{"id":12186,"date":"2026-11-13T17:45:44","date_gmt":"2026-11-13T12:15:44","guid":{"rendered":"https:\/\/www.wittytrades.com\/market-news\/manappuram-share-price-today-2026-11-13\/"},"modified":"2026-11-13T17:45:47","modified_gmt":"2026-11-13T12:15:47","slug":"manappuram-share-price-today-2026-11-13","status":"publish","type":"post","link":"https:\/\/www.wittytrades.com\/market-news\/manappuram-share-price-today-2026-11-13\/","title":{"rendered":"Manappuram Finance Share Price Today: Why MANAPPURAM Is Falling 3.73% | 13 November 2026"},"content":{"rendered":"<style id=\"wt-article-style-v4\">:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) { color:#30475c; font-size:16px; line-height:1.65; min-width:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) *, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) *::before, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) *::after { box-sizing:border-box; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-copy { font-size:16px !important; line-height:1.65 !important; margin:0 0 12px !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-prose .wt-copy { margin-bottom:15px !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-market-date { font-size:13px !important; line-height:1.55; color:#566b80; background:#f2f6f9; border:1px solid #dde6ec; border-left:4px solid #2e7db2; border-radius:6px; padding:8px 11px; margin:0 0 12px !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip { display:grid; grid-template-columns:repeat(6,minmax(0,1fr)); gap:7px; margin:8px 0 16px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div { padding:10px !important; min-width:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div > div:first-child { font-size:11px !important; line-height:1.45; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div > div:last-child { font-size:14px !important; line-height:1.5; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card { padding:14px 16px; min-width:0; overflow-wrap:anywhere; margin:14px 0 18px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card-title { font-size:16px; font-weight:800; line-height:1.45; color:#17324d; margin-bottom:6px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card-date { font-size:13px; line-height:1.5; color:#566b80; margin-bottom:9px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card-body { font-size:16px; line-height:1.6; color:#34495d; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card-body .wt-copy:last-child { margin-bottom:0 !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid { display:grid; grid-template-columns:repeat(2,minmax(0,1fr)); gap:12px; margin:12px 0 18px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid > .wt-card { margin:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid > :only-child { grid-column:1 \/ -1; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-metrics { grid-template-columns:repeat(3,minmax(0,1fr)); margin:10px 0 12px; gap:10px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-metric { background:#fff; border:1px solid #e1e8ef; border-radius:8px; padding:10px 12px; min-width:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-label { display:block; font-size:12px; font-weight:700; color:#566b80; line-height:1.5; margin-bottom:3px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-value { font-size:18px; font-weight:800; line-height:1.45; color:#17324d; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-note { display:block; font-size:13px; color:#566b80; line-height:1.55; margin-top:4px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-source-note { margin:9px 0 4px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-source { display:inline-block; font-size:13px; line-height:1.5; margin-top:6px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row { display:grid; grid-template-columns:2fr 1fr 1.2fr 1.2fr; gap:14px; padding:12px 0; border-bottom:1px solid #c9dbef; align-items:start; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row:last-of-type { border-bottom:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row strong { font-size:15px; line-height:1.5; display:block; color:#17324d; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row > div { min-width:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds { grid-template-columns:repeat(3,minmax(0,1fr)); margin:12px 0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card { padding:12px; background:#fff !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card-title { font-size:14px; font-weight:700; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card-body { font-size:14px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-brokerage { grid-template-columns:1fr; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-broker-facts { display:flex; flex-wrap:wrap; gap:14px 28px; margin:7px 0 12px; padding-bottom:10px; border-bottom:1px solid #cbd8ea; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-broker-facts strong { font-size:16px; color:#17324d; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-list { font-size:16px !important; line-height:1.65; margin:0 0 12px; padding-left:20px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-list li { margin-bottom:6px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-takeaways .wt-card { background:#f7fbff !important; border-color:#cfe1f2 !important; border-left-color:#2e7db2 !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-takeaways .wt-card-title { color:#1f4d70; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-takeaways .wt-list { margin-bottom:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-likely-reason .wt-card { background:#f5fbfd !important; border-color:#c9d9e7 !important; border-left:5px solid #1f7b92 !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-likely-reason .wt-card-title { color:#174c5d; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-likely-reason .wt-card-body > strong { display:block; margin-bottom:6px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta { padding:18px 19px; margin:22px 0; border-radius:13px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-title { font-size:19px; font-weight:800; line-height:1.4; margin-bottom:7px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-yellow { background:linear-gradient(135deg,#ffe873,#ffd64a); border:1px solid #e3b600; box-shadow:0 8px 18px rgba(59,48,0,.09); }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-yellow .wt-cta-title { color:#10233f !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-yellow .wt-cta-copy { color:#27364b !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-dark { background:#10233f; box-shadow:0 9px 22px rgba(16,35,63,.18); }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-dark .wt-cta-title { color:#fff !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-dark .wt-cta-copy { color:#dce6f1 !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-copy { font-size:16px !important; line-height:1.6; margin:0 0 12px !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-button { display:inline-block; background:#10233f; color:#fff !important; padding:10px 17px; border-radius:7px; text-decoration:none !important; font-size:15px; font-weight:800; line-height:1.5; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-dark .wt-cta-button { background:#ffe36e; color:#10233f !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-faq h3 { color:#173b58 !important; font-size:17px !important; line-height:1.45; margin:18px 0 6px !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) > p:last-child { font-size:13px; line-height:1.55; color:#606b78; border-top:1px solid #e1e7ef; padding-top:13px; margin-top:16px; }\n@media (max-width:960px) {\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip { grid-template-columns:repeat(3,minmax(0,1fr)); }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row { grid-template-columns:1.7fr 1fr 1.2fr 1.2fr; gap:10px; }\n}\n@media (max-width:650px) {\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid { grid-template-columns:1fr; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-metrics { grid-template-columns:repeat(2,minmax(0,1fr)); }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card { padding:14px; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row { grid-template-columns:repeat(2,minmax(0,1fr)); gap:10px 14px; padding:12px 0; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-person, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row > div:last-child { grid-column:1 \/ -1; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta { padding:17px 15px; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-title { font-size:18px; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div { padding:9px !important; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card-title, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card-body { font-size:15px; }\n}\n@media (max-width:420px) {\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip { grid-template-columns:repeat(2,minmax(0,1fr)); }\n}<\/p>\n<p>:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div {border:1px solid #dde6ee;border-radius:8px;background:#f9fbfd;}\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div > div:last-child {font-weight:800;color:#17324d;}\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) h2 {font-size:24px !important;line-height:1.35 !important;margin:28px 0 14px !important;color:#173b58;}\n<\/style>\n<div class=\"wt-article-v4\" data-witty-phase=\"live\" data-article-version=\"4\">\n<p class=\"wt-market-date\"><strong>NSE: MANAPPURAM<\/strong> \u00b7 13 November 2026<\/p>\n<div class=\"wt-price-strip\">\n<div>\n<div>Price<\/div>\n<div>\u20b9308.00<\/div>\n<\/div>\n<div>\n<div>Change<\/div>\n<div>-3.73%<\/div>\n<\/div>\n<div>\n<div>High \/ Low<\/div>\n<div>\u20b9327.00 \/ \u20b9304.65<\/div>\n<\/div>\n<div>\n<div>Prev. Close<\/div>\n<div>\u20b9319.95<\/div>\n<\/div>\n<div>\n<div>Volume<\/div>\n<div>3.20 crore<\/div>\n<\/div>\n<div>\n<div>Price as of<\/div>\n<div>13 November 2026 \u00b7 03:30 PM IST<\/div>\n<\/div>\n<\/div>\n<div class=\"wt-takeaways\">\n<div class=\"wt-card\" data-card=\"research\" style=\"background:#f4f8fd;border:1px solid #cbd8ea;border-left:4px solid #466fa5;border-radius:10px\">\n<div class=\"wt-card-title\">Key Takeaways<\/div>\n<div class=\"wt-card-body\">\n<ul class=\"wt-list\">\n<li>Manappuram Finance Ltd shares dropped 3.73% on November 13, 2026, closing at \u20b9308.00 after trading between an intraday high of \u20b9327.00 and a low of \u20b9304.65.<\/li>\n<li>Manappuram Finance reported its unaudited financial results for the quarter ended September 30, 2026, posting a consolidated net profit of \u20b9701 crore, up 222.90% year-on-year from \u20b9217 crore in Q2 FY26. Consolidated revenue from operations grew 46.2% year-on-year to \u20b93,356 crore, while consolidated assets under management reached \u20b973,303 crore, representing a 60.1% annual growth rate.<\/li>\n<li>Trading volume was 7.29 times the 20-day average daily volume.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<h2>Why is Manappuram Finance share price falling on 13 November 2026?<\/h2>\n<div class=\"wt-prose\">\n<p class=\"wt-copy\">Manappuram Finance Ltd shares dropped 3.73% on November 13, 2026, closing at \u20b9308.00 after trading between an intraday high of \u20b9327.00 and a low of \u20b9304.65.<\/p>\n<p class=\"wt-copy\">Against broader market benchmarks, the stock faced notable downward pressure as the Nifty index fell 0.61%. Manappuram&#x27;s negative session return of 3.73% extends a softer medium-term trend, reflecting a 5.52% decline over the preceding 5 trading sessions and a 4.94% drop over the last 20 trading sessions.<\/p>\n<p class=\"wt-copy\">The price movement coincides with recent company developments following the November 12, 2026 board meeting where the company announced unaudited financial results for the quarter and half-year ended September 30, 2026, alongside an interim dividend declaration of \u20b91 per share with a record date of November 18, 2026. While the underlying financial reports showed strong year-on-year profit growth, the stock&#x27;s sharp intraday volatility and elevated trading volumes indicate active positioning by market participants following the earnings announcements.<\/p>\n<p class=\"wt-copy\">3.20 crore shares traded by 13 November 2026 \u00b7 03:30 PM IST. This compares with a 20-day average daily volume of 43.85 lakh shares (7.29 times). The five-day average daily volume was 62.27 lakh shares. Separately, the NSE report for 13 November 2026 showed 81.29 lakh shares delivered, representing 25.43% of that day\u2019s traded volume. The same report recorded 173,584 trades.<\/p>\n<\/div>\n<div class=\"wt-likely-reason\">\n<div class=\"wt-card\" data-card=\"research\" style=\"background:#f4f8fd;border:1px solid #cbd8ea;border-left:4px solid #466fa5;border-radius:10px\">\n<div class=\"wt-card-title\">Likely Reason<\/div>\n<div class=\"wt-card-body\"><strong>Profit-taking and high-volume selling following recent earnings announcements<\/strong><\/p>\n<p class=\"wt-copy\">The stock declined 3.73% amid significantly elevated trading volumes of over 3.19 crore shares, outpacing 20-day averages by more than 7 times. This price action reflects heavy selling pressure and profit-taking following the recent Q2 earnings results and interim dividend announcements released on November 12, 2026.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<aside class=\"wt-cta wt-cta-yellow\">\n<div class=\"wt-cta-title\">Research the Market \u2014 Not Just the Headline<\/div>\n<p class=\"wt-cta-copy\">Explore WittyTrades research across market segments.<\/p>\n<p><a class=\"wt-cta-button\" href=\"https:\/\/www.wittytrades.com\/Segments.html\">Explore WittyTrades Research \u2192<\/a><\/aside>\n<h2>Latest Company Developments<\/h2>\n<div class=\"wt-grid wt-grid-news\">\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Q2 FY27 Financial Results and Profit Surge<\/div>\n<div class=\"wt-card-date\">12 November 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">Manappuram Finance reported its unaudited financial results for the quarter ended September 30, 2026, posting a consolidated net profit of \u20b9701 crore, up 222.90% year-on-year from \u20b9217 crore in Q2 FY26. Consolidated revenue from operations grew 46.2% year-on-year to \u20b93,356 crore, while consolidated assets under management reached \u20b973,303 crore, representing a 60.1% annual growth rate.<\/p>\n<p class=\"wt-copy\">Demonstrates substantial operational growth and earnings expansion across core gold loan and non-gold business segments.<\/p>\n<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Interim Dividend Declaration for FY27<\/div>\n<div class=\"wt-card-date\">12 November 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">The board of directors declared an interim dividend of \u20b91 per equity share of face value \u20b92 each for the financial year 2027. The company fixed November 18, 2026, as the record date to determine eligible shareholders for the payout.<\/p>\n<p class=\"wt-copy\">Provides regular cash return to equity shareholders and establishes a definitive timeline for dividend distribution.<\/p>\n<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Monitoring Agency Report<\/div>\n<div class=\"wt-card-date\">13 November 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">Please find attached the Monitoring Agency Report for the quarter ended September 30, 2026.<\/p>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/MANAPPURAM_12112026205925_MonitoringAgencyReport.pdf\" rel=\"noopener\">Original source \u2192<\/a><\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Press Release<\/div>\n<div class=\"wt-card-date\">13 November 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">a press release dated November 12, 2026, titled &quot;Press Release on the unaudited financial results of the Company for the quarter and half yearended September 30, 2026&quot;.<\/p>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/MANAPPURAM_12112026195139_PressReleaseFinal.pdf\" rel=\"noopener\">Original source \u2192<\/a><\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Outcome of Board Meeting<\/div>\n<div class=\"wt-card-date\">12 November 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">Outcome of Board Meeting held on November 12, 2026.