{"id":6183,"date":"2026-10-16T08:34:11","date_gmt":"2026-10-16T03:04:11","guid":{"rendered":"https:\/\/www.wittytrades.com\/market-news\/hdfclife-share-price-today-2026-10-16\/"},"modified":"2026-10-16T08:34:13","modified_gmt":"2026-10-16T03:04:13","slug":"hdfclife-share-price-today-2026-10-16","status":"publish","type":"post","link":"https:\/\/www.wittytrades.com\/market-news\/hdfclife-share-price-today-2026-10-16\/","title":{"rendered":"HDFC Life in Focus After H1 FY27 Results and GIFT City Office Plan | 16 October 2026"},"content":{"rendered":"<style id=\"wt-article-style-v4\">:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) { color:#30475c; font-size:16px; line-height:1.65; min-width:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) *, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) *::before, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) *::after { box-sizing:border-box; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-copy { font-size:16px !important; 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gap:10px; }\n}\n@media (max-width:650px) {\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid { grid-template-columns:1fr; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-metrics { grid-template-columns:repeat(2,minmax(0,1fr)); }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card { padding:14px; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row { grid-template-columns:repeat(2,minmax(0,1fr)); gap:10px 14px; padding:12px 0; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-person, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row > div:last-child { grid-column:1 \/ -1; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta { padding:17px 15px; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-title { font-size:18px; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div { padding:9px !important; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card-title, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card-body { font-size:15px; }\n}\n@media (max-width:420px) {\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip { grid-template-columns:repeat(2,minmax(0,1fr)); }\n}<\/p>\n<p>:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div {border:1px solid #dde6ee;border-radius:8px;background:#f9fbfd;}\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div > div:last-child {font-weight:800;color:#17324d;}\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) h2 {font-size:24px !important;line-height:1.35 !important;margin:28px 0 14px !important;color:#173b58;}\n<\/style>\n<div class=\"wt-article-v4\" data-witty-phase=\"premarket\" data-article-version=\"4\">\n<p class=\"wt-market-date\"><strong>NSE: HDFCLIFE<\/strong> \u00b7 16 October 2026 \u00b7 Pre-market update<\/p>\n<div class=\"wt-price-strip\">\n<div>\n<div>Previous close<\/div>\n<div>\u20b9550.55<\/div>\n<\/div>\n<div>\n<div>Previous day change<\/div>\n<div>+1.19%<\/div>\n<\/div>\n<div>\n<div>High \/ Low<\/div>\n<div>\u20b9554.60 \/ \u20b9541.10<\/div>\n<\/div>\n<div>\n<div>Volume<\/div>\n<div>16.83 lakh<\/div>\n<\/div>\n<div>\n<div>Previous trading day<\/div>\n<div>15 October 2026<\/div>\n<\/div>\n<\/div>\n<div class=\"wt-takeaways\">\n<div class=\"wt-card\" data-card=\"research\" style=\"background:#f4f8fd;border:1px solid #cbd8ea;border-left:4px solid #466fa5;border-radius:10px\">\n<div class=\"wt-card-title\">Key Takeaways<\/div>\n<div class=\"wt-card-body\">\n<ul class=\"wt-list\">\n<li>HDFC Life Insurance Company released its financial results for the half-year ended September 30, 2026, alongside board approvals for fundraising through non-convertible debentures and the establishment of an IFSC Insurance Office at GIFT City.<\/li>\n<li>For the half-year ended September 30, 2026, HDFC Life reported a profit after tax of \u20b91,119 crore, up 13% year-on-year. Total APE grew 11% to \u20b98,245 crore, while the value of new business (VNB) rose 12% to \u20b92,037 crore with a new business margin of 24.7%. Assets under management reached \u20b94.1 trillion, reflecting a 13.8% increase year-on-year.<\/li>\n<li>Trading volume was 0.37 times the 20-day average daily volume.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<h2>Hdfc Life Ins Co Company News Before Market Open<\/h2>\n<div class=\"wt-prose\">\n<p class=\"wt-copy\">HDFC Life Insurance Company released its financial results for the half-year ended September 30, 2026, alongside board approvals for fundraising through non-convertible debentures and the establishment of an IFSC Insurance Office at GIFT City.<\/p>\n<p class=\"wt-copy\">H1 FY27 financial performance highlights steady growth in individual WRP and VNB ahead of annualized premium equivalent. Fundraising approval for subordinated debt up to \u20b9500 crore will be monitored for capital management strategy. The proposed GIFT IFSC expansion indicates a strategic intent to capture emerging cross-border business opportunities.<\/p>\n<p class=\"wt-copy\">16.83 lakh shares traded on 15 October 2026. This compares with a 20-day average daily volume of 45.92 lakh shares (0.37 times). The five-day average daily volume was 21.47 lakh shares.<\/p>\n<\/div>\n<div class=\"wt-likely-reason\">\n<div class=\"wt-card\" data-card=\"research\" style=\"background:#f4f8fd;border:1px solid #cbd8ea;border-left:4px solid #466fa5;border-radius:10px\">\n<div class=\"wt-card-title\">Company-specific context<\/div>\n<div class=\"wt-card-body\"><strong>HDFC Life Reports H1 FY27 Financial Results and Board Approvals<\/strong><\/p>\n<p class=\"wt-copy\">H1 FY27 financial performance highlights steady growth in individual WRP and VNB ahead of annualized premium equivalent. Fundraising approval for subordinated debt up to \u20b9500 crore will be monitored for capital management strategy. The proposed GIFT IFSC expansion indicates a strategic intent to capture emerging cross-border business opportunities.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<aside class=\"wt-cta wt-cta-yellow\">\n<div class=\"wt-cta-title\">Research the Market \u2014 Not Just the Headline<\/div>\n<p class=\"wt-cta-copy\">Explore WittyTrades research across market segments.