only-child { grid-column:1 \/ -1; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-metrics { grid-template-columns:repeat(3,minmax(0,1fr)); margin:10px 0 12px; gap:10px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-metric { background:#fff; border:1px solid #e1e8ef; border-radius:8px; padding:10px 12px; min-width:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-label { display:block; font-size:12px; font-weight:700; color:#566b80; line-height:1.5; margin-bottom:3px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-value { font-size:18px; font-weight:800; line-height:1.45; color:#17324d; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-note { display:block; font-size:13px; color:#566b80; line-height:1.55; margin-top:4px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-source-note { margin:9px 0 4px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-source { display:inline-block; font-size:13px; line-height:1.5; margin-top:6px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row { display:grid; grid-template-columns:2fr 1fr 1.2fr 1.2fr; gap:14px; padding:12px 0; border-bottom:1px solid #c9dbef; align-items:start; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row:last-of-type { border-bottom:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row strong { font-size:15px; line-height:1.5; display:block; color:#17324d; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row > div { min-width:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds { grid-template-columns:repeat(3,minmax(0,1fr)); margin:12px 0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card { padding:12px; background:#fff !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card-title { font-size:14px; font-weight:700; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card-body { font-size:14px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-brokerage { grid-template-columns:1fr; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-broker-facts { display:flex; flex-wrap:wrap; gap:14px 28px; margin:7px 0 12px; padding-bottom:10px; border-bottom:1px solid #cbd8ea; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-broker-facts strong { font-size:16px; color:#17324d; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-list { font-size:16px !important; line-height:1.65; margin:0 0 12px; padding-left:20px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-list li { margin-bottom:6px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-takeaways .wt-card { background:#f7fbff !important; border-color:#cfe1f2 !important; border-left-color:#2e7db2 !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-takeaways .wt-card-title { color:#1f4d70; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-takeaways .wt-list { margin-bottom:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-likely-reason .wt-card { background:#f5fbfd !important; border-color:#c9d9e7 !important; border-left:5px solid #1f7b92 !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-likely-reason .wt-card-title { color:#174c5d; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-likely-reason .wt-card-body > strong { display:block; margin-bottom:6px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta { padding:18px 19px; margin:22px 0; border-radius:13px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-title { font-size:19px; font-weight:800; line-height:1.4; margin-bottom:7px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-yellow { background:linear-gradient(135deg,#ffe873,#ffd64a); border:1px solid #e3b600; box-shadow:0 8px 18px rgba(59,48,0,.09); }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-yellow .wt-cta-title { color:#10233f !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-yellow .wt-cta-copy { color:#27364b !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-dark { background:#10233f; box-shadow:0 9px 22px rgba(16,35,63,.18); }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-dark .wt-cta-title { color:#fff !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-dark .wt-cta-copy { color:#dce6f1 !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-copy { font-size:16px !important; line-height:1.6; margin:0 0 12px !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-button { display:inline-block; background:#10233f; color:#fff !important; padding:10px 17px; border-radius:7px; text-decoration:none !important; font-size:15px; font-weight:800; line-height:1.5; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-dark .wt-cta-button { background:#ffe36e; color:#10233f !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-faq h3 { color:#173b58 !important; font-size:17px !important; line-height:1.45; margin:18px 0 6px !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) > p:last-child { font-size:13px; line-height:1.55; color:#606b78; border-top:1px solid #e1e7ef; padding-top:13px; margin-top:16px; }\n@media (max-width:960px) {\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip { grid-template-columns:repeat(3,minmax(0,1fr)); }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row { grid-template-columns:1.7fr 1fr 1.2fr 1.2fr; gap:10px; }\n}\n@media (max-width:650px) {\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid { grid-template-columns:1fr; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-metrics { grid-template-columns:repeat(2,minmax(0,1fr)); }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card { padding:14px; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row { grid-template-columns:repeat(2,minmax(0,1fr)); gap:10px 14px; padding:12px 0; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-person, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row > div:last-child { grid-column:1 \/ -1; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta { padding:17px 15px; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-title { font-size:18px; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div { padding:9px !important; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card-title, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card-body { font-size:15px; }\n}\n@media (max-width:420px) {\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip { grid-template-columns:repeat(2,minmax(0,1fr)); }\n}<\/p>\n<p>:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div {border:1px solid #dde6ee;border-radius:8px;background:#f9fbfd;}\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div > div:last-child {font-weight:800;color:#17324d;}\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) h2 {font-size:24px !important;line-height:1.35 !important;margin:28px 0 14px !important;color:#173b58;}\n<\/style>\n<div class=\"wt-article-v4\" data-witty-phase=\"live\" data-article-version=\"4\">\n<p class=\"wt-market-date\"><strong>NSE: LICHSGFIN<\/strong> \u00b7 30 October 2026<\/p>\n<div class=\"wt-price-strip\">\n<div>\n<div>Price<\/div>\n<div>\u20b9493.70<\/div>\n<\/div>\n<div>\n<div>Change<\/div>\n<div>-3.95%<\/div>\n<\/div>\n<div>\n<div>High \/ Low<\/div>\n<div>\u20b9514.90 \/ \u20b9493.70<\/div>\n<\/div>\n<div>\n<div>Prev. Close<\/div>\n<div>\u20b9514.00<\/div>\n<\/div>\n<div>\n<div>Volume<\/div>\n<div>12.26 lakh<\/div>\n<\/div>\n<div>\n<div>Price as of<\/div>\n<div>30 October 2026 \u00b7 03:30 PM IST<\/div>\n<\/div>\n<\/div>\n<section class=\"wt-fno-intelligence\" style=\"border:1px solid #d8e1ea;border-radius:14px;padding:15px;margin:20px 0;background:#fff;\">\n<div style=\"font-size:11px;text-transform:uppercase;letter-spacing:.65px;color:#617184;font-weight:900;\">WittyTrades F&amp;O Stock Intelligence<\/div>\n<h2 style=\"margin:3px 0 5px;\">LIC HOUSING FINANCE LTD F&amp;O Intelligence<\/h2>\n<p style=\"margin:0 0 12px;font-size:13px;color:#536273;\">Data-mining view of cash participation, delivery, futures activity, open interest and recent positioning.