<\/p>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/MANAPPURAM_12112026170632_MAFILOUTCOMEFINAL.pdf\" rel=\"noopener\">Original source \u2192<\/a><\/div>\n<\/div>\n<\/div>\n<h2>Ownership &amp; Transaction Activity<\/h2>\n<div class=\"wt-grid wt-grid-ownership\">\n<div class=\"wt-card\" data-card=\"ownership\" style=\"background:#fff8e8;border:1px solid #ecd39e;border-left:4px solid #cc922c;border-radius:10px\">\n<div class=\"wt-card-title\">Shareholding<\/div>\n<div class=\"wt-card-date\">As of 30 September 2026<\/div>\n<div class=\"wt-card-body\">\n<div class=\"wt-grid wt-grid-metrics\">\n<div class=\"wt-metric\">\n<div class=\"wt-label\">Promoter holding<\/div>\n<div class=\"wt-value\">41.66%<\/div>\n<div class=\"wt-note\">41.66% on 30 June 2026<\/div>\n<\/div>\n<div class=\"wt-metric\">\n<div class=\"wt-label\">FII\/FPI<\/div>\n<div class=\"wt-value\">21.04%<\/div>\n<div class=\"wt-note\">22.30% on 30 June 2026<\/div>\n<\/div>\n<div class=\"wt-metric\">\n<div class=\"wt-label\">Institutional holding<\/div>\n<div class=\"wt-value\">38.59%<\/div>\n<div class=\"wt-note\">37.15% on 30 June 2026<\/div>\n<\/div>\n<\/div>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/xbrl\/SHP_1737373_14102026104016_WEB.xml\" rel=\"noopener\">NSE shareholding filing \u2192<\/a><\/div>\n<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"insider\" style=\"background:#edf5ff;border:1px solid #c9dbef;border-left:4px solid #4b7fb8;border-radius:10px\">\n<div class=\"wt-card-title\">Historical Insider Activity<\/div>\n<div class=\"wt-card-body\">\n<div class=\"wt-insider-row\">\n<div class=\"wt-insider-person\"><strong>B.N. Raveendra Babu<\/strong><span class=\"wt-note\">Director<\/span><\/div>\n<div><span class=\"wt-label\">Transaction<\/span><strong>Sell<\/strong><\/div>\n<div><span class=\"wt-label\">Quantity<\/span><strong>1.00 lakh shares<\/strong><\/div>\n<div><span class=\"wt-label\">Trade date<\/span><strong>14 May 2025<\/strong><\/div>\n<\/div>\n<div class=\"wt-insider-row\">\n<div class=\"wt-insider-person\"><strong>Chintha Prasad<\/strong><span class=\"wt-note\">Insider \/ disclosed person<\/span><\/div>\n<div><span class=\"wt-label\">Transaction<\/span><strong>Sell<\/strong><\/div>\n<div><span class=\"wt-label\">Quantity<\/span><strong>5,500 shares<\/strong><\/div>\n<div><span class=\"wt-label\">Trade date<\/span><strong>28 March 2025<\/strong><\/div>\n<\/div>\n<div class=\"wt-note wt-source-note\">Source: NSE transaction disclosures. These are dated historical transactions.<\/div>\n<\/div>\n<\/div>\n<h2>Mutual Fund Holdings<\/h2>\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">Mutual-fund ownership<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">Mutual funds held 15.76% on 30 September 2026. This compares with 12.84% on 30 June 2026, a change of +2.92 percentage points.<\/p>\n<p class=\"wt-copy\">The filing reported 34 MF\/UTI holders.<\/p>\n<div class=\"wt-grid wt-grid-funds\">\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">Quant Mutual Fund &#8211; Quant Small Cap Fund<\/div>\n<div class=\"wt-card-date\">30 September 2026<\/div>\n<div class=\"wt-card-body\">3.12 crore shares \u00b7 3.32%<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">Sbi Elss Tax Saver Fund<\/div>\n<div class=\"wt-card-date\">30 September 2026<\/div>\n<div class=\"wt-card-body\">2.94 crore shares \u00b7 3.13%<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">Icici Prudential Multi Cap Fund<\/div>\n<div class=\"wt-card-date\">30 September 2026<\/div>\n<div class=\"wt-card-body\">1.75 crore shares \u00b7 1.86%<\/div>\n<\/div>\n<\/div>\n<div class=\"wt-note wt-source-note\">These are quarterly holdings, rather than purchases or sales on the article date.<\/div>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/xbrl\/SHP_1737373_14102026104016_WEB.xml\" rel=\"noopener\">NSE shareholding filing \u2192<\/a><\/div>\n<\/div>\n<h2>Research &amp; Brokerage Views<\/h2>\n<div class=\"wt-grid wt-grid-brokerage\">\n<div class=\"wt-card\" data-card=\"research\" style=\"background:#f4f8fd;border:1px solid #cbd8ea;border-left:4px solid #466fa5;border-radius:10px\">\n<div class=\"wt-card-title\">Jefferies<\/div>\n<div class=\"wt-card-date\">10 September 2026<\/div>\n<div class=\"wt-card-body\">\n<div class=\"wt-broker-facts\"><span><span class=\"wt-label\">Rating<\/span><strong>Buy<\/strong><\/span><\/div>\n<p class=\"wt-copy\">Maintained a positive stance on gold-loan lenders citing growth prospects in the collateralized lending sector.<\/p>\n<div class=\"wt-note wt-source-note\">Attributed brokerage opinion; not a WittyTrades recommendation.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2>What to Watch Next<\/h2>\n<ul class=\"wt-list\">\n<li>Stock price stability and volume normalization relative to the 20-day average volume of ~43 million shares<\/li>\n<li>Investor reaction ahead of the interim dividend record date on November 18, 2026<\/li>\n<li>Gold loan AUM growth trajectory and gold tonnage trends in subsequent quarters<\/li>\n<li>Performance and asset quality metrics of microfinance subsidiary Asirvad Micro Finance Ltd<\/li>\n<\/ul>\n<h2>Other Dated Coverage<\/h2>\n<ul class=\"wt-list\">\n<li><a href=\"https:\/\/www.wittytrades.com\/market-news\/manappuram-share-price-today-2026-10-23\/\">Manappuram Finance Share Price Today: Why MANAPPURAM Is Falling 5.23% | 23 October 2026 \u2014 23 October 2026<\/a><\/li>\n<li><a href=\"https:\/\/www.wittytrades.com\/market-news\/manappuram-share-price-today-2026-10-21\/\">Manappuram Finance Share Price Today: Why MANAPPURAM Is Falling 5.34% | 21 October 2026 \u2014 21 October 2026<\/a><\/li>\n<li><a href=\"https:\/\/www.wittytrades.com\/market-news\/manappuram-share-price-today-2026-10-01\/\">Why Manappuram Share Price Fell 2.64% Today: Market Context &amp; Analysis | 1 October 2026 \u2014 1 October 2026<\/a><\/li>\n<\/ul>\n<p><a href=\"https:\/\/www.wittytrades.com\/market-news\/tag\/manappuram\/\">More Manappuram Finance news and dated analysis \u2192<\/a><\/p>\n<aside class=\"wt-cta wt-cta-dark\">\n<div class=\"wt-cta-title\">Looking for Research-Backed Market Opportunities?<\/div>\n<p class=\"wt-cta-copy\">Explore WittyTrades research across market segments.<\/p>\n<p><a class=\"wt-cta-button\" href=\"https:\/\/www.wittytrades.com\/Segments.html\">Explore WittyTrades Research \u2192<\/a><\/aside>\n<h2>Frequently Asked Questions<\/h2>\n<div class=\"wt-faq\">\n<h3>What is the latest Manappuram Finance company news?<\/h3>\n<p class=\"wt-copy\">Manappuram Finance reported its unaudited financial results for the quarter ended September 30, 2026, posting a consolidated net profit of \u20b9701 crore, up 222.90% year-on-year from \u20b9217 crore in Q2 FY26. Consolidated revenue from operations grew 46.2% year-on-year to \u20b93,356 crore, while consolidated assets under management reached \u20b973,303 crore, representing a 60.1% annual growth rate.<\/p>\n<h3>How strong was Manappuram Finance\u2019s trading volume?<\/h3>\n<p class=\"wt-copy\">3.20 crore shares traded, 7.29 times the 20-day average daily volume. The price and volume data are dated 13 November 2026 \u00b7 03:30 PM IST.<\/p>\n<h3>Do the mutual-fund figures show buying today?<\/h3>\n<p class=\"wt-copy\">They show holdings on 30 September 2026. Quarterly holdings do not identify purchases made on the article date.<\/p>\n<\/div>\n<p><strong>Research &amp; analysis:<\/strong> <a href=\"https:\/\/www.wittytrades.com\/About_Us.html\">WittyTrades Research Desk<\/a><br \/><strong>Reviewed by:<\/strong> <a href=\"https:\/\/www.wittytrades.com\/About_Us.html\">Mohanish Sanghavi \u2014 SEBI Registered Research Analyst<\/a><\/p>\n<p>Disclaimer: Investments in securities markets are subject to market risks. Registration with SEBI and NISM certification do not guarantee performance or returns. This article is for information and education, not personalised investment advice or a recommendation to buy, sell or hold.<\/p>\n<\/div>\n<p><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@graph\": [{\"@type\": \"WebSite\", \"@id\": \"https:\/\/www.wittytrades.com\/#website\", \"url\": \"https:\/\/www.wittytrades.com\/\", \"name\": \"WittyTrades\", \"publisher\": {\"@id\": \"https:\/\/www.wittytrades.com\/#organization\"}, \"inLanguage\": \"en-IN\"}, {\"@type\": \"Organization\", \"@id\": \"https:\/\/www.wittytrades.com\/#organization\", \"name\": \"WittyTrades\", \"alternateName\": \"Witty Networks\", \"url\": \"https:\/\/www.wittytrades.com\/\", \"telephone\": \"+91-22-48972020\", \"identifier\": [{\"@type\": \"PropertyValue\", \"propertyID\": \"SEBI Research Analyst Registration\", \"value\": \"INH000008172\"}, {\"@type\": \"PropertyValue\", \"propertyID\": \"BSE Research Analyst Code\", \"value\": \"5430\"}]}, {\"@type\": \"Organization\", \"@id\": \"https:\/\/www.wittytrades.com\/#research-desk\", \"name\": \"WittyTrades Research Desk\", \"url\": \"https:\/\/www.wittytrades.com\/About_Us.html\", \"parentOrganization\": {\"@id\": \"https:\/\/www.wittytrades.com\/#organization\"}}, {\"@type\": \"Person\", \"@id\": \"https:\/\/www.wittytrades.com\/About_Us.html#mohanish-sanghavi\", \"name\": \"Mohanish Sanghavi\", \"jobTitle\": \"SEBI Registered Research Analyst\", \"url\": \"https:\/\/www.wittytrades.com\/About_Us.html\", \"worksFor\": {\"@id\": \"https:\/\/www.wittytrades.com\/#organization\"}, \"identifier\": {\"@type\": \"PropertyValue\", \"propertyID\": \"SEBI Research Analyst Registration\", \"value\": \"INH000008172\"}}, {\"@type\": \"NewsArticle\", \"@id\": \"https:\/\/www.wittytrades.com\/market-news\/manappuram-share-price-today-2026-11-13\/#article\", \"mainEntityOfPage\": {\"@type\": \"WebPage\", \"@id\": \"https:\/\/www.wittytrades.com\/market-news\/manappuram-share-price-today-2026-11-13\/\"}, \"headline\": \"Manappuram Finance Share Price Today: Why MANAPPURAM Is Falling 3.73% | 13 November 2026\", \"description\": \"Manappuram Finance share price fell 3.73% to \u20b9308.00 today. See why MANAPPURAM is falling, volume context, company developments and what to watch next.\", \"datePublished\": \"2026-11-13T17:45:33.799247+05:30\", \"dateModified\": \"2026-11-13T17:45:33.799247+05:30\", \"author\": {\"@id\": \"https:\/\/www.wittytrades.com\/#research-desk\"}, \"reviewedBy\": {\"@id\": \"https:\/\/www.wittytrades.com\/About_Us.html#mohanish-sanghavi\"}, \"publisher\": {\"@id\": \"https:\/\/www.wittytrades.com\/#organization\"}, \"isPartOf\": {\"@id\": \"https:\/\/www.wittytrades.com\/#website\"}, \"about\": {\"@type\": \"Thing\", \"name\": \"Manappuram Finance\", \"identifier\": {\"@type\": \"PropertyValue\", \"propertyID\": \"NSE Symbol\", \"value\": \"MANAPPURAM\"}}, \"inLanguage\": \"en-IN\", \"isAccessibleForFree\": true, \"image\": [\"https:\/\/www.wittytrades.com\/market-news\/wp-content\/uploads\/2026\/11\/manappuram-company-news-2026-11-13.jpg\"]}]}<\/script><!-- wt-article-record:{\"news_events\":[{\"title\":\"Monitoring Agency Report\",\"summary\":\"Please find attached the Monitoring Agency Report for the quarter ended September 30, 2026.\",\"source\":\"NSE\",\"published\":\"12-Nov-2026 20:59:43\",\"source_type\":\"official filing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/MANAPPURAM_12112026205925_MonitoringAgencyReport.pdf\",\"disclosure_text\":\"Reference No.: SEC\/SE\/169\/2026-27 Date: 12 November, 2026 BSE Limited Phiroze Jeejeebhoy Towers Dalal Street Mumbai- 400001 Scrip Code: 531213 National Stock Exchange of India Limited 5th Floor, Exchange Plaza Bandra (East) Mumbai \u2013 400 051 Scrip Code: MANAPPURAM India International Exchange (IFSC) Ltd 1st Floor, Unit No. 101, The Signature, Building no. 13B, Road 1C, Zone 1, GIFT SEZ, GIFT City, Gandhinagar, Gujarat \u2013 382355 Sub: Monitoring Agency Report for the quarter ended 30th September,2026 Ref: Regulation 32(1) and 32(6) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 read with Regulation 41(4) of the Securities and Exchange Board of India SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018. Dear Sir\/Ma\u2019am, Pursuant to Regulation 32(1) and 32(6) of the SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015 read with Regulation 41(4) of the SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018, we hereby confirm that there are no deviations in the utilisation of proceeds from the preferential issue. We are enclosing herewith Monitoring Agency Report issued by Crisil Ratings Limited, acting as the Monitoring Agency, for the quarter ended 30th September,2026 in respect of the utilization of proceeds from the Preferential Issue of the Company. The above is for your information and record. Yours faithfully, For Manappuram Finance Limited Aparna Menon Company Secretary 1 Monitoring Agency Report for Manappuram Finance Limited for the quarter ended September 30, 2026 2 CRL\/MAR\/ MANLEAF\/2026-27\/2078 November 12, 2026 To Manappuram Finance Limited IV\/470A (old) W\/638A (new), Manappuram House, Valappad, P.O. Valappad, Thrissur, Kerala - 680567 Dear Sir, Monitoring Agency Report for the quarter ended September 30, 2026 - in relation to the Preferential Issue (\u201cPI\u201d) of Manappuram Finance Limited (\u201cthe Company\u201d) Pursuant to Regulation 162A of SEBI (lssue of Capital and Disclosure Requirements) Regulations, 2018 (\u201c SEBI ICDR Regulations\u201d) and Monitoring Agency Agreement dated December 03, 202 5, enclosed herewith the Monitoring Agency Report, issued by Crisil Ratings Limited, Monitoring Agency, as per Schedule XI of the SEBI ICDR Regulations towards utilization of proceeds of PI for the quarter ended September 30, 2026. Request you to kindly take the same on records. Thanking you, For and on behalf of Crisil Ratings Limited Shounak Chakravarty Director, Ratings (LCG) 3 Report of the Monitoring Agency (MA) Name of the issuer: Manappuram Finance Limited For quarter ended: September 30, 2026 Name of the Monitoring Agency: Crisil Ratings Limited (a) Deviation from the objects: Not applicable (b) Range of Deviation: Not applicable Declaration: We declare that this report provides an objective view of the utilization of the issue proceeds in relation to the objects of the issue based on the information provided by the Issuer and information obtained from sources believed by it to be accurate and reliable. The MA does not perform an audit and undertakes no independent verification of any information\/ certifications\/ statements it receives. This Report is not intended to create any legally binding obligations on the MA which accepts no responsibility, whatsoever, for loss or damage from the use of the said information. The views and opinions expressed herein do not constitute the opinion of MA to deal in any security of the Issuer in any manner whatsoever. Nothing mentioned in this report is intended to or should be construed as creating a fiduciary relationship between the MA and any issuer or between the agency and any user of this report. The MA and its affiliates also do not act as an expert as defined under Section 2(38) of the Companies Act, 201 3. The MA or its affiliates may have credit rating or other commercial transactions with the entity to which the report pertains and may receive separate compensation for its ratings and certain credit-related analyses. We confirm that we do not perceive any conflict of interest in such relationship\/interest while monitoring and reporting the utilization of the issue proceeds by the issuer. We have submitted the report herewith in line with the format prescribed by SEBI, capturing our comments, where applicable. There are certain sections of the report under the title \u201cComments of the Board of Directors\u201d, that shall be captured by the Issuer\u2019s Management \/ Audit Committee of the Board of Directors subsequent to the MA submitting their report to the issuer and before dissemination of the report through stock exchanges. These sections have not been reviewed by the MA, and the MA takes no responsibility for such comments of the issuer\u2019s Management\/Board. Signature: Name and designation of the Authorized Signatory: Shounak Chakravarty Designation of Authorized person\/Signing Authority: Director, Ratings (LCG) 4 1) Issuer Details: Name of the issuer: Manappuram Finance Limited Names of the promoter: Mr. Nandakumar V P Ms. Sushama Nandakumar Ms. Jyothy Prasannan Mr. Suhas Nandan Mr. Sooraj Nandan Dr. Sumitha Nandan Ms. Shelly Ekalavian BC Asia Investments XXV Limited BC Asia Investments XIV Limited BC Asia Investments XXIV Limited Industry\/sector to which it belongs: Non-Banking Financial Company 2) Issue Details Issue Period: March 27, 2026 Type of issue (public\/rights): Preferential Issue (PI) Type of specified securities: Equity shares and Warrants convertible into equity shares Issue Grading, if any: NA Issue size: Issue proceeds - Rs. 4,384.94 crore (assuming conversion of all the Warrants into equivalent number of Equity Shares, and receipt of the money on such conversion) - (Refer note 1) *Crisil Ratings shall be monitoring the issue proceeds. Note 1: The issue size comprises Rs. 2,192.47 crores from preferential issue of equity shares and Rs. 2 ,192.47 crores from preferential issue of warrants, convertible into equity shares . 