<\/p>\n<p><a class=\"wt-cta-button\" href=\"https:\/\/www.wittytrades.com\/Segments.html\">Explore WittyTrades Research \u2192<\/a><\/aside>\n<h2>Latest Company Developments<\/h2>\n<div class=\"wt-grid wt-grid-news\">\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">HDFC Life Posts H1 FY27 Financial Results with 13% Growth in Profit After Tax<\/div>\n<div class=\"wt-card-date\">15 October 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">For the half-year ended September 30, 2026, HDFC Life reported a profit after tax of \u20b91,119 crore, up 13% year-on-year. Total APE grew 11% to \u20b98,245 crore, while the value of new business (VNB) rose 12% to \u20b92,037 crore with a new business margin of 24.7%. Assets under management reached \u20b94.1 trillion, reflecting a 13.8% increase year-on-year.<\/p>\n<p class=\"wt-copy\">These core operational metrics provide insight into the company&#x27;s profitability, business mix, and market share trajectory in the life insurance sector.<\/p>\n<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Board Approves Raising Up to \u20b9500 Crore via Non-Convertible Debentures<\/div>\n<div class=\"wt-card-date\">15 October 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">The Board of Directors approved raising funds through the issuance of non-convertible debentures in the nature of subordinated debt instruments up to \u20b9500 crore in one or more tranches on a private placement basis. The proposal aligns with regulatory guidelines and capital structure requirements.<\/p>\n<p class=\"wt-copy\">Subordinated debt issuances affect the capital adequacy and solvency margins of the insurer, which stood at a healthy 180% as of September 30, 2026.<\/p>\n<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Plans to Establish IFSC Insurance Office at GIFT City<\/div>\n<div class=\"wt-card-date\">15 October 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">The board granted in-principle approval to establish an IFSC Insurance Office at Gujarat International Finance Tec-City (GIFT IFSC), subject to requisite regulatory and shareholder approvals. The company intends to seek shareholder approval via a postal ballot process.<\/p>\n<p class=\"wt-copy\">Expanding operations into the GIFT City IFSC ecosystem opens up new avenues for international and cross-border insurance business opportunities.<\/p>\n<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Press Release<\/div>\n<div class=\"wt-card-date\">15 October 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">a press release dated October 15, 2026, titled &quot;Press Release and Investor Presentation Financial Results H1 FY27&quot;.<\/p>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/HDFCLIFE2_15102026160155_Press_Release__2_.pdf\" rel=\"noopener\">Original source \u2192<\/a><\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Outcome of Board Meeting<\/div>\n<div class=\"wt-card-date\">15 October 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">HDFC Life Insurance Company Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.<\/p>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/HDFCLIFE2_15102026155441_BM_Outcome__002_.pdf\" rel=\"noopener\">Original source \u2192<\/a><\/div>\n<\/div>\n<\/div>\n<h2>Ownership &amp; Transaction Activity<\/h2>\n<div class=\"wt-grid wt-grid-ownership\">\n<div class=\"wt-card\" data-card=\"ownership\" style=\"background:#fff8e8;border:1px solid #ecd39e;border-left:4px solid #cc922c;border-radius:10px\">\n<div class=\"wt-card-title\">Shareholding<\/div>\n<div class=\"wt-card-date\">As of 30 June 2026<\/div>\n<div class=\"wt-card-body\">\n<div class=\"wt-grid wt-grid-metrics\">\n<div class=\"wt-metric\">\n<div class=\"wt-label\">Promoter holding<\/div>\n<div class=\"wt-value\">50.54%<\/div>\n<div class=\"wt-note\">50.21% on 31 March 2026<\/div>\n<\/div>\n<div class=\"wt-metric\">\n<div class=\"wt-label\">FII\/FPI<\/div>\n<div class=\"wt-value\">19.27%<\/div>\n<div class=\"wt-note\">22.52% on 31 March 2026<\/div>\n<\/div>\n<div class=\"wt-metric\">\n<div class=\"wt-label\">Institutional holding<\/div>\n<div class=\"wt-value\">39.46%<\/div>\n<div class=\"wt-note\">39.77% on 31 March 2026<\/div>\n<\/div>\n<\/div>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/xbrl\/SHP_1698049_21072026022625_WEB.xml\" rel=\"noopener\">NSE shareholding filing \u2192<\/a><\/div>\n<\/div>\n<\/div>\n<h2>Mutual Fund Holdings<\/h2>\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">Mutual-fund ownership<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">Mutual funds held 16.57% on 30 June 2026. This compares with 14.54% on 31 March 2026, a change of +2.03 percentage points.<\/p>\n<p class=\"wt-copy\">The filing reported 47 MF\/UTI holders.<\/p>\n<div class=\"wt-grid wt-grid-funds\">\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">ICICI Prudential Mutual Fund<\/div>\n<div class=\"wt-card-date\">30 June 2026<\/div>\n<div class=\"wt-card-body\">9.73 crore shares \u00b7 4.48%<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">SBI Mutual Fund<\/div>\n<div class=\"wt-card-date\">30 June 2026<\/div>\n<div class=\"wt-card-body\">9.19 crore shares \u00b7 4.23%<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">Nippon Life Mutual Fund<\/div>\n<div class=\"wt-card-date\">30 June 2026<\/div>\n<div class=\"wt-card-body\">2.97 crore shares \u00b7 1.37%<\/div>\n<\/div>\n<\/div>\n<div class=\"wt-note wt-source-note\">These are quarterly holdings, rather than purchases or sales on the article date.<\/div>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/xbrl\/SHP_1698049_21072026022625_WEB.xml\" rel=\"noopener\">NSE shareholding filing \u2192<\/a><\/div>\n<\/div>\n<h2>What to Watch Next<\/h2>\n<ul class=\"wt-list\">\n<li>Trading volume and investor participation following the release of the half-yearly financial statements.<\/li>\n<li>Management commentary regarding margin sustainability and evolving regulatory frameworks like IRDAI distribution consultation papers.<\/li>\n<li>Schedule and updates regarding the upcoming shareholder postal ballot for the GIFT City IFSC office establishment.