{"id":9303,"date":"2026-10-28T16:14:08","date_gmt":"2026-10-28T10:44:08","guid":{"rendered":"https:\/\/www.wittytrades.com\/market-news\/cholafin-share-price-today-2026-10-28\/"},"modified":"2026-10-28T16:14:10","modified_gmt":"2026-10-28T10:44:10","slug":"cholafin-share-price-today-2026-10-28","status":"publish","type":"post","link":"https:\/\/www.wittytrades.com\/market-news\/cholafin-share-price-today-2026-10-28\/","title":{"rendered":"Cholamandalam In &#038; Fin Co Share Price Today: Why CHOLAFIN Is Rising 5.79% | 28 October 2026"},"content":{"rendered":"<style id=\"wt-article-style-v4\">:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) { color:#30475c; font-size:16px; line-height:1.65; min-width:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) *, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) *::before, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) *::after { box-sizing:border-box; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-copy { font-size:16px !important; 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gap:10px; }\n}\n@media (max-width:650px) {\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid { grid-template-columns:1fr; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-metrics { grid-template-columns:repeat(2,minmax(0,1fr)); }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card { padding:14px; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row { grid-template-columns:repeat(2,minmax(0,1fr)); gap:10px 14px; padding:12px 0; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-person, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row > div:last-child { grid-column:1 \/ -1; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta { padding:17px 15px; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-title { font-size:18px; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div { padding:9px !important; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card-title, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card-body { font-size:15px; }\n}\n@media (max-width:420px) {\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip { grid-template-columns:repeat(2,minmax(0,1fr)); }\n}<\/p>\n<p>:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div {border:1px solid #dde6ee;border-radius:8px;background:#f9fbfd;}\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div > div:last-child {font-weight:800;color:#17324d;}\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) h2 {font-size:24px !important;line-height:1.35 !important;margin:28px 0 14px !important;color:#173b58;}\n<\/style>\n<div class=\"wt-article-v4\" data-witty-phase=\"live\" data-article-version=\"4\">\n<p class=\"wt-market-date\"><strong>NSE: CHOLAFIN<\/strong> \u00b7 28 October 2026<\/p>\n<div class=\"wt-price-strip\">\n<div>\n<div>Price<\/div>\n<div>\u20b91,554.00<\/div>\n<\/div>\n<div>\n<div>Change<\/div>\n<div>+5.79%<\/div>\n<\/div>\n<div>\n<div>High \/ Low<\/div>\n<div>\u20b91,557.00 \/ \u20b91,452.60<\/div>\n<\/div>\n<div>\n<div>Prev. Close<\/div>\n<div>\u20b91,469.00<\/div>\n<\/div>\n<div>\n<div>Volume<\/div>\n<div>31.40 lakh<\/div>\n<\/div>\n<div>\n<div>Price as of<\/div>\n<div>28 October 2026 \u00b7 03:10 PM IST<\/div>\n<\/div>\n<\/div>\n<div class=\"wt-takeaways\">\n<div class=\"wt-card\" data-card=\"research\" style=\"background:#f4f8fd;border:1px solid #cbd8ea;border-left:4px solid #466fa5;border-radius:10px\">\n<div class=\"wt-card-title\">Key Takeaways<\/div>\n<div class=\"wt-card-body\">\n<ul class=\"wt-list\">\n<li>Cholamandalam Investment and Finance Company Limited (CHOLAFIN) shares climbed 5.79% during Tuesday&#x27;s trading session, closing at \u20b91554.0 after moving between an intraday low of \u20b91452.6 and a high of \u20b91557.0.<\/li>\n<li>The QIP committee approved the conversion of 43,000 Compulsorily Convertible Debentures of face value \u20b91,00,000 each into 30,54,849 equity shares of \u20b92 each at a conversion price of \u20b91,407.59 per share. This conversion resulted in a corresponding expansion of the company&#x27;s paid-up equity capital.<\/li>\n<li>Trading volume was 1.93 times the 20-day average daily volume.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<h2>Why is Cholamandalam In &amp; Fin Co share price rising on 28 October 2026?<\/h2>\n<div class=\"wt-prose\">\n<p class=\"wt-copy\">Cholamandalam Investment and Finance Company Limited (CHOLAFIN) shares climbed 5.79% during Tuesday&#x27;s trading session, closing at \u20b91554.0 after moving between an intraday low of \u20b91452.6 and a high of \u20b91557.0.<\/p>\n<p class=\"wt-copy\">The stock outperformed the broader market benchmark Nifty, which declined by 0.22%.<\/p>\n<p class=\"wt-copy\">The upward momentum coincided with the release of the company&#x27;s financial results and investor presentation for the quarter and half year ended September 30, 2026. While earnings announcements provide fundamental context, market participants also evaluated the board&#x27;s approval to raise up to \u20b95,000 crores through a Qualified Institutions Placement (QIP).<\/p>\n<p class=\"wt-copy\">31.40 lakh shares traded by 28 October 2026 \u00b7 03:10 PM IST. This compares with a 20-day average daily volume of 16.30 lakh shares (1.93 times). The five-day average daily volume was 20.25 lakh shares. Separately, the NSE report for 27 October 2026 showed 11.01 lakh shares delivered, representing 63.75% of that day\u2019s traded volume. The same report recorded 56,809 trades.<\/p>\n<\/div>\n<div class=\"wt-likely-reason\">\n<div class=\"wt-card\" data-card=\"research\" style=\"background:#f4f8fd;border:1px solid #cbd8ea;border-left:4px solid #466fa5;border-radius:10px\">\n<div class=\"wt-card-title\">Likely Reason<\/div>\n<div class=\"wt-card-body\"><strong>Earnings release and capital raising announcement<\/strong><\/p>\n<p class=\"wt-copy\">The stock&#x27;s strong advance and heavy trading volume coincided directly with the release of quarterly financial results and the board&#x27;s approval of a \u20b95,000 crore QIP proposal.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<aside class=\"wt-cta wt-cta-yellow\">\n<div class=\"wt-cta-title\">Research the Market \u2014 Not Just the Headline<\/div>\n<p class=\"wt-cta-copy\">Explore WittyTrades research across market segments.<\/p>\n<p><a class=\"wt-cta-button\" href=\"https:\/\/www.wittytrades.com\/Segments.html\">Explore WittyTrades Research \u2192<\/a><\/aside>\n<h2>Latest Company Developments<\/h2>\n<div class=\"wt-grid wt-grid-news\">\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Mandatory Conversion of Compulsorily Convertible Debentures<\/div>\n<div class=\"wt-card-date\">1 October 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">The QIP committee approved the conversion of 43,000 Compulsorily Convertible Debentures of face value \u20b91,00,000 each into 30,54,849 equity shares of \u20b92 each at a conversion price of \u20b91,407.59 per share. This conversion resulted in a corresponding expansion of the company&#x27;s paid-up equity capital.<\/p>\n<p class=\"wt-copy\">Debenture conversions alter the total equity base and impact share dilution metrics.<\/p>\n<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Company update<\/div>\n<div class=\"wt-card-date\">22 September 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">Members of the Exchange are hereby informed that the trading in Compulsorily Convertible Debentures (CCDs) of Cholamandalam Investment and Finance Company Limited shall be suspended w.e.f. September 23, 2026 (ISIN: INE121A08PJ0) on account of Conversion.