3) Details of the arrangement made to ensure the monitoring of issue proceeds: Particulars Reply Source of information\/ certifications considered by Monitoring Agency for preparation of report Comments of the Monitoring Agency Comments of the Board of Directors Whether all utilization is as per the disclosures in the Offer Document? Yes Statutory Auditor certificate ^, Management undertaking, Notice to EGM dated March 20, 2025, and Corrigendum to EGM dated April 16, 2025 Proceeds utilized towards onward lending by the Company and its subsidiaries, repayment of No Comments 5 Particulars Reply Source of information\/ certifications considered by Monitoring Agency for preparation of report Comments of the Monitoring Agency Comments of the Board of Directors (Hereinafter referred as \u201cOffer document\u201d), Bank Statements loans by its subsidiary availed from multiple banks Whether shareholder approval has been obtained in case of material deviations from expenditures disclosed in the Offer Document? NA Management undertaking@ No Comments No Comments Whether the means of finance for the disclosed objects of the issue has changed? No No Comments No Comments Is there any major deviation observed over the earlier monitoring agency reports? No No Comments No Comments Whether all Government\/statutory approvals related to the object(s) have been obtained? NA No Comments No Comments Whether all arrangements pertaining to technical assistance\/collaboration are in operation? NA No Comments No Comments Are there any favorable events improving the viability of these object(s)? No No Comments No Comments Are there any unfavorable events affecting the viability of the object(s)? No No Comments No Comments Is there any other relevant information that may materially affect the decision making of the investors? No (Refer note 2) No Comments NA represents Not Applicable @The Monitoring Agency has relied solely on the management undertaking as the Statutory Auditor has not expressed an opinion on these aspects. Note 2: The Company has issued warrants at a price of Rs. 236\/ - per share (as per Notice of EGM dated March 20, 2025) whereas the current market price per share as on November 04, 2026, stands at Rs. 314.00\/- 6 4) Details of object(s) to be monitored: i. Cost of the object(s): Sr. No . Item Head Source of information\/ certification considered by Monitory Agency for preparation of report Original cost (as per the Offer Document) (Rs in crore) Revised Cost (Rs in crore) Comment of the Monitory Agency Comments of the Board of Directors Reason of Cost revision Proposed financing option Particulars of firm arrange- ments made 1. Investment in Subsidiaries Statutory Auditor certificate^, Management undertaking, Offer document - 1a Capital expenditure 30.00 30.00 No revision No Comments 1b Growth Capital 1,446.00 1,446.00 No revision No Comments 1c Strengthening Balance Sheet 1,265.00 1,148.94 (Refer note 3) No Comments 2 Onward Lending Purpose 1,243.94 1,360.00 No Comments 3 General Corporate Purposes 400.00 400.00 No revision No Comments Total - 4,384.94 4,384.94 - - - - ^Certificate dated November 04, 2026, issued by M\/s Chokshi & Chokshi LLP and KKC & Associates LLP, Chartered Accountants (Firm Registration Number: 101872W\/W100045 and 105146W\/W100621 ) Statutory Auditors of the Company . #The amount utilised for general corporate purposes does not exceed 25% of the Issue proceeds (amounting to Rs. 1,096.24 crore) from the raised Issue proceeds. Note 3: As per the Notice to Shareholders dated March 20, 2025, and corrigendum to EGM dated April 16, 2025, the amount specified for the mentioned object of issue size may not exceed +\/- 10% depending upon the future circumstances. During the quarter ended March 31, 2026, the Company has allocated excess amount of Rs. 116.06 crore towards object 2 and same has been adjusted with object 1: Investment in Subsidiaries (Strengthening Balance Sheet) cost. Therefore, in line with the mentioned notice, the cost has been revised within permissible limits, which is less than 10%. The revised allocation is duly approved by the board vide resolution dated May 04, 2026. 7 ii. Progress in the object(s): Sr. No. Item Head # Source of information\/ certifications considered by Monitoring Agency for preparation of report Amount as proposed in the Offer Document (Rs in crore) (Refer Note 3 & 4) Amount utilized (Rs in crore) Total unutilized amount (Rs in crore) (Refer Note 4) Comments of the Monitoring Agency Comments of the Board of Directors As at beginning of the quarter During the quarter At the end of the quarter Reasons for idle funds Proposed course of action 1. Investment in Subsidiaries Statutory Auditor certificate^, Management undertaking, Offer document, Bank statements - 1a Capital expenditure 30.00 NIL NIL NIL 30.00 No utilisation during the reported quarter No Comments 1b Growth Capital 1,446.00 845.79 57.58 903.36 542.64 (Refer note 5 & 6) 1c Strengthening Balance Sheet 1,148.94 60.16 17.07 77.23 1071.71 (Refer note 6) 2 Onward Lending Purpose 1,360.00 1,360.00 NIL 1,360.00 NIL No utilisation during the reported quarter 3 General Corporate Purposes 400.00 400.00 NIL 400.00 NIL Proceeds fully utilised during quarter ended March 31,2026 Total 4,384.94 2,665.95 74.64 2,740.59 1,644.35 - - - ^ Certificate dated November 04, 2026, issued by M\/s Chokshi & Chokshi LLP and KKC & Associates LLP, Chartered Accountants (Firm Registration Number: 101872W\/W100045 and 105146W\/W100621 ) Statutory Auditors of the Company . Note 4: During the quarter ended March 31, 2026, the company had received the issue proceeds of Rs. 2,740.59 crore in the following manner: a) 92,901,373 equity shares at an issue price of Rs. 236\/- per share i.e., Rs. 2,192.47 crore b) 92,901,373 convertible warrants at an issue price of Rs. 236\/- per share, of which 25% of the issue price i.e., Rs. 548.12 crore was received as a subscription amount and the remaining balance of Rs. 1,644.35 crore is yet to be received by the company. As per the notice to EGM dated March 20, 2025, and Corrigendum to EGM dated April 16, 2025, the warrant holders have the option to convert the warrants into equity shares in one or more tranches during the period commencing from the expiry of 4 (four) months from the date of allotment of warrants till 18 (eighteen) months from the date of allotment of the warrants. Further, no issue proceeds from the warrant holders were received during the reported quarter 8 Note 5: During the quarter ended September 30, 2026, the Company infused Rs. 42.16 crore into its subsidiary, Asirvad Microfinance Limited, in the form of loan pursuant to the Board Resolution dated May 04, 2026. As of the reported quarter, the aforementioned amount stands fully utilised towards disbursals of gold loan and microfinance loans through various current accounts of the Subsidiary. Note 6: Issue proceeds aggregating to Rs. 32.48 crore, which were held in fixed deposits of Manappuram Home Finance Limited (MFL), subsidiary as on June 30, 2026, were redeemed during the quarter ended September 30, 2026. Further, the aforementioned proceeds were transferred to various current accounts of the Subsidiary. Out of this, proceeds of Rs. 15.41 crore were utilised towards disbursals of gold loan, LAP and Home loan and Rs. 17.07 crore were utilised towards repayment of various loans. iii. Deployment of unutilised issue proceeds: Based on Certificate dated November 04, 2026, issued by M\/s Chokshi & Chokshi LLP and KKC & Associates LLP, Chartered Accountants (Firm Registration Number: 101872W\/W100045 and 105146W\/W100621) Statutory Auditors of the Company and Management Undertaking. Sr. No. Type of instrument and name of the entity invested in Amount invested (Rs in crore) Maturity date Earning, Over a period of FD (Rs in crore) (Refer note 7) Return on Investment (%) Market value as on Maturity Date (Rs in crore) 1 Balance lying in Company\u2019s Monitoring Account maintained with Kotak Mahindra Bank - 2350729082 0.00 - - - 0.00 Total 0.00 - 0.00 - 0.00 Note 7: Balance proceeds of Rs. 1,644.35 crores i.e. 75% of the issue size (i.e. Rs. 2,192.47 crores) of warrants are yet to be received from the warrant subscribers. As per the notice to EGM dated March 20, 2025, and Corrigendum to EGM dated April 16, 2025, the warrant holders have the option to convert the warrants into equity shares in one or more tranches during the period commencing from the expiry of 4 (four) months from the date of allotment of warran ts till 18 (eighteen) months from the date of allotment of the warrants. iv. Delay in implementation of the object(s): Based on Certificate dated November 04, 2026 , issued by M\/s Chokshi & Chokshi LLP and KKC & Associates LLP, Chartered Accountants (Firm Registration Number: 101872W\/W100045 and 105146W\/W100621) Statutory Auditors of the Company and Management Undertaking Object(s) Completion Date Delay (no. of days\/ months) Comments of the Board of Directors As per the Offer Document Actual Reason of delay Proposed course of action Not Applicable as per Notice to EGM dated March 20, 2025, and corrigendum to EGM dated April 16, 2025 5) Details of utilization of proceeds stated as General Corporate Purpose (GCP) amount in the offer document: Not applicable, on the basis of Certificate dated November 04, 2026, issued by M\/s Chokshi & Chokshi LLP and KKC & Associates LLP, Chartered Accountants (Firm Registration Number: 101872W\/W100045 and 105146W\/W100621) Statutory Auditors of the Company and Management Undertaking. 9 Disclaimers: a) This Report is prepared by Crisil Ratings Limited (hereinafter referred to as \\\"Monitoring Agency\u201d \/ \u201cMA\\\" \/ \u201cCRL\u201d). The MA has taken utmost care to ensure accuracy and objectivity while developing this Report based on the information provided by the Issuer and information obtained from sources believed by it to be accurate and reliable. The views and opinions expressed herein do not constitute the opinion of MA to deal in any security of the Issuer in any manner whatsoever. b) This Report has to be seen in its entirety; the selective review of portions of the Report may lead to inaccurate assessments. For the purpose of this Report, MA has relied upon the information provided by the management \/officials\/ consultants of the Issuer and third-party sources like Independent Chartered Accountant s (or from peer reviewed CA firms) appointed by the Issuer believed by it to be accurate and reliable. c) Nothing contained in this Report is capable or intended to create any legally binding obligations on the MA which accepts no responsibility, whatsoever, for loss or damage from the use of the said information. The MA is also not responsible for any errors in transmission and specifically states that it, or its directors, employees do not have any financial liabilities whatsoever to the users of this Report. d) The MA and its affiliates do not act as a fiduciary. The MA and its affiliates also do not act as an expert to the extent defined under Section 2(38) of the Companies Act, 2013. While the MA has obtained information from sources it believes to be reliable, it does not perform an audit and undertakes no independent verification of any information\/ certifications\/ statements it receives from auditors (or from peer reviewed CA firms), lawyers, chartered engineers or other experts, and relies on in its reports. e) The MA or its affiliates may have other commercial transactions with the entity to which the report pertains. As an example, the MA may rate the issuer or any debt instruments \/ facilities issued or proposed to be issued by the issuer that is subject matte r of this report. The MA may receive separate compensation for its ratings and certain credit - related analyses, normally from issuers or underwriters of the instruments, facilities, securities or from obligors. f) The MA report is intended for the jurisdiction of India only. This report does not constitute an offer of services. Without limiting the \"},{\"title\":\"Press Release\",\"summary\":\"a press release dated November 12, 2026, titled \\\"Press Release  on the unaudited financial results of the Company for the quarter and half yearended September 30, 2026\\\".\",\"source\":\"NSE\",\"published\":\"12-Nov-2026 19:52:58\",\"source_type\":\"official filing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/MANAPPURAM_12112026195139_PressReleaseFinal.pdf\",\"disclosure_text\":\"Ref. No.: SEC\/ SE\/168\/ 2026 - 27 Date: November 12, 2026 BSE Limited Phiroze Jeejeebhoy Towers Dalal Street Mumbai- 400001 Scrip Code: 531213 National Stock Exchange of India Limited 5th Floor, Exchange Plaza Bandra (East) Mumbai \u2013 400 051 Symbol: MANAPPURAM India International Exchange (IFSC) Ltd 1st Floor, Unit No. 101, The Signature, Building no. 13B, Road 1C, Zone 1, GIFT SEZ, GIFT City, Gandhinagar, Gujarat \u2013 382355 Dear Sir\/Madam, Sub: Disclosure under relevant provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (\u201cListing Regulations\u201d) Further to our submission i.e. Outcome of Board Meeting dated November 12, 2026, please find enclosed the following: \uf0b7 Press Release on the unaudited financial results of the Company for the quarter and half year ended September 30, 2026. In compliance with Regulation 46(2) of Listing Regulations, the information is being hosted on the Company\u2019s Website at https:\/\/www.manappuram.com\/. Kindly take the same on record. Yours faithfully, For Manappuram Finance Limited Aparna Menon Company Secretary Manappuram Finance Q2FY27 Consolidated Net Profit Rises 222.90% YoY to \u20b9701 crore; Consolidated AUM at \u20b973,303 crore, a growth of 60.1 % year on year Valapad, Keralam; November 12, 2026: Manappuram Finance Ltd, a leading non- banking financial company (NBFC), today announced its unaudited financial results for the quarter and half-year ended September 30, 2026 (Q2FY27 and H1FY27). The gold loan NBFC reported a 222.90% year-on-year (YoY) growth in consolidated net profit to \u20b9701 crore. In the same quarter of the previous fiscal year (Q2FY26), consolidated net profit stood at \u20b9217 crore. For the quarter under consideration, the consolidated revenue from operations grew 46.2% YoY to \u20b93,356 crore, compared with \u20b92,296 crore in Q2FY26. Consolidated assets under management (AUM) as on September 30, 2026 grew 60.1% YoY to \u20b973,303 crore. Gold loan AUM stood at \u20b960,640 crore, a growth of 92.5% YoY. Non-gold loan businesses accounted for 17.27% of consolidated AUM. The gold tonnage for Q2 was 70 tonnes and it grew year on year to 22 % and 3.5 % sequentially. For the quarter under consideration, the customer base grew sequentially 2.3 % to 46.9 lakh customers. Asirvad Micro Finance Ltd, the company\u2019s microfinance subsidiary, reported a profit of \u20b932 crore for the quarter, with AUM of \u20b97,919 crore as on September 30, 2026. For the half-year ended September 30, 2026 (H1FY27), consolidated net profit stood at \u20b91,286 crore, compared with \u20b9350 crore in H1FY26, while consolidated revenue from operation stood at \u20b96,403 crore, against \u20b94,546 crore in H1FY26. On a consolidated basis, the company\u2019s branch network stood at 5,375 as on September 30, 2026. The Board of Directors has declared an interim dividend of \u20b91 per equity share of face value \u20b92 each for FY27. Mr V.P. Nandakumar, Chairman and Managing Director, Manappuram Finance Ltd, said: \u201cIn Q2, we have delivered strong growth in profitability and AUM. The year-on-year growth in consolidated net profit sets a strong tone for the coming quarters. Our subsidiaries have also shown improved performance on a year-on-year basis. Looking ahead, the outlook for the gold loan business remains positive as we continue to strengthen the business to navigate future challenges. We are confident of achieving our targets for this fiscal year.