<\/li>\n<\/ul>\n<h2>Other Dated Coverage<\/h2>\n<ul class=\"wt-list\">\n<li><a href=\"https:\/\/www.wittytrades.com\/market-news\/hdfclife-share-price-today-2026-10-06\/\">Why HDFC Life Shares Rose 2.44% Today: Market Context &amp; Volume | 6 October 2026 \u2014 6 October 2026<\/a><\/li>\n<li><a href=\"https:\/\/www.wittytrades.com\/market-news\/hdfclife-share-price-today-2026-10-01\/\">Why HDFC Life Shares Rose 2.49% Today: Price Action &amp; Outlook | 1 October 2026 \u2014 1 October 2026<\/a><\/li>\n<\/ul>\n<p><a href=\"https:\/\/www.wittytrades.com\/market-news\/tag\/hdfclife\/\">More Hdfc Life Ins Co news and dated analysis \u2192<\/a><\/p>\n<aside class=\"wt-cta wt-cta-dark\">\n<div class=\"wt-cta-title\">Looking for Research-Backed Market Opportunities?<\/div>\n<p class=\"wt-cta-copy\">Explore WittyTrades research across market segments.<\/p>\n<p><a class=\"wt-cta-button\" href=\"https:\/\/www.wittytrades.com\/Segments.html\">Explore WittyTrades Research \u2192<\/a><\/aside>\n<h2>Frequently Asked Questions<\/h2>\n<div class=\"wt-faq\">\n<h3>What is the latest Hdfc Life Ins Co company news?<\/h3>\n<p class=\"wt-copy\">For the half-year ended September 30, 2026, HDFC Life reported a profit after tax of \u20b91,119 crore, up 13% year-on-year. Total APE grew 11% to \u20b98,245 crore, while the value of new business (VNB) rose 12% to \u20b92,037 crore with a new business margin of 24.7%. Assets under management reached \u20b94.1 trillion, reflecting a 13.8% increase year-on-year.<\/p>\n<h3>How strong was Hdfc Life Ins Co\u2019s trading volume?<\/h3>\n<p class=\"wt-copy\">16.83 lakh shares traded, 0.37 times the 20-day average daily volume. The price and volume data are dated 15 October 2026.<\/p>\n<h3>Do the mutual-fund figures show buying today?<\/h3>\n<p class=\"wt-copy\">They show holdings on 30 June 2026. Quarterly holdings do not identify purchases made on the article date.<\/p>\n<\/div>\n<p><strong>Research &amp; analysis:<\/strong> <a href=\"https:\/\/www.wittytrades.com\/About_Us.html\">WittyTrades Research Desk<\/a><br \/><strong>Reviewed by:<\/strong> <a href=\"https:\/\/www.wittytrades.com\/About_Us.html\">Mohanish Sanghavi \u2014 SEBI Registered Research Analyst<\/a><\/p>\n<p>Disclaimer: Investments in securities markets are subject to market risks. Registration with SEBI and NISM certification do not guarantee performance or returns. This article is for information and education, not personalised investment advice or a recommendation to buy, sell or hold.<\/p>\n<\/div>\n<p><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"NewsArticle\", \"@id\": \"https:\/\/www.wittytrades.com\/market-news\/hdfclife-share-price-today-2026-10-16\/#article\", \"mainEntityOfPage\": {\"@type\": \"WebPage\", \"@id\": \"https:\/\/www.wittytrades.com\/market-news\/hdfclife-share-price-today-2026-10-16\/\"}, \"headline\": \"HDFC Life in Focus After H1 FY27 Results and GIFT City Office Plan | 16 October 2026\", \"description\": \"HDFC Life reports H1 FY27 financial results with 13% PAT growth, board approval for \u20b9500 crore NCD issuance, and GIFT City expansion plans.\", \"datePublished\": \"2026-10-16T08:33:59.214129+05:30\", \"dateModified\": \"2026-10-16T08:33:59.214129+05:30\", \"author\": {\"@type\": \"Organization\", \"name\": \"WittyTrades Research Desk\", \"url\": \"https:\/\/www.wittytrades.com\/About_Us.html\"}, \"reviewedBy\": {\"@type\": \"Person\", \"name\": \"Mohanish Sanghavi\", \"jobTitle\": \"SEBI Registered Research Analyst\", \"url\": \"https:\/\/www.wittytrades.com\/About_Us.html\"}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"WittyTrades\", \"url\": \"https:\/\/www.wittytrades.com\/\"}, \"inLanguage\": \"en-IN\", \"image\": [\"https:\/\/www.wittytrades.com\/market-news\/wp-content\/uploads\/2026\/10\/hdfclife-company-news-2026-10-16.jpg\"]}<\/script><!-- wt-article-record:{\"news_events\":[{\"title\":\"Press Release\",\"summary\":\"a press release dated October 15, 2026, titled \\\"Press Release and Investor Presentation   Financial Results H1 FY27\\\".\",\"source\":\"NSE\",\"published\":\"15-Oct-2026 16:02:04\",\"source_type\":\"official filing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/HDFCLIFE2_15102026160155_Press_Release__2_.pdf\",\"disclosure_text\":\"October 15, 2026 Ref. No: HDFC Life\/CA\/2026-27\/41 Listing Department Listing Department National Stock Exchange of India Limited BSE Limited Exchange Plaza, Plot No C\/1, Block G, Sir PJ Towers, Bandra-Kurla Complex, Dalal Street, Bandra (East), Fort, Mumbai- 400 051 Mumbai \u2013 400 001 NSE Symbol: HDFCLIFE BSE Security Code: 540777 Dear Sir\/ Madam, Sub: Press Release and Investor Presentation \u2013 Financial Results H1 FY27 Please find enclosed herewith a copy of the press release and investor presentation on financial results for the half-year ended September 30, 2026. This is for your information and appropriate dissemination. Thanking you, For HDFC Life Insurance Company Limited Niraj Shah Executive Director & Chief Financial Officer Encl.: As above PRESS RELEASE - PERFORMANCE FOR HALF YEAR ENDED SEPTEMBER 30, 2026 BSE Code: 540777 NSE Code: HDFCLIFE HDFC Life H1FY27: Q2 individual weighted received premium (WRP) growth ahead of private industry; VNB grows 12%, ahead of APE; 24.7% New Business Margin Mumbai, October 15, 2026: The Board of Directors of HDFC Life approved and adopted the reviewed standalone and consolidated financial results for the half year ended September 30, 2026. Vibha Padalkar, MD & CEO, HDFC Life, said: \u201cOn macroeconomic front, Reserve Bank of India raised its FY2027 growth projection to 7.1% from 6.7%, reflecting continued resilience in domestic economic activity, while the fiscal position remains well managed. At the same time, the RBI raised the policy repo rate by 25 basis points to 5.50% and moved to a stance of calibrated tightening, given elevated energy prices and a below-normal monsoon, which remain the key risks to inflation. Broadly, we expect macro conditions to remain stable, which in turn should support steady growth for the life insurance industry In Q2, individual WRP grew 11%, ahead of the private industry at 10%. This took our H1 growth to 9%, with market share improving to 16.2% from 16.1% in Q1. Overall APE grew faster, at 13% in Q2 and 11% in H1. The number of individual policies grew 9% in H1, ahead of the industry. We expect to sustain this momentum and grow in line with the industry in FY27. On the regulatory front, IRDAI has released consultation papers on the economics of insurance distribution, which propose significant changes for the industry. The regulator has encouraged industry participants to share their feedback backed by data and keeping policyholder interest at the centre of the conversations\u201d Niraj Shah, ED & CFO, HDFC Life, said: \u201cValue of new business for H1 was \u20b92,037 crore, a growth of about 12.1%, ahead of APE growth. VNB growth for Q2 was 14.8%. Embedded Value stood at Rs 66,461 crore and rolling 12-month embedded value operating profit was 14.9%. Profit after tax for H1 was \u20b91,119 crore, a growth of about 1 2.7%. Assets under management stood at \u20b94.1 trillion, up 13.8% year-on-year. We remain confident in the sector\u2019s long \u2011term growth trajectory and are well positioned to capture emerging opportunities with discipline and focus.