<\/p>\n<div style=\"font-size:11px;text-transform:uppercase;letter-spacing:.6px;color:#697386;font-weight:800;margin:4px 0 7px\">Latest completed-session snapshot<\/div>\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(145px,1fr));gap:8px;margin:0 0 15px\">\n<div style=\"border:1px solid #e4e8ef;border-left:4px solid #b23434;border-radius:11px;padding:10px;background:#fff7f7;min-width:0\"><span style=\"display:block;font-size:10.5px;color:#687386;font-weight:700\">Cash close<\/span><b style=\"display:block;font-size:17px;line-height:1.25;color:#172033;margin-top:2px\">Rs 493.70<\/b><span style=\"display:block;font-size:11px;color:#b23434;font-weight:800;margin-top:2px\">-3.95%<\/span><\/div>\n<div style=\"border:1px solid #e4e8ef;border-left:4px solid #6b7280;border-radius:11px;padding:10px;background:#fff;min-width:0\"><span style=\"display:block;font-size:10.5px;color:#687386;font-weight:700\">Cash open<\/span><b style=\"display:block;font-size:17px;line-height:1.25;color:#172033;margin-top:2px\">Rs 514.90<\/b><\/div>\n<div style=\"border:1px solid #e4e8ef;border-left:4px solid #6b7280;border-radius:11px;padding:10px;background:#fff;min-width:0\"><span style=\"display:block;font-size:10.5px;color:#687386;font-weight:700\">Cash high \/ low<\/span><b style=\"display:block;font-size:17px;line-height:1.25;color:#172033;margin-top:2px\">Rs 514.90 \/ Rs 493.70<\/b><\/div>\n<div style=\"border:1px solid #e4e8ef;border-left:4px solid #b23434;border-radius:11px;padding:10px;background:#fff7f7;min-width:0\"><span style=\"display:block;font-size:10.5px;color:#687386;font-weight:700\">Near future<\/span><b style=\"display:block;font-size:17px;line-height:1.25;color:#172033;margin-top:2px\">Rs 497.85<\/b><span style=\"display:block;font-size:11px;color:#b23434;font-weight:800;margin-top:2px\">-3.96%<\/span><\/div>\n<div style=\"border:1px solid #e4e8ef;border-left:4px solid #176c3b;border-radius:11px;padding:10px;background:#f4fbf7;min-width:0\"><span style=\"display:block;font-size:10.5px;color:#687386;font-weight:700\">All-expiry futures OI<\/span><b style=\"display:block;font-size:17px;line-height:1.25;color:#172033;margin-top:2px\">3.76 Cr shares<\/b><span style=\"display:block;font-size:11px;color:#176c3b;font-weight:800;margin-top:2px\">+1.06%<\/span><\/div>\n<div style=\"border:1px solid #e4e8ef;border-left:4px solid #1f5f8f;border-radius:11px;padding:10px;background:#f5faff;min-width:0\"><span style=\"display:block;font-size:10.5px;color:#687386;font-weight:700\">F&amp;O\/Cash participation ratio<\/span><b style=\"display:block;font-size:17px;line-height:1.25;color:#172033;margin-top:2px\">2.43x<\/b><span style=\"display:block;font-size:11px;color:#1f5f8f;font-weight:800;margin-top:2px\">WittyTrades Proprietary<\/span><\/div>\n<\/div>\n<div style=\"border:1px solid #e4c44a;background:linear-gradient(135deg,#fff8d8,#fff3ad);border-radius:13px;padding:13px;margin:12px 0 16px;\">\n<div style=\"font-size:11px;font-weight:900;letter-spacing:.55px;text-transform:uppercase;color:#725a00;margin-bottom:8px;\">WittyTrades Proprietary Metrics<\/div>\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:9px;\">\n<div style=\"background:#fff;border:1px solid #ead989;border-radius:10px;padding:10px;\"><span style=\"display:block;font-size:11px;color:#6c6250;font-weight:700;\">Shares Traded per Trade<\/span><b style=\"display:block;font-size:22px;color:#172033;margin-top:2px;\">66.3<\/b><small style=\"display:block;font-size:11px;color:#6f6654;line-height:1.45;margin-top:4px;\">3-session average: 53.5. Formula: cash shares traded \u00f7 number of trades.<\/small><\/div>\n<div style=\"background:#fff;border:1px solid #b9d8f4;border-radius:10px;padding:10px;\"><span style=\"display:block;font-size:11px;color:#496a88;font-weight:700;\">F&amp;O\/Cash Participation Ratio<\/span><b style=\"display:block;font-size:22px;color:#1f5f8f;margin-top:2px;\">2.43x<\/b><small style=\"display:block;font-size:11px;color:#58758f;line-height:1.45;margin-top:4px;\">Formula: futures-equivalent shares \u00f7 cash shares. 3-session trend: 2.66x \u2192 2.71x \u2192 2.43x.<\/small><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div style=\"font-size:11px;text-transform:uppercase;letter-spacing:.6px;color:#697386;font-weight:800;\">NSE cash-market participation<\/div>\n<h3 style=\"font-size:18px;margin:3px 0 9px;color:#17324d;\">Last 3 Sessions: Cash Activity &amp; Delivery<\/h3>\n<div style=\"overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid #e5eaf0;border-radius:11px;\">\n<table style=\"border-collapse:collapse;width:100%;min-width:820px;margin:0;\">\n<thead>\n<tr>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Date<\/th>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Cash Volume<\/th>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Number of Trades<\/th>\n<th style=\"background:#fff2bf;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Shares Traded per Trade<\/th>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Delivery %<\/th>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Close \/ Change<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>28 Oct<\/strong><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">7.00 L shares<\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">14,633<\/td>\n<td style=\"background:#fff8db;white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>47.8<\/strong><br \/><span style=\"font-size:9.5px;font-weight:900;color:#725a00;\">WittyTrades Proprietary<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">37.17%<\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>Rs 510.15<\/strong> <span style=\"color:#176c3b;font-weight:800\">(+0.03%)<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>29 Oct<\/strong><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">11.57 L shares<\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">24,929<\/td>\n<td style=\"background:#fff8db;white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>46.4<\/strong><br \/><span style=\"font-size:9.5px;font-weight:900;color:#725a00;\">WittyTrades Proprietary<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">39.90%<\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>Rs 514.00<\/strong> <span style=\"color:#176c3b;font-weight:800\">(+0.75%)<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>30 Oct<\/strong><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">12.26 L shares<\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">18,498<\/td>\n<td style=\"background:#fff8db;white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>66.3<\/strong><br \/><span style=\"font-size:9.5px;font-weight:900;color:#725a00;\">WittyTrades Proprietary<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">46.98%<\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>Rs 493.70<\/strong> <span style=\"color:#b23434;font-weight:800\">(-3.95%)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div style=\"background:#fff8d9;border-left:4px solid #e3b600;padding:11px 12px;border-radius:8px;margin:11px 0;font-size:13px;\"><strong>WittyTrades Proprietary Metric: Large-Ticket Activity Proxy<\/strong><br \/>Average number of shares traded per trade was <strong>66.3<\/strong> in the latest session versus a <strong>53.5<\/strong> 3-session average. The latest average trade size was materially above its 3-session baseline, which can flag stronger larger-ticket or institutional-style participation. Latest delivery was 47.0% versus a 3-session average of 41.4%.<\/div>\n<div style=\"font-size:11px;text-transform:uppercase;letter-spacing:.6px;color:#697386;font-weight:800;margin-top:17px;\">Futures participation<\/div>\n<h3 style=\"font-size:18px;margin:3px 0 9px;color:#17324d;\">Last 3 Sessions: Futures vs Cash Participation<\/h3>\n<div style=\"overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid #e5eaf0;border-radius:11px;\">\n<table style=\"border-collapse:collapse;width:100%;min-width:1040px;margin:0;\">\n<thead>\n<tr>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Date<\/th>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Near Future \/ Change<\/th>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Futures Volume (Shares)<\/th>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Cash Volume (Shares)<\/th>\n<th style=\"background:#fff2bf;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">F&amp;O\/Cash Participation Ratio<\/th>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Aggregate Futures OI<\/th>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Positioning Read<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>28 Oct<\/strong><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>Rs 513.65<\/strong> <span style=\"color:#b23434;font-weight:800\">(-0.21%)<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">18.61 L shares<\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">7.00 L shares<\/td>\n<td style=\"background:#fff8db;white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong style=\"color:#1f5f8f\">2.66x<\/strong><br \/><span style=\"font-size:9.5px;font-weight:900;color:#1f5f8f;\">WittyTrades Proprietary<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">3.71 