\u201d About Manappuram Finance Ltd Manappuram Finance Ltd is one of India\u2019s leading gold loan NBFCs, engaged in providing finance against gold jewellery. Incorporated in 1992, the company was promoted by Mr V.P. Nandakumar, whose family has been involved in the gold loan business since 1949. It is headquartered in Valapad, in the Thrissur district of Kerala. The company went public in August 1995, and its shares are listed on the BSE and NSE. For media queries, please contact: Mr Rahul Vinayak Wadke Head \u2013 Corporate Communications Manappuram Finance Ltd dgmcc@manappuram.com +91 98924 24637 Ms Meeral Salia Senior Account Director Passion 4 Communication Pvt Ltd meeral@p4c.in +91 77383 64559\"},{\"title\":\"Outcome of Board Meeting\",\"summary\":\"Outcome of Board Meeting held on November 12, 2026.\",\"source\":\"NSE\",\"published\":\"12-Nov-2026 17:06:59\",\"source_type\":\"official filing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/MANAPPURAM_12112026170632_MAFILOUTCOMEFINAL.pdf\",\"disclosure_text\":\"Reference No.: SEC\/ SE\/ 164\/ 2026 - 27 Date: November 12, 2026 BSE Limited Phiroze Jeejeebhoy Towers Dalal Street Mumbai- 400001 Scrip Code: 531213 National Stock Exchange of India Limited 5th Floor, Exchange Plaza Bandra (East) Mumbai \u2013 400 051 Symbol: MANAPPURAM India International Exchange (IFSC) Ltd 1st Floor, Unit No. 101, The Signature, Building no. 13B, Road 1C, Zone 1, GIFT SEZ, GIFT City, Gandhinagar, Gujarat \u2013 382355 Dear Sir\/Madam, Sub: Outcome of the Meeting of the Board of Directors of Manappuram Finance Limited held on November 12, 2026 Ref: Our intimation bearing Reference No. SEC\/SE\/158\/2026-27 dated November 05, 2026 We hereby inform you that the Board of Directors of the Company , as its Meeting held today, i.e., November 12, 2026, has, inter alia, reviewed and approved the following: 1. Un-audited Standalone and Consolidated Financial Results of the Company for the quarter and half-year ended September 30, 2026. 2. Declaration of Interim Dividend of Rs. 1\/- (Rupee One only) per equity share of face value of Rs. 2\/- each (50%). The interim dividend shall be paid\/dispatched to the shareholders or their mandates: a) Whose names appear as Beneficial Owners as at the end of the business hours on Wednesday, November 18 , 2026, in the list of Beneficial Owners to be furnished by National Securities Depository Limited (NSDL) and Central Depository Services (India) Limited (CDSL) in respect of the shares held in electronic form; and b) Whose names appear as Members in the Register of Members of the Company as at the end of the business hours on Wednesday, November 18, 2026, after giving effect to valid request(s) received for transmission\/ transposition of shares and lodged with the Company\/its Registrar & Share Transfer Agents on or before Wednesday, November 18, 2026 The Record Date for payment of Interim Dividend shall be Wednesday, November 18, 2026. We hereby submit to the Stock Exchanges the below items: 1. Un-audited Standalone and Consolidated Financial Results of the Company for the quarter and half-year ended September 30, 2026, along with Limited Review Reports issued by the Joint Statutory Auditors of the Company, Chokshi & Chokshi LLP, Chartered Accountants, Mumbai and KKC & Associates LLP, Chartered Accountants, Mumbai. 2. Statement indicating no deviation or variation in utilization of proceeds raised through preferential issue of the equity shares of the Company pursuant to Regulation 32(1) of the SEBI Listing Regulations for the quarter ended September 30, 2026 3. Disclosure under Regulations 52(7) and 52(7A) of the Listing Regulations regarding utilisation of issue proceeds of non-convertible securities for the quarter ended September 30, 2026. 4. Disclosure of Security Cover pursuant to Regulations 54(2) and 54(3) of the Listing Regulations for the quarter ended September 30, 2026. 5. Certificate on utilisation of proceeds from issuance of Commercial Papers. The aforesaid approvals and disclosures are being submitted pursuant to Regulations 30, 32, 33, 42, 51, 52, 54 and other applicable regulations of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (\\\"Listing Regulations\\\") read with Clause 4(a), Clause 4( h) of Para A of Part A and Clause (16) (b) of Para A of Part B of Schedule III to the Listing Regulations and other applicable provisions thereof. The meeting of the Board of Directors of the Company commenced at 12:00 Noon and concluded at 4:30 P.M. This intimation is also being uploaded on the website of the Company at www.manappuram.com You are requested to kindly take the above on record. This is for your information. Thanking you. Yours faithfully, For Manappuram Finance Limited Aparna Menon Company Secretary Enclosures: as above KKc & Associates LLP (fcimerly Khimji Kunverji & Co LLP) Chartered Accountants Sunshine Tower, Level 19 Elphinstone Road, lvlumbai - 400 013 Chokshi & Chokshi LLP Chartered Accountants 15\/17, Raghavji 'B'Bu ding, Ground Floor, Raghavji Road, Gowalla Tank, Off Kemps Corner, Mumbai - 400 036 LLP Registration No. AAC-8909 Independent Auditors' Limited Review Repoft on unaudited standalone financial results for the quarter ended 30 September 2026 and year to date results for the period from 01 April 2026 to 30 September 2026 of I\\\\4anappuram Finance Limited pursuant to Regulation 33 and Regulation 52(4) read wlth Regulation 63 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. To The Board of Directors of Manappuram Finance Limited Introduction 1. We have reviewed the accompanying statement of unaudited standalone financial results of lvlanappuram Finance Limited (the'Company) for the quarter ended 30 September 2026 and year to date results for the perlod from 01 April 2026 to 30 September 2026 (the 'Statement), being submltted by the Company pursuant to the requ rements of Regulation 33 and Regulation 52(4) read with Regulation 63 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended CListlng Regulations'), ncluding relevant circulars issued by Securities and Exchange Board of India from time to tlme, We have inltlalled the Statement for identification purpose only, 2. This Statement, which is the responsibility of the Company's l\\\\4anagement and approved by the Board of D rectors of the Company, has been prepared in accordance with the recognition and measurement principles laid down in the Indian Accounting Standard (Ind AS) 34 'lnterim Financial Repoting' speclfied in section 133 of the Companles Act,2013, as amended (the 'Act') read with the relevant rules issued thereunder, the circulars, guidelines and directions issued by Reserve Bank of India (the 'RBI) from time to time, applicable to the Company (col ectively referred to as the'RBI guidelines), other accounting principles generally accepted in India and in compliance with Regulation 33 and Regulation 52(4) read with Regulation 63 of the Listing Regulations and that it has been prepared in accordance with the relevant prudential norms issued by the RBI in respect of income recognition, asset classification, provisioning and other related matters, to the extent those are not inconsistent with the aforesaid Ind AS specified in section 133 of the Act. Our responsibility is to express a conclusion on the Statement based on our review. scope of Review 3. We conducted our review of the Statement in accordance with the Standard on Review Engagements CSRE) 2410 - 'Review of Interim Financial Information Performed by the Independent Auditor of the Entity' issued by the hstitute of Chaftered Accountants of India Cthe ICAI'). Thls standard requires that we plan and perform the review to obtain moderate assurance as to whether the Statement is free of rnaterial misstatement, A review of interim financial information consists of making inquiries, primarily of persons responsible for fnancial and accounting matters, and applying anahitical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with Standards on Auditing under 143(10) of the Act and consequently does not enable us to obtain assurance that we would become aware of all significant matters that mlght be identified in an audit, Accordingly, we do not express an audit opinion, Conclusion 4. Based on our review conducted as above, nothing has come to our attention that causes us to believe that the accompanying Statement, prepared in accordance with the recognition and measurement principles laid down in the aforesaid Ind AS, read with relevant rules issued thereunder, the RBI Guidelines and other accounting principles generally accepted in India, has not disclosed the information required to be disclosed in terms of Regulation 33 I and Regulation 52(4) read with Regulation 63 of the Listing Regulations, including the manner in which it is to be t Page 1 of 2 KKC & Associates LLP Chartered Accountants Chokshi & Chokshi LLP Chaftered Accountants disclosed, or that it contains any material misstatement, or that it has not been prepared in accordance with the relevant prudential norms issued by the RBI in respect of income recognition, asset classification, provisionlng and other related matters to the extent those are not inconslstent with the aforesaid Ind AS specified in Section 133 of the Act, For and on behalf of KKC & Associates LLP (formerly known as Khimji Kunverji & Co LLP) Chatered Accountants ICAI Firm Registration Number: 105146W\/W100621 5;-1f9* Soorej Kombaht Partner ICAI [4embership No,: 164366 UDIN : 26164366SVXPCR402 1 Place: Valapad Date: 12 November 2026 For and on behalf of Chokshi & Chokshi LLP Chaftered Accountants ICAI Firm Registration Number: 101872W\/W100045 \/v_< Vineet Saxena Partner ICAI lvlembership No.: UDIN :26100770RIKDN19556 Place: Valapad Date: 12 November 2026 Page 2 of 2 ManappLr.am Finance tlmit\u20acd Resd. & corp.offlce: w-4\/638 A, Manappuram House, P.o va lapad, Thrissur - 680s52 krala,lndia ctN, 155910K11992PtC006623 STATEMENTOF UNAUDITED STANDALONE FINANCIAT RESUTTS FORTH\u20ac qUARTERAND HAIF YEAR ENOEDSEPTEMBER 30,2026 tn share B c D E G I l t( L M Reven!e from operations (i) lnterest income (ii) Net gain\/{loss) on fair value changes (iii) Net sain\/(loss) on derecosnitionot financialinstruments (iv) Fees and commission income (v) otherOperatinslncome total .evenue from operations (A) roialincome {a+B) (ii) reesand commission expense (iii) hpairmentonfinancialinstruments (iv) Employee benent expenses (v) Depreciation and amortization expense (vil otherexpenses Profit before exceptionaliteft aod tax(A+B-C) Profit before tax {D+E) {i) currenttax (iD Deferred tax (credit)rcha.se Net Proflt for the period (E G) Other colnpreheasive incom\u20ac\/(loss) a) (i) ltems that will not be rcclassifiedto - Actuarialsain\/ (lossesion post retkement beneflt plans {ii}lncome tax relatins to items that will not be reclassified to profiiorloss subtotal (a) b) {i) ltemsthatwill be reclassifiedto profit orl6s ' Fair value changeson derivatives desisnated as cashllow hedges, net (ii) lncome tax relating to items that will be reclassifled to prollt or loss subtotal(b) Tota, oth\u20acr comprehensive income \/ (loss) (a+b) Total comprehensive income for th\u20ac period{H+l) 2,854.89 (0. ) (20.79) 0.41 0.05 2,571.27 1.83 (30.18) o.24 0.28 La29-2t (0.88) (11.01) o.20 2.45 5,426.76 1.19 {s0.971 0.65 0.34 3,578.51 (0.73) (18.29) 0.43 3.25 7,522.44 (1.s1) 15.58 0.95 4_86 2,813 93 2 ,543 44 1,820 03 5,177.37 3,563.17 7,642.12 840 144, 356 946 4aa 10.70 2,44) 33 1,823 59 5,347.23 t,568.11 7,653 42 1,189.70 17.t7 223.34 338.53 50.18 134.51 1,107.79 15.41 148.51 347.73 58.98 127.14 648.28 19.81 720_07 304.07 59.01 127.Aa 2,295.49 32.98 377.85 546.26 109.16 261.61 1,333.13 41.38 t97.71 615.00 114.25 241.67 3,O2a3s 78.33 s35.25 7,264.27 229.41 474.79 1,953.43 1,805.32 1,31a 32 3,758.75 2,537.77 ;,674.20 888.90 739.58 505 27 1,628 48 1,030 96 2,039.22 739.58 505.27 t,624.44 1,030 96 2,039.2? 234.52 (1,4.311 190.67 12.86) 125.08 4.31 429. t9 177 -23) 214.53 (7.6s1 537.27 l22.1ol 664.75 557.77 375 87 1,276.52 \/61.94 7,524.65 11 4e) (5.63) 1.42 2.52 {0.63) 17.12) 1-79 5.75 (1.70) 11.78 12.s7) (1.11) {4 21) 1.89 (s.33) 5.05 881 180.88 (4s.54) (44.12) 1111 44.t9 (11.121 136.76 (34.43) 5.98 {1.50) 1,49.71, (31.t11 135.34 (33.01 3.O7 102.33 772.O2 134.23 l.37.22) 34.96 97.00 9.53 120.83 798.98 514.55 410 8l 1,313 52 777 5l 1,64s.48 Paid-up equ ity share capital(Face value of Rs. 2\/ Other Equity Earnings per equity share (notannualised) Basic (Bs.) Drluted (Rs.) 708 541 575 147.47 15,927.45 !2.95 t2_62 169.29 15,749.61 9.O1 9.O7 1A7.a7 15,749.61 17_99 17.94 s!.No aua|ler Ended 31 Mar 26 Manappuram tinance Limited Regd. & Corp.Ofiice : W-4l538 A, Manappulam House, P.OValapad, Thrissur 680567, Kemla,lndia ctN - t55910Kr1992P1C006623 Unaudited Standaione Siatement ofAssets and Liabillties (Rs. in crore, (a) cash and cash equjvalents (b) Eank balances other than (alabove (c) oerivatlvefinancial instrurnents (d) Loans (f) Other flnancial assets (a) current tax assets lnet) (b) Deferred tax assets(nst) {c) Property, plantand equipment ld) Capitalwork-inpro8ress (e) RightofUseAsset (fl Otherintan8ibleassets (s) other nonjinancial assets 2,461.43 161-Os 1,794.47 64,479.67 s,114.7t 629.71 15.19 60.30 341.52 47.05 #-77 25.90 146.41 4,779.95 750.91 981.12 55,793.28 3,513.41 1,301.46 25.78 75.71 472.07 26.77 37\\\\.26 29.49 92.75 , (l) T.ade payables (1) total outstandins dues of micro,medium and small enteryrises (ii) total outstanding dues ofcreditors otherthan micro,medium and smatl enterprises Debtsecurities Borrowings (other than debt securitie, Other f inancial liabilities 19.18 125.46 11\\\"508.63 46141.00 594.85 230.11 45.88 0.81 168.69 9,881.59 40,730.00 469.70 253.71 60.26 p*q t(u.rraceo)[ Manappuram finance Limited ne8d. & Corp.Office: W-4l538 A, Manappuram House, P.O Valapad. Thrissur - 680567, Xerala,lndia clN, 155910(t1992PtC006623 Unaudlted Standalone statement ofcash flowforthe halfy\u20acarended September3q 2026 Rs n Crorcs A c. B, lCash flow fiom operatins activities I lrnterest rncome on toan, lDeprecldtion and.mortrzanon expense llmparrment on financ,a I rnstru ments I Provision for ottrcr :q<er< lProfit on sale of propertv, plant and eqripmenr lstocl compenration expense lrntFrert rncome on deposr wrth oanks,'nvFsrmcnts ano orhers loperatlonal cash flows from lnteresrllntPre(r re.eivFd ^n lnen( lOperatins Profit before worklns capital chanRes lChanees in workinR caoital and loans: lDec rease \/ {,ntrss) n nonJ,nanciar assets Decrease \/ (ncrease)in loans Decreare\/(increase),norherfinanclalassets lncrease\/{decrease)intrade payables lncrease\/{dec.ease)inorherfrnancral liab,lities lncrease \/ (decrease) in orovisions lncrease\/(decrease)inothernonJinancialliabilities Cash used itr operations Net income tax (paid) Net cash flows from \/(used io) operatlnS activjties (A) Cash flow from investing activaties Purchase ofprope.ty, plant and equipment Purchase of htangible Assets Proceedsfromsaleof p.opertrplantandequipment (Purchase) \/ sale of investments Bank balances notconsidered ascash and cashequivalenrs Netcashflowsfrom\/(used inllnvestinSactivities{B) Cash flow f.om flnancinS activities Proceeds from Debi securities issued Repayment of Debt securlties Proc\u20aceds from Borrowings (otherthan debt securities) issued Repayment of Eorrowings (otherthan debt securities) Dividend paid Payment of lease liabilities Netcash flow f.oml(irs\u20acd in) fina nciry activatles (c) Net increase \/ (decrease) in cash and cash equlvalents (A+B+C) '\\\\,624.48 (5,31s.19) 109.15 371.85 2,296.49 2-74 (0.41) 1.82 {110.97) 4,273.41 (2,773.64) 105-11 1,03096 (3,s03.33) 114.79 191.75 1,333.13 3.73 (1.1e) (7s.18) 3,836.33 11,274.A4) 72.O4 1,128.81 (s4.3s) 17,9s6.251 (112.38) 124-A7l (123.90) 112.91 12.99 1,727.5A es.6j) (s,034.54) 51.77 12.36 173.34) 13.33) 0.26 (8,14s.8s) 17,41,7.21) t418.601 {s,07s.ss) B)41e1) (218.99) (7,$5-a\\\\ (s0.208) (0-033) 0.660 {810.700) 116.1s0) (3,566.86) {76.69} 1.24 1.746.8s) i19.68) (875.43) 8,070.36 116,443-33l, 17.460.76 (12,251.8s) 12.53) (140.90) (88.11) 6,593.70 11.718.541 (841.981 2,@7.