\u201d Performance Highlights: \u25aa New Business in terms of overall Annualized Premium Equivalent (APE) grew 11% year-on- year, as well as on two-year CAGR basis \u25aa Overall industry market share at 11.5% \u25aa Value of New Business (VNB) grew ahead of APE; VNB for H1FY27 stood at \u20b9 2,037 crore, with margins of 24.7% \u25aa Retail protection registered robust growth of 33% during H1FY27; Its share of individual APE rose to 8% from about 7% last year. Rider attachment continues to be healthy, and protection and riders together now account for 11% of individual APE \u25aa Retail sum assured grew by 21% year -on-year, and we ranked amongst top two players , reinforcing the quality of our business mix \u25aa Assets under Management (AUM) including that of our wholly owned subsidiary HDFC Pension Fund Management reached \u20b95.9 lakh crore \u25aa Persistency ratios - 13-month and 61-month persistency at 83% and 66% respectively. These trends reflect the underlying product and tier mix. Renewal collections grew 14% year-on-year \u25aa Embedded Value (EV) stood at \u20b9 66,461 crore, with rolling 12-month operating RoEV of 14.9% \u25aa Profit after tax grew by 13% to \u20b91,119 crore, for the period H1FY27 \u25aa Solvency Ratio was healthy at 180% Key Financial Summary \u20b9 Crore H1 FY27 H1 FY26 YoY Key Financial and Actuarial Metrics Individual APE 7,080 6,471 9% Total APE 8,245 7,413 11% New Business Premium (Indl + Group) 19,126 16,222 18% Renewal Premium (Indl + Group) 20,443 17,940 14% Total Premium 39,569 34,162 16% Assets Under Management 4,09,673 3,59,999 14% Profit After Tax 1,119 994 13% Indian Embedded Value 66,461 59,540 12% Value of new business 2,037 1,818 12% H1 FY27 H1 FY26 Key Financial Ratios New Business Margins 24.7% 24.5% Operating Return on EV1 14.9% 15.8% Total Expenses \/ Total Premium 22.3% 21.6% Solvency Ratio 180% 175% 13M \/ 61M Persistency 83%\/66% 86%\/62% Individual WRP market share (Overall) 11.5% 11.9% Product mix by Indl APE (UL \/ Non par savings \/Annuity\/ Protection \/ Par)2 45\/22\/12\/8\/13 42\/18\/4\/7\/29 Distribution mix by Indl APE (Banca\/ Agency\/ Non- bank alliances\/ Direct)2 58\/18\/15\/9 59\/18\/14\/9 Percentages may not add up due to rounding off effect 1. On rolling 12-month basis 2. Percentage mix; Percentages may not add upto 100% due to rounding off effect Definitions and abbreviations \u2022 Annualized Premium Equivalent (APE) - The sum of annualized first year regular premiums and 10% weighted single premiums and single premium top-ups \u2022 Assets under Management (AUM) - The total value of Shareholders\u2019 & Policyholders\u2019 investments managed by the insurance company \u2022 Embedded Value Operating Profit (EVOP) - Embedded Value Operating Profit (\u201cEVOP\u201d) is a measure of the increase in the EV during any given period, excluding the impact on EV due to external factors like changes in economic variables and shareholder -related actions like capital injection or dividend pay-outs \u2022 First year premium - Premiums due in the first policy year of regular premiums received during the financial year. For example, for a monthly mode policy sold in March 202 5, the first monthly instalment received would be reflected as First year premiums for 2024-25 and the remaining 11 instalments due in the first policy year would be reflected as first year premiums in 2025-26, when received \u2022 New business received premium - The sum of first year premium and single premium, reflecting the total premiums received from the new business written \u2022 Total expense - It includes all ex penses that are incurred for the purposes of sourcing new business and expenses incurred for policy servicing (which are known as maintenance costs) including shareholders\u2019 expenses plus commission paid to distributor \u2022 Total expense ratio - Ratio of total expense to total premium \u2022 Operating return on EV - Operating Return on EV is the ratio of EVOP (Embedded Value Operating Profit) for any given period to the EV at the beginning of that period \u2022 Persistency - The proportion of business renewed from the business underwritten. The ratio is measured in terms of number of policies and premiums underwritten \u2022 Premium less benefits payouts - The difference between total premium received and benefits paid (gross of reinsurance) \u2022 Renewal premium - Regular recurring premiums received after the first policy year \u2022 Solvency ratio - Ratio of available solvency margin to required solvency margin \u2022 Total premium - Total received premiums during the year including first year, single and renewal premiums for individual and group business \u2022 Weighted received premium (WRP) - The sum of first year premium received during the year and 10% of single premiums including top-up premiums About HDFC Life Established in 2000, HDFC Life is a leading, listed, long-term life insurance solutions provider in India, offering a range of individual and group insurance solutions that meet various customer needs such as Protection, Pension, Savings, Investment, Annuity and Health. The Company has over 70 products (individual and group products) including optional riders in its portfolio, catering to a diverse range of customer needs. HDFC Life continues to benefit from its increased presence across the country, having a wide reach with branches and additional distribution touch-points through several new tie-ups and partnerships. The count of distribution partnerships is over 500, comprising banks, NBFCs, MFIs, SFBs, brokers, new ecosystem partners amongst others. The Company has a strong base of financial consultants. For