Cr shares <span style=\"color:#b23434;font-weight:800\">(\u2014)<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>Positioning unavailable<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>29 Oct<\/strong><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>Rs 518.40<\/strong> <span style=\"color:#176c3b;font-weight:800\">(+0.92%)<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">31.35 L shares<\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">11.57 L shares<\/td>\n<td style=\"background:#fff8db;white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong style=\"color:#1f5f8f\">2.71x<\/strong><br \/><span style=\"font-size:9.5px;font-weight:900;color:#1f5f8f;\">WittyTrades Proprietary<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">3.72 Cr shares <span style=\"color:#176c3b;font-weight:800\">(+0.27%)<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>Long buildup<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>30 Oct<\/strong><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>Rs 497.85<\/strong> <span style=\"color:#b23434;font-weight:800\">(-3.96%)<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">29.78 L shares<\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">12.26 L shares<\/td>\n<td style=\"background:#fff8db;white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong style=\"color:#1f5f8f\">2.43x<\/strong><br \/><span style=\"font-size:9.5px;font-weight:900;color:#1f5f8f;\">WittyTrades Proprietary<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">3.76 Cr shares <span style=\"color:#176c3b;font-weight:800\">(+1.06%)<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>Short buildup<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div style=\"background:#eef6ff;border-left:4px solid #2e7db2;padding:11px 12px;border-radius:8px;margin:11px 0;font-size:13px;\"><strong>Participation read:<\/strong> Futures-equivalent volume was 2.43 times cash-market share volume in the latest completed session. The latest price\/OI classification is <strong>Short buildup<\/strong>. Classification uses aggregate all-expiry OI to reduce front-month rollover distortion.<\/div>\n<div style=\"margin-top:17px;background:#f7fbff;border-left:4px solid #2e7db2;border-radius:9px;padding:12px 13px;\">\n        <strong>What to monitor next<\/strong><\/p>\n<ul style=\"margin:7px 0 0;padding-left:19px;font-size:13px;line-height:1.55;\">\n<li>Whether aggregate futures OI expands or contracts alongside the next price move.<\/li>\n<li>Whether the WittyTrades F&amp;O\/Cash Participation Ratio remains elevated or normalises.<\/li>\n<li>Whether Shares Traded per Trade moves materially above or below its recent baseline.<\/li>\n<li>Whether delivery participation holds above or below the recent 3-session average of 41.4%.<\/li>\n<\/ul><\/div>\n<p style=\"margin:10px 0 0;font-size:11px;color:#687386;\">Higher Shares Traded per Trade can flag larger-ticket participation, but exchange trade-count data does not identify the buyer or seller category. The F&amp;O\/Cash Participation Ratio measures participation intensity and does not by itself distinguish directional trading, hedging or arbitrage.<\/p>\n<\/section>\n<div class=\"wt-takeaways\">\n<div class=\"wt-card\" data-card=\"research\" style=\"background:#f4f8fd;border:1px solid #cbd8ea;border-left:4px solid #466fa5;border-radius:10px\">\n<div class=\"wt-card-title\">Key Takeaways<\/div>\n<div class=\"wt-card-body\">\n<ul class=\"wt-list\">\n<li>LIC Housing Finance Ltd (LICHSGFIN) shares declined 3.95% on October 30, 2026, settling near the day&#x27;s low of \u20b9493.70 after opening at \u20b9513.75 and reaching a peak of \u20b9514.90.<\/li>\n<li>The company submitted the scrutinizer&#x27;s report for a postal ballot confirming the approval of the appointment of Shri Sandeep Kumar as Managing Director &amp; Chief Executive Officer. The resolution secured overwhelming backing from shareholders, formalizing leadership transition following prior board notifications.<\/li>\n<li>Trading volume was 0.38 times the 20-day average daily volume.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<h2>Why is Lic Housing Finance share price falling on 30 October 2026?<\/h2>\n<div class=\"wt-prose\">\n<p class=\"wt-copy\">LIC Housing Finance Ltd (LICHSGFIN) shares declined 3.95% on October 30, 2026, settling near the day&#x27;s low of \u20b9493.70 after opening at \u20b9513.75 and reaching a peak of \u20b9514.90.<\/p>\n<p class=\"wt-copy\">The broader market demonstrated positive momentum, with the Nifty advancing 0.51%. LIC Housing Finance underperformed the benchmark indices, pulling back alongside a 20-day return profile that stands at -6.88%, even as shorter-term indicators such as the 5-day return reflected a modest 0.76% gain.<\/p>\n<p class=\"wt-copy\">The price movement coincided with the release of the company&#x27;s financial results for the second quarter ended September 30, 2026. LIC Housing Finance reported a profit after tax of \u20b91,508.78 crores, marking an 11% increase compared to \u20b91,353.87 crores in the corresponding period of the previous year. Total disbursements for the quarter rose 11% to \u20b918,127 crores, while the outstanding loan portfolio grew 5% year-on-year to \u20b9326,173 crores with a net interest margin of 2.58%.<\/p>\n<p class=\"wt-copy\">12.26 lakh shares traded by 30 October 2026 \u00b7 03:30 PM IST. This compares with a 20-day average daily volume of 32.51 lakh shares (0.38 times). The five-day average daily volume was 20.00 lakh shares. Separately, the NSE report for 30 October 2026 showed 5.76 lakh shares delivered, representing 46.98% of that day\u2019s traded volume. The same report recorded 18,498 trades.<\/p>\n<\/div>\n<div class=\"wt-likely-reason\">\n<div class=\"wt-card\" data-card=\"research\" style=\"background:#f4f8fd;border:1px solid #cbd8ea;border-left:4px solid #466fa5;border-radius:10px\">\n<div class=\"wt-card-title\">Likely Reason<\/div>\n<div class=\"wt-card-body\"><strong>Earnings release reaction amid broader sector divergence<\/strong><\/p>\n<p class=\"wt-copy\">The downward price movement coincided with the publication of the company&#x27;s Q2 FY27 earnings report and financial results. While core metrics such as profit after tax and disbursements posted healthy double-digit growth, the stock experienced profit-taking or valuation adjustments against the backdrop of recent negative 20-day returns.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<aside class=\"wt-cta wt-cta-yellow\">\n<div class=\"wt-cta-title\"><span style=\"display:block;font-size:11px;font-weight:900;letter-spacing:.5px;text-transform:uppercase;margin-bottom:3px;\">WittyTrades.com<\/span>Beyond Charts \u2014 Research Backed by Data.<\/div>\n<p class=\"wt-cta-copy\">Explore WittyTrades research across market segments.<\/p>\n<p><a class=\"wt-cta-button\" href=\"https:\/\/www.wittytrades.com\/Segments.html\">Explore WittyTrades Research \u2192<\/a><\/aside>\n<h2>Latest Company Developments<\/h2>\n<div class=\"wt-grid wt-grid-news\">\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Appointment of Sandeep Kumar as Managing Director &amp; CEO<\/div>\n<div class=\"wt-card-date\">23 October 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">The company submitted the scrutinizer&#x27;s report for a postal ballot confirming the approval of the appointment of Shri Sandeep Kumar as Managing Director &amp; Chief Executive Officer. The resolution secured overwhelming backing from shareholders, formalizing leadership transition following prior board notifications.<\/p>\n<p class=\"wt-copy\">Leadership continuity and executive direction are key factors in shaping institutional strategy and mortgage portfolio expansion.<\/p>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/LICHSGFIN_23102026182216_Binder1.pdf\" rel=\"noopener\">Original source \u2192<\/a><\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">FY26 Promoter Shareholding and Encumbrance Disclosure<\/div>\n<div class=\"wt-card-date\">25 September 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">The company submitted disclosures under Regulation 31(4) and 31(5) of the SEBI Takeover Regulations received from promoter Life Insurance Corporation of India for the year ended March 31, 2026. The declaration confirmed that no unlisted encumbrances were made on the company&#x27;s shares directly or indirectly beyond those previously disclosed.