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<h2>Ownership &amp; Transaction Activity<\/h2>\n<div class=\"wt-grid wt-grid-ownership\">\n<div class=\"wt-card\" data-card=\"ownership\" style=\"background:#fff8e8;border:1px solid #ecd39e;border-left:4px solid #cc922c;border-radius:10px\">\n<div class=\"wt-card-title\">Shareholding<\/div>\n<div class=\"wt-card-date\">As of 30 September 2026<\/div>\n<div class=\"wt-card-body\">\n<div class=\"wt-grid wt-grid-metrics\">\n<div class=\"wt-metric\">\n<div class=\"wt-label\">Promoter holding<\/div>\n<div class=\"wt-value\">48.93%<\/div>\n<div class=\"wt-note\">49.22% on 30 June 2026<\/div>\n<\/div>\n<div class=\"wt-metric\">\n<div class=\"wt-label\">FII\/FPI<\/div>\n<div class=\"wt-value\">24.87%<\/div>\n<div class=\"wt-note\">24.45% on 30 June 2026<\/div>\n<\/div>\n<div class=\"wt-metric\">\n<div class=\"wt-label\">Institutional holding<\/div>\n<div class=\"wt-value\">45.25%<\/div>\n<div class=\"wt-note\">45.07% on 30 June 2026<\/div>\n<\/div>\n<\/div>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/xbrl\/SHP_1743515_21102026075706_WEB.xml\" rel=\"noopener\">NSE shareholding filing \u2192<\/a><\/div>\n<\/div>\n<\/div>\n<h2>Mutual Fund Holdings<\/h2>\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">Mutual-fund ownership<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">Mutual funds held 14.80% on 30 September 2026. This compares with 15.14% on 30 June 2026, a change of -0.34 percentage points.<\/p>\n<p class=\"wt-copy\">The filing reported 44 MF\/UTI holders.<\/p>\n<div class=\"wt-grid wt-grid-funds\">\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">SBI NIFTY 500 INDEX FUND<\/div>\n<div class=\"wt-card-date\">30 September 2026<\/div>\n<div class=\"wt-card-body\">1.85 crore shares \u00b7 2.15%<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">AXIS MUTUAL FUND TRUSTEE LIMITED A\/C AXIS MUTUAL F<\/div>\n<div class=\"wt-card-date\">30 September 2026<\/div>\n<div class=\"wt-card-body\">1.72 crore shares \u00b7 2.01%<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">HDFC MUTUAL FUND &#8211; HDFC NIFTY500 MULTICAP 50:25:25<\/div>\n<div class=\"wt-card-date\">30 September 2026<\/div>\n<div class=\"wt-card-body\">1.14 crore shares \u00b7 1.33%<\/div>\n<\/div>\n<\/div>\n<div class=\"wt-note wt-source-note\">These are quarterly holdings, rather than purchases or sales on the article date.<\/div>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/xbrl\/SHP_1743515_21102026075706_WEB.xml\" rel=\"noopener\">NSE shareholding filing \u2192<\/a><\/div>\n<\/div>\n<h2>What to Watch Next<\/h2>\n<ul class=\"wt-list\">\n<li>Shareholder voting outcomes regarding the proposed QIP fundraising via postal ballot<\/li>\n<li>Execution of credit growth and disbursement targets across vehicle finance and MSME ecosystems<\/li>\n<li>Asset quality metrics and Stage 3 (90 DPD) asset trends in subsequent quarters<\/li>\n<li>Delivery volume consistency against the 20-day average<\/li>\n<\/ul>\n<h2>Other Dated Coverage<\/h2>\n<ul class=\"wt-list\">\n<li><a href=\"https:\/\/www.wittytrades.com\/market-news\/cholafin-share-price-today-2026-10-23\/\">Cholamandalam In &amp; Fin Co Share Price Today: Why CHOLAFIN Is Falling 4.38% | 23 October 2026 \u2014 23 October 2026<\/a><\/li>\n<li><a href=\"https:\/\/www.wittytrades.com\/market-news\/cholafin-share-price-today-2026-10-22\/\">Cholamandalam In &amp; Fin Co Share Price Today: Why CHOLAFIN Is Falling 0.95% | 22 October 2026 \u2014 22 October 2026<\/a><\/li>\n<li><a href=\"https:\/\/www.wittytrades.com\/market-news\/cholafin-share-price-today-2026-10-21\/\">Cholamandalam In &amp; Fin Co Share Price Today: Why CHOLAFIN Is Falling 2.13% | 21 October 2026 \u2014 21 October 2026<\/a><\/li>\n<\/ul>\n<p><a href=\"https:\/\/www.wittytrades.com\/market-news\/tag\/cholafin\/\">More Cholamandalam In &amp; Fin Co news and dated analysis \u2192<\/a><\/p>\n<aside class=\"wt-cta wt-cta-dark\">\n<div class=\"wt-cta-title\">Looking for Research-Backed Market Opportunities?<\/div>\n<p class=\"wt-cta-copy\">Explore WittyTrades research across market segments.<\/p>\n<p><a class=\"wt-cta-button\" href=\"https:\/\/www.wittytrades.com\/Segments.html\">Explore WittyTrades Research \u2192<\/a><\/aside>\n<h2>Frequently Asked Questions<\/h2>\n<div class=\"wt-faq\">\n<h3>What is the latest Cholamandalam In &amp; Fin Co company news?<\/h3>\n<p class=\"wt-copy\">The QIP committee approved the conversion of 43,000 Compulsorily Convertible Debentures of face value \u20b91,00,000 each into 30,54,849 equity shares of \u20b92 each at a conversion price of \u20b91,407.59 per share. This conversion resulted in a corresponding expansion of the company&#x27;s paid-up equity capital.<\/p>\n<h3>How strong was Cholamandalam In &amp; Fin Co\u2019s trading volume?<\/h3>\n<p class=\"wt-copy\">31.40 lakh shares traded, 1.93 times the 20-day average daily volume. The price and volume data are dated 28 October 2026 \u00b7 03:10 PM IST.<\/p>\n<h3>Do the mutual-fund figures show buying today?<\/h3>\n<p class=\"wt-copy\">They show holdings on 30 September 2026. Quarterly holdings do not identify purchases made on the article date.<\/p>\n<\/div>\n<p><strong>Research &amp; analysis:<\/strong> <a href=\"https:\/\/www.wittytrades.com\/About_Us.html\">WittyTrades Research Desk<\/a><br \/><strong>Reviewed by:<\/strong> <a href=\"https:\/\/www.wittytrades.com\/About_Us.html\">Mohanish Sanghavi \u2014 SEBI Registered Research Analyst<\/a><\/p>\n<p>Disclaimer: Investments in securities markets are subject to market risks. Registration with SEBI and NISM certification do not guarantee performance or returns. This article is for information and education, not personalised investment advice or a recommendation to buy, sell or hold.<\/p>\n<\/div>\n<p><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@graph\": [{\"@type\": \"WebSite\", \"@id\": \"https:\/\/www.wittytrades.com\/#website\", \"url\": \"https:\/\/www.wittytrades.com\/\", \"name\": \"WittyTrades\", \"publisher\": {\"@id\": \"https:\/\/www.wittytrades.com\/#organization\"}, \"inLanguage\": \"en-IN\"}, {\"@type\": \"Organization\", \"@id\": \"https:\/\/www.wittytrades.com\/#organization\", \"name\": \"WittyTrades\", \"alternateName\": \"Witty Networks\", \"url\": \"https:\/\/www.wittytrades.com\/\", \"telephone\": \"+91-22-48972020\", \"identifier\": [{\"@type\": \"PropertyValue\", \"propertyID\": \"SEBI Research Analyst Registration\", \"value\": \"INH000008172\"}, {\"@type\": \"PropertyValue\", \"propertyID\": \"BSE Research Analyst Code\", \"value\": \"5430\"}]}, {\"@type\": \"Organization\", \"@id\": \"https:\/\/www.wittytrades.com\/#research-desk\", \"name\": \"WittyTrades Research Desk\", \"url\": \"https:\/\/www.wittytrades.com\/About_Us.html\", \"parentOrganization\": {\"@id\": \"https:\/\/www.wittytrades.com\/#organization\"}}, {\"@type\": \"Person\", \"@id\": \"https:\/\/www.wittytrades.com\/About_Us.html#mohanish-sanghavi\", \"name\": \"Mohanish Sanghavi\", \"jobTitle\": \"SEBI Registered Research Analyst\", \"url\": \"https:\/\/www.wittytrades.com\/About_Us.html\", \"worksFor\": {\"@id\": \"https:\/\/www.wittytrades.com\/#organization\"}, \"identifier\": {\"@type\": \"PropertyValue\", \"propertyID\": \"SEBI Research Analyst Registration\", \"value\": \"INH000008172\"}}, {\"@type\": \"NewsArticle\", \"@id\": \"https:\/\/www.wittytrades.com\/market-news\/cholafin-share-price-today-2026-10-28\/#article\", \"mainEntityOfPage\": {\"@type\": \"WebPage\", \"@id\": \"https:\/\/www.wittytrades.com\/market-news\/cholafin-share-price-today-2026-10-28\/\"}, \"headline\": \"Cholamandalam In & Fin Co Share Price Today: Why CHOLAFIN Is Rising 5.79% | 28 October 2026\", \"description\": \"Cholamandalam In & Fin Co share price rose 5.79% to \u20b91,554.00 today. See why CHOLAFIN is rising, volume context, company developments and what to watch next.