@ (922.89) 37,7233A 129.21s.46) 12.261 (84.64) {74.31) 3,431.12 1977.421 cashandcashequivalentsatAp.il 1,2026\/April 1, 2025 Cash and cash equivalents at September 30, 2026 \/seprember 30, 2025 4,119.9\\\\ 2,461.43 2,749.57 1.812 15 p*q t( VATAPAD )5 w#, Manappuram Finance Umit\u20acd Regd. & Corp.Office: W 4\/638 A, Manappuram House, P.O Valapad. Thrlssur - 680562 lGrala, India ctN - 165910K11992P1C006623 NOTES I l lhe above unaudited standalone llnancial resu lts of Manappu ram Finance Llmlted (\\\"Company\\\") for the quafier and ha{f year ended September 30, 2026 (\\\"fnancial results\\\"} have been prepared in accordance with the recognition and measurement principles of lndia n Accounting Standard {'lnd AS')34 - interim FinancialReporting prescribed under section 133 of the companies Act 2013 (the \\\"Act') read with companies (lndian Accounting standards) Rules, 2015 as amended from time to time, and other accountins amended (the'tisting Regulations'). 2 The financial results have b\u20acen reviewed and.ecommended by the Audit Committee and approved by the Board of Directo6 otthe Company at then meerings held on November11,2026and November12,2026respectively. 3 rhe company'sjoint statutor audltors forthe fnanclalyear 2026-27, ((c & Assoclates LLP (fo.merly Khimji(unverli& co LLP), chanered Accountants and chokshr & chokshi tLP, Chartered Accountants, have conducted the limited review ofthese financial results and given an unmodifed mnclusion rhereon in their review reporr dated November 12, 2025. 4 The Company operates mainly in the business of lendin8 in lndia- AccordinSly, there are no separate reportable segments as per INDAS 108-Operaring Segments. 5 The Company has maintained requlsite fullasset cover by wayoffloating charge on loan receivables and other unen6umbered assets ofthe companyon irs Secured rkted Non Convertible Debentures as at September 30, 2026. The manaSement has assessed and disclosed the incremental impact of the New t bour Codes on the Company's employee benefit obtigationr based on the info.mation available as at the reporting date, in a manner consistent with the guldance issued by the lnstitute of Chrtered Accountants of tndia (lcAt).Furrher based on the state regulations released bY a few states in MaY 2026, the Company has recognised an estimated incrementalcost of Rs.a.O4 crore for the quaner ended 30.09.2026 and Rs.12.64 crore during the halfyear ended 30.09.2026 (FY 2025-26: hs.1.59 Crore), which has been included under'Employee Benefit ExpenseJ in these fioancial results. The Company will continue to monitor further developments including the finalization of the cent.al and state rules under the New Labour Codes, which are yet to be notafied and shal evaluat\u20ac and Sive effecl to any consequential accountinS adjustments, if an\"},{\"title\":\"Utilisation of Funds\",\"summary\":\"Utilisation of Funds\",\"source\":\"NSE\",\"published\":\"12-Nov-2026 16:59:11\",\"source_type\":\"official filing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/MANAPPURAM_12112026165854_MAFILOUTCOMEFINAL.pdf\",\"disclosure_text\":\"Reference No.: SEC\/ SE\/ 164\/ 2026 - 27 Date: November 12, 2026 BSE Limited Phiroze Jeejeebhoy Towers Dalal Street Mumbai- 400001 Scrip Code: 531213 National Stock Exchange of India Limited 5th Floor, Exchange Plaza Bandra (East) Mumbai \u2013 400 051 Symbol: MANAPPURAM India International Exchange (IFSC) Ltd 1st Floor, Unit No. 101, The Signature, Building no. 13B, Road 1C, Zone 1, GIFT SEZ, GIFT City, Gandhinagar, Gujarat \u2013 382355 Dear Sir\/Madam, Sub: Outcome of the Meeting of the Board of Directors of Manappuram Finance Limited held on November 12, 2026 Ref: Our intimation bearing Reference No. SEC\/SE\/158\/2026-27 dated November 05, 2026 We hereby inform you that the Board of Directors of the Company , as its Meeting held today, i.e., November 12, 2026, has, inter alia, reviewed and approved the following: 1. Un-audited Standalone and Consolidated Financial Results of the Company for the quarter and half-year ended September 30, 2026. 2. Declaration of Interim Dividend of Rs. 1\/- (Rupee One only) per equity share of face value of Rs. 2\/- each (50%). The interim dividend shall be paid\/dispatched to the shareholders or their mandates: a) Whose names appear as Beneficial Owners as at the end of the business hours on Wednesday, November 18 , 2026, in the list of Beneficial Owners to be furnished by National Securities Depository Limited (NSDL) and Central Depository Services (India) Limited (CDSL) in respect of the shares held in electronic form; and b) Whose names appear as Members in the Register of Members of the Company as at the end of the business hours on Wednesday, November 18, 2026, after giving effect to valid request(s) received for transmission\/ transposition of shares and lodged with the Company\/its Registrar & Share Transfer Agents on or before Wednesday, November 18, 2026 The Record Date for payment of Interim Dividend shall be Wednesday, November 18, 2026. We hereby submit to the Stock Exchanges the below items: 1. Un-audited Standalone and Consolidated Financial Results of the Company for the quarter and half-year ended September 30, 2026, along with Limited Review Reports issued by the Joint Statutory Auditors of the Company, Chokshi & Chokshi LLP, Chartered Accountants, Mumbai and KKC & Associates LLP, Chartered Accountants, Mumbai. 2. Statement indicating no deviation or variation in utilization of proceeds raised through preferential issue of the equity shares of the Company pursuant to Regulation 32(1) of the SEBI Listing Regulations for the quarter ended September 30, 2026 3. Disclosure under Regulations 52(7) and 52(7A) of the Listing Regulations regarding utilisation of issue proceeds of non-convertible securities for the quarter ended September 30, 2026. 4. Disclosure of Security Cover pursuant to Regulations 54(2) and 54(3) of the Listing Regulations for the quarter ended September 30, 2026. 5. Certificate on utilisation of proceeds from issuance of Commercial Papers. The aforesaid approvals and disclosures are being submitted pursuant to Regulations 30, 32, 33, 42, 51, 52, 54 and other applicable regulations of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (\\\"Listing Regulations\\\") read with Clause 4(a), Clause 4( h) of Para A of Part A and Clause (16) (b) of Para A of Part B of Schedule III to the Listing Regulations and other applicable provisions thereof. The meeting of the Board of Directors of the Company commenced at 12:00 Noon and concluded at 4:30 P.M. This intimation is also being uploaded on the website of the Company at www.manappuram.com You are requested to kindly take the above on record. This is for your information. Thanking you. Yours faithfully, For Manappuram Finance Limited Aparna Menon Company Secretary Enclosures: as above KKc & Associates LLP (fcimerly Khimji Kunverji & Co LLP) Chartered Accountants Sunshine Tower, Level 19 Elphinstone Road, lvlumbai - 400 013 Chokshi & Chokshi LLP Chartered Accountants 15\/17, Raghavji 'B'Bu ding, Ground Floor, Raghavji Road, Gowalla Tank, Off Kemps Corner, Mumbai - 400 036 LLP Registration No. AAC-8909 Independent Auditors' Limited Review Repoft on unaudited standalone financial results for the quarter ended 30 September 2026 and year to date results for the period from 01 April 2026 to 30 September 2026 of I\\\\4anappuram Finance Limited pursuant to Regulation 33 and Regulation 52(4) read wlth Regulation 63 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. To The Board of Directors of Manappuram Finance Limited Introduction 1. We have reviewed the accompanying statement of unaudited standalone financial results of lvlanappuram Finance Limited (the'Company) for the quarter ended 30 September 2026 and year to date results for the perlod from 01 April 2026 to 30 September 2026 (the 'Statement), being submltted by the Company pursuant to the requ rements of Regulation 33 and Regulation 52(4) read with Regulation 63 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended CListlng Regulations'), ncluding relevant circulars issued by Securities and Exchange Board of India from time to tlme, We have inltlalled the Statement for identification purpose only, 2. This Statement, which is the responsibility of the Company's l\\\\4anagement and approved by the Board of D rectors of the Company, has been prepared in accordance with the recognition and measurement principles laid down in the Indian Accounting Standard (Ind AS) 34 'lnterim Financial Repoting' speclfied in section 133 of the Companles Act,2013, as amended (the 'Act') read with the relevant rules issued thereunder, the circulars, guidelines and directions issued by Reserve Bank of India (the 'RBI) from time to time, applicable to the Company (col ectively referred to as the'RBI guidelines), other accounting principles generally accepted in India and in compliance with Regulation 33 and Regulation 52(4) read with Regulation 63 of the Listing Regulations and that it has been prepared in accordance with the relevant prudential norms issued by the RBI in respect of income recognition, asset classification, provisioning and other related matters, to the extent those are not inconsistent with the aforesaid Ind AS specified in section 133 of the Act. Our responsibility is to express a conclusion on the Statement based on our review. scope of Review 3. We conducted our review of the Statement in accordance with the Standard on Review Engagements CSRE) 2410 - 'Review of Interim Financial Information Performed by the Independent Auditor of the Entity' issued by the hstitute of Chaftered Accountants of India Cthe ICAI'). Thls standard requires that we plan and perform the review to obtain moderate assurance as to whether the Statement is free of rnaterial misstatement, A review of interim financial information consists of making inquiries, primarily of persons responsible for fnancial and accounting matters, and applying anahitical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with Standards on Auditing under 143(10) of the Act and consequently does not enable us to obtain assurance that we would become aware of all significant matters that mlght be identified in an audit, Accordingly, we do not express an audit opinion, Conclusion 4. Based on our review conducted as above, nothing has come to our attention that causes us to believe that the accompanying Statement, prepared in accordance with the recognition and measurement principles laid down in the aforesaid Ind AS, read with relevant rules issued thereunder, the RBI Guidelines and other accounting principles generally accepted in India, has not disclosed the information required to be disclosed in terms of Regulation 33 I and Regulation 52(4) read with Regulation 63 of the Listing Regulations, including the manner in which it is to be t Page 1 of 2 KKC & Associates LLP Chartered Accountants Chokshi & Chokshi LLP Chaftered Accountants disclosed, or that it contains any material misstatement, or that it has not been prepared in accordance with the relevant prudential norms issued by the RBI in respect of income recognition, asset classification, provisionlng and other related matters to the extent those are not inconslstent with the aforesaid Ind AS specified in Section 133 of the Act, For and on behalf of KKC & Associates LLP (formerly known as Khimji Kunverji & Co LLP) Chatered Accountants ICAI Firm Registration Number: 105146W\/W100621 5;-1f9* Soorej Kombaht Partner ICAI [4embership No,: 164366 UDIN : 26164366SVXPCR402 1 Place: Valapad Date: 12 November 2026 For and on behalf of Chokshi & Chokshi LLP Chaftered Accountants ICAI Firm Registration Number: 101872W\/W100045 \/v_< Vineet Saxena Partner ICAI lvlembership No.: UDIN :26100770RIKDN19556 Place: Valapad Date: 12 November 2026 Page 2 of 2 ManappLr.am Finance tlmit\u20acd Resd. & corp.offlce: w-4\/638 A, Manappuram House, P.o va lapad, Thrissur - 680s52 krala,lndia ctN, 155910K11992PtC006623 STATEMENTOF UNAUDITED STANDALONE FINANCIAT RESUTTS FORTH\u20ac qUARTERAND HAIF YEAR ENOEDSEPTEMBER 30,2026 tn share B c D E G I l t( L M Reven!e from operations (i) lnterest income (ii) Net gain\/{loss) on fair value changes (iii) Net sain\/(loss) on derecosnitionot financialinstruments (iv) Fees and commission income (v) otherOperatinslncome total .evenue from operations (A) roialincome {a+B) (ii) reesand commission expense (iii) hpairmentonfinancialinstruments (iv) Employee benent expenses (v) Depreciation and amortization expense (vil otherexpenses Profit before exceptionaliteft aod tax(A+B-C) Profit before tax {D+E) {i) currenttax (iD Deferred tax (credit)rcha.se Net Proflt for the period (E G) Other colnpreheasive incom\u20ac\/(loss) a) (i) ltems that will not be rcclassifiedto - Actuarialsain\/ (lossesion post retkement beneflt plans {ii}lncome tax relatins to items that will not be reclassified to profiiorloss subtotal (a) b) {i) ltemsthatwill be reclassifiedto profit orl6s ' Fair value changeson derivatives desisnated as cashllow hedges, net (ii) lncome tax relating to items that will be reclassifled to prollt or loss subtotal(b) Tota, oth\u20acr comprehensive income \/ (loss) (a+b) Total comprehensive income for th\u20ac period{H+l) 2,854.89 (0. ) (20.79) 0.41 0.05 2,571.27 1.83 (30.18) o.24 0.28 La29-2t (0.88) (11.01) o.20 2.45 5,426.76 1.19 {s0.971 0.65 0.34 3,578.51 (0.73) (18.29) 0.43 3.25 7,522.44 (1.s1) 15.58 0.95 4_86 2,813 93 2 ,543 44 1,820 03 5,177.37 3,563.17 7,642.12 840 144, 356 946 4aa 10.70 2,44) 33 1,823 59 5,347.23 t,568.11 7,653 42 1,189.70 17.t7 223.34 338.53 50.18 134.51 1,107.79 15.41 148.51 347.73 58.98 127.14 648.28 19.81 720_07 304.07 59.01 127.Aa 2,295.49 32.98 377.85 546.26 109.16 261.61 1,333.13 41.38 t97.71 615.00 114.25 241.67 3,O2a3s 78.33 s35.25 7,264.27 229.41 474.79 1,953.43 1,805.32 1,31a 32 3,758.75 2,537.77 ;,674.20 888.90 739.58 505 27 1,628 48 1,030 96 2,039.22 739.58 505.27 t,624.44 1,030 96 2,039.2? 