<\/p>\n<p class=\"wt-copy\">Transparency regarding promoter shareholdings and encumbrances provides clarity on corporate governance and ownership stability.<\/p>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/team_sandeshc_24092026122923_LIC.pdf\" rel=\"noopener\">Original source \u2192<\/a><\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Earnings \/ operating update<\/div>\n<div class=\"wt-card-date\">23 October 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">LIC Housing Finance Limited has submitted the Exchange a copy Srutinizers report of Postal Ballot. Further, the company has informed the Exchange regarding voting results.<\/p>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/LICHSGFIN_23102026182216_Binder1.pdf\" rel=\"noopener\">Original source \u2192<\/a><\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Investment \/ acquisition update<\/div>\n<div class=\"wt-card-date\">25 September 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">LIC Housing Finance Limited has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) and 31 (5) of the Securities and Exchange Board of India (Substantial Acquisition of Shares and Takeovers) Regulations, 2011.<\/p>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/team_sandeshc_24092026122923_LIC.pdf\" rel=\"noopener\">Original source \u2192<\/a><\/div>\n<\/div>\n<\/div>\n<h2>Ownership &amp; Transaction Activity<\/h2>\n<div class=\"wt-grid wt-grid-ownership\">\n<div class=\"wt-card\" data-card=\"ownership\" style=\"background:#fff8e8;border:1px solid #ecd39e;border-left:4px solid #cc922c;border-radius:10px\">\n<div class=\"wt-card-title\">Shareholding<\/div>\n<div class=\"wt-card-date\">As of 30 September 2026<\/div>\n<div class=\"wt-card-body\">\n<div class=\"wt-grid wt-grid-metrics\">\n<div class=\"wt-metric\">\n<div class=\"wt-label\">Promoter holding<\/div>\n<div class=\"wt-value\">45.24%<\/div>\n<div class=\"wt-note\">45.24% on 30 June 2026<\/div>\n<\/div>\n<div class=\"wt-metric\">\n<div class=\"wt-label\">FII\/FPI<\/div>\n<div class=\"wt-value\">18.93%<\/div>\n<div class=\"wt-note\">21.47% on 30 June 2026<\/div>\n<\/div>\n<div class=\"wt-metric\">\n<div class=\"wt-label\">Institutional holding<\/div>\n<div class=\"wt-value\">40.57%<\/div>\n<div class=\"wt-note\">42.49% on 30 June 2026<\/div>\n<\/div>\n<\/div>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/xbrl\/SHP_1738422_15102026094914_WEB.xml\" rel=\"noopener\">NSE shareholding filing \u2192<\/a><\/div>\n<\/div>\n<\/div>\n<h2>Mutual Fund Holdings<\/h2>\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">Mutual-fund ownership<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">Mutual funds held 18.18% on 30 September 2026. This compares with 18.02% on 30 June 2026, a change of +0.16 percentage points.<\/p>\n<p class=\"wt-copy\">The filing reported 43 MF\/UTI holders.<\/p>\n<div class=\"wt-grid wt-grid-funds\">\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">ICICI PRUDENTIAL MULTI-ASSET FUND<\/div>\n<div class=\"wt-card-date\">30 September 2026<\/div>\n<div class=\"wt-card-body\">2.85 crore shares \u00b7 5.18%<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">KOTAK EQUITY SAVINGS FUND<\/div>\n<div class=\"wt-card-date\">30 September 2026<\/div>\n<div class=\"wt-card-body\">1.43 crore shares \u00b7 2.60%<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">BANDHAN FINANCIAL SERVICES FUND<\/div>\n<div class=\"wt-card-date\">30 September 2026<\/div>\n<div class=\"wt-card-body\">1.11 crore shares \u00b7 2.02%<\/div>\n<\/div>\n<\/div>\n<div class=\"wt-note wt-source-note\">These are quarterly holdings, rather than purchases or sales on the article date.<\/div>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/xbrl\/SHP_1738422_15102026094914_WEB.xml\" rel=\"noopener\">NSE shareholding filing \u2192<\/a><\/div>\n<\/div>\n<h2>What to Watch Next<\/h2>\n<ul class=\"wt-list\">\n<li>Management commentary and analyst interactions following the Q2 FY27 earnings announcement<\/li>\n<li>Retail loan disbursement velocity and project finance growth trends in upcoming quarters<\/li>\n<li>Asset quality metrics, including Stage 3 exposure and Expected Credit Loss (ECL) coverage provisions<\/li>\n<li>Net interest margin (NIM) trajectory relative to funding cost pressures<\/li>\n<\/ul>\n<h2>Other Dated Coverage<\/h2>\n<ul class=\"wt-list\">\n<li><a href=\"https:\/\/www.wittytrades.com\/market-news\/lichsgfin-share-price-today-2026-10-23\/\">Lic Housing Finance Share Price Today: Why LICHSGFIN Is Falling 2.39% | 23 October 2026 \u2014 23 October 2026<\/a><\/li>\n<li><a href=\"https:\/\/www.wittytrades.com\/market-news\/lichsgfin-share-price-today-2026-10-14\/\">Lic Housing Finance Share Price Today: Why LICHSGFIN Is Falling 4.15% | 14 October 2026 \u2014 14 October 2026<\/a><\/li>\n<li><a href=\"https:\/\/www.wittytrades.com\/market-news\/lichsgfin-share-price-today-2026-10-07\/\">Lic Housing Finance Share Price Today: Why LICHSGFIN Is Rising 2.67% | 7 October 2026 \u2014 7 October 2026<\/a><\/li>\n<\/ul>\n<p><a href=\"https:\/\/www.wittytrades.com\/market-news\/tag\/lichsgfin\/\">More Lic Housing Finance news and dated analysis \u2192<\/a><\/p>\n<aside class=\"wt-cta wt-cta-dark\">\n<div class=\"wt-cta-title\">Looking for Research-Backed Market Opportunities?<\/div>\n<p class=\"wt-cta-copy\">Explore WittyTrades research across market segments.<\/p>\n<p><a class=\"wt-cta-button\" href=\"https:\/\/www.wittytrades.com\/Segments.html\">Explore WittyTrades Research \u2192<\/a><\/aside>\n<h2>Frequently Asked Questions<\/h2>\n<div class=\"wt-faq\">\n<h3>What is the latest Lic Housing Finance company news?<\/h3>\n<p class=\"wt-copy\">The company submitted the scrutinizer&#x27;s report for a postal ballot confirming the approval of the appointment of Shri Sandeep Kumar as Managing Director &amp; Chief Executive Officer. The resolution secured overwhelming backing from shareholders, formalizing leadership transition following prior board notifications.<\/p>\n<h3>How strong was Lic Housing Finance\u2019s trading volume?<\/h3>\n<p class=\"wt-copy\">12.26 lakh shares traded, 0.38 times the 20-day average daily volume. The price and volume data are dated 30 October 2026 \u00b7 03:30 PM IST.<\/p>\n<h3>Do the mutual-fund figures show buying today?<\/h3>\n<p class=\"wt-copy\">They show holdings on 30 September 2026. Quarterly holdings do not identify purchases made on the article date.<\/p>\n<\/div>\n<p><strong>Research &amp; analysis:<\/strong> <a href=\"https:\/\/www.wittytrades.com\/About_Us.html\">WittyTrades Research Desk<\/a><br \/><strong>Reviewed by:<\/strong> <a href=\"https:\/\/www.wittytrades.com\/About_Us.html\">Mohanish Sanghavi \u2014 SEBI Registered Research Analyst<\/a><br \/><strong>SEBI Registration No.:<\/strong> INH000008172 \u00b7 <strong>BSE Enlistment No.:<\/strong> 5430<\/p>\n<p>Disclaimer: Investments in securities markets are subject to market risks. Registration with SEBI and NISM certification do not guarantee performance or returns. This article is for information and education, not personalised investment advice or a recommendation to buy, sell or hold.<\/p>\n<\/div>\n<p><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@graph\": [{\"@type\": \"WebSite\", \"@id\": \"https:\/\/www.wittytrades.com\/#website\", \"url\": \"https:\/\/www.wittytrades.com\/\", \"name\": \"WittyTrades\", \"publisher\": {\"@id\": \"https:\/\/www.wittytrades.com\/#organization\"}, \"inLanguage\": \"en-IN\"}, {\"@type\": \"Organization\", \"@id\": \"https:\/\/www.wittytrades.com\/#organization\", \"name\": \"WittyTrades\", \"alternateName\": \"Witty Networks\", \"url\": \"https:\/\/www.wittytrades.com\/\", \"telephone\": \"+91-22-48972020\", \"identifier\": [{\"@type\": \"PropertyValue\", \"propertyID\": \"SEBI Research Analyst Registration\", \"value\": \"INH000008172\"}, {\"@type\": \"PropertyValue\", \"propertyID\": \"BSE Research Analyst Code\", \"value\": \"5430\"}]}, {\"@type\": \"Organization\", \"@id\": \"https:\/\/www.wittytrades.com\/#research-desk\", \"name\": \"WittyTrades Research Desk\", \"url\": \"https:\/\/www.wittytrades.com\/About_Us.html\", \"parentOrganization\": {\"@id\": \"https:\/\/www.wittytrades.com\/#organization\"}}, {\"@type\": \"Person\", \"@id\": \"https:\/\/www.wittytrades.com\/About_Us.html#mohanish-sanghavi\", \"name\": \"Mohanish Sanghavi\", \"jobTitle\": \"SEBI Registered Research Analyst\", \"url\": \"https:\/\/www.wittytrades.com\/About_Us.html\", \"worksFor\": {\"@id\": \"https:\/\/www.wittytrades.com\/#organization\"}, \"identifier\": {\"@type\": \"PropertyValue\", \"propertyID\": \"SEBI Research Analyst Registration\", \"value\": \"INH000008172\"}}, {\"@type\": \"NewsArticle\", \"@id\": \"https:\/\/www.wittytrades.com\/market-news\/lichsgfin-share-price-today-2026-10-30\/#article\", \"mainEntityOfPage\": {\"@type\": \"WebPage\", \"@id\": \"https:\/\/www.wittytrades.com\/market-news\/lichsgfin-share-price-today-2026-10-30\/\"}, \"headline\": \"Lic Housing Finance Share Price Today: Why LICHSGFIN Is Falling 3.95% | 30 October 2026\", \"description\": \"Lic Housing Finance share price fell 3.95% to \u20b9493.70 today. See why LICHSGFIN is falling, volume context, company developments and what to watch next.