\", \"datePublished\": \"2026-10-28T16:13:57.840140+05:30\", \"dateModified\": \"2026-10-28T16:13:57.840140+05:30\", \"author\": {\"@id\": \"https:\/\/www.wittytrades.com\/#research-desk\"}, \"reviewedBy\": {\"@id\": \"https:\/\/www.wittytrades.com\/About_Us.html#mohanish-sanghavi\"}, \"publisher\": {\"@id\": \"https:\/\/www.wittytrades.com\/#organization\"}, \"isPartOf\": {\"@id\": \"https:\/\/www.wittytrades.com\/#website\"}, \"about\": {\"@type\": \"Thing\", \"name\": \"Cholamandalam In & Fin Co\", \"identifier\": {\"@type\": \"PropertyValue\", \"propertyID\": \"NSE Symbol\", \"value\": \"CHOLAFIN\"}}, \"inLanguage\": \"en-IN\", \"isAccessibleForFree\": true, \"image\": [\"https:\/\/www.wittytrades.com\/market-news\/wp-content\/uploads\/2026\/10\/cholafin-company-news-2026-10-28.jpg\"]}]}<\/script><!-- wt-article-record:{\"news_events\":[{\"title\":\"Investor Presentation\",\"summary\":\"Investor Presentation\",\"source\":\"NSE\",\"published\":\"28-Oct-2026 14:34:36\",\"source_type\":\"official filing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/lakshmits_28102026143348_Investor_Presentation_28Oct2026.pdf\",\"disclosure_text\":\"28 October, 2026 The Secretary National Stock Exchange of India Limited Trade World, 4th Floor, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel, Mumbai 400 013 The Secretary BSE Ltd. 1st Floor, P .J. Towers Dalal Street, Fort, Mumbai 400 001 Dear Sir \/ Madam, Sub.: Investor Presentation for the quarter and half year ended 30 September, 2026. We enclose the investor presentation of the Company for the quarter and half year ended 30 September, 2026. The aforesaid presentation is also being made available on the website of the Company. We request you to kindly take the same on record. Thanking you, Yours faithfully, For Cholamandalam Investment and Finance Company Limited P. Sujatha Company Secretary Encl.: As above CORPORATE PRESENTATION September 2026 Table of Contents 1. Group overview\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026.. 3 2. Chola Corporate Overview\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026.. 5 3. Financial Overview \u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026.. 9 4. Business Segments Overview\u2026........................................................................ 24 a. Auto Ecosystem\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026. 25 i. Vehicle Finance (VF) b. MSME Ecosystem\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026.. 42 i. Loan Against Property (LAP)\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026 49 ii. Secured Business & Personal Loan (SBPL)\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026. 57 iii. Small and Medium Enterprises (SME)\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026.......... 58 c. Consumer Ecosystem\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026.. 59 i. Home Loan (HL)\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026 65 ii. Consumer & Small Enterprise Loan (CSEL)\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026. 73 5. Funding Profile\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026.. 74 6. Consolidated Financials\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026........... 79 7. Risk Management\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026 81 8. Information Technology\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026.. 92 9. Environmental Social Governance\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026..... 100 2 3 Murugappa Group Overview Murugappa Group in a Nutshell AGRICULTURE ENGINEERING FINANCIAL SERVICES PAT(Cr.) Turnover (Cr.) Market Cap(Cr.) 51,746 12,217 31,480 38,534 1,898 1,380 23,851 45,938 1,35,490 52,063 22,221 12,418 1,116 1,678 1,199 1,38,574 NA 26,010 31,073 4,840 39,073 5,233 331 5,485 126 Years Years of Existence $11.1 B Consolidated Turnover (FY26) $46.16 B Group Market cap (as on 30th Sep 2026) 10 Listed Companies 50 Countries Geographical Presence 113 Locations Manufacturing Locations 94,000 + Work force 29+ Businesses Note: Financial Performance are of FY 25-26. Market data as on 30th Sep 2026. Source: BSE 4 5 Chola Finance Corporate Overview Our journey so far FY 1979-2010 FY 2026FY 2021-2025FY 2016-2020FY 2010-2015 FY 2027 \u2022 Equipment financing & \u2022 VF business \u2022 Started Chola Securities 2006 \u2022 JV with DBS bank Singapore commenced Consumer Finance and Loan Against Property (LAP) Business 2009 \u2022 Exited Consumer Finance business 2011 \u2022 Terminated JV with DBS \u2022 Mobile app rollout 2012 \u2022 Commenced Tractor Business 2013 \u2022 Commenced HL Business 2014 \u2022 Commenced CE Business 2015 \u2022 GNPA recognition at 150 Days 2016 \u2022 New LEAP LOS Digital platform 2017 \u2022 GaadiBazaar dealer platform 2018 \u2022 Gen 3 scoring model 2019 \u2022 PAT crossed Rs.1000 Cr \u2022 HL platform digitization \u2022 HRMS SaaS solution \u2022 AI\/ML based scoring model 2021 \u2022 LAP platform digitization \u2022 Covid pandemic - registered a growth in assets of 16% and a growth of 44% in PAT 2022 \u2022 Launched CSEL, SSBPL & SME business \u2022 ROA back to Pre-COVID levels \u2022 Chola classified as UL category 2024 \u2022 Launched a composite QIP issue of equity shares and CCD aggregating to Rs.4,000 Cr. \u2022 Launch of public debt. 2026 \u2022 Launched Gold loan business. \u2022 Total AUM crossed \u20b92.42 lakh Cr. \u2022 Increased branch and RLH network to 2452. \u2022 Gold loan branch stood at 119 by March 2026. 2027 \u2022 Total AUM crossed \u20b92.68 lakh Cr. \u2022 Increased branch and RLH network to 2647. \u2022 By end of Sep 2026 Gold loan branches increased to 308. 6 Highlights \u2013 Q2 FY27 & H1 FY27 Particulars Q2 FY27 vs Q2 FY26 H1 FY27 vs H1 FY26 Disbursement Disbursement grew by 47% to Rs.35,872 Cr as compared to Rs. 24,442 Cr Disbursement grew by 34% to Rs.65,484 Cr as compared to Rs. 48,767 Cr Business AUM Rs.2,48,045 Cr, a growth of 25%. NIM Maintained at 7.9% Improved to 8.0% as compared to 7.8% PBT Grew by 40% to Rs.2,188 Cr as compared to Rs. 1561. Grew by 43% to Rs.4,409 Cr as compared to Rs. 3,090. PBT \u2013 ROTA Improved to 3.4% as compared to 3.0% Improved to 3.5% as compared to 3.1% Return on Equity Improved to 19.4% as compared to 18.1% Improved to 20.3% as compared to 18.5% Stage 3 (90DPD) 3.25% in Q2 FY27 as compared to 3.35% of Q2 FY26. NPA (RBI) GNPA at 4.44% in Q2 FY27 as against 4.57% of Q2 FY26 and NNPA at 2.92% in Q2 FY27 as against 3.07% of Q2 FY26. CAR 20.62%. Tier I at 16.02% Particulars VF LAP HL CSEL SBPL SME Gold Business Enablers Chola No of Employees 46711 7463 9334 6134 4381 1215 2293 1960 79491 * No of Branches 1595 830 758 504 414 135 308 NA 1958 No of Customers 3543033 93737 180422 1701230 99792 15389 51128 NA 5684731 *819 LAP, 721 HL, 504 CSEL, 414 SBPL and 135 SME are co-located with VF & 7 locations for Head office Functions and Operations in Tamil Nadu 7 Strong Geographical Presence \u2022 1958 branches across 26 states & 7 Union territories: 1595 VF, 830 LAP (819 co-located with VF), 758 HL (721 co-located with VF), 504 CSEL, 414 SBPL, 135 SME (all co -located with VF), 308 Gold & 7 locations for Head office Functions and Operations in Tamil Nadu \u2022 85% locations are in Tier-III, Tier-IV, Tier V and Tier-VI towns Chhattisgarh (87) Jharkhand (38) Odisha (65) West Bengal (108) Delhi (9) Punjab (35) Rajasthan (121) UP (121) Uttarakhand (23) Karnataka (212) Kerala (79) Tamil Nadu (188) Maharashtra (164) Puducherry (2) Gujarat (78) Goa (5) Madhya Pradesh (105) Andhra Pradesh (128) Assam (43) Haryana (51) Himachal Pradesh (26) Telangana (163) Jammu & Kashmir (10) Tripura (6) Meghalaya (5) Mizoram (1) Chandigarh (1) Note: Figures in brackets represents total no. of branches as on 30th Sep 2026. Bihar (77) Dadra & Nagar Haveli (1) Sikkim (3) Arunachal Pradesh (1) Andaman & Nicobar (1) Ladakh (1) 8 1613 1642 1649 1650 724 691 688 689 119 171 308 FY25 FY26 Q1FY27 Q2FY27 Physical Branch RL Gold 30% 33% 35% 40% 22% 22% 22% 20% 23% 20% 19% 18% 25% 25% 24% 22% FY24 FY26 Q1FY27 Q2FY27 South North West East 84% 82% 81% 79% 12% 9% 9% 10% 6% 9% 10% 11% FY24 FY26 Q1FY27 Q2FY27 Rural Semi-Urban Urban 9 Financial Overview\"},{\"title\":\"Issue of Securities\",\"summary\":\"issue of Securities\",\"source\":\"NSE\",\"published\":\"28-Oct-2026 