{"id":6168,"date":"2026-10-16T08:32:31","date_gmt":"2026-10-16T03:02:31","guid":{"rendered":"https:\/\/www.wittytrades.com\/market-news\/ltf-share-price-today-2026-10-16\/"},"modified":"2026-10-16T08:32:34","modified_gmt":"2026-10-16T03:02:34","slug":"ltf-share-price-today-2026-10-16","status":"publish","type":"post","link":"https:\/\/www.wittytrades.com\/market-news\/ltf-share-price-today-2026-10-16\/","title":{"rendered":"L&#038;T Finance in Focus After Reporting Record Q2 FY27 Profit of \u20b9975 Crore | 16 October 2026"},"content":{"rendered":"<style id=\"wt-article-style-v4\">:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) { color:#30475c; font-size:16px; line-height:1.65; min-width:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) *, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) *::before, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) *::after { box-sizing:border-box; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-copy { font-size:16px !important; 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gap:10px; }\n}\n@media (max-width:650px) {\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid { grid-template-columns:1fr; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-metrics { grid-template-columns:repeat(2,minmax(0,1fr)); }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card { padding:14px; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row { grid-template-columns:repeat(2,minmax(0,1fr)); gap:10px 14px; padding:12px 0; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-person, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row > div:last-child { grid-column:1 \/ -1; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta { padding:17px 15px; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-title { font-size:18px; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div { padding:9px !important; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card-title, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card-body { font-size:15px; }\n}\n@media (max-width:420px) {\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip { grid-template-columns:repeat(2,minmax(0,1fr)); }\n}<\/p>\n<p>:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div {border:1px solid #dde6ee;border-radius:8px;background:#f9fbfd;}\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div > div:last-child {font-weight:800;color:#17324d;}\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) h2 {font-size:24px !important;line-height:1.35 !important;margin:28px 0 14px !important;color:#173b58;}\n<\/style>\n<div class=\"wt-article-v4\" data-witty-phase=\"premarket\" data-article-version=\"4\">\n<p class=\"wt-market-date\"><strong>NSE: LTF<\/strong> \u00b7 16 October 2026 \u00b7 Pre-market update<\/p>\n<div class=\"wt-price-strip\">\n<div>\n<div>Previous close<\/div>\n<div>\u20b9262.00<\/div>\n<\/div>\n<div>\n<div>Previous day change<\/div>\n<div>+1.24%<\/div>\n<\/div>\n<div>\n<div>High \/ Low<\/div>\n<div>\u20b9266.50 \/ \u20b9259.00<\/div>\n<\/div>\n<div>\n<div>Volume<\/div>\n<div>95.32 lakh<\/div>\n<\/div>\n<div>\n<div>Previous trading day<\/div>\n<div>15 October 2026<\/div>\n<\/div>\n<\/div>\n<div class=\"wt-takeaways\">\n<div class=\"wt-card\" data-card=\"research\" style=\"background:#f4f8fd;border:1px solid #cbd8ea;border-left:4px solid #466fa5;border-radius:10px\">\n<div class=\"wt-card-title\">Key Takeaways<\/div>\n<div class=\"wt-card-body\">\n<ul class=\"wt-list\">\n<li>L&amp;T Finance Limited enters the trading session following the release of its financial results for the quarter ended September 30, 2026. The company posted its highest-ever consolidated profit after tax and retail book size, alongside improvements in asset quality and credit costs. These financial disclosures and strategic updates are expected to keep the stock in focus when the cash market opens.<\/li>\n<li>L&amp;T Finance reported a consolidated Profit After Tax of \u20b9975 Crore for Q2 FY27, marking a 33% year-on-year increase compared to \u20b9735 Crore in Q2 FY26. Total retail disbursements rose 27% year-on-year to \u20b924,027 Crore, while the consolidated loan book expanded by 28% year-on-year to reach \u20b91,36,635 Crore.<\/li>\n<li>Trading volume was 1.48 times the 20-day average daily volume.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<h2>L&amp;T Finance Company News Before Market Open<\/h2>\n<div class=\"wt-prose\">\n<p class=\"wt-copy\">L&amp;T Finance Limited enters the trading session following the release of its financial results for the quarter ended September 30, 2026. The company posted its highest-ever consolidated profit after tax and retail book size, alongside improvements in asset quality and credit costs. These financial disclosures and strategic updates are expected to keep the stock in focus when the cash market opens.<\/p>\n<p class=\"wt-copy\">Record quarterly profitability and loan book expansion highlight solid business momentum heading into the session. Improved asset quality metrics and reduced credit costs demonstrate disciplined underwriting and risk management. Strategic progress on digital and AI-driven initiatives sets operational efficiency benchmarks for future quarters.<\/p>\n<p class=\"wt-copy\">95.32 lakh shares traded on 15 October 2026. This compares with a 20-day average daily volume of 64.48 lakh shares (1.48 times). The five-day average daily volume was 36.47 lakh shares.