234.52 (1,4.311 190.67 12.86) 125.08 4.31 429. t9 177 -23) 214.53 (7.6s1 537.27 l22.1ol 664.75 557.77 375 87 1,276.52 \/61.94 7,524.65 11 4e) (5.63) 1.42 2.52 {0.63) 17.12) 1-79 5.75 (1.70) 11.78 12.s7) (1.11) {4 21) 1.89 (s.33) 5.05 881 180.88 (4s.54) (44.12) 1111 44.t9 (11.121 136.76 (34.43) 5.98 {1.50) 1,49.71, (31.t11 135.34 (33.01 3.O7 102.33 772.O2 134.23 l.37.22) 34.96 97.00 9.53 120.83 798.98 514.55 410 8l 1,313 52 777 5l 1,64s.48 Paid-up equ ity share capital(Face value of Rs. 2\/ Other Equity Earnings per equity share (notannualised) Basic (Bs.) Drluted (Rs.) 708 541 575 147.47 15,927.45 !2.95 t2_62 169.29 15,749.61 9.O1 9.O7 1A7.a7 15,749.61 17_99 17.94 s!.No aua|ler Ended 31 Mar 26 Manappuram tinance Limited Regd. & Corp.Ofiice : W-4l538 A, Manappulam House, P.OValapad, Thrissur 680567, Kemla,lndia ctN - t55910Kr1992P1C006623 Unaudited Standaione Siatement ofAssets and Liabillties (Rs. in crore, (a) cash and cash equjvalents (b) Eank balances other than (alabove (c) oerivatlvefinancial instrurnents (d) Loans (f) Other flnancial assets (a) current tax assets lnet) (b) Deferred tax assets(nst) {c) Property, plantand equipment ld) Capitalwork-inpro8ress (e) RightofUseAsset (fl Otherintan8ibleassets (s) other nonjinancial assets 2,461.43 161-Os 1,794.47 64,479.67 s,114.7t 629.71 15.19 60.30 341.52 47.05 #-77 25.90 146.41 4,779.95 750.91 981.12 55,793.28 3,513.41 1,301.46 25.78 75.71 472.07 26.77 37\\\\.26 29.49 92.75 , (l) T.ade payables (1) total outstandins dues of micro,medium and small enteryrises (ii) total outstanding dues ofcreditors otherthan micro,medium and smatl enterprises Debtsecurities Borrowings (other than debt securitie, Other f inancial liabilities 19.18 125.46 11\\\"508.63 46141.00 594.85 230.11 45.88 0.81 168.69 9,881.59 40,730.00 469.70 253.71 60.26 p*q t(u.rraceo)[ Manappuram finance Limited ne8d. & Corp.Office: W-4l538 A, Manappuram House, P.O Valapad. Thrissur - 680567, Xerala,lndia clN, 155910(t1992PtC006623 Unaudlted Standalone statement ofcash flowforthe halfy\u20acarended September3q 2026 Rs n Crorcs A c. B, lCash flow fiom operatins activities I lrnterest rncome on toan, lDeprecldtion and.mortrzanon expense llmparrment on financ,a I rnstru ments I Provision for ottrcr :q<er< lProfit on sale of propertv, plant and eqripmenr lstocl compenration expense lrntFrert rncome on deposr wrth oanks,'nvFsrmcnts ano orhers loperatlonal cash flows from lnteresrllntPre(r re.eivFd ^n lnen( lOperatins Profit before worklns capital chanRes lChanees in workinR caoital and loans: lDec rease \/ {,ntrss) n nonJ,nanciar assets Decrease \/ (ncrease)in loans Decreare\/(increase),norherfinanclalassets lncrease\/{decrease)intrade payables lncrease\/{dec.ease)inorherfrnancral liab,lities lncrease \/ (decrease) in orovisions lncrease\/(decrease)inothernonJinancialliabilities Cash used itr operations Net income tax (paid) Net cash flows from \/(used io) operatlnS activjties (A) Cash flow from investing activaties Purchase ofprope.ty, plant and equipment Purchase of htangible Assets Proceedsfromsaleof p.opertrplantandequipment (Purchase) \/ sale of investments Bank balances notconsidered ascash and cashequivalenrs Netcashflowsfrom\/(used inllnvestinSactivities{B) Cash flow f.om flnancinS activities Proceeds from Debi securities issued Repayment of Debt securlties Proc\u20aceds from Borrowings (otherthan debt securities) issued Repayment of Eorrowings (otherthan debt securities) Dividend paid Payment of lease liabilities Netcash flow f.oml(irs\u20acd in) fina nciry activatles (c) Net increase \/ (decrease) in cash and cash equlvalents (A+B+C) '\\\\,624.48 (5,31s.19) 109.15 371.85 2,296.49 2-74 (0.41) 1.82 {110.97) 4,273.41 (2,773.64) 105-11 1,03096 (3,s03.33) 114.79 191.75 1,333.13 3.73 (1.1e) (7s.18) 3,836.33 11,274.A4) 72.O4 1,128.81 (s4.3s) 17,9s6.251 (112.38) 124-A7l (123.90) 112.91 12.99 1,727.5A es.6j) (s,034.54) 51.77 12.36 173.34) 13.33) 0.26 (8,14s.8s) 17,41,7.21) t418.601 {s,07s.ss) B)41e1) (218.99) (7,$5-a\\\\ (s0.208) (0-033) 0.660 {810.700) 116.1s0) (3,566.86) {76.69} 1.24 1.746.8s) i19.68) (875.43) 8,070.36 116,443-33l, 17.460.76 (12,251.8s) 12.53) (140.90) (88.11) 6,593.70 11.718.541 (841.981 2,@7.@ (922.89) 37,7233A 129.21s.46) 12.261 (84.64) {74.31) 3,431.12 1977.421 cashandcashequivalentsatAp.il 1,2026\/April 1, 2025 Cash and cash equivalents at September 30, 2026 \/seprember 30, 2025 4,119.9\\\\ 2,461.43 2,749.57 1.812 15 p*q t( VATAPAD )5 w#, Manappuram Finance Umit\u20acd Regd. & Corp.Office: W 4\/638 A, Manappuram House, P.O Valapad. Thrlssur - 680562 lGrala, India ctN - 165910K11992P1C006623 NOTES I l lhe above unaudited standalone llnancial resu lts of Manappu ram Finance Llmlted (\\\"Company\\\") for the quafier and ha{f year ended September 30, 2026 (\\\"fnancial results\\\"} have been prepared in accordance with the recognition and measurement principles of lndia n Accounting Standard {'lnd AS')34 - interim FinancialReporting prescribed under section 133 of the companies Act 2013 (the \\\"Act') read with companies (lndian Accounting standards) Rules, 2015 as amended from time to time, and other accountins amended (the'tisting Regulations'). 2 The financial results have b\u20acen reviewed and.ecommended by the Audit Committee and approved by the Board of Directo6 otthe Company at then meerings held on November11,2026and November12,2026respectively. 3 rhe company'sjoint statutor audltors forthe fnanclalyear 2026-27, ((c & Assoclates LLP (fo.merly Khimji(unverli& co LLP), chanered Accountants and chokshr & chokshi tLP, Chartered Accountants, have conducted the limited review ofthese financial results and given an unmodifed mnclusion rhereon in their review reporr dated November 12, 2025. 4 The Company operates mainly in the business of lendin8 in lndia- AccordinSly, there are no separate reportable segments as per INDAS 108-Operaring Segments. 5 The Company has maintained requlsite fullasset cover by wayoffloating charge on loan receivables and other unen6umbered assets ofthe companyon irs Secured rkted Non Convertible Debentures as at September 30, 2026. The manaSement has assessed and disclosed the incremental impact of the New t bour Codes on the Company's employee benefit obtigationr based on the info.mation available as at the reporting date, in a manner consistent with the guldance issued by the lnstitute of Chrtered Accountants of tndia (lcAt).Furrher based on the state regulations released bY a few states in MaY 2026, the Company has recognised an estimated incrementalcost of Rs.a.O4 crore for the quaner ended 30.09.2026 and Rs.12.64 crore during the halfyear ended 30.09.2026 (FY 2025-26: hs.1.59 Crore), which has been included under'Employee Benefit ExpenseJ in these fioancial results. The Company will continue to monitor further developments including the finalization of the cent.al and state rules under the New Labour Codes, which are yet to be notafied and shal evaluat\u20ac and Sive effecl to any consequential accountinS adjustments, if an\"},{\"title\":\"Statement of deviation(s) or variation(s) under Reg. 32\",\"summary\":\"statement of deviation(s) or variation(s) under Reg. 32\",\"source\":\"NSE\",\"published\":\"12-Nov-2026 16:57:44\",\"source_type\":\"official filing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/MANAPPURAM_12112026165732_MAFILOUTCOMEFINAL.pdf\",\"disclosure_text\":\"Reference No.: SEC\/ SE\/ 164\/ 2026 - 27 Date: November 12, 2026 BSE Limited Phiroze Jeejeebhoy Towers Dalal Street Mumbai- 400001 Scrip Code: 531213 National Stock Exchange of India Limited 5th Floor, Exchange Plaza Bandra (East) Mumbai \u2013 400 051 Symbol: MANAPPURAM India International Exchange (IFSC) Ltd 1st Floor, Unit No. 101, The Signature, Building no. 13B, Road 1C, Zone 1, GIFT SEZ, GIFT City, Gandhinagar, Gujarat \u2013 382355 Dear Sir\/Madam, Sub: Outcome of the Meeting of the Board of Directors of Manappuram Finance Limited held on November 12, 2026 Ref: Our intimation bearing Reference No. SEC\/SE\/158\/2026-27 dated November 05, 2026 We hereby inform you that the Board of Directors of the Company , as its Meeting held today, i.e., November 12, 2026, has, inter alia, reviewed and approved the following: 1. Un-audited Standalone and Consolidated Financial Results of the Company for the quarter and half-year ended September 30, 2026. 2. Declaration of Interim Dividend of Rs. 1\/- (Rupee One only) per equity share of face value of Rs. 2\/- each (50%). The interim dividend shall be paid\/dispatched to the shareholders or their mandates: a) Whose names appear as Beneficial Owners as at the end of the business hours on Wednesday, November 18 , 2026, in the list of Beneficial Owners to be furnished by National Securities Depository Limited (NSDL) and Central Depository Services (India) Limited (CDSL) in respect of the shares held in electronic form; and b) Whose names appear as Members in the Register of Members of the Company as at the end of the business hours on Wednesday, November 18, 2026, after giving effect to valid request(s) received for transmission\/ transposition of shares and lodged with the Company\/its Registrar & Share Transfer Agents on or before Wednesday, November 18, 2026 The Record Date for payment of Interim Dividend shall be Wednesday, November 18, 2026. We hereby submit to the Stock Exchanges the below items: 1. Un-audited Standalone and Consolidated Financial Results of the Company for the quarter and half-year ended September 30, 2026, along with Limited Review Reports issued by the Joint Statutory Auditors of the Company, Chokshi & Chokshi LLP, Chartered Accountants, Mumbai and KKC & Associates LLP, Chartered Accountants, Mumbai. 2. Statement indicating no deviation or variation in utilization of proceeds raised through preferential issue of the equity shares of the Company pursuant to Regulation 32(1) of the SEBI Listing Regulations for the quarter ended September 30, 2026 3. Disclosure under Regulations 52(7) and 52(7A) of the Listing Regulations regarding utilisation of issue proceeds of non-convertible securities for the quarter ended September 30, 2026. 4. Disclosure of Security Cover pursuant to Regulations 54(2) and 54(3) of the Listing Regulations for the quarter ended September 30, 2026. 5. Certificate on utilisation of proceeds from issuance of Commercial Papers. The aforesaid approvals and disclosures are being submitted pursuant to Regulations 30, 32, 33, 42, 51, 52, 54 and other applicable regulations of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (\\\"Listing Regulations\\\") read with Clause 4(a), Clause 4( h) of Para A of Part A and Clause (16) (b) of Para A of Part B of Schedule III to the Listing Regulations and other applicable provisions thereof. The meeting of the Board of Directors of the Company commenced at 12:00 Noon and concluded at 4:30 P.M. This intimation is also being uploaded on the website of the Company at www.manappuram.com You are requested to kindly take the above on record. This is for your information. Thanking you. Yours faithfully, For Manappuram Finance Limited Aparna Menon Company Secretary Enclosures: as above KKc & Associates LLP (fcimerly Khimji Kunverji & Co LLP) Chartered Accountants Sunshine Tower, Level 19 Elphinstone Road, lvlumbai - 400 013 Chokshi & Chokshi LLP Chartered Accountants 15\/17, Raghavji 'B'Bu ding, Ground Floor, Raghavji Road, Gowalla Tank, Off Kemps Corner, Mumbai - 400 036 LLP Registration No. AAC-8909 Independent Auditors' Limited Review Repoft on unaudited standalone financial results for the quarter ended 30 September 2026 and year to date results for the period from 01 April 2026 to 30 September 2026 of I\\\\4anappuram Finance Limited pursuant to Regulation 33 and Regulation 52(4) read wlth Regulation 63 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. To The Board of Directors of Manappuram Finance Limited Introduction 1. We have reviewed the accompanying statement of unaudited standalone financial results of lvlanappuram Finance Limited (the'Company) for the quarter ended 30 September 2026 and year to date results for the perlod from 01 April 2026 to 30 September 2026 (the 'Statement), being submltted by the Company pursuant to the requ rements of Regulation 33 and Regulation 52(4) read with Regulation 63 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended CListlng Regulations'), ncluding relevant circulars issued by Securities and Exchange Board of India from time to tlme, We have inltlalled the Statement for identification purpose only, 2. This Statement, which is the responsibility of the Company's l\\\\4anagement and approved by the Board of D rectors of the Company, has been prepared in accordance with the recognition and measurement principles laid down in the Indian Accounting Standard (Ind AS) 34 'lnterim Financial Repoting' speclfied in section 133 of the Companles Act,2013, as amended (the 'Act') read with the relevant rules issued thereunder, the circulars, guidelines and directions issued by Reserve Bank of India (the 'RBI) from time to time, applicable to the Company (col ectively referred to as the'RBI guidelines), other accounting principles generally accepted in India and in compliance with Regulation 33 and Regulation 52(4) read with Regulation 63 of the Listing Regulations and that it has been prepared in accordance with the relevant prudential norms issued by the RBI in respect of income recognition, asset classification, provisioning and other related matters, to the extent those are not inconsistent with the aforesaid Ind AS specified in section 133 of the Act. Our responsibility is to express a conclusion on the Statement based on our review. scope of Review 3. We conducted our review of the Statement in accordance with the Standard on Review Engagements CSRE) 2410 - 'Review of Interim Financial Information Performed by the Independent Auditor of the Entity' issued by the hstitute of Chaftered Accountants of India Cthe ICAI'). Thls standard requires that we plan and perform the review to obtain moderate assurance as to whether the Statement is free of rnaterial misstatement, A review of interim financial information consists of making inquiries, primarily of persons responsible for fnancial and accounting matters, and applying anahitical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with Standards on Auditing under 143(10) of the Act and consequently does not enable us to obtain assurance that we would become aware of all significant matters that mlght be identified in an audit, Accordingly, we do not express an audit opinion, Conclusion 4. Based on our review conducted as above, nothing has come to our attention that causes us to believe that the accompanying Statement, prepared in accordance with the recognition and measurement principles laid down in the aforesaid Ind AS, read with relevant rules issued thereunder, the RBI Guidelines and other accounting principles generally accepted in India, has not disclosed the information required to be disclosed in terms of Regulation 33 I and Regulation 52(4) read with Regulation 63 of the Listing Regulations, including the manner in which it is to be t Page 1 of 2 KKC & Associates LLP Chartered Accountants Chokshi & Chokshi LLP Chaftered Accountants disclosed, or that it contains any material misstatement, or that it has not been prepared in accordance with the relevant prudential norms issued by the RBI in respect of income recognition, asset classification, provisionlng and other related matters to the extent those are not inconslstent with the aforesaid Ind AS specified in Section 133 of the Act, For and on behalf of KKC & Associates LLP (formerly known as Khimji Kunverji & Co LLP) Chatered Accountants ICAI Firm Registration Number: 105146W\/W100621 5;-1f9* Soorej Kombaht Partner ICAI [4embership No,: 164366 UDIN : 26164366SVXPCR402 1 Place: Valapad Date: 12 November 2026 For and on behalf of Chokshi & Chokshi LLP Chaftered Accountants ICAI Firm Registration Number: 101872W\/W100045 \/v_< Vineet Saxena Partner ICAI lvlembership No.: UDIN :26100770RIKDN19556 Place: Valapad Date: 12 November 2026 Page 2 of 2 ManappLr.am Finance tlmit\u20acd Resd. & corp.offlce: w-4\/638 A, Manappuram House, P.o va lapad, Thrissur - 680s52 krala,lndia ctN, 155910K11992PtC006623 STATEMENTOF UNAUDITED STANDALONE FINANCIAT RESUTTS FORTH\u20ac qUARTERAND HAIF YEAR ENOEDSEPTEMBER 30,2026 tn share B c D E G I l t( L M Reven!e from operations (i) lnterest income (ii) Net gain\/{loss) on fair value changes (iii) Net sain\/(loss) on derecosnitionot financialinstruments (iv) Fees and commission income (v) otherOperatinslncome total .evenue from operations (A) roialincome {a+B) (ii) reesand commission expense (iii) hpairmentonfinancialinstruments (iv) Employee benent expenses (v) Depreciation and amortization expense (vil otherexpenses Profit before exceptionaliteft aod tax(A+B-C) Profit before tax {D+E) {i) currenttax (iD Deferred tax (credit)rcha.se Net Proflt for the period (E G) Other colnpreheasive incom\u20ac\/(loss) a) (i) ltems that will not be rcclassifiedto - Actuarialsain\/ (lossesion post retkement beneflt plans {ii}lncome tax relatins to items that will not be reclassified to profiiorloss subtotal (a) b) {i) ltemsthatwill be reclassifiedto profit orl6s ' Fair value changeson derivatives desisnated as cashllow hedges, net (ii) lncome tax relating to items that will be reclassifled to prollt or loss subtotal(b) Tota, oth\u20acr comprehensive income \/ (loss) (a+b) Total comprehensive income for th\u20ac period{H+l) 2,854.89 (0. ) (20.79) 0.41 0.05 2,571.27 1.83 (30.18) o.24 0.28 La29-2t (0.88) (11.01) o.20 2.45 5,426.76 1.19 {s0.971 0.65 0.34 3,578.51 (0.73) (18.29) 0.43 3.25 7,522.44 (1.s1) 15.58 0.95 4_86 2,813 93 2 ,543 44 1,820 03 5,177.37 3,563.17 7,642.12 840 144, 356 946 4aa 10.70 2,44) 33 1,823 59 5,347.23 t,568.11 7,653 42 1,189.70 17.t7 223.34 338.53 50.18 134.51 1,107.79 15.41 148.51 347.73 58.98 127.14 648.28 19.81 720_07 304.07 59.01 127.Aa 2,295.49 32.98 377.85 546.26 109.16 261.61 1,333.13 41.38 t97.71 615.00 114.25 241.67 3,O2a3s 78.33 s35.25 7,264.27 229.41 474.79 1,953.43 1,805.32 1,31a 32 3,758.75 2,537.77 ;,674.20 888.90 739.58 505 27 1,628 48 1,030 96 2,039.22 739.58 505.27 t,624.44 1,030 96 2,039.2? 