13:31:43\",\"source_type\":\"official filing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/lakshmits_28102026133114_Outcome.pdf\",\"disclosure_text\":\"28 October, 2026 The Secretary National Stock Exchange of India Limited Trade World, 4th Floor, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel, Mumbai 400 013 The Secretary BSE Ltd. 1st Floor, P.J. Towers Dalal Street, Fort, Mumbai 400 001 NSE SCRIP CODE: CHOLAFIN EQ BSE SCRIP CODE: 511243 Dear Sir\/Madam, Sub: Outcome of the Board Meeting held on 28 October, 2026 and disclosures under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (Listing Regulations) We refer to our letters dated 8 October, 2026 and 22 October, 2026 intimating the convening of a meeting of the Board of Directors of the Company scheduled to be held on 28 th October 2026 inter alia to consider and approve the audited standalone and consolidated financial results of the Company for the quarter and half year ended 30 September, 2026 and to consider the proposal for raising fund s through the issuance of securities by way of a Qualified Institutions Placement. In this regard, we hereby inform you that the Board of Directors at their meeting held today have approved the following: 1. Audited financial results: Audited Standalone and Consolidated financial results of the Company for the quarter and half year ended 30 September, 2026 as prescribed under Regulation 33 and 52 of the Listing Regulations. In this connection, we enclose the following: a) The detailed format of the audited standalone and consolidated financial results for the quarter and half year ended 30 September, 2026, submitted in accordance with the Listing Regulations. The financial results will also be published in the prescribed format under the Listing Regulations, together with a QR code providing access to the same on the Company\u2019s website; b) The audit reports issued by the Joint Statutory Au ditors of the Company, M\/s. B.K. Khare & Co., Chartered Accountants, and M\/s. KKC & Associates LLP, Chartered Accountants, on the audited standalone and consolidated financial results of the Company for the quarter and half year ended 30 September 2026; c) The statement of assets and liabilities and statement of cash flow as at 30 September, 2026 submitted pursuant to Regulations 33(3)(g) and 52(2A) of the Listing Regulations ~~ Chola ~ Enter a better life Cholamandalam Invest.m nt and Finance Company Limited \\\"Chola Crest\\\", C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy, Chennai \u2022 600032 . Tel.. 044 4090 7172 Toll-Free No.: 1800 102 4565 I Email: customercare@chola .murugappa.com Website: www.cholamandalam.com I CIN: L65993TN1978PLC007576 ~ murugappo d) Disclosures required under Regulations 52(4), 52(7), 52(7A), 54(2) and 54(3) of Listing Regulations together with the Independent Auditor\u2019s certificate on Security Cover in respect of the Company\u2019s listed non-convertible debt securities; and e) A press release in relation to the above audited financial results for dissemination to the public. 2. Fund raising through issuance of securities by way of a Qualified Institutions Placement (QIP): Issue of equity shares and \/ or eligible securities convertible into equity shares by way of a qualified institutions placement to eligible Qualified Institutional buyers for an aggregate amount not exceeding Rs. 5,000 crores in one or more tranches at such price and on such terms and conditions as may be determined in accordance with Chapter VI of the SEBI (Issue of Capital and Disclosu re Requirements) Regulations, 2018 and other applicable laws, subject to receipt of requisite approvals. The details of the proposed issuance, as required under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, are set out in Annexure I enclosed herewith. 3. Issuance of postal ballot notice: Issuance of a postal ballot notice pursuant to section 110 of the Compani es Act, 2013 seeking the approval of shareholders for raising funds t hrough the issuance of equity shares and\/or other eligible securities by way of a Qualified Institutions Placement in accordance with SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018 and other applicable laws. The meeting of Board of Directors commenced at 11.30 a.m. and concluded at 1.10 p.m. Kindly take the above information on record and acknowledge receipt. Thanking you, Yours faithfully, For Cholamandalam Investment and Finance Company Limited P Sujatha Company Secretary Encl.: as above ~~ Chola ~ Enter a better life Cholamandalam Invest.m nt and Finance Company Limited \\\"Chola Crest\\\", C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy, Chennai \u2022 600032 . Tel.. 044 4090 7172 Toll-Free No.: 1800 102 4565 I Email: customercare@chola .murugappa.com Website: www.cholamandalam.com I CIN: L65993TN1978PLC007576 ~ murugappo Annexure-I Details of issue of securities by way of Qualified Institutions Placement S. No Particulars Details 1. Type of securities proposed to be issued Equity shares and \/ or eligible securities convertible into equity shares 2. Type of issuance Qualified Institutions Placement 3. Total number of securities proposed to be issued or total amount for which the securities will be issued (approximately) Up to an amount not exceeding Rs. 5,000 crores in one or more tranches at such price to be determined in accordance with Chapter VI of SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018 ~~ Chola ~ Enter a better life Cholamandalam Invest.m nt and Finance Company Limited \\\"Chola Crest\\\", C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy, Chennai \u2022 600032 . Tel.. 044 4090 7172 Toll-Free No.: 1800 102 4565 I Email: customercare@chola .murugappa.com Website: www.cholamandalam.com I CIN: L65993TN1978PLC007576 ~ murugappo CHOlAMANOAlAM INVESTMENT ANO FINANCE COMPANY LIMITED CIN - L65993TN1978PLC007576 Registered Office : Chola Crest, C54, C55,Super B -4 Thiru Vi Ka Industrial Estate, Guindy ,Chennal -600032 Statement of Standalone Audited Financial Results for the period ended September 30, 2026 \\\"crores Quarter ended Six months ended Year ended Particulars 30.09 .2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 Audited Un-audited Audited Audited Audited Audited (Refer note 7) (Refer note 7) 1. Revenue from operations -Interest Income 8,503.52 8,039.92 6,894.23 16,543.44 13,544.30 28,372.63 -Net gain on derecognition of financial Instruments under 35.83 161.32 76.39 197.15 222.97 439.11 amort ised cost category -Fee & Commission Income 66690 580.06 474.31 1,246.96 892.55 2,053.48 -Net gain on fair value change on financial instruments 35.12 50.19 23.42 85.31 52.48 111.38 -Sale of Services 2.22 1.89 1.23 4.11 2.20 5.14 Total Revenue from Operations 9,243.59 8,833.38 7,469.58 18,076.97 14,714.50 30,981.74 2. Other income 123.29 99.57 120.55 222.86 206.41 463.10 3. Total Income (1+2) 9,366.88 8 932.95 7 590.13 18,299.83 14,920.91 31,444 .84 4. Expenses a) Finance costs 4,329.45 4,003.14 3,515.51 8,332.59 6,981.76 14,374.20 b) Impairment of financial instruments( Net) 874.19 921.85 897.01 1,796.04 1,779.11 3,535.83 c) Employee benefits expense 1,422.42 1,139.78 1,063.19 2,562.20 1,987.49 4,152.80 d) Depreciation and amortisation expense 79.65 74.17 70.36 153.82 137.15 281.32 e) Other expenses 472.88 573.52 483.31 1,046.40 945.01 2,140.03 Total expenses 7,178.59 6,712.46 6,029.38 13,891.05 11,830 .52 24,484.18 5. Profit before tax (3-4) 2,188.29 2,220.49 1,560.75 4,408.78 3,090.39 6,960.66 6. Tax expense a) Current tax 633.66 651.94 456.60 1,285.60 896.83 2,010.68 b) Deferred tax (75.44) (85.04) (51.16) (160.48) (97.66) (269.61) Total Tax expense 558.22 566.90 405 .44 1,125.lZ 799.17 1,741.07 7. Profit for the period\/year (5-6) 1,630.07 1,653.59 1,155 .31 3,283.66 2,291.22 5,219.59 8. Other Comprehensive Income a. (i) Items that will not be reclassified to Profit or Loss 0.06 (3.47) (8.23) (3.41) (12.81) (3.80) (ii) Income tax impact (0.01) 0.87 2.07 0.86 3.22 0.96 b. (i) Items that will be reclassified to Profit or Loss 177.15 (29.89) 71.27 147.26 (30.79) 234.28 (ii) Income tax impact (43.91) 7.21 (17.94) (36.70) 7.75 (58.97) 9. Other Comprehensive !ncome\/(loss) net of tax for the period\/year 133.29 (25.28) 47.17 108.01 (32.63) 172.47 10. Total Comprehensive Income net of tax for the 1,763.36 1,628.31 1,202.48 3,391.67 2,258.59 5,392.06 period\/year (7+9) 11. Paid-up equity share capital (\\\" 2\/- per share) 171.57 170.59 168.35 171.57 168.35 170.48 12. Earnings per Share (EPS) - (\\\" 2\/- per share) (not annualised for interim period) a) Basic 19.09 19.40 13.73 38.49 27.24 61.83 b) Diluted 19.05 19.36 13.70 38.42 27.17 61.68 CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED Statement of Standalone Assets and Liabilities ASSETS Financial Assets (a) Cash and Cash equivalents (b) Bank Balance other than (a) above (c) Derivative financial instruments (d) Receivables i)Trade receivables ii)Other receivables (e) Loans (f) Investments (g) Other Financial Asset~ Total Financial Assets Non-Financial Assets (a)Current Tax Assets (Net) (b)Deferred Tax Assets (Net) (c)lnvestment Property (d)Property, Plant and Equipment (e)Capital Work In Progress (f)lntangible Assets Under Development (g) Other Intangible Assets (h) Other Non-Financial Assets Total Non-Financial Assets Total Assets LIABILITIES AND EQUITY Liabilities Financial Liabilities (a) Derivative financial instruments (bl Trade payables Total outstanding dues of micro and small enterprises Total outstanding dues of creditor s other than micro and small enterprises (c) Other payables Total outstanding dues of micro and small enterpr ises Total outstanding dues of creditors other than micro and small enterprises (d)Debt Securities (e)Borrowings (Other than Debt Securitie s) (f)Subordinated Liabilities (g)Other Financial Liabilities Total Financial Liabilities Non-Financial Liabilities (a) Current Tax Liabilities (Net) (bl Provisions (c) Other Non-Financial Liabilities Total Non \u2022 Financial Liabilities Equity (a)Equity Share Capital (b)Other Equity tal liabilities and E ult As at 30.09.2026 Audited 7,849.39 5,756.76 1,965.51 445.45 332.24 2,40,133.20 8,420.61 930.55 2,65,833.71 0.00 1,282.96 0.13 2,016.94 138.63 12.69 25.61 125.28 3,602.24 2,69,435 .95 71.79 9.02 27.29 1,585.19 42,891.35 1,70,872.60 17,757.72 1,185.43 2,34,400.39 163.23 284.68 113.50 561.41 171.57 34,302.58 34,474.15 2,69,435.95 \\\"crores As at 31.03.2026 Audited 8,312.40 6,298.99 1,701.06 289.56 202.20 2,17,571.16 6,638.05 840.48 2,41,853.90 29.47 1,158.32 0.13 1,834.03 18.29 14.50 28.50 132.71 3,215.95 2,45,069.85 86.45 13.19 103.65 2,225.41 40,636.05 1,56,528. 78 13,701.73 1,009.49 2,14,304.75 279.21 81.87 361.08 170.48 30,233.54 30,404.02 2,45,069.85 CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED Statement of Standalone Cash Flows Particulars Cash Flow from Operating Activities Profit Before TaK Adjustments to reconcile l!roflt before taK to net cash flows: Depreciation and amortisation expense Impairment of financial instru ments Finance Costs Net gain on derecognition of financial instruments under amortised cost category Loss\/(gain) on Sale of Property plant and equipment (Net) Net gain on fair value change in- Mutual funds-Realised Net Loss on fair value change in Security receipts -Un-realised Interest Income on bank deposits and other investments Interest on Income Tax Refund Share based payment expense Operating Profit Before Working Capital Changes Adjustments for :- (lncrease}LDecrease in Ol!erating Assets Loans Trade receivables Other Financial Assets Other Non Financial Assets Proceeds from de-recognition of financial assets recognised at amortised cost lncreaseL(Decrease} in 0[1erati ng liabilities & [1rovisions Payables Other Financial liabilities Provisions Other Non Financial liabilities Cash Flow used In Operations Finance Costs paid Interest received on bank fixed deposits and other Investments Income tax paid (Net of refunds) Net Cash used in Operating Activities (A) Cash Flow from Investing Activities Purchase of Property, plant and equipment, Intangible assets, Capital work -in-progress and Intangible assets under developm ent Proceeds from Sale of Property, plant and equipment . Purchase of Mutual Funds Units Redempt ion of Mutual Funds Units Investment in Treasury Bill (Net) Investment in STRIPS (Net) Investment in Government Securities(Net) Investment in Security receipts-ARC lr'lvestmer'lt in Shares of ~ubs1danes Investment in Sank Fixed Deposits (net of withdrawa ls) Net Cash used in Investing Activities (B) \\\" in cror es Period ended Period ended September 30, 2026 September 30, 2025 Audited Audited 4,408.78 3,090.39 153.82 137.15 1,796.04 1,779.11 8,332.59 6,981.76 (197.15) (222.97) (4.58) 3.03 (92.61) (52.48) 7.30 - (533.22) (367.84) (0.98) (40.33) 37.19 39.89 9,498.40 8,257.32 13,907.18 11,347.71 (26,838 .44) (17,072.38) (285.93) (91.46) 102.57 14.58 7.43 (27,014 .37) (77.56) {17,226 .82) 2,484.86 3,176.68 (722.05) (213.91) 21.01 113.71 5.47 27.45 31.63 (663.94) 9.36 (63.39) {11,286.27) (2,765.82) (7,968.47) (7,127.87) 540.46 (7,428.01) 373.67 (6,754.20) (18,714.28) (9,520.02) (1,091.92) (700.62) (19,806.20) (10,220.64) (243.80) (156.31) 12.35 8.36 (92,035 .40) (79,851.0 1) 92,128 .01 79,903.49 1,099.52 (468.26) 234.95 (28.81) (3,070.14) (295.40) (29.20) . (25.00) . 534.99 (492.76) (1,393.72) (1,380.70) CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED Statement of Standalone Cash Flows Particulars Cash Flow from Financing Activities Proceeds from issue of Share Capital (Including Securities Premium) Payment of Lease liabilit ies Proceeds from issue of Debt securities Redemption of Debt securities Proceeds from Borrowing other than debt securities Repayment of Borrowings other than debt securit ies Proceeds from issue of subordinated liabilit ies Dividends Paid Net Cash generated from Financing Activities (C) Net lncrease\/(Decrease) in Cash and Cash Equivalents (A+B+C) Cash and Cash Equivalents at the Beginning of the year Cash and Cash Equivalents at the End of the period Non-cash financing and investing activities Acquistion of right -of-use of assets Conversion of CCDs into Equity Shares Period ended September 30, 2026 Audited 68.96 (89.42) 13,246.78 (10,503.74) 71,525.54 (57,451.42) 4,000.00 20,817.16 (59.79) 20,736.91 (463.01) 8,312.40 7,849.39 218.41 630.00 ~ in crores Period ended September 30, 2025 Audited 25.55 (76.90) 12,320.00 (5,678.70) 53,017.08 (48,607.01) 1,102.00 12,153.37 (58.86) 12,043 .16 441.82 5,278.19 5,720.01 136.97 0.00 CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED CIN \u2022 l65993TN1978PLC007576 Registered Office: Cho la Crest, C54, CSS,Super B -4 Thiru VI Ka Industrial Estate, Guindy ,Chennal -600032 Statement of Consolidated Audited Financial Results for the period ended September 30, 2026 ~ crores Quarter ended Six months ended Year ended Particulars 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 Audited Un-audited Audited Audited Audited Audited (Refer note 7) (Refer note 7) 1. Revenue from operations -Interest Income 8,513.18 8,048.11 6,901.36 16,561.29 13,557.35 28,403.26 -Net gain on derecognition of financial Instruments under 35.83 161.32 76.39 197.15 222.97 439.11 amort ised cost category -Fee & Commission Income 681.72 594.35 488.98 1,276.07 923.18 2,114.21 -Net gain on fair value change on financial instruments 35.12 50.19 23.42 85.31 52.48 111.38 -Sale of Services 5,07 2.32 1.23 7.39 2.20 5.14 Total Revenue from Operations 9,270.92 8,856.29 7,491.38 18,127.21 14,758.18 31,073.10 2. Other income 123.59 100.39 122.04 223.98 208.33 465.63 3. Total Income (1+2) 9,394.51 8,956.68 7,613.42 18,351.19 14,966.51 31,538.73 4. Expenses a) Finance costs 4,334.43 4,007.37 3,517.31 8,341.80 6,985.37 14,384.13 b) Impairment of financial instruments(Net) 874.21 922.06 897.23 1,796.27 1,779.56 3,536.34 c) Employee benefits expense 1,431.67 1,148.99 1,073.43 2,580.66 2,009.09 4,195.08 d) Depreciation and amortisation expense 83.17 75.06 71.03 158.23 138.47 283.89 e) O ther expenses 483.98 581.13 489.77 1,065.11 958.10 2,166.25 Total expenses 7,207 .46 6,734.61 6,048 .77 13,942.07 11,870.59 24,565.69 s. Profit before share of profit\/{loss) from associate\/Joint 2,187.05 2,222.07 1,564.65 4,409 .12 3,095.92 Venture (3-4) 6,973.04 6. Share of profit\/(loss) from Associate\/Joint Venture (net of tax) 1.33 1.49 1.26 2.82 1.99 3.73 7. Profit before Tax (5+6) 2,188.38 2,223.56 1,565.91 4,411.94 3,097.91 6,976.77 8. Tax expense a) Current tax 634.70 652.53 457.15 1,287.23 897.97 2 ,013.81 b) Deferred tax (76.66) (85.19) (50.85) (161.85) {97.SOl (269.65) Total Tax expense 558.04 567.34 406.30 1,125.38 800.47 1,744.16 9. Profit after tax for period\/year (7-8) 1,630.34 1,656.22 1,159.61 3,286.56 2,297.44 5,232.61 Profit for the period\/year attributable to: \u2022 Owners of the Company 1,630.34 1,656.22 1,159.61 3,286 .56 2,297.44 5,232.61 \u2022 Non controlling interest . . . . . 