<\/p>\n<\/div>\n<div class=\"wt-likely-reason\">\n<div class=\"wt-card\" data-card=\"research\" style=\"background:#f4f8fd;border:1px solid #cbd8ea;border-left:4px solid #466fa5;border-radius:10px\">\n<div class=\"wt-card-title\">Company-specific context<\/div>\n<div class=\"wt-card-body\"><strong>Reports Record Q2 FY27 Consolidated Net Profit of \u20b9975 Crore<\/strong><\/p>\n<p class=\"wt-copy\">Record quarterly profitability and loan book expansion highlight solid business momentum heading into the session. Improved asset quality metrics and reduced credit costs demonstrate disciplined underwriting and risk management. Strategic progress on digital and AI-driven initiatives sets operational efficiency benchmarks for future quarters.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<aside class=\"wt-cta wt-cta-yellow\">\n<div class=\"wt-cta-title\">Research the Market \u2014 Not Just the Headline<\/div>\n<p class=\"wt-cta-copy\">Explore WittyTrades research across market segments.<\/p>\n<p><a class=\"wt-cta-button\" href=\"https:\/\/www.wittytrades.com\/Segments.html\">Explore WittyTrades Research \u2192<\/a><\/aside>\n<h2>Latest Company Developments<\/h2>\n<div class=\"wt-grid wt-grid-news\">\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Posts Highest-Ever Quarterly Consolidated PAT of \u20b9975 Crore for Q2 FY27<\/div>\n<div class=\"wt-card-date\">15 October 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">L&amp;T Finance reported a consolidated Profit After Tax of \u20b9975 Crore for Q2 FY27, marking a 33% year-on-year increase compared to \u20b9735 Crore in Q2 FY26. Total retail disbursements rose 27% year-on-year to \u20b924,027 Crore, while the consolidated loan book expanded by 28% year-on-year to reach \u20b91,36,635 Crore.<\/p>\n<p class=\"wt-copy\">Strong bottom-line growth and loan book expansion reflect the underlying operational performance of the retail lending franchise.<\/p>\n<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Demonstrates Asset Quality Improvement and Lower Credit Costs<\/div>\n<div class=\"wt-card-date\">15 October 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">The company reported a sequential and annual improvement in asset quality metrics, with Gross Stage 3 (GS3) easing to 2.75% and Net Stage 3 (NS3) down to 0.85% for Q2 FY27. Credit costs improved to 2.46% from 2.98% in the corresponding quarter of the previous year, supported by tightened risk and collections frameworks.<\/p>\n<p class=\"wt-copy\">Lower credit costs and improved asset quality metrics provide a clearer view of portfolio health and risk management efficacy.<\/p>\n<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Advances Lakshya 2031 Strategy and AI Integration Initiatives<\/div>\n<div class=\"wt-card-date\">15 October 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">Management highlighted progress on its Lakshya 2031 strategic plan, which targets transition into an AI-native retail financial institution. Key technological rollouts include agentic AI cross-sell platforms and underwriting co-pilots like Project Helios, aimed at accelerating turnaround times and improving operational efficiency.<\/p>\n<p class=\"wt-copy\">Technological integration and strategic execution are key factors monitored by institutional investors assessing long-term scalability and margin sustainability.<\/p>\n<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Press Release<\/div>\n<div class=\"wt-card-date\">16 October 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">a press release dated October 15, 2026, titled &quot;Financial Results&quot;.<\/p>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/ltfinance_15102026193251_NSEBSEINTIMATIONl.pdf\" rel=\"noopener\">Original source \u2192<\/a><\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Outcome of Board Meeting<\/div>\n<div class=\"wt-card-date\">16 October 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">L&amp;T Finance Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.<\/p>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/ltfinance_15102026191750_NSEBSEOUTCOME.pdf\" rel=\"noopener\">Original source \u2192<\/a><\/div>\n<\/div>\n<\/div>\n<h2>Ownership &amp; Transaction Activity<\/h2>\n<div class=\"wt-grid wt-grid-ownership\">\n<div class=\"wt-card\" data-card=\"ownership\" style=\"background:#fff8e8;border:1px solid #ecd39e;border-left:4px solid #cc922c;border-radius:10px\">\n<div class=\"wt-card-title\">Shareholding<\/div>\n<div class=\"wt-card-date\">As of 30 September 2026<\/div>\n<div class=\"wt-card-body\">\n<div class=\"wt-grid wt-grid-metrics\">\n<div class=\"wt-metric\">\n<div class=\"wt-label\">Promoter holding<\/div>\n<div class=\"wt-value\">65.93%<\/div>\n<div class=\"wt-note\">65.96% on 30 June 2026<\/div>\n<\/div>\n<div class=\"wt-metric\">\n<div class=\"wt-label\">FII\/FPI<\/div>\n<div class=\"wt-value\">7.38%<\/div>\n<div class=\"wt-note\">7.71% on 30 June 2026<\/div>\n<\/div>\n<div class=\"wt-metric\">\n<div class=\"wt-label\">Institutional holding<\/div>\n<div class=\"wt-value\">23.17%<\/div>\n<div class=\"wt-note\">22.61% on 30 June 2026<\/div>\n<\/div>\n<\/div>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/xbrl\/SHP_1734439_08102026052653_WEB.xml\" rel=\"noopener\">NSE shareholding filing \u2192<\/a><\/div>\n<\/div>\n<\/div>\n<h2>Mutual Fund Holdings<\/h2>\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">Mutual-fund ownership<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">Mutual funds held 12.65% on 30 September 2026. This compares with 11.56% on 30 June 2026, a change of +1.09 percentage points.