more information, please visit www.hdfclife.com. You may also connect with us on Facebook, Twitter, YouTube and LinkedIn. Disclaimer Except for the historical information contained herein, statements in this release which contain words or phrases such as 'will', 'would', \u2018indicating\u2019, \u2018expected to\u2019 etc., and similar expressions or variations of such expressions may constitute 'forward -looking statements'. These forward -looking statements involve a number of risks, uncertainties and other f actors that could cause actual results to differ materially from those suggested by the forward-looking statements. These risks and uncertainties include, but are not limited to our ability to successfully implement our strategy, our growth and expansion i n business, the impact of any acquisitions, technological implementation and changes, the actual growth in demand for insurance products and services, investment income, cashflow projections, our exposure to market risks, policies and actions of regulatory authorities; impact of competition; experience with regard to mortality and morbidity trends, lapse rates and policy renewal rates; the impact of changes in capital, solvency or accounting standards, tax and other legislations and regulations in the jurisdictions. HDFC Life undertakes no obligation to update forward -looking statements to reflect events or circumstances after the date thereof. None of Company or any of its directors, officers, employees, agents or advisers, or any of their respective affiliates, advisers or representatives, undertake to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise and none of them shall have any liability (in negligence or otherwise) for any loss howsoever arising from any use of this press release or its contents or otherwise arising in connection. Further, nothing in this press release should be construed as constituting legal, business, tax or financial advice or a recommendation regarding the securiti es. Although Company believes that such forward- looking statements are based on reasonable assumptions, it can give no assurance that such expectations will be met. You are cautioned not to place undue reliance on these forward -looking statements, which ar e based on current view of Company\u2019s management on future events. Forecasts and hypothetical examples are subject to uncertainty and contingencies outside Company\u2019s control. Past performance is not a reliable indication of future performance. Before acting on any information you should consider the appropriateness of the information having regard to these matters, and in particular, you should seek independent financial advice. Media Contacts HDFC Life Insurance Company Anuja Sharma: Anuja.sharma@hdfclife.com Lopah Mudra Bhattacharrya: Lopahmudrab@hdfclife.com 2 Executive summary: H1 FY27 Operating & Customer Metrics Individual APE Rs (Bn.) 70.8 Growth 9% Renewal premium Rs (Bn.) 204.4 Growth 14% Profit After Tax (PAT) Rs (Bn.) 11.2 Growth 13% Value of New Business (VNB) Rs (Bn.) 20.4 Growth 12% AUM Rs (Bn.) 4,097 Growth 14% New Business Margin (NBM) CY 24.7% PY 24.5% IEV Rs (Bn.) 664.6 EVOP2 14.9% Total exp. ratio1 CY 22.3% PY 21.6% 2 1. Total Expense Ratio is calculated as total expenses (including commission) divided by total premium 2. 12 month rolling EVOP Number of policies (000\u2019s) 621 Growth 9% Solvency Sep\u201926 180% Jun\u201926 185% Persistency (13M\/61M) CY 83%\/66% PY 86%\/62% Individual Sum Assured Rs (Bn.) 2,769 Growth 21% Revenue & Cost Profitability & Scale 4 152 207 300 475 621 FY18 FY20 FY22 FY24 FY26 12.8 19.2 26.8 35.0 40.3 FY18 FY20 FY22 FY24 FY26 Rs bnConsistent, predictable, sustained performance 1. Based on Overall NBP 48.9 81.7 146.4 FY18 FY22 FY26 Individual APE 29.4 58.1 104.9 FY18 FY22 FY26 Protection new business1 1,066 2,042 3,752 Mar 31, 2018 Mar 31, 2022 Mar 31, 2026 Assets under management Holistic growth 122 218 433 FY18 FY22 FY26 Renewal premium 1.1 5.2 9.3 FY18 FY22 FY26 Annuity APE 7.5% 9.3% 10.8% FY18 FY22 FY26 Overall market share Consistent track record over multiple periods Embedded value Value of new business 4 5 FY16 FY18 FY20 FY22 FY24 FY25 FY26 Change in traditional savings tax exemption limit Grew ~1.4x industry during last decade while sustaining profitability Covid-19 pandemic Change in ULIP tax exemption limit \u2022 Tech enablement \u2013 faster claim settlement & policy issuance \u2022 Prudent risk management \u2022 Distribution expansion for tapping new markets \u2013 Exide Life M&A, increasing market share in new partnerships NBM1 Indl WRP2 growth Overall industry growth Steady performance across business cycles \u2022 Focus on broadening customer base \u2022 Upfront investments in distribution infrastructure, technology and manpower to capitalize on the long-term opportunity Consistent product innovation 1. New Business Margin 2. WRP: Weighted Received Premium 3. Adjusting for one-off business due to budget changes in FY23, normalized growth was 11% in FY24. FY24 2-year CAGR stands at 13% \u2022 Diversified distribution \u2013 Increase in new tie- ups \u2022 Growing proprietary \u2013 Agency\/Direct Surrender value (SV) regulation 19.9% 23.2% 25.9% 12% 31% 19% 8% 19% 6% 27.4% 16% 16% 26.3% 1%3 5% 24.2% 8% 10% \u2022 Restructuring of distributor commercials \u2022 Lower impact on relative basis 25.6% 17% 10% Nil GST on individual LI products \u2022 Leveraged GST led demand growth in protection \u2022 Improved product profile \u2022 Significant cost initiatives Open Architecture 5\"},{\"title\":\"Outcome of Board Meeting\",\"summary\":\"HDFC Life Insurance Company Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.