234.52 (1,4.311 190.67 12.86) 125.08 4.31 429. t9 177 -23) 214.53 (7.6s1 537.27 l22.1ol 664.75 557.77 375 87 1,276.52 \/61.94 7,524.65 11 4e) (5.63) 1.42 2.52 {0.63) 17.12) 1-79 5.75 (1.70) 11.78 12.s7) (1.11) {4 21) 1.89 (s.33) 5.05 881 180.88 (4s.54) (44.12) 1111 44.t9 (11.121 136.76 (34.43) 5.98 {1.50) 1,49.71, (31.t11 135.34 (33.01 3.O7 102.33 772.O2 134.23 l.37.22) 34.96 97.00 9.53 120.83 798.98 514.55 410 8l 1,313 52 777 5l 1,64s.48 Paid-up equ ity share capital(Face value of Rs. 2\/ Other Equity Earnings per equity share (notannualised) Basic (Bs.) Drluted (Rs.) 708 541 575 147.47 15,927.45 !2.95 t2_62 169.29 15,749.61 9.O1 9.O7 1A7.a7 15,749.61 17_99 17.94 s!.No aua|ler Ended 31 Mar 26 Manappuram tinance Limited Regd. & Corp.Ofiice : W-4l538 A, Manappulam House, P.OValapad, Thrissur 680567, Kemla,lndia ctN - t55910Kr1992P1C006623 Unaudited Standaione Siatement ofAssets and Liabillties (Rs. in crore, (a) cash and cash equjvalents (b) Eank balances other than (alabove (c) oerivatlvefinancial instrurnents (d) Loans (f) Other flnancial assets (a) current tax assets lnet) (b) Deferred tax assets(nst) {c) Property, plantand equipment ld) Capitalwork-inpro8ress (e) RightofUseAsset (fl Otherintan8ibleassets (s) other nonjinancial assets 2,461.43 161-Os 1,794.47 64,479.67 s,114.7t 629.71 15.19 60.30 341.52 47.05 #-77 25.90 146.41 4,779.95 750.91 981.12 55,793.28 3,513.41 1,301.46 25.78 75.71 472.07 26.77 37\\\\.26 29.49 92.75 , (l) T.ade payables (1) total outstandins dues of micro,medium and small enteryrises (ii) total outstanding dues ofcreditors otherthan micro,medium and smatl enterprises Debtsecurities Borrowings (other than debt securitie, Other f inancial liabilities 19.18 125.46 11\\\"508.63 46141.00 594.85 230.11 45.88 0.81 168.69 9,881.59 40,730.00 469.70 253.71 60.26 p*q t(u.rraceo)[ Manappuram finance Limited ne8d. & Corp.Office: W-4l538 A, Manappuram House, P.O Valapad. Thrissur - 680567, Xerala,lndia clN, 155910(t1992PtC006623 Unaudlted Standalone statement ofcash flowforthe halfy\u20acarended September3q 2026 Rs n Crorcs A c. B, lCash flow fiom operatins activities I lrnterest rncome on toan, lDeprecldtion and.mortrzanon expense llmparrment on financ,a I rnstru ments I Provision for ottrcr :q<er< lProfit on sale of propertv, plant and eqripmenr lstocl compenration expense lrntFrert rncome on deposr wrth oanks,'nvFsrmcnts ano orhers loperatlonal cash flows from lnteresrllntPre(r re.eivFd ^n lnen( lOperatins Profit before worklns capital chanRes lChanees in workinR caoital and loans: lDec rease \/ {,ntrss) n nonJ,nanciar assets Decrease \/ (ncrease)in loans Decreare\/(increase),norherfinanclalassets lncrease\/{decrease)intrade payables lncrease\/{dec.ease)inorherfrnancral liab,lities lncrease \/ (decrease) in orovisions lncrease\/(decrease)inothernonJinancialliabilities Cash used itr operations Net income tax (paid) Net cash flows from \/(used io) operatlnS activjties (A) Cash flow from investing activaties Purchase ofprope.ty, plant and equipment Purchase of htangible Assets Proceedsfromsaleof p.opertrplantandequipment (Purchase) \/ sale of investments Bank balances notconsidered ascash and cashequivalenrs Netcashflowsfrom\/(used inllnvestinSactivities{B) Cash flow f.om flnancinS activities Proceeds from Debi securities issued Repayment of Debt securlties Proc\u20aceds from Borrowings (otherthan debt securities) issued Repayment of Eorrowings (otherthan debt securities) Dividend paid Payment of lease liabilities Netcash flow f.oml(irs\u20acd in) fina nciry activatles (c) Net increase \/ (decrease) in cash and cash equlvalents (A+B+C) '\\\\,624.48 (5,31s.19) 109.15 371.85 2,296.49 2-74 (0.41) 1.82 {110.97) 4,273.41 (2,773.64) 105-11 1,03096 (3,s03.33) 114.79 191.75 1,333.13 3.73 (1.1e) (7s.18) 3,836.33 11,274.A4) 72.O4 1,128.81 (s4.3s) 17,9s6.251 (112.38) 124-A7l (123.90) 112.91 12.99 1,727.5A es.6j) (s,034.54) 51.77 12.36 173.34) 13.33) 0.26 (8,14s.8s) 17,41,7.21) t418.601 {s,07s.ss) B)41e1) (218.99) (7,$5-a\\\\ (s0.208) (0-033) 0.660 {810.700) 116.1s0) (3,566.86) {76.69} 1.24 1.746.8s) i19.68) (875.43) 8,070.36 116,443-33l, 17.460.76 (12,251.8s) 12.53) (140.90) (88.11) 6,593.70 11.718.541 (841.981 2,@7.@ (922.89) 37,7233A 129.21s.46) 12.261 (84.64) {74.31) 3,431.12 1977.421 cashandcashequivalentsatAp.il 1,2026\/April 1, 2025 Cash and cash equivalents at September 30, 2026 \/seprember 30, 2025 4,119.9\\\\ 2,461.43 2,749.57 1.812 15 p*q t( VATAPAD )5 w#, Manappuram Finance Umit\u20acd Regd. & Corp.Office: W 4\/638 A, Manappuram House, P.O Valapad. Thrlssur - 680562 lGrala, India ctN - 165910K11992P1C006623 NOTES I l lhe above unaudited standalone llnancial resu lts of Manappu ram Finance Llmlted (\\\"Company\\\") for the quafier and ha{f year ended September 30, 2026 (\\\"fnancial results\\\"} have been prepared in accordance with the recognition and measurement principles of lndia n Accounting Standard {'lnd AS')34 - interim FinancialReporting prescribed under section 133 of the companies Act 2013 (the \\\"Act') read with companies (lndian Accounting standards) Rules, 2015 as amended from time to time, and other accountins amended (the'tisting Regulations'). 2 The financial results have b\u20acen reviewed and.ecommended by the Audit Committee and approved by the Board of Directo6 otthe Company at then meerings held on November11,2026and November12,2026respectively. 3 rhe company'sjoint statutor audltors forthe fnanclalyear 2026-27, ((c & Assoclates LLP (fo.merly Khimji(unverli& co LLP), chanered Accountants and chokshr & chokshi tLP, Chartered Accountants, have conducted the limited review ofthese financial results and given an unmodifed mnclusion rhereon in their review reporr dated November 12, 2025. 4 The Company operates mainly in the business of lendin8 in lndia- AccordinSly, there are no separate reportable segments as per INDAS 108-Operaring Segments. 5 The Company has maintained requlsite fullasset cover by wayoffloating charge on loan receivables and other unen6umbered assets ofthe companyon irs Secured rkted Non Convertible Debentures as at September 30, 2026. The manaSement has assessed and disclosed the incremental impact of the New t bour Codes on the Company's employee benefit obtigationr based on the info.mation available as at the reporting date, in a manner consistent with the guldance issued by the lnstitute of Chrtered Accountants of tndia (lcAt).Furrher based on the state regulations released bY a few states in MaY 2026, the Company has recognised an estimated incrementalcost of Rs.a.O4 crore for the quaner ended 30.09.2026 and Rs.12.64 crore during the halfyear ended 30.09.2026 (FY 2025-26: hs.1.59 Crore), which has been included under'Employee Benefit ExpenseJ in these fioancial results. The Company will continue to monitor further developments including the finalization of the cent.al and state rules under the New Labour Codes, which are yet to be notafied and shal evaluat\u20ac and Sive effecl to any consequential accountinS adjustments, if an\"},{\"title\":\"Record Date\",\"summary\":\"Manappuram Finance Limited has informed the Exchange that Record date for the purpose of Interim Dividend is 18-Nov-2026.\",\"source\":\"NSE\",\"published\":\"12-Nov-2026 16:54:00\",\"source_type\":\"official filing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/MANAPPURAM_12112026165322_MAFILOUTCOMEFINAL.pdf\",\"disclosure_text\":\"Reference No.: SEC\/ SE\/ 164\/ 2026 - 27 Date: November 12, 2026 BSE Limited Phiroze Jeejeebhoy Towers Dalal Street Mumbai- 400001 Scrip Code: 531213 National Stock Exchange of India Limited 5th Floor, Exchange Plaza Bandra (East) Mumbai \u2013 400 051 Symbol: MANAPPURAM India International Exchange (IFSC) Ltd 1st Floor, Unit No. 101, The Signature, Building no. 13B, Road 1C, Zone 1, GIFT SEZ, GIFT City, Gandhinagar, Gujarat \u2013 382355 Dear Sir\/Madam, Sub: Outcome of the Meeting of the Board of Directors of Manappuram Finance Limited held on November 12, 2026 Ref: Our intimation bearing Reference No. SEC\/SE\/158\/2026-27 dated November 05, 2026 We hereby inform you that the Board of Directors of the Company , as its Meeting held today, i.e., November 12, 2026, has, inter alia, reviewed and approved the following: 1. Un-audited Standalone and Consolidated Financial Results of the Company for the quarter and half-year ended September 30, 2026. 2. Declaration of Interim Dividend of Rs. 1\/- (Rupee One only) per equity share of face value of Rs. 2\/- each (50%). The interim dividend shall be paid\/dispatched to the shareholders or their mandates: a) Whose names appear as Beneficial Owners as at the end of the business hours on Wednesday, November 18 , 2026, in the list of Beneficial Owners to be furnished by National Securities Depository Limited (NSDL) and Central Depository Services (India) Limited (CDSL) in respect of the shares held in electronic form; and b) Whose names appear as Members in the Register of Members of the Company as at the end of the business hours on Wednesday, November 18, 2026, after giving effect to valid request(s) received for transmission\/ transposition of shares and lodged with the Company\/its Registrar & Share Transfer Agents on or before Wednesday, November 18, 2026 The Record Date for payment of Interim Dividend shall be Wednesday, November 18, 2026. We hereby submit to the Stock Exchanges the below items: 1. Un-audited Standalone and Consolidated Financial Results of the Company for the quarter and half-year ended September 30, 2026, along with Limited Review Reports issued by the Joint Statutory Auditors of the Company, Chokshi & Chokshi LLP, Chartered Accountants, Mumbai and KKC & Associates LLP, Chartered Accountants, Mumbai. 2. Statement indicating no deviation or variation in utilization of proceeds raised through preferential issue of the equity shares of the Company pursuant to Regulation 32(1) of the SEBI Listing Regulations for the quarter ended September 30, 2026 3. Disclosure under Regulations 52(7) and 52(7A) of the Listing Regulations regarding utilisation of issue proceeds of non-convertible securities for the quarter ended September 30, 2026. 4. Disclosure of Security Cover pursuant to Regulations 54(2) and 54(3) of the Listing Regulations for the quarter ended September 30, 2026. 5. Certificate on utilisation of proceeds from issuance of Commercial Papers. The aforesaid approvals and disclosures are being submitted pursuant to Regulations 30, 32, 33, 42, 51, 52, 54 and other applicable regulations of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (\\\"Listing Regulations\\\") read with Clause 4(a), Clause 4( h) of Para A of Part A and Clause (16) (b) of Para A of Part B of Schedule III to the Listing Regulations and other applicable provisions thereof. The meeting of the Board of Directors of the Company commenced at 12:00 Noon and concluded at 4:30 P.M. This intimation is also being uploaded on the website of the Company at www.manappuram.com You are requested to kindly take the above on record. This is for your information. Thanking you. Yours faithfully, For Manappuram Finance Limited Aparna Menon Company Secretary Enclosures: as above KKc & Associates LLP (fcimerly Khimji Kunverji & Co LLP) Chartered Accountants Sunshine Tower, Level 19 Elphinstone Road, lvlumbai - 400 013 Chokshi & Chokshi LLP Chartered Accountants 15\/17, Raghavji 'B'Bu ding, Ground Floor, Raghavji Road, Gowalla Tank, Off Kemps Corner, Mumbai - 400 036 LLP Registration No. AAC-8909 Independent Auditors' Limited Review Repoft on unaudited standalone financial results for the quarter ended 30 September 2026 and year to date results for the period from 01 April 2026 to 30 September 2026 of I\\\\4anappuram Finance Limited pursuant to Regulation 33 and Regulation 52(4) read wlth Regulation 63 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. To The Board of Directors of Manappuram Finance Limited Introduction 1. We have reviewed the accompanying statement of unaudited standalone financial results of lvlanappuram Finance Limited (the'Company) for the quarter ended 30 September 2026 and year to date results for the perlod from 01 April 2026 to 30 September 2026 (the 'Statement), being submltted by the Company pursuant to the requ rements of Regulation 33 and Regulation 52(4) read with Regulation 63 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended CListlng Regulations'), ncluding relevant circulars issued by Securities and Exchange Board of India from time to tlme, We have inltlalled the Statement for identification purpose only, 2. This Statement, which is the responsibility of the Company's l\\\\4anagement and approved by the Board of D rectors of the Company, has been prepared in accordance with the recognition and measurement principles laid down in the Indian Accounting Standard (Ind AS) 34 'lnterim Financial Repoting' speclfied in section 133 of the Companles Act,2013, as amended (the 'Act') read with the relevant rules issued thereunder, the circulars, guidelines and directions issued by Reserve Bank of India (the 'RBI) from time to time, applicable to the Company (col ectively referred to as the'RBI guidelines), other accounting principles generally accepted in India and in compliance with Regulation 33 and Regulation 52(4) read with Regulation 63 of the Listing Regulations and that it has been prepared in accordance with the relevant prudential norms issued by the RBI in respect of income recognition, asset classification, provisioning and other related matters, to the extent those are not inconsistent with the aforesaid Ind AS specified in section 133 of the Act. Our responsibility is to express a conclusion on the Statement based on our review. scope of Review 3. We conducted our review of the Statement in accordance with the Standard on Review Engagements CSRE) 2410 - 'Review of Interim Financial Information Performed by the Independent Auditor of the Entity' issued by the hstitute of Chaftered Accountants of India Cthe ICAI'). Thls standard requires that we plan and perform the review to obtain moderate assurance as to whether the Statement is free of rnaterial misstatement, A review of interim financial information consists of making inquiries, primarily of persons responsible for fnancial and accounting matters, and applying anahitical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with Standards on Auditing under 143(10) of the Act and consequently does not enable us to obtain assurance that we would become aware of all significant matters that mlght be identified in an audit, Accordingly, we do not express an audit opinion, Conclusion 4. Based on our review conducted as above, nothing has come to our attention that causes us to believe that the accompanying Statement, prepared in accordance with the recognition and measurement principles laid down in the aforesaid Ind AS, read with relevant rules issued thereunder, the RBI Guidelines and other accounting principles generally accepted in India, has not disclosed the information required to be disclosed in terms of Regulation 33 I and Regulation 52(4) read with Regulation 63 of the Listing Regulations, including the manner in which it is to be t Page 1 of 2 KKC & Associates LLP Chartered Accountants Chokshi & Chokshi LLP Chaftered Accountants disclosed, or that it contains any material misstatement, or that it has not been prepared in accordance with the relevant prudential norms issued by the RBI in respect of income recognition, asset classification, provisionlng and other related matters to the extent those are not inconslstent with the aforesaid Ind AS specified in Section 133 of the Act, For and on behalf of KKC & Associates LLP (formerly known as Khimji Kunverji & Co LLP) Chatered Accountants ICAI Firm Registration Number: 105146W\/W100621 5;-1f9* Soorej