<\/p>\n<p class=\"wt-copy\">The filing reported 34 MF\/UTI holders.<\/p>\n<div class=\"wt-grid wt-grid-funds\">\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">KOTAK CONTRA FUND<\/div>\n<div class=\"wt-card-date\">30 September 2026<\/div>\n<div class=\"wt-card-body\">7.35 crore shares \u00b7 2.93%<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">INVESCO INDIA FLEXI CAP FUND<\/div>\n<div class=\"wt-card-date\">30 September 2026<\/div>\n<div class=\"wt-card-body\">5.09 crore shares \u00b7 2.03%<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">MIRAE ASSET MIDCAP FUND<\/div>\n<div class=\"wt-card-date\">30 September 2026<\/div>\n<div class=\"wt-card-body\">3.75 crore shares \u00b7 1.50%<\/div>\n<\/div>\n<\/div>\n<div class=\"wt-note wt-source-note\">These are quarterly holdings, rather than purchases or sales on the article date.<\/div>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/xbrl\/SHP_1734439_08102026052653_WEB.xml\" rel=\"noopener\">NSE shareholding filing \u2192<\/a><\/div>\n<\/div>\n<h2>Historical Bulk \/ Block Deals<\/h2>\n<div class=\"wt-grid wt-grid-cards\">\n<div class=\"wt-card\" data-card=\"deals\" style=\"background:#fff8f2;border:1px solid #ead4c0;border-left:4px solid #b17640;border-radius:10px\">\n<div class=\"wt-card-title\">MARWADI SHARES AND FINANCE LTD.<\/div>\n<div class=\"wt-card-date\">15 October 2026<\/div>\n<div class=\"wt-card-body\">Sell \u00b7 6.53 lakh shares \u00b7 \u20b9126.58<\/p>\n<div class=\"wt-note wt-source-note\">Public NSE large-deal marketstats<\/div>\n<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"deals\" style=\"background:#fff8f2;border:1px solid #ead4c0;border-left:4px solid #b17640;border-radius:10px\">\n<div class=\"wt-card-title\">MARWADI SHARES AND FINANCE LTD.<\/div>\n<div class=\"wt-card-date\">15 October 2026<\/div>\n<div class=\"wt-card-body\">Buy \u00b7 6.22 lakh shares \u00b7 \u20b9123.63<\/p>\n<div class=\"wt-note wt-source-note\">Public NSE large-deal marketstats<\/div>\n<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"deals\" style=\"background:#fff8f2;border:1px solid #ead4c0;border-left:4px solid #b17640;border-radius:10px\">\n<div class=\"wt-card-title\">MARWADI SHARES AND FINANCE LTD.<\/div>\n<div class=\"wt-card-date\">15 October 2026<\/div>\n<div class=\"wt-card-body\">Buy \u00b7 1.51 lakh shares \u00b7 \u20b9975.86<\/p>\n<div class=\"wt-note wt-source-note\">Public NSE large-deal marketstats<\/div>\n<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"deals\" style=\"background:#fff8f2;border:1px solid #ead4c0;border-left:4px solid #b17640;border-radius:10px\">\n<div class=\"wt-card-title\">MARWADI SHARES AND FINANCE LTD.<\/div>\n<div class=\"wt-card-date\">15 October 2026<\/div>\n<div class=\"wt-card-body\">Sell \u00b7 1.77 lakh shares \u00b7 \u20b9979.95<\/p>\n<div class=\"wt-note wt-source-note\">Public NSE large-deal marketstats<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2>What to Watch Next<\/h2>\n<ul class=\"wt-list\">\n<li>Market reaction to the reported 33% year-on-year jump in consolidated net profit and retail book growth.<\/li>\n<li>Trading volumes around the key resistance and support levels established during the previous trading day.<\/li>\n<li>Investor and analyst commentary regarding credit cost trends and execution of the Lakshya 2031 strategic roadmap.<\/li>\n<\/ul>\n<h2>Other Dated Coverage<\/h2>\n<ul class=\"wt-list\">\n<li><a href=\"https:\/\/www.wittytrades.com\/market-news\/ltf-share-price-today-2026-10-14\/\">L&amp;T Finance Share Price Today: Why LTF Is Falling 1.29% | 14 October 2026 \u2014 14 October 2026<\/a><\/li>\n<li><a href=\"https:\/\/www.wittytrades.com\/market-news\/ltf-share-price-today-2026-10-13\/\">L&amp;T Finance in Focus After \u20b9800 Crore NCD Allotment; What to Watch Today | 13 October 2026 \u2014 13 October 2026<\/a><\/li>\n<li><a href=\"https:\/\/www.wittytrades.com\/market-news\/ltf-share-price-today-2026-10-08\/\">L&amp;T Finance in Focus After Postal Ballot and Director Approvals | 8 October 2026 \u2014 8 October 2026<\/a><\/li>\n<\/ul>\n<p><a href=\"https:\/\/www.wittytrades.com\/market-news\/tag\/ltf\/\">More L&amp;T Finance news and dated analysis \u2192<\/a><\/p>\n<aside class=\"wt-cta wt-cta-dark\">\n<div class=\"wt-cta-title\">Looking for Research-Backed Market Opportunities?<\/div>\n<p class=\"wt-cta-copy\">Explore WittyTrades research across market segments.<\/p>\n<p><a class=\"wt-cta-button\" href=\"https:\/\/www.wittytrades.com\/Segments.html\">Explore WittyTrades Research \u2192<\/a><\/aside>\n<h2>Frequently Asked Questions<\/h2>\n<div class=\"wt-faq\">\n<h3>What is the latest L&amp;T Finance company news?<\/h3>\n<p class=\"wt-copy\">L&amp;T Finance reported a consolidated Profit After Tax of \u20b9975 Crore for Q2 FY27, marking a 33% year-on-year increase compared to \u20b9735 Crore in Q2 FY26. Total retail disbursements rose 27% year-on-year to \u20b924,027 Crore, while the consolidated loan book expanded by 28% year-on-year to reach \u20b91,36,635 Crore.<\/p>\n<h3>How strong was L&amp;T Finance\u2019s trading volume?<\/h3>\n<p class=\"wt-copy\">95.32 lakh shares traded, 1.48 times the 20-day average daily volume. The price and volume data are dated 15 October 2026.<\/p>\n<h3>Do the mutual-fund figures show buying today?<\/h3>\n<p class=\"wt-copy\">They show holdings on 30 September 2026. Quarterly holdings do not identify purchases made on the article date.