\", \"datePublished\": \"2026-10-30T23:03:09.151114+05:30\", \"dateModified\": \"2026-10-30T23:03:09.151114+05:30\", \"author\": {\"@id\": \"https:\/\/www.wittytrades.com\/#research-desk\"}, \"reviewedBy\": {\"@id\": \"https:\/\/www.wittytrades.com\/About_Us.html#mohanish-sanghavi\"}, \"publisher\": {\"@id\": \"https:\/\/www.wittytrades.com\/#organization\"}, \"isPartOf\": {\"@id\": \"https:\/\/www.wittytrades.com\/#website\"}, \"about\": {\"@type\": \"Thing\", \"name\": \"Lic Housing Finance\", \"identifier\": {\"@type\": \"PropertyValue\", \"propertyID\": \"NSE Symbol\", \"value\": \"LICHSGFIN\"}}, \"inLanguage\": \"en-IN\", \"isAccessibleForFree\": true, \"image\": [\"https:\/\/www.wittytrades.com\/market-news\/wp-content\/uploads\/2026\/10\/lichsgfin-company-news-2026-10-30.jpg\"]}]}<\/script><!-- wt-article-record:{\"news_events\":[{\"title\":\"Press Release\",\"summary\":\"a press release dated October 30, 2026, titled \\\"Press Release for financial result Q2\\\".\",\"source\":\"NSE\",\"published\":\"30-Oct-2026 21:53:44\",\"source_type\":\"official filing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/LICHSGFIN_30102026215336_Press_Release_Combine.pdf\",\"disclosure_text\":\"The Manager, Listing Department, National Stock Exchange of India Ltd., Exchange Plaza, 5u, Floor, Plot No. C\/1, G Block, Bandra-Kurla Complex, Bandra (E), Mumbai- 400 051 Scrip ID: LICHSGFIN EQ Email: cmlist@nse.co.in tlucHFL LIC HOUSING FINANCE LTD 30th October, 2026 The General Manager, Department of Corporate Services-Listing Dept., BSE Limited, 25u, Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai- 400 001. Scrip Code : 500253 Email: corp.relations@bseindia.com Dear Sir\/Madam, Re.:- Press Release for First Quarter Ended September 30, 2026. With respect to the captioned subject the Press Release pertaining to the Second Quarter ended September 30, 2026 has been uploaded on the official website of UC Housing Finance Limited and may be accessed on the following web link Link:- https:\/\/www.lichousing.com\/investors\/press-releases Please take the above information on record and arrange for dissemination. Yours faithfully, For LIC Housing Finance Limited Varsha Hardasani A,,Nf.Nc\ufffd @,,r,.r:J,\\\" ('_J. \\\"' ' Company Secretary and Compliance Of'fti3t=!==;;::;:;.' CIN NO. : L65922MH1989PLC052257 Website : www.lichousing.com Registered & Corporate Office: UC Housing Finance Ltd., 131, Maker Tower-F, 13th Floor, Cuffe Parade, Mumbai - 400005 Tel: +9122 2217 8600, Fax: +9122 2217 8777, E-mail: lichousing@lichousing.com PRESS RELEASE LIC Housing Finance Ltd. announces its Q2 FY27 results Q2 FY2026-27 Profit after tax at Rs. 1508.78 Crs., up by 11% Q2 Total disbursements at Rs. 18127 Crs., up by 11% Outstanding loan portfolio is Rs. 326173 Crs. Q2 Net Interest Margin stood at 2.58% Mumbai, October 30, 2026: The Board of Directors of LIC Housing Finance Ltd. (BSE:500253; NSE: LICHS GFIN) announced its unaudited results for the second quarter ended on September 30, 2026, following its approval by the board of directors in the meeting held in Mumbai on October 30, 2026. The results are as per the Indian Accounting Standards i.e., IndAS notifications issued by the Ministry of Corporate Affairs and National Housing Bank in April 2018. Performance highlights at a glance \u2013 Q2 FY2027 (Figures in Rs. Crores) Quarter Ended September 2026 Quarter Ended September 2025 Variation (%) Revenue from operations 7175 7074 1% Net Interest Income 2088 2038 2% Profit Before Tax 1918.55 1704.71 13% Net Profit after tax 1508.78 1353.87 11% Net Interest Margin 2.58% 2.62% Outstanding Loan Portfolio 326173 311816 5% (1 crore =10 million) Performance highlights for the quarter ended September 30, 2026 Total disbursements were at Rs. 18127 crs in Q2 FY2027, as against Rs. 16313 crs for the corresponding period in Q2 FY202 6 up by 11%. Out of this, disbursements in the Retail Loan segment were at Rs 17563 crs against Rs 15935 crs in Q2 FY2026, a growth of 10%. Project loans were at Rs. 564 crs as compared with Rs 378 crs for the same quarter in the previous year, up by 49%. The company\u2019s total income for the Q2 FY2027 quarter was Rs. 7183 crs as compared to Rs 7080 crs during the same quarter in the previous year . The company's revenue from operations grew to Rs. 7175 crs as against Rs. 7074 crs in Q2 FY2026. Net Interest Income (NII) stood at Rs. 2088 crs, as against Rs 2038 crs for the same period in the previous year. Net interest margin (NIM) for the quarter stood at 2.58 % as against 2.62% for Q2 FY 2026 and 2.58 % for Q1 FY2027. Profit Before Tax for the quarter was Rs. 1918.55 crs as against Rs 1704.71 crs in Q2 FY2026, a growth of 13 %. Net profit after tax stood at Rs. 1508.78 crs, as compared with Rs 1353.87 crs during the same period in the previous year, showing a growth of 11%. The Loan Portfolio stood at Rs. 326173 crs as against Rs 311816 crs on September 30, 202 5, a growth of 5 %. Out of which Retail Loans grew by 4% from Rs 303084 crs to Rs. 316433 crs as on September 30, 2026, whereas the Project loan portfolio stood at Rs. 9740 crs as on September 30, 2026, as against Rs 8732 crs as on September 30, 2025, up by 12%. Under IndAS 109, asset classification and provisioning changes for future credit loss are reported on an Expected Credit Loss (ECL) basis. As per the same methodology, the provisions for ECL stood at Rs. 4292 crs with a coverage of 49% on Stage 3 as on September 30, 202 6, as against Rs 5074 crs as on September 30, 2025. The Stage 3 exposure on default as on September 30, 202 6 stood at 2.05% as against 2.51 % as on September 30, 2025 and 2.14 % as on June 30, 202 6. Performance highlights at a glance \u2013 H1 FY2027 (Figures in Rs. Crores) Six Months Ended September 2026 Six Months Ended September 2025 Variation (%) Revenue from operations 14236 14243 -0.05% Total Income Incl Other Income 14247 14250 -0.02% Net Interest Income 4163 4102 1% Net Profit Before Tax 3806.98 3403.87 12% Net Profit after Tax 2997.10 2713.79 10% Net Interest Margin 2.57% 2.65% (1 crore =10 million) During the six months ended September 30, 2026, the total Disbursements for the company stood at Rs 33140 crs as against Rs 29429 crs for the same period of the previous year , up by 13% . Out of this, the Retail Loan Segment registered a disbursement of Rs. 31704 crs, as against Rs 28895 crs for H1 ended September 30, 2025, up by 10%; whereas Project Loans were Rs 1436 crs as against Rs 534 crs for H1 ended September 30, 2025, up by 169%. The company\u2019s Total Income was Rs. 14247 crs as against Rs 14250 crs during the same period of the previous year. Revenue from Operations were Rs. 14236 crs as against Rs 14243 crs in the same period last year. Net Interest Income (NII) for six months was Rs. 4163 crs as against Rs 4102 crs during the same period previous year. Net profit before tax (PBT) for HI FY2027 was Rs. 3806.98 crs as against Rs 3403.87 crs during the same period previous year, up by 12 %. Net Profit After Tax (PAT) for the six months ended September 30, 2026, was Rs. 2997.10 crs as against Rs 2713.79 crs during the same period previous year, a growth of 10 %. Net Interest Margin (NIM) for six months ended September 30, 2026 stood at 2.57 % as against 2.65 % for the corresponding period ended September 30, 2025. Speaking on the performance, Shri. Sandeep Kumar, Managing Director & Chief Executive Officer of LIC Housing Finance Limited said, \u201cThe housing finance sector has remained resilient in the last quarter with stable demand in the retail housing segment. Our performance during this quarter reflects our continued focus on sustainable growth, customer -centricity and operational efficiency. Our priority remains to strengthen our market presence while making homeownership accessible to a wide r section of customers. In the near future, we expect borrower sentiment to remain positive, which will be supported by underlying strength of the Indian economy, favourable demographics and ongoing government focus on housing. We wish everyone a very happy and prosperous festive season.