10. Other Comprehensive Income a. (i) Items tha t will not be reclassified to Profit or Loss 0.04 (3.47) (825 ) (3.43) (12.83) (3.75) (ii) Income tax impact (0.01) 0.87 2.08 0.86 3.23 0.94 b. (i) Items that will be reclassified to Profit or Loss 177.15 (29.89) 71.27 147.26 (30,79) 234.28 (ii) Income tax impact (43.91) 7.21 (17.94) (36.70) 7.75 (58.97) 11. Other Comprehensive lncome\/(los s) net of tax for the period\/year 133.27 (25.28) 47.16 107.99 (32.64) 172.50 Other Comprehensive Income attr ibutable to: - Owners of the Company 133.27 (25.281 47.16 107.99 (32.64) 172.50 - Non controlling interes t - 12. Total Comprehensive Income net of tax for the 1,763.61 1,630.94 1,206.77 3,394.55 2,264.80 5,405.11 period\/year (9+11) Total Comprehensive Income attributable to: - Owners of the Company 1,763.61 1,630.94 1,206.77 3,394.55 2,264.80 5,405.11 \u2022 Non controlling inte rest . . 13. Paid-up equity share capital (~ 2\/\u00b7 per share) 171.57 170.59 168.35 171.57 168.35 170.48 14. Earnings per Share (EPS) - (~ 2\/- per share) (not annualised for interim period) a) Basic 19.09 19.43 13.78 38.52 27.31 61.98 bl DIiuted 19.06 19.40 13.75 38.4\"},{\"title\":\"Outcome of Board Meeting\",\"summary\":\"Cholamandalam Investment and Finance Company Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.\",\"source\":\"NSE\",\"published\":\"28-Oct-2026 13:26:41\",\"source_type\":\"official filing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/lakshmits_28102026132533_Outcome.pdf\",\"disclosure_text\":\"28 October, 2026 The Secretary National Stock Exchange of India Limited Trade World, 4th Floor, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel, Mumbai 400 013 The Secretary BSE Ltd. 1st Floor, P.J. Towers Dalal Street, Fort, Mumbai 400 001 NSE SCRIP CODE: CHOLAFIN EQ BSE SCRIP CODE: 511243 Dear Sir\/Madam, Sub: Outcome of the Board Meeting held on 28 October, 2026 and disclosures under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (Listing Regulations) We refer to our letters dated 8 October, 2026 and 22 October, 2026 intimating the convening of a meeting of the Board of Directors of the Company scheduled to be held on 28 th October 2026 inter alia to consider and approve the audited standalone and consolidated financial results of the Company for the quarter and half year ended 30 September, 2026 and to consider the proposal for raising fund s through the issuance of securities by way of a Qualified Institutions Placement. In this regard, we hereby inform you that the Board of Directors at their meeting held today have approved the following: 1. Audited financial results: Audited Standalone and Consolidated financial results of the Company for the quarter and half year ended 30 September, 2026 as prescribed under Regulation 33 and 52 of the Listing Regulations. In this connection, we enclose the following: a) The detailed format of the audited standalone and consolidated financial results for the quarter and half year ended 30 September, 2026, submitted in accordance with the Listing Regulations. The financial results will also be published in the prescribed format under the Listing Regulations, together with a QR code providing access to the same on the Company\u2019s website; b) The audit reports issued by the Joint Statutory Au ditors of the Company, M\/s. B.K. Khare & Co., Chartered Accountants, and M\/s. KKC & Associates LLP, Chartered Accountants, on the audited standalone and consolidated financial results of the Company for the quarter and half year ended 30 September 2026; c) The statement of assets and liabilities and statement of cash flow as at 30 September, 2026 submitted pursuant to Regulations 33(3)(g) and 52(2A) of the Listing Regulations ~~ Chola ~ Enter a better life Cholamandalam Invest.m nt and Finance Company Limited \\\"Chola Crest\\\", C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy, Chennai \u2022 600032 . Tel.. 044 4090 7172 Toll-Free No.: 1800 102 4565 I Email: customercare@chola .murugappa.com Website: www.cholamandalam.com I CIN: L65993TN1978PLC007576 ~ murugappo d) Disclosures required under Regulations 52(4), 52(7), 52(7A), 54(2) and 54(3) of Listing Regulations together with the Independent Auditor\u2019s certificate on Security Cover in respect of the Company\u2019s listed non-convertible debt securities; and e) A press release in relation to the above audited financial results for dissemination to the public. 2. Fund raising through issuance of securities by way of a Qualified Institutions Placement (QIP): Issue of equity shares and \/ or eligible securities convertible into equity shares by way of a qualified institutions placement to eligible Qualified Institutional buyers for an aggregate amount not exceeding Rs. 5,000 crores in one or more tranches at such price and on such terms and conditions as may be determined in accordance with Chapter VI of the SEBI (Issue of Capital and Disclosu re Requirements) Regulations, 2018 and other applicable laws, subject to receipt of requisite approvals. The details of the proposed issuance, as required under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, are set out in Annexure I enclosed herewith. 3. Issuance of postal ballot notice: Issuance of a postal ballot notice pursuant to section 110 of the Compani es Act, 2013 seeking the approval of shareholders for raising funds t hrough the issuance of equity shares and\/or other eligible securities by way of a Qualified Institutions Placement in accordance with SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018 and other applicable laws. The meeting of Board of Directors commenced at 11.30 a.m. and concluded at 1.10 p.m. Kindly take the above information on record and acknowledge receipt. Thanking you, Yours faithfully, For Cholamandalam Investment and Finance Company Limited P Sujatha Company Secretary Encl.: as above ~~ Chola ~ Enter a better life Cholamandalam Invest.m nt and Finance Company Limited \\\"Chola Crest\\\", C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy, Chennai \u2022 600032 . Tel.. 044 4090 7172 Toll-Free No.: 1800 102 4565 I Email: customercare@chola .murugappa.com Website: www.cholamandalam.com I CIN: L65993TN1978PLC007576 ~ murugappo Annexure-I Details of issue of securities by way of Qualified Institutions Placement S. No Particulars Details 1. Type of securities proposed to be issued Equity shares and \/ or eligible securities convertible into equity shares 2. Type of issuance Qualified Institutions Placement 3. Total number of securities proposed to be issued or total amount for which the securities will be issued (approximately) Up to an amount not exceeding Rs. 5,000 crores in one or more tranches at such price to be determined in accordance with Chapter VI of SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018 ~~ Chola ~ Enter a better life Cholamandalam Invest.m nt and Finance Company Limited \\\"Chola Crest\\\", C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy, Chennai \u2022 600032 . Tel.. 044 4090 7172 Toll-Free No.: 1800 102 4565 I Email: customercare@chola .murugappa.com Website: www.cholamandalam.com I CIN: L65993TN1978PLC007576 ~ murugappo CHOlAMANOAlAM INVESTMENT ANO FINANCE COMPANY LIMITED CIN - L65993TN1978PLC007576 Registered Office : Chola Crest, C54, C55,Super B -4 Thiru Vi Ka Industrial Estate, Guindy ,Chennal -600032 Statement of Standalone Audited Financial Results for the period ended September 30, 2026 \\\"crores Quarter ended Six months ended Year ended Particulars 30.09 .2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 Audited Un-audited Audited Audited Audited Audited (Refer note 7) (Refer note 7) 1. Revenue from operations -Interest Income 8,503.52 8,039.92 6,894.23 16,543.44 13,544.30 28,372.63 -Net gain on derecognition of financial Instruments under 35.83 161.32 76.39 197.15 222.97 439.11 amort ised cost category -Fee & Commission Income 66690 580.06 474.31 1,246.96 892.55 2,053.48 -Net gain on fair value change on financial instruments 35.12 50.19 23.42 85.31 52.48 111.38 -Sale of Services 2.22 1.89 1.23 4.11 2.20 5.14 Total Revenue from Operations 9,243.59 8,833.38 7,469.58 18,076.97 14,714.50 30,981.74 2. Other income 123.29 99.57 120.55 222.86 206.41 463.10 3. Total Income (1+2) 9,366.88 8 932.95 7 590.13 18,299.83 14,920.91 31,444 .84 4. Expenses a) Finance costs 4,329.45 4,003.14 3,515.51 8,332.59 6,981.76 14,374.20 b) Impairment of financial instruments( Net) 874.19 921.85 897.01 1,796.04 1,779.11 3,535.83 c) Employee benefits expense 1,422.42 1,139.78 1,063.19 2,562.20 1,987.49 4,152.80 d) Depreciation and amortisation expense 79.65 74.17 70.36 153.82 137.15 281.32 e) Other expenses 472.88 573.52 483.31 1,046.40 945.01 2,140.03 Total expenses 7,178.59 6,712.46 6,029.38 13,891.05 11,830 .52 24,484.18 5. Profit before tax (3-4) 2,188.29 2,220.49 1,560.75 4,408.78 3,090.39 6,960.66 6. Tax expense a) Current tax 633.66 651.94 456.60 1,285.60 896.83 2,010.68 b) Deferred tax (75.44) (85.04) (51.16) (160.48) (97.66) (269.61) Total Tax expense 558.22 566.90 405 .44 1,125.lZ 799.17 1,741.07 7. Profit for the period\/year (5-6) 1,630.07 1,653.59 1,155 .31 3,283.66 2,291.22 5,219.59 8. Other Comprehensive Income a. (i) Items that will not be reclassified to Profit or Loss 0.06 (3.47) (8.23) (3.41) (12.81) (3.80) (ii) Income tax impact (0.01) 0.87 2.07 0.86 3.22 0.96 b. (i) Items that will be reclassified to Profit or Loss 177.15 (29.89) 71.27 147.26 (30.79) 234.28 (ii) Income tax impact (43.91) 7.21 (17.94) (36.70) 7.75 (58.97) 9. Other Comprehensive !ncome\/(loss) net of tax for the period\/year 133.29 (25.28) 47.17 108.01 (32.63) 172.47 10. Total Comprehensive Income net of tax for the 1,763.36 1,628.31 1,202.48 3,391.67 2,258.59 5,392.06 period\/year (7+9) 11. Paid-up equity share capital (\\\" 2\/- per share) 171.57 170.59 168.35 171.57 168.35 170.48 12. Earnings per Share (EPS) - (\\\" 2\/- per share) (not annualised for interim period) a) Basic 19.09 19.40 13.73 38.49 27.24 61.83 b) Diluted 19.05 19.36 13.70 38.42 27.17 61.68 CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED Statement of Standalone Assets and Liabilities ASSETS Financial Assets (a) Cash and Cash equivalents (b) Bank Balance other than (a) above (c) Derivative financial instruments (d) Receivables i)Trade receivables ii)Other receivables (e) Loans (f) Investments (g) Other Financial Asset~ Total Financial Assets Non-Financial Assets (a)Current Tax Assets (Net) (b)Deferred Tax Assets (Net) (c)lnvestment Property (d)Property, Plant and Equipment (e)Capital Work In Progress (f)lntangible Assets Under Development (g) Other Intangible Assets (h) Other Non-Financial Assets Total Non-Financial Assets Total Assets LIABILITIES AND EQUITY Liabilities Financial Liabilities (a) Derivative financial instruments (bl Trade payables Total outstanding dues of micro and small enterprises Total outstanding dues of creditor s other than micro and small enterprises (c) Other payables Total outstanding dues of micro and small enterpr ises Total outstanding dues of creditors other than micro and small enterprises (d)Debt Securities (e)Borrowings (Other than Debt Securitie s) (f)Subordinated Liabilities (g)Other Financial Liabilities Total Financial Liabilities Non-Financial Liabilities (a) Current Tax Liabilities (Net) (bl Provisions (c) Other Non-Financial Liabilities Total Non \u2022 Financial Liabilities Equity (a)Equity Share Capital (b)Other Equity tal liabilities and E ult As at 30.09.2026 Audited 7,849.39 5,756.76 1,965.51 445.45 332.24 2,40,133.20 8,420.61 930.55 2,65,833.71 0.00 1,282.96 0.13 2,016.94 138.63 12.69 25.61 125.28 3,602.24 2,69,435 .95 71.79 9.02 27.29 1,585.19 42,891.35 1,70,872.60 17,757.72 1,185.43 2,34,400.39 163.23 284.68 113.50 561.41 171.57 34,302.58 34,474.15 2,69,435.95 \\\"crores As at 31.03.2026 Audited 8,312.40 6,298.99 1,701.06 289.56 202.20 2,17,571.16 6,638.05 840.48 2,41,853.90 29.47 1,158.32 0.13 1,834.03 18.29 14.50 28.50 132.71 3,215.95 2,45,069.85 86.45 13.19 103.65 2,225.41 40,636.05 1,56,528. 78 13,701.73 1,009.49 2,14,304.75 279.21 81.87 361.08 170.48 30,233.54 30,404.02 2,45,069.85 CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED Statement of Standalone Cash Flows Particulars Cash Flow from Operating Activities Profit Before TaK Adjustments to reconcile l!roflt before taK to net cash flows: Depreciation and amortisation expense Impairment of financial instru ments Finance Costs Net gain on derecognition of financial instruments under amortised cost category Loss\/(gain) on Sale of Property plant and equipment (Net) Net gain on fair value change in- Mutual funds-Realised Net Loss on fair value change in Security receipts -Un-realised Interest Income on bank deposits and other investments Interest on Income Tax Refund Share based payment expense Operating Profit Before Working Capital Changes Adjustments for :- (lncrease}LDecrease in Ol!erating Assets Loans Trade receivables Other Financial Assets Other Non Financial Assets Proceeds from de-recognition of financial assets recognised at amortised cost lncreaseL(Decrease} in 0[1erati ng liabilities & [1rovisions Payables Other Financial liabilities Provisions Other Non Financial liabilities Cash Flow used In Operations Finance Costs paid Interest received on bank fixed deposits and other Investments Income tax paid (Net of refunds) Net Cash used in Operating Activities (A) Cash Flow from Investing Activities Purchase of Property, plant and equipment, Intangible assets, Capital work -in-progress and Intangible assets under developm ent Proceeds from Sale of Property, plant and equipment . Purchase of Mutual Funds Units Redempt ion of Mutual Funds Units Investment in Treasury Bill (Net) Investment in STRIPS (Net) Investment in Government Securities(Net) Investment in Security receipts-ARC lr'lvestmer'lt in Shares of ~ubs1danes Investment in Sank Fixed Deposits (net of withdrawa ls) Net Cash used in Investing Activities (B) \\\" in cror es Period ended Period ended September 30, 2026 September 30, 2025 Audited Audited 4,408.78 3,090.39 153.82 137.15 1,796.04 1,779.11 8,332.59 6,981.76 (197.15) (222.97) (4.58) 3.03 (92.61) (52.48) 7.30 - (533.22) (367.84) (0.98) (40.33) 37.19 39.89 9,498.40 8,257.32 13,907.18 11,347.71 (26,838 .44) (17,072.38) (285.93) (91.46) 102.57 14.58 7.43 (27,014 .37) (77.56) {17,226 .82) 2,484.86 3,176.68 (722.05) (213.91) 21.01 113.71 5.47 27.45 31.63 (663.94) 9.36 (63.39) {11,286.27) (2,765.82) (7,968.47) (7,127.87) 540.46 (7,428.01) 373.67 (6,754.20) (18,714.28) (9,520.02) (1,091.92) (700.62) (19,806.20) (10,220.64) (243.80) (156.31) 12.35 8.36 (92,035 .40) (79,851.0 1) 92,128 .01 79,903.49 1,099.52 (468.26) 234.95 (28.81) (3,070.14) (295.40) (29.20) . (25.00) . 