<\/p>\n<\/div>\n<p><strong>Research &amp; analysis:<\/strong> <a href=\"https:\/\/www.wittytrades.com\/About_Us.html\">WittyTrades Research Desk<\/a><br \/><strong>Reviewed by:<\/strong> <a href=\"https:\/\/www.wittytrades.com\/About_Us.html\">Mohanish Sanghavi \u2014 SEBI Registered Research Analyst<\/a><\/p>\n<p>Disclaimer: Investments in securities markets are subject to market risks. Registration with SEBI and NISM certification do not guarantee performance or returns. This article is for information and education, not personalised investment advice or a recommendation to buy, sell or hold.<\/p>\n<\/div>\n<p><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"NewsArticle\", \"@id\": \"https:\/\/www.wittytrades.com\/market-news\/ltf-share-price-today-2026-10-16\/#article\", \"mainEntityOfPage\": {\"@type\": \"WebPage\", \"@id\": \"https:\/\/www.wittytrades.com\/market-news\/ltf-share-price-today-2026-10-16\/\"}, \"headline\": \"L&T Finance in Focus After Reporting Record Q2 FY27 Profit of \u20b9975 Crore | 16 October 2026\", \"description\": \"L&T Finance in focus after posting a record Q2 FY27 net profit of \u20b9975 Crore and strong retail book growth. Check key financial metrics and earnings highlights.\", \"datePublished\": \"2026-10-16T08:32:15.911416+05:30\", \"dateModified\": \"2026-10-16T08:32:15.911416+05:30\", \"author\": {\"@type\": \"Organization\", \"name\": \"WittyTrades Research Desk\", \"url\": \"https:\/\/www.wittytrades.com\/About_Us.html\"}, \"reviewedBy\": {\"@type\": \"Person\", \"name\": \"Mohanish Sanghavi\", \"jobTitle\": \"SEBI Registered Research Analyst\", \"url\": \"https:\/\/www.wittytrades.com\/About_Us.html\"}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"WittyTrades\", \"url\": \"https:\/\/www.wittytrades.com\/\"}, \"inLanguage\": \"en-IN\", \"image\": [\"https:\/\/www.wittytrades.com\/market-news\/wp-content\/uploads\/2026\/10\/ltf-company-news-2026-10-16.jpg\"]}<\/script><!-- wt-article-record:{\"news_events\":[{\"title\":\"Investor Presentation\",\"summary\":\"Investor Presentation\",\"source\":\"NSE\",\"published\":\"15-Oct-2026 20:06:58\",\"source_type\":\"official filing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/ltfinance_15102026200642_NSEBSEINTIMATION.pdf\",\"disclosure_text\":\"October 15, 2026 National Stock Exchange of India Limited Exchange Plaza, Plot No. C\/1, G Block, Bandra - Kurla Complex, Bandra (East), Mumbai - 400 051. BSE Limited Corporate Relations Department, 1st Floor, New Trading Ring, P. J. Towers, Dalal Street, Mumbai - 400 001. Symbol: LTF Security Code No.: 533519 Kind Attn: Head \u2013 Listing Department \/ Dept of Corporate Communications Sub: Submission of investor \/ analyst presentation Dear Sir \/ Madam, With reference to our letter dated October 15, 2026 and pursuant to Regulation 30 read with Para A of Part A of Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (\u201cListing Regulations\u201d), please find enclosed the presentation to be made to the investor(s) \/ analyst(s). Further, as per Regulation 46 of the Listing Regulations, the said presentation would also be available on website of the Company i.e., www.ltfinance.com\/investors. We request you to take the aforesaid on records. Thanking you, Yours faithfully, For L&T Finance Limited Apurva Rathod Company Secretary and Compliance Officer Encl: As above L&T FINANCEInvestor Presentation Q2FY27 2 Disclaimer L&T Finance Limited (the \u201cCompany\u201d) offers a range of financial products and services under the L&T Finance (LTF) brand. The information provided in this presentation by the Company is for information purposes only. This presentation or any information herein shall not be used, reproduced, copied, photocopied, duplicated or otherwise reproduced in any form or by any means, or re-circulated, redistributed, passed on, published in any media, website or otherwise disseminated, to any other person, in any form or manner. This presentation does not constitute an offer or invitation or inducement to purchase or sell or subscribe to, any securities of the Company, nor shall it or any part of it or the fact of its distribution form the basis of, or be relied on in connection with, any contract or commitment thereof. This presentation is not a prospectus, a statement in lieu of a prospectus, an offering circular, an advertisement or an offer document to purchase or sell securities under the Companies Act, 2013 and the rules made thereunder, the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018, the Securities and Exchange Board of India (Issue and Listing of Non-convertible Securities) Regulations, 2021 or any other applicable law, as amended from time to time. This presentation is for general information purposes only, without regard to any specific objectives, financial situations or informational needs of any particular person. No representation, warranty, guarantee or undertaking, express or implied, is or will be made or any assurance given as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness of any information, estimates, projections or opinions contained herein. Potential investors must make their own assessment of the relevance, accuracy and adequacy of the information contained in this presentation and must make such independent investigation as they may consider necessary or appropriate for such purpose. The statements contained in this presentation speak only as at the date as of which they are made, and the Company expressly disclaims any obligation or undertaking to supplement, amend or disseminate any updates or revisions to any statements contained herein to reflect any change in events, conditions or circumstances on which any such