\u201d About LIC Housing Finance Ltd LIC Housing Finance Ltd. is the l argest housing finance company in India. It has one of the widest networks of offices across the co untry and representative office in Dubai. In addition, the Company also distributes its products through branches of its subsidiary LIC HFL Financial Services Ltd. LIC Housing Finance Ltd was promoted by Life Insurance Corporation in 1989 and a public issue was made in 1994.The company enjoys the highest rating from CRISIL & CARE indicating the highest safety regarding the ability to service interest and repay principal. Shri. Sandeep Kumar Janki Telivala \/ Mohit Mishra Managing Director & CEO Veritas Reputation PR LIC Housing Finance Ltd. Tel: +91 9892623468 \/ 8433889619 Tel: 022-22178602 Email: janki.telivala@veritasreputation.com Email: mohit.mishra@veritasreputation.com For further information please visit the website www.lichousing.com or contact:\"},{\"title\":\"Outcome of Board Meeting\",\"summary\":\"LIC Housing Finance Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.\",\"source\":\"NSE\",\"published\":\"30-Oct-2026 20:43:18\",\"source_type\":\"official filing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/LICHSGFIN_30102026204024_Quick_Financial_Result_September_2026.pdf\",\"disclosure_text\":\"Ref. LICHFI\/CS\/FY26-27\/Q2 Result The Manager, Listing Department, National Stock Exchange of India Ltd., Exchange Plaza, 5u, Floor, Plot No. C\/1, G Block, Bandra-Kurla Complex, Bandra (E), Mumbai - 400 051 Scrip ID: LICHSGFIN EQ Email: cmlist@nse.co.in Dear Sir\/ Madam, .... LICHFL LIC HOUSING FINANCE LTD 30th October, 2026 The General Manager, Department of Corporate Services-Listing Dept., BSE Limited, 25u, Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai - 400 001. Scrip Code : 500253 Email: corp.relations@bseindia.com SUB: Disclosure Under Regulation 30 Outcome of Board meeting held on October 30 , 2026 Meeting Commenced at 02:30 P.M. and concluded at 7:15 P.M. Submission of Unaudited Financial Results for the Second quarter and half year ended on September 30, 2026 Please refer to our letter Ref.:LICHFL\/CS\/noticebm dated 21st October, 2026 regarding intimation of Board Meeting for considering Unaudited standalone and consolidated Financial Results for the second quarter and half year ended on September 30, 2026. In this connection, please find the outcome of the Meeting as under: 1) Unaudited Financial Results for the second quarter and half year ended on September 30, 2026. Pursuant to Regulation 30, 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 ('Listing Regulations'), as amended, the board of Directors at its Meeting held today 30th October, 2026 has inter-alia, considered and approved the Statements of unaudited Financial Results (Standalone and Consolidated) of the Company for the second quarter and half year ended on September 30, 2026, duly reviewed and as recommended by the Audit Committee. In this regard, the Company has submitted the following documents. Sr. No. Particulars 1 Unaudited standalone and consolidated Financial Results for the Second quarter and half year ended on September 30, 2026, along with the Limited Review Report issued by M\/ s Shah Gupta & Co., Chartered CIN NO. : L65 922MH1989PLC05225 7 Website : www.lichousing.com Registered & Corporate Office: UC Ho using Finance Ltd., 131, Maker Tower-F, 13th Floor, Cuffe Parade, Mumbai - 400005 Tel: +9122 2217 8600, Fax: +9122 2217 8777, E-mail: lichousing@lichousing.com LIC HOUSING FINANCE LTD Accountants and M\/ s Batliboi & Purohit, Chartered Accountants, Joint Statutory Auditors of the Company. 2 Additional disclosure of ratio\/ equivalent financial information pursuant to Regulation 52(4) and 54 of Listing Regulations 3 Security Cover Certificate from Joint Statutory Auditors pursuant to Regulation- 54(2) & (3) of Listing Regulations. 4 Statement of utilisation of issue proceeds (as per Regulation 52(7) of the SEBI (LODR) Regulations, 2015 and Statement of deviation(s) or variation(s) in the use of issue proceeds of non-convertible debentures pursuant to Regulation 52(7 A) of the said regulations. 5 A 'Nil' statement of deviation or variation in the prescribed format as required under Regulation 32 of Listing Regulations 6 Disclosure of Related Party Transactions for the Half Year ended September 30, 2026 as per Regulation 23(9) of SEBI Listing Regulations. 7 A quarterly certificate from the CEO\/ CFO certifying that CP proceeds are utilized for disclosed purposes, and adherence to other listing conditions, Regulation 10, Part II of Chapter XVII - Listing of Commercial Paper of SEBI Master Circular SEBI\/HO\/DDHS\/PoDl\/P\/CIR\/2024\/54 dated May 22, 2024. The aforesaid documents are also being uploaded on the website of the Company i.e., https:j\/www.lichousing.comfand the said results will also be published in tl1e newspapers, in the format prescribed under Regulation 47 of the listing regulations. This is for your information and records. Thanking you, You\ufffdithfully,For \ufffdJ ousi \ufffd\ufffd Finance Limited Vars a\ufffdani Company Secretary & Compliance Officer ACS: 50448 Encl.: a\/a. CIN NO. : L65 922MH1989PLC05225 7 Website : www.lichousing.com Registered & Corporate Office: UC Housing Finance Ltd., 131, Maker Tower-F, 13 th Floor, Cuffe Parade, Mumbai - 400005 Tel: +9122 2217 8600, Fax: +9122 2217 8777, E-mail: lichousing@lichousing.com ... LIC HFL LIC HOUSING FINANCE LTD LIC HOUSING FINANCE LIMITED STATEMENT OF UNAUDITED STANDALONE FINANCIAL RESULTS FOR THE QUARTER AND HALF YEAR ENDED SEPTEMBER 30, 2026 (? in Crorel Quarter Ended Half Year End_ed Year Ended Particulars September 30, June 30, September 30, September 30, September 30, March 31, 2026 2026 2025 2026 2025 2026 Unaudited Unaudited Unaudited Unaudited Unaudited Audited 1 Revenue from operations a.Interest income 7,112.01 7,023.57 7,033.54 14,135.58 14,146.60 28,199.71 b.Fees and commission income 13.34 9.47 16.08 22.81 26.64 78.75 c.Net gain on fair value changes - 13.66 11.06 12.38 33.06 76.03 d.Other operating income 49.73 15.75 13.18 65.48 36.88 68.36 (!) Total Revenue from operations 7,175.08 7,062.45 7,073.86 14,236.25 14,243.18 28,422.85 (II' Other income 7.45 3.08 6.54 10.53 6.68 7.03 Total Income 7,182.53 7,065.53 7,080.40 14,246.78 14,249.86 28,429.88 2 Expenses a.Finance costs 5,024.15 4,948.05 4,996.17 9,972.20 10,044.52 19,775.19 b.Fees and commission expense 48.52 29.26 39.97 77.78 61.97 162.11 c.Net loss on fair value changes 1.28 - - - - - d.Net loss on de-recognition of financial instruments under 3.88 53.17 6.83 57.05 14.35 72.70 amortised cost category e.lmpairment on financial instruments (92.57) (164.23) 71.99 (256.80) 193.66 171.21 I.Employee Benefits expenses 136.70 184.03 142.87 320.73 302.37 641.05 g.Depreciation, amortisation and impairment 28.32 29.02 31.32 57.34 55.21 117.58 h .Other expenses 113.70 97.80 86.54 211.50 173.91 409.42 Total Exoenses 5,263.98 5,177.10 5,375.69 10,439.80 10,845.99 21,349.26 3 Profit BeforeTax (1-2) 1,918.55 1,888.43 1,704.71 3,806.98 3,403.87 7,080.62 4 Tax expense 409.77 400.11 350.84 809.88 690.08 1,485.47 5 Profit After Tax (3-4) 1,508.78 1,488.32 1,353.87 2,997.10 2,713.79 5,595.15 6 Other Comorehensive Income (OCI) (i) Items that will not be reclassified to profit or loss (a) Remeasurement of defined employee benefit plans 2.28 (8.22} 2.68 (5.94) 2.69 31.63 (b) Income tax relating to items that will not be (0.57) 2.07 (0.68) 1.50 (0.68} (7.96) reclassified to profit or loss Other Comprehensive Income\/ (Loss), net of tax (a+b) 1.71 (6.15) 2.00 (4.44) 2.01 23.67 7 Total Comprehensive Income for the oeriod\/ vear {5+6) 1,510.49 1,482.17 1,355.87 2,992.66 2,715.80 5,618.82 8 Earnings Per Share (EPS) on (face value off 2\/-) Basic and Diluted Earning Per Share {f} 27.43 27.06 24.61 54.49 49.34 101.72 \/The EPS for the Ouarters are not annualised) 9 Paid-uo Eauity Share Capital (face value\ufffd 2\/-l 110.08 110.08 110.08 110.08 110.08 110.08 10 Other Equity - - - - 41,215.46 CIN NO. : L65 922MH1989PLC05225 7 Website : www.lichousing.com Registered & Corporate Office: LIC Housing Finance Ltd., 131, Maker Tower-F, 13th Floor, Cuffe Parade, Mumbai - 400005 Tel: +9122 2217 8600, Fax: +9122 2217 8777, E-mail: lichousing@lichousing.com . Notes to the Standalone Financial Results: 1 Statement of Standalone Assets and Liabilities Particulars ASSETS 1 Financial Assets (a Cash and cash equivalents (b) Bank Balance other than (a) above (c Loans (d lnvesh11ents (e' Other Financial assets Sub-total Financial Assets 2 Non-Financial Assets (a Current tax assets (Net) (b) Deferred tax Assets (Net) (c) Propertv, Plant and Equipment (d) Right of Use Assets (e) Other Intangible assets (f) Other non-financial assets Sub-total Non-Financial Assets Total Assets LIABILITIES AND EQUITY LIABILITIES 1 Financial Liabilities (a) Payables (I)Trade Pavables (i) total outstanding dues of micro enterprises and small enterprises (ii) total outstanding dues of creditors other than micro enterprises and sma11 enterprises (b) Debt Securities (cl Borrowings (Other than Debt Securities) (d) Deposits (e) Subordinated Liabilities ff) Lease Liabilities (g) Other financial liabilities Sub-total Financial Liabilities 2 Non-Financial Liabilities (a) Provisions (b: Other non-financial liabilities Sub-total Non-Financial Liabilities 3 EQUITY (a) Equity Share Capital (b) Other Equity Sub-total Eauitv Total Liabilities and Equitv ____ LIC HFL UC HOUSING FINANCE LTD (tin Crore\\\\ As at As at September 30, March 31, 2026 2026 Unaudited Audited 235.23 706.80 82.05 571.32 3,21,964.75 3,16,221.74 4,828.83 5,050.33 1,340.47 343.79 3,28,451.33 3,22,893.98 83.86 634.80 966.69 1,061.93 180.68 191.73 156.73 153.90 31.83 38.52 202.49 188.94 1,622.28 2,269.82 3,30,073.61 3,25,163.80 0.00 0.57 66.78 93.94 1,42,219.06 1,40,508.97 1,30,750.08 1,28,293.63 10,219.36 11,908.00 1,885.42 1,818.97 178.16 174.46 383.12 391.26 2,85,701.98 2,83,189.80 307.44 317.33 296.06 331.13 603.50 648.46 110.08 110.08 43,658.05 41,215.46 43,768.13 41,325.54 3,30,073.61 3,25,163.80 Reg 0\ufffdd & C.9\ufffdte Office: UC Housing Finance Ltd., 1 \ufffd\ufffd\ufffdk;tr'b\\\";{\ufffd 13th Floor, Cuffe \ufffd\ufffdtuM\ufffd\ufffd1qr;v\ufffd - 400005 Tel:+_ \ufffd\ufffdWifo-o, Fax: +9122 2217 8777, E-mail: lichW\ufffd- \\u002d\\u002d..:_ \ufffd 1g.com \ufffd) * .=v \ufffd\ufffd \ufffd 2 Standalone Cash Flow Statement for the Half Year ended September 30, 2026 Particulars A. Cash Flow from Operating Activities Profit Before Tax Adjustments for Depreciation, Amortization and Impairment (other than Financial Instruments) Exchange differences on translation of assets and liabilities (Net) Impairment on Financial Instruments (Expected Credit Loss) Loss\/(Gain) on disposal of Property, Plant and Equipment Dividend and Interest Income classified as Investing Cash Flows Interest Expense Net Gain on Fair Value Changes Net Loss On Derecognition of Financial Instrument Interest Income Adjustments for (lncrease)\/Decrease in Other Financial Assets (lncrease)\/Decrease in Other Non Financial Assets lncrease\/(Decrease) in Other Financial Liabilities lncrease\/(Decrease) in Other Non Financial Liabilities Cash (used in) operations before adjustments for interest received and paid Interest Paid Interest Received Cash (used in) operations before adjustments for interest received and paid Income Tax paid Net Cash used in Operations Loans Disbursed (Net of repayments) Net Cash (Used in) Operating Activities (A) B. Cash Flow from Investing Activities Payments for Property, Plant and Equipment Proceeds from Sale of Investments Dividends Received Net Cash Inflow\/ (used in) Investing Activities (B) C. Cash Flow from Financing Activities Proceeds from Borrowings Repayment of Borrowings Deposits (Net of repayments) Payments towards Lease Liability Dividends paid to Company's Shareholders Net Cash generated from Financing Activities (C) Effect of exchange differences on translation of foreign currency cash and c\ufffdsh equivalents Net Increase\/ (Decrease) in Cash and Cash Equivalents (A+B+C) Cash and Cash Equivalents at the beginning of the Year Cash and Cash Equivalents at the end of the Period Cash and Cash Equivalents as per above comprise of the following (i) Cash on hand (ii) Balances with Banks (of the nature of cash and cash equivalents) (iii) Cheques and demand drafts on hand Balances as per Statement of Cash Flows CIN NO. : L65 922MH1989PLC052257 Website : www.lichousing.com Half year ended September 30,2026 3,806.98 57.34 (279.61) 0.03 (7.20) 9,972.20 (12.38) 57.05 (14,135.58) (506.93) (13.54) (30.58) (54.75) (1,146.97) (8,918.25) 14,155.72 4,090.50 (162.20) 3,928.30- (5,542.37) (1,614.07) (7.63) 234.86 7.20 234.43 71,470.34 (68,150.94) (1,823.83) (37.44) (550.06) 908.07 (471.57) 706.80 235.23 0.82 234.41 235.23 1lucHFL LIC HOUSING FINANCE LTD (? in Crore) Half year ended September 30,202S 3,403.87 55.21 174.76 (6.41) 10,044.52 (33.06) 14.35 (14,146.60) (4,028.54) (34.97) (247.38) 66.80 (4,737.45) (8,977.82) 14,219.40 504.13 (575.98) (71.85) (4,171.72) (4,243.57) (29.66) 1,793.61 6.41 1,770.36 72,620.27 (73,560.43) 3,028.12 (33.81) (550.06) 1,504.09 (969.12) 1,259.72 290.60 1.24 289.36 290.60 Registered & Corporate Office: LIC Ho using Finance Ltd., 131, Maker Tower-F, 13th Floor, Cu ffe Parade, Mumbai - 400005 Tel: +9122 2217 8600, Fax: +9122 2217 8777, E-mail: lichousing@lichousing.com fl'ucHFL LIC HOUSING FINANCE LTD Notes to the Standalone Financial Results: 3 The above financial results for the quarter and half year ended September 30, 2026 have been reviewed and recommended by the Audit Committee and subsequently approved by the Board of Directors at their meeting held on October 30, 2026. The above results have been subjected to Limited Review by the Joint Statutory Auditors of the Company. 4 The standalone financial results of the Company have been prepared by management in accordance with Indian Accounting Standards (\\\"Ind AS\\\") notified under the Companies (Indian Accounting Standards) Rules, 2015 as amended. Accordingly, these financial results together with the results for the comparative reporting period have been prepared in accordance with the recognition and measurement principles laid down in Ind AS 34 - \\\"Interim Financial Reporting\\\", prescribed under section 133 of the Companies Act 2013 (\\\"the Act\\\") read with Rules issued thereunder, and other recognized accounting principles generally accepted in India, in accordance with Regulation 33 and Regulation 52 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended along with circulars, guidlines and directions issued by the Reserve Bank of India from time to time. These standalone financial results have been prepared in the format prescribed under the notified Schedule JII of the Companies Act, 2013 for Non Banking Financial Companies issued by the Ministry of Corporate Affairs (\\\"MCA\\\"), as amended. 5 The main business of the Company is to provide loans for purchase or construction of residential houses. All other activities of the Company revolve around the main business and accordingly there are no separate reportable segments, as per the Ind AS 108 - Operating Segments. Further all operations are carried out within India. 6 The members at the Annual General Meeting held on August 28, 2026, approved the payment of final dividend of\ufffd 10 per equity share aggregating to\ufffd 550.06 crore for the year ended March 31, 2026, as recommended by Board of Directors of the Company at its meeting held on May 13, 2026. Accordingly, the dividend amount has been paid to the shareholders in September 2026. 7 The Secured listed non-convertible debt securites of the Company are secured by a negative lien on the assets of the Company, with a minimum Security cover of 100%. In addition to above the Debentures would be secured by mortgage on an Immovable Property owned by the Company. Security cover for NCD issued by the company is 1.24 times as at September 30, 2026. 8 Disclosure as required by Reserve Bank of India vide circular DOR.no. BP.BC\/3\/21.04.048\/2020-21 dated August 6, 2020 and circular RBl\/2021-22\/31 DOR.STR.REC.11\/21.04.048\/2021-22 dated May 5, 2021 on Resolution Framework - 2.0, read with Reserve Bank of India (Non-Banking Financial Companies - Resolution of Stressed Assets) Directions 2025 dated November 28, 2025 as at September 30, 2026 are given below: ,\ufffd in crore Type of borrower Exposure to Of (A), Of (A), amount Of (A), amount Exposure to Accow1ts aggregate debt written off paid by the accounts classified as that slipped into during the borrowers classified as Standard NPA during the current half year during the Standard consequent to current half year current half year consequent to implementation implementation of resolution of resolution plan - Position plan - Position as at March 31, as at the end of 2026 (A)* September 30, I 2026.