\",\"source\":\"NSE\",\"published\":\"15-Oct-2026 15:55:18\",\"source_type\":\"official filing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/HDFCLIFE2_15102026155441_BM_Outcome__002_.pdf\",\"disclosure_text\":\"October 15, 2026 Ref. No: HDFC Life\/CA\/2026-27\/40 Listing Department Listing Department National Stock Exchange of India Limited BSE Limited Exchange Plaza, Plot No C\/1, Block G, Sir PJ Towers, Bandra-Kurla Complex, Dalal Street, Bandra (East), Fort, Mumbai \u2013 400 051 Mumbai \u2013 400 001 NSE Symbol: HDFCLIFE BSE Security Code: 540777 Dear Sir\/ Madam, Sub: Outcome of the Board Meeting held on October 15, 2026 We wish to inform that the Board of Directors of HDFC Life Insurance Company Limited (\u201cCompany\u201d) at their meeting held today i.e. Thursday, October 15, 2026 , ha ve inter-alia approved the following: 1. Financial Results The un-audited standalone and consolidated financial results for the quarter and half- year ended September 30, 2026, which have been subject to limited review by M\/s BSR & Co. LLP and M\/s KKC & Associates LLP, Chartered Accountants, Joint Statutory Auditors of the Company. In terms of Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, the above financial results along with the Limited Review Reports for the quarter and half- year ended September 30, 202 6 are enclosed herewith. 2. In-principle approval for raising of funds through issuance of Non- Convertible Debentures (NCDs) Fund raising through issuance of NCDs in the nature of subordinated debt instruments up to \u20b9 500 crore (Rupees five hundred crore only) in one or more tranches, in accordance with the SEBI (Issue and Listing of Non- Convertible Securities) Regulations, 2021 and IRDAI (Registration, Capital Structure, Transfer of Shares and Amalgamation of Insurers) Regulations, 2024 and other applicable regulations and circulars, on private placement basis. 3. Establishment of International Financial Services Centre (\u201cIFSC\u201d) Insurance Office (\u201cIIO\u201d), at Gujarat International Finance Tec-City (\u201cGIFT\u201d), IFSC The establishment of an IIO of the Company at GIFT IFSC will enable the Company to leverage the opportunities available within the IFSC ecosystem. The establishment of the IIO would be subject to approvals from the Insurance Regulatory and Development Authority of India (IRDAI), IFSC Authority, and the shareholders. Pur suant to the IRDAI (Protection of Policyholders\u2019 Interests, Operations and Allied Matters of Insurers) Regulations, 2024, the above matter requires the approval of the shareholders. Accordingly, the Company will be seeking shareholder approval through a postal ballot process, and the notice of postal ballot will be disseminated in due course. The meeting of the Board commenced at 1.15 p.m. and concluded at 3.40 p.m. (IST) This is for your information and appropriate dissemination. For HDFC Life Insurance Company Limited Niraj Shah Executive Director & Chief Financial Officer Encl.: As above B S R & Co. LLP KKC & Associates LLP Chartered Accountants Chartered Accountants (Formerly Khimji Kunverji & Co LLP) 14th Floor, Central B Wing and North C Wing, Nesco IT Park 4, Nesco Center, Western Express Highway, Goregaon (East), Mumbai, India \u2013 400 063 Telephone +91 22 6257 1000 Fax +91 22 6257 1010 Level 19, Sunshine Tower, Senapati Bapat Marg, Elphinstone Road, Mumbai \u2013 400 013 India Telephone +91 22 6413 7333 Page 1 of 2 Limited Review Report on statement of unaudited standalone financial results of HDFC Life Insurance Company Limited for the quarter ended 30 September 2026 and year to date results for the period from 1 April 2026 to 30 September 2026 pursuant to Regulation 33 and Regulation 52(4) read with Regulation 63 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended read with the Insurance Regulatory and Development Authority of India\u2019s circular bearing reference no: IRDAI\/F&I\/REG\/CIR\/208\/10\/2016 dated 25 October 2016 To The Board of Directors of HDFC Life Insurance Company Limited 1. We have reviewed the accompanying statement of unaudited standalone financial results of HDFC Life Insurance Company Limited (hereinafter referred to as the \u201cCompany\u201d) for the quarter ended 30 September 2026 and year to date results for the period from 1 April 2026 to 30 September 2026, being submitted by the Company pursuant to the requirement of Regulation 33 and Regulation 52(4) read with Regulation 63 of the Securities and Exchange Board of India (\u201cSEBI\u201d) (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (the \u201cListing Regulations\u201d) and the Insurance Regulatory and Development Authority of India (\u201cIRDAI\u201d\/ the \u201cAuthority\u201d) Circular reference no. IRDAI\/F&I\/REG\/CIR\/208\/10\/2016 dated 25 October 2016 (\u201cIRDAI Circular\u201d) (the \u201cStatement\u201d). 2. This Statement, which is the responsibility of the Company\u2019s Management and approved by the Board of Directors, has been prepared in accordance with the recognition and measurement principles laid down in Accounting Standard 25 \u201cInterim Financial Reporting\u201d (\u201cAS 25\u201d), as prescribed under Section 133 of the Companies Act, 2013 (the \u201cAct\u201d), applicable rules thereto along with the other accounting principles generally accepted in India, read with the accounting and presentation principles as prescribed in the relevant provisions of the Insurance Act, 1938 (the \u201cInsurance Act\u201d) as amended from time to time, the Insurance Regulatory and Development Authority Act, 1999 (the \u201cIRDA Act\u201d) as amended from time to time, and Insurance Regulatory and Development Authority of India (Actuarial, Finance and Investment Functions of Insurers) Regulations, 2024, as amended (the \u201cRegulations\u201d) and orders\/directions\/circulars issued by IRDAI, to the extent applicable, and has been presented in accordance with the presentation and disclosure requirements prescribed as per the IRDAI Circular and the Listing Regulations, to the extent applicable. Our responsibility is to issue a report on these Statement based on our review. 