statements are based. Neither the Company nor any of its affiliates, its board of directors, its management, advisers or representatives, or any other persons that may participate in any offering of securities of the Company, shall have any responsibility or liability whatsoever (in negligence or otherwise) for any loss (direct or indirect) howsoever arising from any use of this presentation or its contents or otherwise arising in connection with this presentation. The Company may alter, modify or otherwise change in any manner the contents of this presentation, without obligation to notify any person of such revision or changes. Certain statements made in this presentation may be \u201cforward looking statements\u201d for purposes of laws and regulations of India and other than India. These statements include descriptions regarding the intent, belief or current expectations of the Company or its directors and officers with respect to the results of operations and financial condition, general business plans and strategy, the industry in which the Company operates and the general, business, competitive and regulatory environment of the Company. These statements can be recognized by the use of words such as \u201cexpects,\u201d \u201cplans,\u201d \u201cwill,\u201d \u201cestimates,\u201d \u201cprojects,\u201d or other words of similar meaning. Such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and actual results may differ from those in such forward-looking statements as a result of various factors and assumptions, including future changes or developments in the Company\u2019s business, its competitive environment, information technology and political, economic, legal, regulatory, environmental and social conditions in India, which the Company believes to be reasonable in light of its operating experience in recent years. The Company does not undertake to revise any forward-looking statement that may be made from time to time by or on behalf of the Company. The distribution of this presentation in certain jurisdictions may be restricted by law and persons in whose possession this presentation comes should inform themselves about, and observe, any such restrictions. The financial figures, information, data and ratios (audited and unaudited) other than consolidated PAT, provided in this presentation are management representation based on internal financial information system of the Company. These financial figures are based on restatement of certain line items in the consolidated financial statements of the Company and describe the manner in which the management of the Company monitors the financial performance of the Company. There is a possibility that these financial results for the current and previous periods may require adjustments due to changes in financial reporting requirements arising from new standards, modifications to the existing standards, guidelines issued by the Ministry of Corporate Affairs and RBI. By accessing this presentation, you accept this disclaimer and that any claims arising out of or in connection with this presentation shall be governed by the laws of India and the courts in Mumbai, India shall have exclusive jurisdiction over the same. Disclaimer clause of RBI: The Company has a valid certificate of registration dated April 29, 2024 issued by the RBI under section 45 IA of the RBI Act (pursuant to the change in name to LTF). However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the Company, or for the correctness of any of the statements or representations made or opinions expressed by the Company, and for repayment of deposits\/ discharge of liabilities by the Company. L&T Finance Pedigree & Position 3 Retail Upper Layer NBFC Part Of Illustrious L&T Group Granular Retail Franchise Extensive Distribution Network Premium Liability Franchise Branches: 3,100+ Ratings: Domestic: AAA Intl: \u2018BBB\u2019 & \u2018BBB-\u2019 Book: \u20b91,36,000 Cr+ Customer base: 3 Cr+ Villages: ~2,00,000 Cities \/ Towns: 450+ Presence across Rural & Urban Be a Risk-first, Tech-first AI-native Retail Financial Services Institution Our Operating Credo 4 5 Lakshya 2031 Accelerating the growth agenda LAKSHYA 2031 GOALS Lakshya 2031 is the leap from Transformation to Delivery BOOK GROWTH 20%+ CREDIT COST <2% ROA 3.0% - 3.2% Early goal achievement should transition into sustained performance for the tenure of the plan ROE 16% - 18% 6 Unveiled in April 2026 Lakshya 2031 Progress Report 7 PARTICULARS LAKSHYA 2031 GOALS (Remain Unchanged) Q4 FY26 Q1 FY27 Q2 FY27 Book Growth 20%+ 25% 27% 28% Credit cost <2% 2.64% 2.54% 2.46% RoA 3% - 3.2% 2.40% 2.48% 2.60% RoE 16% - 18% 11.71% 12.71% 13.56% WIP WIP WIP IN LINE RoA & RoE Tracker 8 PARTICULARS Q2 FY26 Q1 FY27 Q2 FY27 Book (\u20b9 Cr) 1,07,096 1,29,634 1,36,635 Yields 14.62% 14.81% 14.76% NIMs+ Fees 10.22% 10.47% 10.48% Opex 4.05% 4.03% 4.08% Credit cost 2.98%* 2.54% 2.46% RoA 2.41% 2.48% 2.60% RoE 11.33% 12.71% 13.56% * Credit cost after macro utilization is 2.41% 9 Financial Snapshot \u2013 Q2FY27 +28% YoY +5% QoQ\u20b9 1,36,635 Cr BOOK +27% YoY +1% QoQ\u20b9 24,027 Cr DISBURSEMENTS +223bps YoY +85bps QoQ13.56% ROE +19bps YoY +12bps QoQ2.60% ROA +33% YoY +8% QoQ\u20b9 975 Cr PAT +26bps YoY +1bp QoQ10.48% NIMS+FEES\"},{\"title\":\"Press Release\",\"summary\":\"a press release dated October 15, 2026, titled \\\"Financial Results\\\".