* Personal Loans 1,342.73 31.12 - 175.10 1,196.07 Corporate persons # 212.40 - 5.69 12.00 200.39 Of which, MSMEs I Others Total 1 555.13 31.12 5.69 187.10 1,396.46 \u2022 The figures includes accounts cured #As defined in section 3 (7) of the Insolvency and Bankruptcy Code, 2016. 9 There is no information required to be disclosed under disclosures on the details of co-lending arrangements as at September 30, 2026 as required by Reserve Bank of India (Non-Banking Financials Companies - Financial Statements: Presentation and Disclosures) Directions, 2025 Notification No. RBI\/DOR\/2025-26\/359 Master Direction DOR.ACC.REC.No.278\/21.04.018\/2025-26 dated November 28, 2025 (as amended from time to time). 10 The Company has not transferred \/ acquired any stressed loans, loans not in default during the quarter ended September 30, 2026 under the Reserve Bank of India (Non-Banking Financial Companies - Transfer and Distribution of Credit Risk) Directions, 2025 - RBI\/DOR\/2025-26\/352, DOR.STR.REC.271\/21.04.048\/2025-26 dated November 28, 2025 and Reserve Bank of India (Non-Banking Financial Companies - Financial Statements: Presentation and Disclosures) Directions, 2025, DOR.ACC.REC.No.278\/21.04.018\/2025-26. 11 During the quarter ended September 30, 2026, on review of loan portfolio with reference to the applicable regulatory requirements for classification of housing and non-housing finance loans, loans aggregating to, 19,610 crore have been identified for reclassification from housing finance to non-housing finance. The reclassification has no material impact on the Company's aggregate loan assets. The impact on the Capital Adequacy Ratio (CAR) will be recomputed as part of the annual financial statements. 1\u2022 \ufffd '<\\\\) CIN NO. : L6' i\ufffd\ufffd\ufffd\ufffdp 05225 7 Website: Registered & Corporate Office: UC Housing Finance Ltd., 131, Maker Tower-F, 13th Floor, Cuffe Parade, Mumbai - 400005 Tel: +9122 2217 8600, Fax: +9122 2217 8777, E-mail: lichousing@lichousing.com ftucHFLI LIC HOUSING FINANCE LTD 12 Disclosure related to project finance for the quarter ended September 30, 2026 pursuant to Reserve Bank of India (Non-Banking Financial Companies - Financial Statements: Presentation and Disclosures) Directions, 2025 vide RBI\/DOR\/2025-26\/359 -DOR.ACC.REC.No.278\/21.04.018\/2025-26 dt 28th\u00b7 November 2025 & also as per Reserve Bank of India (Non-Banking Financial Companies - Resolution of Stressed. Assets) Directions, 2025 vide RBI\/DOR\/2025-26\/357 DOR.STR\"}],\"recent_news\":[{\"summary\":\"a press release dated October 30, 2026, titled \\\"Press Release for financial result Q2\\\".\",\"category\":\"Press Release\",\"date\":\"30-Oct-2026 21:53:44\",\"source\":\"NSE filing\",\"industry\":\"Finance - Housing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/LICHSGFIN_30102026215336_Press_Release_Combine.pdf\",\"headline\":\"Earnings \/ operating update\",\"impact\":\"Earnings updates are directly relevant to valuation. Revenue growth, margins, profit growth and management guidance are the key items to compare with expectations.\",\"importance_score\":5,\"completeness_score\":3},{\"summary\":\"LIC Housing Finance Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.\",\"category\":\"Outcome of Board Meeting\",\"date\":\"30-Oct-2026 20:43:18\",\"source\":\"NSE filing\",\"industry\":\"Finance - Housing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/LICHSGFIN_30102026204024_Quick_Financial_Result_September_2026.pdf\",\"headline\":\"Earnings \/ operating update\",\"impact\":\"Earnings updates are directly relevant to valuation. Revenue growth, margins, profit growth and management guidance are the key items to compare with expectations.\",\"importance_score\":5,\"completeness_score\":4},{\"summary\":\"LIC Housing Finance Limited has submitted the Exchange a copy Srutinizers report of Postal Ballot. Further, the company has informed the Exchange regarding voting results.\",\"category\":\"Shareholders meeting\",\"date\":\"23-Oct-2026 18:22:35\",\"source\":\"NSE filing\",\"industry\":\"Finance - Housing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/LICHSGFIN_23102026182216_Binder1.pdf\",\"headline\":\"Earnings \/ operating update\",\"impact\":\"Earnings updates are directly relevant to valuation. Revenue growth, margins, profit growth and management guidance are the key items to compare with expectations.\",\"importance_score\":5,\"completeness_score\":5},{\"summary\":\"LIC Housing Finance Limited has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) and 31 (5) of the Securities and Exchange Board of India (Substantial Acquisition of Shares and Takeovers) Regulations, 2011.\",\"category\":\"Disclosure under SEBI Takeover Regulations\",\"date\":\"24-Sep-2026 18:46:55\",\"source\":\"NSE filing\",\"industry\":\"Finance - Housing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/team_sandeshc_24092026122923_LIC.pdf\",\"headline\":\"Investment \/ acquisition update\",\"impact\":\"The transaction can affect growth strategy, capital allocation or market access. Investors should consider the size of the investment, ownership acquired and expected returns.\",\"importance_score\":4,\"completeness_score\":5}],\"shareholding_snapshot\":{\"promoter_pct\":45.24,\"public_pct\":54.76,\"fii_pct\":18.93,\"dii_pct\":21.64,\"mf_pct\":18.18,\"institutional_pct\":40.57,\"noninst_pct\":14.19,\"mf_scheme_count\":43,\"pledged_shares\":null,\"pledged_pct_of_promoter\":null,\"mf_holders\":[{\"name\":\"ICICI PRUDENTIAL MULTI-ASSET FUND\",\"shares\":28503973,\"pct\":5.18},{\"name\":\"KOTAK EQUITY SAVINGS FUND\",\"shares\":14324874,\"pct\":2.6},{\"name\":\"BANDHAN FINANCIAL SERVICES FUND\",\"shares\":11135134,\"pct\":2.02},{\"name\":\"QUANT MUTUAL FUND - QUANT ARBITRAGE FUND\",\"shares\":10254859,\"pct\":1.86},{\"name\":\"NIPPON LIFE INDIA TRUSTEE LTD-A\/C NIPPON POWER &amp; INFRA FUND\",\"shares\":7855095,\"pct\":1.43}],\"period\":\"30-SEP-2026\",\"submission_date\":\"15-OCT-2026\",\"source\":\"NSE shareholding pattern XBRL\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/xbrl\/SHP_1738422_15102026094914_WEB.xml\",\"previous_period\":\"30-JUN-2026\",\"previous_promoter_pct\":45.24,\"previous_fii_pct\":21.47,\"previous_dii_pct\":21.02,\"previous_mf_pct\":18.02,\"previous_institutional_pct\":42.49,\"previous_mf_scheme_count\":41,\"previous_pledged_pct_of_promoter\":null,\"previous_pledged_shares\":null}} --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Lic Housing Finance share price fell 3.95% to \u20b9493.70 today. See why LICHSGFIN is falling, volume context, company developments and what to watch next.<\/p>\n","protected":false},"author":1,"featured_media":10071,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_witty_seo_title":"Lic Housing Finance Share Price Today: Why LICHSGFIN Is Falling 3.95% | 30 October 2026","_witty_meta_description":"Lic Housing Finance share price fell 3.95% to \u20b9493.70 today. See why LICHSGFIN is falling, volume context, company developments and what to watch next.","_witty_primary_phrase":"Lic Housing Finance share price today","_witty_reason_label":"Earnings release reaction amid broader sector divergence","_witty_reason_confidence":"medium","footnotes":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","_yoast_wpseo_focuskw":"","rank_math_title":"","rank_math_description":"","rank_math_focus_keyword":"","_aioseop_title":"","_aioseop_description":""},"categories":[3,4],"tags":[133],"class_list":["post-10072","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-movers","category-stocks-in-news","tag-lichsgfin"],"_links":{"self":[{"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/posts\/10072","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/comments?post=10072"}],"version-history":[{"count":1,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/posts\/10072\/revisions"}],"predecessor-version":[{"id":10073,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/posts\/10072\/revisions\/10073"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/media\/10071"}],"wp:attachment":[{"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/media?parent=10072"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/categories?post=10072"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/tags?post=10072"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}