3. We conducted our review of the Statement in accordance with the Standard on Review Engagements (SRE) 2410 \u201cReview of Interim Financial Information Performed by the Independent Auditor of the Entity\u201d, issued by the Institute of Chartered Accountants of India (the \u201cICAI\u201d). This standard requires that we plan and perform the review to obtain moderate assurance as to whether the financial statements are free of material misstatement. A review is limited primarily to inquiries of company personnel and analytical procedures applied to financial data and thus provide less assurance than an audit. We have not performed an audit and accordingly, we do not express an audit opinion. B S R & Co. LLP KKC & Associates LLP Page 2 of 2 4. Based on our review conducted as stated in paragraph 3 above, nothing has come to our attention that causes us to believe that the accompanying Statement prepared in accordance with the requirements of the recognition and measurement principles laid down in AS 25, as prescribed under Section 133 of the Act, applicable rules thereto along with the other accounting principles generally accepted in India, read with the accounting and presentation principles as prescribed in the relevant provisions of the Insurance Act, the IRDA Act and the Regulations, orders\/directions\/circulars issued by the IRDAI to the extent applicable and other recognized accounting practices and policies, has not disclosed the information required to be disclosed in terms of Regulation 33 and Regulation 52(4) read with Regulation 63 of the Listing Regulations and the IRDAI Circular, including the manner in which it is to be disclosed, or that it contains any material misstatement. Other Matters 5. The actuarial valuation of liabilities for life policies in force and for policies in respect of which premium has been discontinued but liability exists as at 30 September 2026 is the responsibility of the Company\u2019s Appointed Actuary (the \u201cAppointed Actuary\u201d). The actuarial valuation of these liabilities for life policies in force and for policies in respect of which premium has been discontinued but liability exists as at 30 September 2026 has been duly certified by the Appointed Actuary and in her opinion, the assumptions for such valuation are in accordance with the guidelines and norms issued by IRDAI and the Institute of Actuaries of India in concurrence with the Authority. We have relied upon the Appointed Actuary\u2019s certificate in this regard during our review of the valuation of liabilities for life policies in force and for policies in respect of which premium has been discontinued but liability exists, as contained in the Statement of the Company. Our conclusion is not modified in respect of this matter. 6. The standalone financial results of the Company for the three months ended 30 June 2026 were reviewed by B S R & Co. LLP, one of the current joint auditors of the Company, jointly with G. M. Kapadia & Co., whose report dated 15 July 2026 had expressed an unmodified conclusion. 7. The standalone financial results of the Company for the year ended 31 March 2026 were audited by B S R & Co. LLP, one of the current joint auditors of the Company, jointly with G. M. Kapadia & Co., whose report dated 16 April 2026 had expressed an unmodified opinion. The standalone financial results of the Company for corresponding quarter ended 30 September 2025 and corresponding period from 1 April 2025 to 30 September 2025 included were reviewed by B S R & Co. LLP, one of the current joint auditors of the Company, jointly with G. M. Kapadia & Co., whose report dated 15 October 2025 had expressed an unmodified conclusion. For B S R & Co. LLP For KKC & Associates LLP Chartered Accountants Chartered Accountants (Formerly Khimji Kunverji & Co LLP) Firm\u2019s Registration No:101248W\/W-100022 Firm\u2019s Registration No: 105146W\/W100621 Kapil Goenka Hasmukh B Dedhia Partner Partner ICAI Membership No: 118189 ICAI Membership No: 33494 UDIN: 26118189QMJAUX4470 UDIN: 26033494LZWOKA1070 Place: Mumbai Place: Mumbai Date: 15 October 2026 Date: 15 October 2026 Year ended \/ As at September 30, 2026 June 30, 2026 September 30, 2025 September 30, 2026 September 30, 2025 March 31, 2026 (Unaudited) (Unaudited) (Unaudited) (Unaudited) (Unaudited) (Audited) POLICYHOLDERS' A\/C Gross premium income First Year Premium 392,666 269,340 357,946 662,006 612,966 1,387,932 Renewal Premium 1,141,987 902,333 1,033,711 2,044,320 1,794,007 4,329,113 Single Premium 705,596 544,971 536,995 1,250,567 1,009,186 2,221,662 2 Net premium income1 2,172,737 1,654,797 1,877,731 3,827,534 3,324,340 7,731,522 3 Income from investments (net)2 216,631 1,665,306 141,005 1,881,937 1,600,504 2,017,517 4 Other income 10,491 9,445 7,946 19,936 15,333 34,733 5 3 8,177 1,801 4,846 9,978 11,502 44,873 6 Total (2 to 5) 2,408,036 3,331,349 2,031,528 5,739,385 4,951,679 9,828,645 Commission on First Year Premium 135,105 95,049 130,780 230,154 273,279 537,020 Renewal Premium 18,074 17,297 15,518 35,371 28,466 67,440 Single Premium 115,329 97,736 85,788 213,065 105,262 308,232 8 Net Commission 268,508 210,082 232,086 478,590 407,007 912,692 Operating Expenses related to insurance business (a+b) Employees remuneration and welfare expenses 103,352 91,208 98,581 194,560 186,056 392,588 Other operating expenses 119,834 85,769 79,414 205,603 142,929 376,503 10 Expenses of Management (8+9) 491,694 387,059 410,081 878,753 735,992 1,681,783 11 Provisions for doubtful debts (including bad debts written off) - - - - - - 12 Provisions for diminution in value of investments4 (5,405) (3,765) (4,599) (9,170) (5,023) 1,277 13 Goods & Services Tax on ULIP charges 926 863 12,114 1,789 24,783 26,305 14 Provision for taxes 3,696 4,694 344 8,390 4,366 9,411 15 Benefits Paid5 (Net1) 1,047,036 813,282 932,891 1,860,318 1,800,870 3,832,337 16 Change in actuarial liability 842,356 2,097,933 697,918 2,940,289 2,399,569 4,243,349 17 Total (10+11+12+13+14+15+16) 2,380,303 3,300,066 2,048,749 5,680,369 4,960,557 9,794,462 18 Surplus\/(Deficit) (6-17) 27,733 31,283 (17,221) 59,016 (8,878) 34,183 Appropriations Transferred to Shareholders A\/c 26,361 36,821 21,522 63,182 58,156 119,311 Funds for Future Appropriations 1,372 (5,538) (38,743) (4,166) (67,034) (85,128) Details of Surplus \/ Deficit Interim bonus paid 77,155 60,385 71,731 137,540 122,139 296,455 Terminal bonus paid 20,603 15,178 13,985 35,781 23,420 66,737 Allocation of bonus to policyholders - - - - - 83,557 Surplus\/(Deficit) shown in the Revenue Account 27,733 31,283 (17,221) 59,016 (8,878) 34,183 Total Surplus 125,491 106,846 68,495 232,337 136,681 480,932 20 (a) (b) (c) (d) 7 (a) (b) (c) 9 (a) (b) 19 (a) (b) 1 (a) (b) (c) Sr. No. Particulars Three Months ended \/ As at Six Months ended \/ As at HDFC Life Insurance Company Limited Statement of Standalone Unaudited Results for the Quarter and Six Months ended September 30, 2026 Year ended \/ As at September 30, 2026 June 30, 2026 September 30, 2025 September 30, 2026 September 30, 2025 March 31, 2026 (Unaudited) (Unaudited) (Unaudited) (Unaudited) (Unaudited) (Audited) Sr. No. Particulars