\",\"source\":\"NSE\",\"published\":\"15-Oct-2026 19:33:12\",\"source_type\":\"official filing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/ltfinance_15102026193251_NSEBSEINTIMATIONl.pdf\",\"disclosure_text\":\"October 15, 2026 National Stock Exchange of India Limited Exchange Plaza, Plot No. C\/1, G Block, Bandra - Kurla Complex, Bandra (East), Mumbai - 400 051. BSE Limited Corporate Relations Department, 1st Floor, New Trading Ring, P. J. Towers, Dalal Street, Mumbai - 400 001. Symbol: LTF Security Code No.: 533519 Kind Attn: Head \u2013 Listing Department \/ Dept of Corporate Communications Sub: Press Release Dear Sir \/ Madam, Further to our letter dated October 15, 2026, please find enclosed a press release in relation to the unaudited financial results (consolidated and standalone) for the quarter and half year ended September 30, 2026. Further, as per Regulation 46 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, the said press release will also be available on the website of the Company i.e., www.ltfinance.com\/investors. We request you to take the aforesaid on records. Thanking you, Yours faithfully, For L&T Finance Limited Apurva Rathod Company Secretary and Compliance Officer Encl: As above PUBLIC Press Release October 15, 2026, Mumbai L&T Finance Ltd. (LTF) records highest ever consolidated Profit After Tax (PAT) of Rs. 975 Crore for Q2FY27, up 33% YoY, while also achieving its highest ever consolidated book of Rs. 1,36,635 Crore, up 28% YoY Robust Q2FY27 Retail Disbursements at Rs. 24,027 Crore, up 27% YoY, reflecting continued business momentum Improving asset quality, lower credit costs, and higher Return on Assets (RoA) reinforce the Company's focus on profitable, risk-calibrated growth Accelerates technology deployment to evolve into an AI-native lender Key highlights for Q2FY27: \u2022 Off to a strong start on the Lakshya 2031 trajectory, with Retail book growth reaching 29% YoY, exceeding the over 20% target . Retail book for the quarter stands at Rs.1,34,600 Crore vs. Rs. 1,04,607 Crore in Q2FY26 \u2022 Consolidated book for Q2FY27 stands at Rs. 1,36,63 5 Crore vs. Rs. 1,07,096 Crore in Q2FY26, registering a growth of 28% YoY \u2022 Improved NIMs + Fees for Q2FY27 at 10.48% vs. 10.22% in Q2FY26, registering an improvement of 26 bps YoY \u2022 Maintained an improving trajectory in consolidated asset quality - Gross Stage 3 (GS3) at 2.75% and Net Stage 3 (NS3) at 0.85% for Q2FY27 vs a GS3 of 3.29% and NS3 of 1.00% in Q2FY26 \u2022 RoA improved to 2.60% in Q2FY27 vs. 2.41% in Q2FY26, up 19 bps YoY Robust business model coupled with responsible growth across all retail segments led to: \u2022 Healthy quarterly retail disbursements in Q2FY27 at Rs. 24,027 Crore vs. Rs. 18,8 83 Crore in Q2FY26, a growth of 27% YoY \u2022 Risk calibrated growth across product segments with a focus on high yielding secured and unsecured products Proactive Asset Liability Management: \u2022 Diversified liability mix coupled with timely fund raising has enabled the Company to achieve its lowest-ever Weighted Average Cost of Borrowing (WACB) at 6.95% in Q2FY27 compared with 7.20% in Q1FY27, down 25 bps QoQ largely contributed by: o Continued leveraging the rural asset profile judiciously to extract best pricing on borrowings. o Contracted low-cost tenor funding as well as favorably repricing bank funding lines taking advantage of dip in yield curve seen in July to August 2026 period. Steady Consolidated Asset quality: \u2022 Gross Stage 3 (GS3) stood at 2.75% in Q2FY27 vs. 3.29% in Q2FY26 \u2022 Net Stage 3 (NS3) stood at 0.85% in Q2FY27 vs. 1.00% in Q2FY26 Improvement in credit cost: \u2022 Continuous focus on tightening credit and risk administration frameworks, strengthening collections infrastructure and accelerating our AI -led technology transformation led to a 52 bps YoY reduction in Credit Cost to 2.46% in Q2FY27 vs 2.98% (before macro prudential provisions) in Q2FY26 \u2022 Credit cost for Q2FY27 stood at 2.46% vs. 2.54% in Q1FY27, a sequential reduction of 8 bps PUBLIC Performance for Q2FY27 (Consolidated) \u2022 Profit after tax for Q2FY27 stands at Rs. 975 Crore vs. Rs. 735 Crore, up by 33% YoY \u2022 Retail disbursements for Q2FY27 stand at Rs. 24,027 Crore vs. Rs. 18,883 Crore in Q2FY26, growth of 27% YoY \u2022 Continued the momentum in Gold Finance distribution expansion, exiting Q2FY27 with 502 branches, a cumulative addition of 372 new branches since acquisition of the business in June 2025. Book size of the Gold Loan business expanded to Rs. 5,043 Crore in Q2FY27 against a book size of Rs. 1,475 Crore in Q2FY26, witnessing a growth of 242% YoY \u2022 Cyclops powered Two -Wheeler disbursements stood at Rs. 3,170 Crore vs. Rs. 2,512 Crore in Q2FY26, a growth of 26% YoY \u2022 Personal Loans disbursements continued the growth momentum by registering a 45% jump in YoY disbursements to Rs. 4,233 Crore in Q2FY27 vs Rs. 2,918 Crore in Q2FY26, with an increased focus on risk calibrated disbursements through Big Tech Partnerships \u2022 Consolidated Credit cost for Q2FY27 at 2.46% vs. 2.54% in Q1FY27, a reduction of 8 bps QoQ \u2022 RoE increased to 13.56% in Q2FY27 from 11.33% (RoE after macro prudential provisions) in Q2FY26 \u2022 RoA stood at 2.60% in Q2FY27 vs. 2.41% in Q2FY26, up 19 bps YoY The Board of LTF, one of the leading Upper -Layer Non-Banking Financial Companies (NBFCs) in India, today announced the financial results for the second quarter ended September 30, 2026. As a part of its next 5-year strategic plan Lakshya 2031 is steadily w orking towards transitioning to an AI -native Retail financial services institution through cutting -edge in -house AI & Deep Tech stack. The Company offers Farmer