Kombaht Partner ICAI [4embership No,: 164366 UDIN : 26164366SVXPCR402 1 Place: Valapad Date: 12 November 2026 For and on behalf of Chokshi & Chokshi LLP Chaftered Accountants ICAI Firm Registration Number: 101872W\/W100045 \/v_< Vineet Saxena Partner ICAI lvlembership No.: UDIN :26100770RIKDN19556 Place: Valapad Date: 12 November 2026 Page 2 of 2 ManappLr.am Finance tlmit\u20acd Resd. & corp.offlce: w-4\/638 A, Manappuram House, P.o va lapad, Thrissur - 680s52 krala,lndia ctN, 155910K11992PtC006623 STATEMENTOF UNAUDITED STANDALONE FINANCIAT RESUTTS FORTH\u20ac qUARTERAND HAIF YEAR ENOEDSEPTEMBER 30,2026 tn share B c D E G I l t( L M Reven!e from operations (i) lnterest income (ii) Net gain\/{loss) on fair value changes (iii) Net sain\/(loss) on derecosnitionot financialinstruments (iv) Fees and commission income (v) otherOperatinslncome total .evenue from operations (A) roialincome {a+B) (ii) reesand commission expense (iii) hpairmentonfinancialinstruments (iv) Employee benent expenses (v) Depreciation and amortization expense (vil otherexpenses Profit before exceptionaliteft aod tax(A+B-C) Profit before tax {D+E) {i) currenttax (iD Deferred tax (credit)rcha.se Net Proflt for the period (E G) Other colnpreheasive incom\u20ac\/(loss) a) (i) ltems that will not be rcclassifiedto - Actuarialsain\/ (lossesion post retkement beneflt plans {ii}lncome tax relatins to items that will not be reclassified to profiiorloss subtotal (a) b) {i) ltemsthatwill be reclassifiedto profit orl6s ' Fair value changeson derivatives desisnated as cashllow hedges, net (ii) lncome tax relating to items that will be reclassifled to prollt or loss subtotal(b) Tota, oth\u20acr comprehensive income \/ (loss) (a+b) Total comprehensive income for th\u20ac period{H+l) 2,854.89 (0. ) (20.79) 0.41 0.05 2,571.27 1.83 (30.18) o.24 0.28 La29-2t (0.88) (11.01) o.20 2.45 5,426.76 1.19 {s0.971 0.65 0.34 3,578.51 (0.73) (18.29) 0.43 3.25 7,522.44 (1.s1) 15.58 0.95 4_86 2,813 93 2 ,543 44 1,820 03 5,177.37 3,563.17 7,642.12 840 144, 356 946 4aa 10.70 2,44) 33 1,823 59 5,347.23 t,568.11 7,653 42 1,189.70 17.t7 223.34 338.53 50.18 134.51 1,107.79 15.41 148.51 347.73 58.98 127.14 648.28 19.81 720_07 304.07 59.01 127.Aa 2,295.49 32.98 377.85 546.26 109.16 261.61 1,333.13 41.38 t97.71 615.00 114.25 241.67 3,O2a3s 78.33 s35.25 7,264.27 229.41 474.79 1,953.43 1,805.32 1,31a 32 3,758.75 2,537.77 ;,674.20 888.90 739.58 505 27 1,628 48 1,030 96 2,039.22 739.58 505.27 t,624.44 1,030 96 2,039.2? 234.52 (1,4.311 190.67 12.86) 125.08 4.31 429. t9 177 -23) 214.53 (7.6s1 537.27 l22.1ol 664.75 557.77 375 87 1,276.52 \/61.94 7,524.65 11 4e) (5.63) 1.42 2.52 {0.63) 17.12) 1-79 5.75 (1.70) 11.78 12.s7) (1.11) {4 21) 1.89 (s.33) 5.05 881 180.88 (4s.54) (44.12) 1111 44.t9 (11.121 136.76 (34.43) 5.98 {1.50) 1,49.71, (31.t11 135.34 (33.01 3.O7 102.33 772.O2 134.23 l.37.22) 34.96 97.00 9.53 120.83 798.98 514.55 410 8l 1,313 52 777 5l 1,64s.48 Paid-up equ ity share capital(Face value of Rs. 2\/ Other Equity Earnings per equity share (notannualised) Basic (Bs.) Drluted (Rs.) 708 541 575 147.47 15,927.45 !2.95 t2_62 169.29 15,749.61 9.O1 9.O7 1A7.a7 15,749.61 17_99 17.94 s!.No aua|ler Ended 31 Mar 26 Manappuram tinance Limited Regd. & Corp.Ofiice : W-4l538 A, Manappulam House, P.OValapad, Thrissur 680567, Kemla,lndia ctN - t55910Kr1992P1C006623 Unaudited Standaione Siatement ofAssets and Liabillties (Rs. in crore, (a) cash and cash equjvalents (b) Eank balances other than (alabove (c) oerivatlvefinancial instrurnents (d) Loans (f) Other flnancial assets (a) current tax assets lnet) (b) Deferred tax assets(nst) {c) Property, plantand equipment ld) Capitalwork-inpro8ress (e) RightofUseAsset (fl Otherintan8ibleassets (s) other nonjinancial assets 2,461.43 161-Os 1,794.47 64,479.67 s,114.7t 629.71 15.19 60.30 341.52 47.05 #-77 25.90 146.41 4,779.95 750.91 981.12 55,793.28 3,513.41 1,301.46 25.78 75.71 472.07 26.77 37\\\\.26 29.49 92.75 , (l) T.ade payables (1) total outstandins dues of micro,medium and small enteryrises (ii) total outstanding dues ofcreditors otherthan micro,medium and smatl enterprises Debtsecurities Borrowings (other than debt securitie, Other f inancial liabilities 19.18 125.46 11\\\"508.63 46141.00 594.85 230.11 45.88 0.81 168.69 9,881.59 40,730.00 469.70 253.71 60.26 p*q t(u.rraceo)[ Manappuram finance Limited ne8d. & Corp.Office: W-4l538 A, Manappuram House, P.O Valapad. Thrissur - 680567, Xerala,lndia clN, 155910(t1992PtC006623 Unaudlted Standalone statement ofcash flowforthe halfy\u20acarended September3q 2026 Rs n Crorcs A c. B, lCash flow fiom operatins activities I lrnterest rncome on toan, lDeprecldtion and.mortrzanon expense llmparrment on financ,a I rnstru ments I Provision for ottrcr :q<er< lProfit on sale of propertv, plant and eqripmenr lstocl compenration expense lrntFrert rncome on deposr wrth oanks,'nvFsrmcnts ano orhers loperatlonal cash flows from lnteresrllntPre(r re.eivFd ^n lnen( lOperatins Profit before worklns capital chanRes lChanees in workinR caoital and loans: lDec rease \/ {,ntrss) n nonJ,nanciar assets Decrease \/ (ncrease)in loans Decreare\/(increase),norherfinanclalassets lncrease\/{decrease)intrade payables lncrease\/{dec.ease)inorherfrnancral liab,lities lncrease \/ (decrease) in orovisions lncrease\/(decrease)inothernonJinancialliabilities Cash used itr operations Net income tax (paid) Net cash flows from \/(used io) operatlnS activjties (A) Cash flow from investing activaties Purchase ofprope.ty, plant and equipment Purchase of htangible Assets Proceedsfromsaleof p.opertrplantandequipment (Purchase) \/ sale of investments Bank balances notconsidered ascash and cashequivalenrs Netcashflowsfrom\/(used inllnvestinSactivities{B) Cash flow f.om flnancinS activities Proceeds from Debi securities issued Repayment of Debt securlties Proc\u20aceds from Borrowings (otherthan debt securities) issued Repayment of Eorrowings (otherthan debt securities) Dividend paid Payment of lease liabilities Netcash flow f.oml(irs\u20acd in) fina nciry activatles (c) Net increase \/ (decrease) in cash and cash equlvalents (A+B+C) '\\\\,624.48 (5,31s.19) 109.15 371.85 2,296.49 2-74 (0.41) 1.82 {110.97) 4,273.41 (2,773.64) 105-11 1,03096 (3,s03.33) 114.79 191.75 1,333.13 3.73 (1.1e) (7s.18) 3,836.33 11,274.A4) 72.O4 1,128.81 (s4.3s) 17,9s6.251 (112.38) 124-A7l (123.90) 112.91 12.99 1,727.5A es.6j) (s,034.54) 51.77 12.36 173.34) 13.33) 0.26 (8,14s.8s) 17,41,7.21) t418.601 {s,07s.ss) B)41e1) (218.99) (7,$5-a\\\\ (s0.208) (0-033) 0.660 {810.700) 116.1s0) (3,566.86) {76.69} 1.24 1.746.8s) i19.68) (875.43) 8,070.36 116,443-33l, 17.460.76 (12,251.8s) 12.53) (140.90) (88.11) 6,593.70 11.718.541 (841.981 2,@7.@ (922.89) 37,7233A 129.21s.46) 12.261 (84.64) {74.31) 3,431.12 1977.421 cashandcashequivalentsatAp.il 1,2026\/April 1, 2025 Cash and cash equivalents at September 30, 2026 \/seprember 30, 2025 4,119.9\\\\ 2,461.43 2,749.57 1.812 15 p*q t( VATAPAD )5 w#, Manappuram Finance Umit\u20acd Regd. & Corp.Office: W 4\/638 A, Manappuram House, P.O Valapad. Thrlssur - 680562 lGrala, India ctN - 165910K11992P1C006623 NOTES I l lhe above unaudited standalone llnancial resu lts of Manappu ram Finance Llmlted (\\\"Company\\\") for the quafier and ha{f year ended September 30, 2026 (\\\"fnancial results\\\"} have been prepared in accordance with the recognition and measurement principles of lndia n Accounting Standard {'lnd AS')34 - interim FinancialReporting prescribed under section 133 of the companies Act 2013 (the \\\"Act') read with companies (lndian Accounting standards) Rules, 2015 as amended from time to time, and other accountins amended (the'tisting Regulations'). 2 The financial results have b\u20acen reviewed and.ecommended by the Audit Committee and approved by the Board of Directo6 otthe Company at then meerings held on November11,2026and November12,2026respectively. 3 rhe company'sjoint statutor audltors forthe fnanclalyear 2026-27, ((c & Assoclates LLP (fo.merly Khimji(unverli& co LLP), chanered Accountants and chokshr & chokshi tLP, Chartered Accountants, have conducted the limited review ofthese financial results and given an unmodifed mnclusion rhereon in their review reporr dated November 12, 2025. 4 The Company operates mainly in the business of lendin8 in lndia- AccordinSly, there are no separate reportable segments as per INDAS 108-Operaring Segments. 5 The Company has maintained requlsite fullasset cover by wayoffloating charge on loan receivables and other unen6umbered assets ofthe companyon irs Secured rkted Non Convertible Debentures as at September 30, 2026. The manaSement has assessed and disclosed the incremental impact of the New t bour Codes on the Company's employee benefit obtigationr based on the info.mation available as at the reporting date, in a manner consistent with the guldance issued by the lnstitute of Chrtered Accountants of tndia (lcAt).Furrher based on the state regulations released bY a few states in MaY 2026, the Company has recognised an estimated incrementalcost of Rs.a.O4 crore for the quaner ended 30.09.2026 and Rs.12.64 crore during the halfyear ended 30.09.2026 (FY 2025-26: hs.1.59 Crore), which has been included under'Employee Benefit ExpenseJ in these fioancial results. The Company will continue to monitor further developments including the finalization of the cent.al and state rules under the New Labour Codes, which are yet to be notafied and shal evaluat\u20ac and Sive effecl to any consequential accountinS adjustments, if an\"}],\"recent_news\":[{\"summary\":\"a press release dated November 12, 2026, titled \\\"Press Release on the unaudited financial results of the Company for the quarter and half yearended September 30, 2026\\\".\",\"category\":\"Press Release\",\"date\":\"12-Nov-2026 19:52:58\",\"source\":\"NSE filing\",\"industry\":\"Finance\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/MANAPPURAM_12112026195139_PressReleaseFinal.pdf\",\"headline\":\"Earnings \/ operating update\",\"impact\":\"Earnings updates are directly relevant to valuation. Revenue growth, margins, profit growth and management guidance are the key items to compare with expectations.\",\"importance_score\":5,\"completeness_score\":3},{\"summary\":\"Manappuram Finance Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.\",\"category\":\"Outcome of Board Meeting\",\"date\":\"12-Nov-2026 16:42:48\",\"source\":\"NSE filing\",\"industry\":\"Finance\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/MANAPPURAM_12112026164223_MAFILOUTCOMEFINAL.pdf\",\"headline\":\"Earnings \/ operating update\",\"impact\":\"Earnings updates are directly relevant to valuation. Revenue growth, margins, profit growth and management guidance are the key items to compare with expectations.\",\"importance_score\":5,\"completeness_score\":4},{\"summary\":\"Manappuram Finance Limited has informed the Exchange that Record date for the purpose of Interim Dividend is 18-Nov-2026.\",\"category\":\"Record Date\",\"date\":\"12-Nov-2026 16:54:00\",\"source\":\"NSE filing\",\"industry\":\"Finance\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/MANAPPURAM_12112026165322_MAFILOUTCOMEFINAL.pdf\",\"headline\":\"Shareholder-return \/ corporate action\",\"impact\":\"This affects shareholder returns or the share structure and can influence near-term investor interest.\",\"importance_score\":3,\"completeness_score\":4},{\"summary\":\"Manappuram Finance Limited has informed the Exchange that Board of Directors at its meeting held on November 12, 2026, declared Interim Dividend of Re. 1 per equity share.\",\"category\":\"Dividend\",\"date\":\"12-Nov-2026 16:52:20\",\"source\":\"NSE filing\",\"industry\":\"Finance\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/MANAPPURAM_12112026165108_MAFILOUTCOMEFINAL.pdf\",\"headline\":\"Management \/ board update\",\"impact\":\"Management and board changes can matter for execution, governance and continuity, although they do not automatically explain the day's share-price move.\",\"importance_score\":3,\"completeness_score\":5}],\"insider_activity\":[{\"person\":\"B.N. Raveendra Babu\",\"category\":\"Director\",\"type\":\"Sell\",\"quantity\":\"100000\",\"post_holding\":\"717236\",\"date\":\"14-May-2025\",\"mode\":\"Market Sale\",\"source\":\"NSE PIT disclosure\"},{\"person\":\"Chintha Prasad\",\"category\":\"Insider \/ disclosed person\",\"type\":\"Sell\",\"quantity\":\"5500\",\"post_holding\":\"Nil\",\"date\":\"28-Mar-2025\",\"mode\":\"Market Sale\",\"source\":\"NSE PIT disclosure\"}],\"shareholding_snapshot\":{\"promoter_pct\":41.66,\"public_pct\":58.34,\"fii_pct\":21.04,\"dii_pct\":17.55,\"mf_pct\":15.76,\"institutional_pct\":38.59,\"noninst_pct\":19.76,\"mf_scheme_count\":34,\"pledged_shares\":null,\"pledged_pct_of_promoter\":null,\"mf_holders\":[{\"name\":\"Quant Mutual Fund - Quant Small Cap Fund\",\"shares\":31185379,\"pct\":3.32},{\"name\":\"Sbi Elss Tax Saver Fund\",\"shares\":29407379,\"pct\":3.13},{\"name\":\"Icici Prudential Multi Cap Fund\",\"shares\":17492979,\"pct\":1.86}],\"period\":\"30-SEP-2026\",\"submission_date\":\"14-OCT-2026\",\"source\":\"NSE shareholding pattern XBRL\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/xbrl\/SHP_1737373_14102026104016_WEB.xml\",\"previous_period\":\"30-JUN-2026\",\"previous_promoter_pct\":41.66,\"previous_fii_pct\":22.3,\"previous_dii_pct\":14.85,\"previous_mf_pct\":12.84,\"previous_institutional_pct\":37.15,\"previous_mf_scheme_count\":33,\"previous_pledged_pct_of_promoter\":null,\"previous_pledged_shares\":null},\"brokerage_views\":[{\"brokerage\":\"Jefferies\",\"rating\":\"Buy\",\"target\":null,\"view_summary\":\"Manappuram Finance, Muthoot Finance shares: Jefferies gives 'Buy' call on this gold-loan stock, sees 34% upside Business Today\",\"headline\":\"Manappuram Finance, Muthoot Finance shares: Jefferies gives 'Buy' call on this gold-loan stock, sees 34% upside\",\"published\":\"2026-09-10T07:00:00+00:00\",\"source\":\"Business Today\"},{\"brokerage\":\"Nuvama\",\"rating\":\"Buy\",\"target\":null,\"view_summary\":\"Five Stocks to Buy Today: Nuvama Wealth, Samvardhana Motherson, Manappuram Finance, And More | July 24\",\"headline\":\"Five Stocks to Buy Today: Nuvama Wealth, Samvardhana Motherson, Manappuram Finance, And More | July 24\",\"published\":\"2026-07-24T07:00:00+00:00\",\"source\":\"NDTV Profit\"}]} --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Manappuram Finance share price fell 3.73% to \u20b9308.00 today. See why MANAPPURAM is falling, volume context, company developments and what to watch next.<\/p>\n","protected":false},"author":1,"featured_media":12185,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_witty_seo_title":"Manappuram Finance Share Price Today: Why MANAPPURAM Is Falling 3.73% | 13 November 2026","_witty_meta_description":"Manappuram Finance share price fell 3.73% to \u20b9308.00 today. See why MANAPPURAM is falling, volume context, company developments and what to watch next.","_witty_primary_phrase":"Manappuram Finance share price today","_witty_reason_label":"Profit-taking and high-volume selling following recent earnings announcements","_witty_reason_confidence":"medium","footnotes":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","_yoast_wpseo_focuskw":"","rank_math_title":"","rank_math_description":"","rank_math_focus_keyword":"","_aioseop_title":"","_aioseop_description":""},"categories":[3,4],"tags":[117],"class_list":["post-12186","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-movers","category-stocks-in-news","tag-manappuram"],"_links":{"self":[{"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/posts\/12186","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/comments?post=12186"}],"version-history":[{"count":1,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/posts\/12186\/revisions"}],"predecessor-version":[{"id":12187,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/posts\/12186\/revisions\/12187"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/media\/12185"}],"wp:attachment":[{"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/media?parent=12186"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/categories?post=12186"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/tags?post=12186"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}