Three Months ended \/ As at Six Months ended \/ As at HDFC Life Insurance Company Limited Statement of Standalone Unaudited Results for the Quarter and Six Months ended September 30, 2026 21 Transfer from Policyholders' Account 26,361 36,821 21,522 63,182 58,156 119,311 Investment Income (net)2 40,832 34,429 36,087 75,261 68,109 147,763 Other income 278 4 - 282 4 16 23 Expenses other than those related to insurance business6 7,190 7,374 6,375 14,564 12,530 25,241 24 3 8,177 1,801 4,846 9,978 11,502 44,873 25 Provisions for doubtful debts (including write off) - - - - - - 26 Provisions for diminution in value of investments4 (234) (593) (153) (827) (369) 1,472 27 Profit before tax 52,338 62,672 46,541 115,010 102,606 195,504 28 Provisions for tax 1,538 1,530 1,826 3,068 3,245 4,505 29 Profit after tax and before Extraordinary items 50,800 61,142 44,715 111,942 99,361 190,999 30 Extraordinary Items (Net of tax expenses) - - - - - - 31 Profit after tax and Extraordinary items7 50,800 61,142 44,715 111,942 99,361 190,999 Interim Dividend - - - - - - Final Dividend - - - - - 2.1 33 Profit carried to Balance Sheet8 1,175,118 1,169,940 1,017,160 1,175,118 1,017,160 1,108,798 34 Paid up equity share capital 217,259 217,247 215,609 217,259 215,609 215,782 35 Reserve & Surplus (excluding Revaluation Reserve) 1,692,338 1,685,729 1,422,949 1,692,338 1,422,949 1,524,828 36 30,032 47,945 53,790 30,032 53,790 28,899 Total Assets: Investments: - Shareholders' 2,190,100 2,171,888 1,867,882 2,190,100 1,867,882 2,005,485 - Policyholders Fund excluding Linked Assets 27,336,182 26,220,329 23,349,186 27,336,182 23,349,186 24,995,144 - Assets held to cover Linked Liabilities (Linked Assets) 11,440,973 11,694,770 10,782,850 11,440,973 10,782,850 10,519,163 Other Assets (Net of current liabilities and provisions) 281,370 349,479 268,106 281,370 268,106 380,386 1. Net of reinsurance 2. Net of amortisation and losses (including capital gains) 3. 4. Inclusive of provision for standard and non-standard assets 5. Inclusive of interim and terminal bonus 6. Includes Interest on subordinated debt & penalties if any. 7. Underwriting profits : Existing business surplus (i) 175,267 187,422 151,092 362,690 314,068 698,896 New business strain (ii) (156,903) (151,916) (134,157) (308,820) (266,753) (623,070) Shareholders' surplus (iii) 32,436 25,636 27,780 58,072 52,046 115,173 8. (i) Represents profit emerging during current period from business written in prior years (ii) Insurance contracts being long term in nature revenue is recognised over the period of the contract as against costs being recognised in the period in which they are incurred, leading to New business strain. (iii) Represents investment and other income arising on shareholders' funds, net of expenses and tax. Represents accumulated surplus Foot notes : Includes contribution of funds from shareholders accounts towards excess EOM and remuneration of MD\/CEOs\/WTD\/Other KMPs Profit after tax comprises: (a) (b) 37 (a) (b) Fair Value Change Account and Revaluation Reserve (Shareholders) 22 (a) (b) 32 (a) (b) Notes September 30, 2026 March 31, 2026 September 30, 2025 (Unaudited) (Audited) (Unaudited) SOURCES OF FUNDS SHAREHOLDERS' FUNDS: Share Capital 217,259 215,782 215,609 Share application money 145 98 682 Reserves and Surplus 1,692,338 1,524,828 1,422,949 Credit \/ (Debit) Fair Value Change Account 30,032 28,899 53,790 Sub-Total (A) 1,939,774 1,769,607 1,693,030 BORROWINGS 309,900 309,900 235,000 POLICYHOLDERS' FUNDS: Credit \/ (Debit) Fair Value Change Account 538,249 296,092 641,101 Policy Liabilities 26,983,259 24,964,780 22,857,313 Insurance Reserve - - - Provision for Linked Liabilities 9,220,695 8,537,155 7,822,589 Add: Fair value change 1,659,466 1,497,800 2,519,308 Provision for Linked Liabilities 10,880,161 10,034,955 10,341,897 Funds for discontinued policies (i) Discontinued on account of non-payment of premium 559,427 483,118 440,009 (ii) Others 1,385 1,090 944 Total Provision for Linked & Discontinued Policyholders Liabilities 11,440,973 10,519,163 10,782,850 Sub-Total (B) 38,962,481 35,780,035 34,281,264 Funds for Future Appropriations - Linked 4,542 4,205 3,786 - Non Linked 31,928 36,431 54,944 Sub-Total (C) 36,470 40,636 58,730 TOTAL (A+B+C) 41,248,625 37,900,178 36,268,024 APPLICATION OF FUNDS INVESTMENTS: Shareholders' 2,190,100 2,005,485 1,867,882 Policyholders' 27,336,182 24,995,144 23,349,186 Asset held to cover Linked Liabilities 11,440,973 10,519,163 10,782,850 LOANS 304,948 282,745 263,836 FIXED ASSETS 77,836 73,678 66,585 Deferred Tax Assets - - - CURRENT ASSETS Cash and Bank Balances 49,384 192,312 51,522 Advances and Other Assets 893,983 933,362 679,285 Sub-Total (A) 943,367 1,125,674 730,807 CURRENT LIABILITIES 1,030,907 1,080,626 782,011 PROVISIONS 13,874 21,085 11,111 Sub-Total (B) 1,044,781 1,101,711 793,122 NET CURRENT ASSETS (C) = (A - B) (101,414) 23,963 (62,315) Miscellaneous Expenditure (to the extent not written off or adjusted) - - - Debit Balance in Profit and Loss Acc\"}],\"shareholding_snapshot\":{\"promoter_pct\":50.54,\"public_pct\":49.44,\"fii_pct\":19.27,\"dii_pct\":20.19,\"mf_pct\":16.57,\"institutional_pct\":39.46,\"noninst_pct\":9.98,\"mf_scheme_count\":47,\"pledged_shares\":null,\"pledged_pct_of_promoter\":null,\"mf_holders\":[{\"name\":\"ICICI Prudential Mutual Fund\",\"shares\":97313586,\"pct\":4.48},{\"name\":\"SBI Mutual Fund\",\"shares\":91909908,\"pct\":4.23},{\"name\":\"Nippon Life Mutual Fund\",\"shares\":29678078,\"pct\":1.37},{\"name\":\"Quant Mutual Fund\",\"shares\":23056328,\"pct\":1.06}],\"period\":\"30-JUN-2026\",\"submission_date\":\"21-JUL-2026\",\"source\":\"NSE shareholding pattern XBRL\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/xbrl\/SHP_1698049_21072026022625_WEB.xml\",\"previous_period\":\"31-MAR-2026\",\"previous_promoter_pct\":50.21,\"previous_fii_pct\":22.52,\"previous_dii_pct\":17.25,\"previous_mf_pct\":14.54,\"previous_institutional_pct\":39.77,\"previous_mf_scheme_count\":44,\"previous_pledged_pct_of_promoter\":null,\"previous_pledged_shares\":null}} --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>HDFC Life reports H1 FY27 financial results with 13% PAT growth, board approval for \u20b9500 crore NCD issuance, and GIFT City expansion 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