Finance, Rural Business Finance, Two -wheeler Finance, Personal Loan, Home Loan and Loan Against Property (LAP), SME Finance, and Gold Finance. With a robust business model and super -fast solutions development cycle, LTF is dedicated towards building a high -quality risk calibrated retail lending franchise with equal dominance in urban and rural segments. Commenting on the financial results , Mr. Sudipta Roy, Managing Director & CEO, LTF , said, \\\"Q2FY27 has been yet another strong quarter for L&T Finance with strong delivery across all business parameters, laying a solid foundation for our Lakshya 2031 journey with a sustained business momentum. These outcomes reflect the strength of our diversified retail franchise, the discipline of our execution and our continued focus on delivering sustainable, risk -calibrated growth. Despite uncertainties in the macroeconomic environment, inflation pressures, and seasonal headwinds, our resilient business model enabled us to navigate these macro dynamics effectively while expanding key focus verticals like Gold Finance, Micro LAP, Personal Loans, and Two-Wheeler Finance. Our approach will continue to be guided by disciplined underwriting, strengthened risk guardrails, granular portfolio monitoring and a strong collections framework. We believe that responsible growth and superior portfolio quality must go hand in hand. As we progress on our Lakshya 2031 journey, we remain focused on strengthening our granular distribution channels, expanding our branch footprint and enhancing our digital acquisition capabilities. Our investments in artificial intelligence, particularly t hrough our AI-powered credit administration and portfolio management frameworks are expected to further enhance credit decision -making, identify early warning signals and drive greater operational efficiency. These capabilities will help us build a more agile, scalable and resilient organisation. Our priority remains to sustain profitable growth, improve returns and strengthen the quality of our franchise. We are confident that our investments in technology, distribution and risk management will help us navigate evolving market conditions while progressing towards our long-term strategic ambitions.\u201d Developing digital finance delivery as a customer value proposition In Q2FY27, the Company\u2019s flagship PLANET app reinforced its status as a core digital engine for the Company - surpassing 2.7 crore downloads. The application now services 94% of the total service requests generated by its customers and has driven collections of Rs. 2,168 Crore during the quarter, coupled with a business generating of Rs. 5,934 Crore in business. Further strengthening its rural reach, PLANET app introduced a dedicated rural interface with a clear, intuitive and clutter-free UI, offering multilingual capabilities, including Hindi. This enables rural customers PUBLIC to navigate the app more easily, access services in a familiar language and complete transactions with greater convenience and confidence. Partner PLANET The Company\u2019s Partner PLANET app has emerged as a dedicated digital platform designed to strengthen engagement with its dealer network by bringing key business information, retail performance insights and operational services onto a single interface. The platform enables dealers to access business metric s, monitor retail performance, manage Trade Advance requirements and track operational requests, enhancing transparency, convenience and efficiency across the dealer ecosystem. Outcome of AI Implementations L&T Finance continues to advance its Lakshya 2031 ambition of becoming a risk -first, technology-first and AI-native retail financial services institution. The Company is embedding intelligence across customer acquisition, underwriting, portfolio management, servicing and cross-selling. \u2022 Project Hercules \u2013 Advancing agentic AI-led cross-selling: The Company has launched Phase 1 of Project Hercules, its agentic AI -based cross-sell platform, in beta during Q2FY27. Powered by a new Lead Management System (LdMS), the platform is live for upsell and cross-sell opportunities across urban products, with rural products targeted for introduction by mid-November 2026. \u2022 AI Citizen \u2013 Embedding an AI -first culture across the organisation: Extending AI adoption beyond technology teams, the Company has launched its AI Citizen initiative to enable employees to build and deploy customised AI agents for their functional requirements. The initiative has already engaged over 1,200 employees, generated more than 21,000 chat sessions and enabled the creation of over 5,000 agents. With leadership training and an expanding network of AI Champions , the programme is designed to deepen organisation-wide AI adoption, strengthen employees\u2019 technology capabilities and drive productivity through function-specific applications. \u2022 In-house developed AI solutions and Co -pilots driving operational efficiencies: Co-pilots at LTF provide speed and deepen human decisions across underwriting, fraud detection, servicing and collections. o Project Helios , the underwriting co -pilot for SME, Home Loan and Personal Loan businesses, has processed approximately 80,000 files , while reducing underwriting turnaround time from 21 to 16 hours for Self -Employed Professionals (SEP) and from 37 to 22 hours for Self-Employed Non-Professionals (SENP). o Project Orion , the Nostradamus portfolio -management co -pilot, has facilitated approximately 5,000 conversational self -service business queries, enabling real -time portfolio insights and report generation. o Project ShighraM , the mortgage legal process automation co -pilot, has processed over 9,500 files across 11 vernacular languages. The Mortgage Policy and Pricing Assistant (MOPPA) handles over 240 queries per day across 15 vernacular languages. o Project Argus, the SME fraud-screening co-pilot, has processed approximately 9,700 files. Collectively, these solutions are helping improve decision consistency, accelerate processes and make AI-enabled capabilities accessible across the organisation. Key Highlights: Robust Retail Franchise: The Company\u2019s granular and deep pan -India Retail franchise is led by its strong distribution capabilities, namely, its geographic presence in around 2 Lakh villages and over 450 cities\/towns, over 3,100 branches in urban and rural geographies. The Company witnessed strong growth in its Distribution Network in Q2FY27. The Company activated 25,670 new villages for Rural Group Loans and MFI. Active sourcing points at the end of the quarter were 9,453 for Two -wheeler Finance, 2,766 for Farm Equipment Finance, a nd 298 for Home Loan\/LAP. Additionally, the Company has established 502 active Gold Finance branches as of Q2FY27. PUBLIC Building a diversified retail franchise: Retail disbursements for Q2FY27 stand at Rs. 24,027 Crore vs. Rs. 18,883 Crore in Q2FY26, a growth of 27% YoY. The Retail Book size for Q2FY27 stands at Rs. 1,34,600 Crore vs. Rs. 1,04,607 Crore in Q2FY26, registering a growth of 29% YoY. Growth was driven by all business segments across rural and urban geographies with a focus on high yielding loan products. Rural Business Finance: \u2022 Book size up 22% YoY to Rs. 33,465 Crore in Q2FY27 vs. Rs. 27,460 Crore in Q2FY26 \u2022 Quarterly disbursements for Q2FY27 at Rs. 6,356 Crore vs. Rs. 6,316 Crore, up 1% YoY Farmer Finance: \u2022 Book size up 9% YoY to Rs. 17,397 Crore in Q2FY27 vs. Rs. 15,943 Crore in Q2FY26 \u2022 Quarterly disbursements for Q2FY27 at Rs. 1,643 Crore vs. Rs. 1,654 Crore, down 1% YoY Two-wheeler Finance: \u2022 Book size up 24% YoY to Rs. 16,158 Crore in Q2FY27 vs. Rs. 13,013 Crore in Q2FY26 \u2022 Quarterly disbursements for Q2FY27 at Rs. 3,170 Crore vs. Rs. 2,512 Crore, up 26% YoY Personal Loans: \u2022 Book size up 72% YoY to Rs. 18,664 Crore in Q2FY27 vs. Rs. 10,878 Crore in Q2FY26 \u2022 Quarterly disbursements for Q2FY27 at Rs. 4,233 Crore vs. Rs. 2,918 Crore, up 45% YoY \u2022 Partnered with Pine Labs to introduce Agentic Commerce and Payments on L&T Finance PLANET App Housing Loans and Loan Against Property (LAP): \u2022 Book size up 20% YoY to Rs. 32,846 Crore in Q2FY27 vs. Rs. 27,407 Crore in Q2FY26 \u2022 Quarterly disbursements for Q2FY27 at Rs. 2,926 Crore vs. Rs. 2,713 Crore, up 8% YoY SME Finance: \u2022 Book size up 27% YoY to Rs. 9,495 Crore in Q2FY27 vs. Rs. 7,465 Crore in Q2FY26 \u2022 Quarterly disbursements for Q2FY27 at Rs. 1,820 Crore vs. Rs. 1,468 Crore, up 24% YoY Gold Finance: \u2022 Book size up 242% YoY to Rs. 5,043 Crore in Q2FY27 vs. Rs. 1,475 Crore in Q2FY26 \u2022 Quarterly disbursements for Q2FY27 at Rs. 3,237 Crore vs. Rs. 983 Crore, up 229% YoY \u2022 Launched an integrated marketing campaign featuring brand ambassador Jasprit Bumrah under the tagline \\\"Koi Bhi Sapna Hold Mat Karo, L&T Finance Gold Loan Karo,\\\" covering key markets across eight states and one union territory, and reaching consumers through approximately 150 LTF branches About L&T Finance Ltd. (LTF): L&T Finance Ltd. (LTF) ( www.LTFINANCE.com ), is a leading Non -Banking Financial Company (NBFC), offering a range of financial products and services. Headquartered in Mumbai, the Company has been rated \u2018AAA\u2019 \u2014 the highest credit rating \u2014 by four leading domestic rating agencies. LTF is also rated by International Rating Agencies. S&P Global Ratings has affirmed LTF with long-term Issuer Credit Rating at \u201cBBB\/Stable\u201d and short-term issuer credit rating at \u201cA-2\u201d. Fitch Ratings has affirmed LTF Long-Term Foreign and Local-Currency Issuer Default Ratings of \u201cBBB-\u201d with a Stable outlook. It has also received leadership scores and ratings by global and national Environmental, Social, and Governance (ESG) rating providers for its sustainability performance. The Company has been certified as a Great Place To Work\u00ae and has also won many prestigious awards for its flagship CSR project \u2013 \u201cDigital Sakhi\u201d- which focuses on women's empowerment and digital and financial inclusion. Under Right to Win, being in the \u2018right businesses\u2019 has helped the Company become one of the leading financiers in key Retail products. The Company is focused on transforming into a Risk-first, Technology-first, AI-native Retail financial services institution as part of the Lakshya 2031 plan. The Company has over 3 Crore customer database, which is being leveraged to cross-sell, up-sell, and identify new customers. 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Check key financial metrics and earnings highlights.<\/p>\n","protected":false},"author":1,"featured_media":6167,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_witty_seo_title":"L&T Finance in Focus After Reporting Record Q2 FY27 Profit of \u20b9975 Crore | 16 October 2026","_witty_meta_description":"L&T Finance in focus after posting a record Q2 FY27 net profit of \u20b9975 Crore and strong retail book growth. 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