534.99 (492.76) (1,393.72) (1,380.70) CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED Statement of Standalone Cash Flows Particulars Cash Flow from Financing Activities Proceeds from issue of Share Capital (Including Securities Premium) Payment of Lease liabilit ies Proceeds from issue of Debt securities Redemption of Debt securities Proceeds from Borrowing other than debt securities Repayment of Borrowings other than debt securit ies Proceeds from issue of subordinated liabilit ies Dividends Paid Net Cash generated from Financing Activities (C) Net lncrease\/(Decrease) in Cash and Cash Equivalents (A+B+C) Cash and Cash Equivalents at the Beginning of the year Cash and Cash Equivalents at the End of the period Non-cash financing and investing activities Acquistion of right -of-use of assets Conversion of CCDs into Equity Shares Period ended September 30, 2026 Audited 68.96 (89.42) 13,246.78 (10,503.74) 71,525.54 (57,451.42) 4,000.00 20,817.16 (59.79) 20,736.91 (463.01) 8,312.40 7,849.39 218.41 630.00 ~ in crores Period ended September 30, 2025 Audited 25.55 (76.90) 12,320.00 (5,678.70) 53,017.08 (48,607.01) 1,102.00 12,153.37 (58.86) 12,043 .16 441.82 5,278.19 5,720.01 136.97 0.00 CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED CIN \u2022 l65993TN1978PLC007576 Registered Office: Cho la Crest, C54, CSS,Super B -4 Thiru VI Ka Industrial Estate, Guindy ,Chennal -600032 Statement of Consolidated Audited Financial Results for the period ended September 30, 2026 ~ crores Quarter ended Six months ended Year ended Particulars 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 Audited Un-audited Audited Audited Audited Audited (Refer note 7) (Refer note 7) 1. Revenue from operations -Interest Income 8,513.18 8,048.11 6,901.36 16,561.29 13,557.35 28,403.26 -Net gain on derecognition of financial Instruments under 35.83 161.32 76.39 197.15 222.97 439.11 amort ised cost category -Fee & Commission Income 681.72 594.35 488.98 1,276.07 923.18 2,114.21 -Net gain on fair value change on financial instruments 35.12 50.19 23.42 85.31 52.48 111.38 -Sale of Services 5,07 2.32 1.23 7.39 2.20 5.14 Total Revenue from Operations 9,270.92 8,856.29 7,491.38 18,127.21 14,758.18 31,073.10 2. Other income 123.59 100.39 122.04 223.98 208.33 465.63 3. Total Income (1+2) 9,394.51 8,956.68 7,613.42 18,351.19 14,966.51 31,538.73 4. Expenses a) Finance costs 4,334.43 4,007.37 3,517.31 8,341.80 6,985.37 14,384.13 b) Impairment of financial instruments(Net) 874.21 922.06 897.23 1,796.27 1,779.56 3,536.34 c) Employee benefits expense 1,431.67 1,148.99 1,073.43 2,580.66 2,009.09 4,195.08 d) Depreciation and amortisation expense 83.17 75.06 71.03 158.23 138.47 283.89 e) O ther expenses 483.98 581.13 489.77 1,065.11 958.10 2,166.25 Total expenses 7,207 .46 6,734.61 6,048 .77 13,942.07 11,870.59 24,565.69 s. Profit before share of profit\/{loss) from associate\/Joint 2,187.05 2,222.07 1,564.65 4,409 .12 3,095.92 Venture (3-4) 6,973.04 6. Share of profit\/(loss) from Associate\/Joint Venture (net of tax) 1.33 1.49 1.26 2.82 1.99 3.73 7. Profit before Tax (5+6) 2,188.38 2,223.56 1,565.91 4,411.94 3,097.91 6,976.77 8. Tax expense a) Current tax 634.70 652.53 457.15 1,287.23 897.97 2 ,013.81 b) Deferred tax (76.66) (85.19) (50.85) (161.85) {97.SOl (269.65) Total Tax expense 558.04 567.34 406.30 1,125.38 800.47 1,744.16 9. Profit after tax for period\/year (7-8) 1,630.34 1,656.22 1,159.61 3,286.56 2,297.44 5,232.61 Profit for the period\/year attributable to: \u2022 Owners of the Company 1,630.34 1,656.22 1,159.61 3,286 .56 2,297.44 5,232.61 \u2022 Non controlling interest . . . . . 10. Other Comprehensive Income a. (i) Items tha t will not be reclassified to Profit or Loss 0.04 (3.47) (825 ) (3.43) (12.83) (3.75) (ii) Income tax impact (0.01) 0.87 2.08 0.86 3.23 0.94 b. (i) Items that will be reclassified to Profit or Loss 177.15 (29.89) 71.27 147.26 (30,79) 234.28 (ii) Income tax impact (43.91) 7.21 (17.94) (36.70) 7.75 (58.97) 11. Other Comprehensive lncome\/(los s) net of tax for the period\/year 133.27 (25.28) 47.16 107.99 (32.64) 172.50 Other Comprehensive Income attr ibutable to: - Owners of the Company 133.27 (25.281 47.16 107.99 (32.64) 172.50 - Non controlling interes t - 12. Total Comprehensive Income net of tax for the 1,763.61 1,630.94 1,206.77 3,394.55 2,264.80 5,405.11 period\/year (9+11) Total Comprehensive Income attributable to: - Owners of the Company 1,763.61 1,630.94 1,206.77 3,394.55 2,264.80 5,405.11 \u2022 Non controlling inte rest . . 13. Paid-up equity share capital (~ 2\/\u00b7 per share) 171.57 170.59 168.35 171.57 168.35 170.48 14. Earnings per Share (EPS) - (~ 2\/- per share) (not annualised for interim period) a) Basic 19.09 19.43 13.78 38.52 27.31 61.98 bl DIiuted 19.06 19.40 13.75 38.4\"}],\"recent_news\":[{\"summary\":\"Cholamandalam Investment and Finance Company Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.\",\"category\":\"Outcome of Board Meeting\",\"date\":\"28-Oct-2026 13:26:41\",\"source\":\"NSE filing\",\"industry\":\"Finance\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/lakshmits_28102026132533_Outcome.pdf\",\"headline\":\"Earnings \/ operating update\",\"impact\":\"Earnings updates are directly relevant to valuation. Revenue growth, margins, profit growth and management guidance are the key items to compare with expectations.\",\"importance_score\":5,\"completeness_score\":4},{\"summary\":\"Members of the Exchange are hereby informed that the trading in Compulsorily Convertible Debentures (CCDs) of Cholamandalam Investment and Finance Company Limited shall be suspended w.e.f. September 23, 2026 (ISIN: INE121A08PJ0) on account of Conversion.\",\"category\":\"Suspension of Trading\",\"date\":\"22-Sep-2026 17:16:01\",\"source\":\"NSE filing\",\"industry\":\"Finance\",\"source_url\":\"-\",\"headline\":\"Company update\",\"impact\":\"This is a recent company development worth monitoring. It should not automatically be treated as the sole cause of today's price move.\",\"importance_score\":2,\"completeness_score\":5},{\"summary\":\"allotment of 2000 securities pursuant to Non Convertible Securities at its meeting held on September 01, 2026.\",\"category\":\"Allotment of Securities\",\"date\":\"01-Sep-2026 21:16:20\",\"source\":\"NSE filing\",\"industry\":\"Finance\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/JashJS_01092026211611_NSEIntimationSEBIReg30Allotment01Sep26NCDSeriesPDI43.pdf\",\"headline\":\"Company update\",\"impact\":\"This is a recent company development worth monitoring. It should not automatically be treated as the sole cause of today's price move.\",\"importance_score\":2,\"completeness_score\":4},{\"summary\":\"the 'NOC received under Reg.31A(8) of SEBI Listing Regulations from stock exchanges.\",\"category\":\"Updates\",\"date\":\"26-Aug-2026 23:05:56\",\"source\":\"NSE filing\",\"industry\":\"Finance\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/lakshmits_26082026225540_Intimation_NOC_Reclassification_Aug2026.pdf\",\"headline\":\"Company update\",\"impact\":\"This is a recent company development worth monitoring. It should not automatically be treated as the sole cause of today's price move.\",\"importance_score\":2,\"completeness_score\":3}],\"shareholding_snapshot\":{\"promoter_pct\":48.93,\"public_pct\":51.07,\"fii_pct\":24.87,\"dii_pct\":20.38,\"mf_pct\":14.8,\"institutional_pct\":45.25,\"noninst_pct\":5.83,\"mf_scheme_count\":44,\"pledged_shares\":null,\"pledged_pct_of_promoter\":null,\"mf_holders\":[{\"name\":\"SBI NIFTY 500 INDEX FUND\",\"shares\":18474503,\"pct\":2.15},{\"name\":\"AXIS MUTUAL FUND TRUSTEE LIMITED A\/C AXIS MUTUAL F\",\"shares\":17238778,\"pct\":2.01},{\"name\":\"HDFC MUTUAL FUND - HDFC NIFTY500 MULTICAP 50:25:25\",\"shares\":11414889,\"pct\":1.33},{\"name\":\"KOTAK DEBT HYBRID\",\"shares\":10641041,\"pct\":1.24},{\"name\":\"ICICI PRUDENTIAL NIFTY NEXT 50 ETF\",\"shares\":10624068,\"pct\":1.24}],\"period\":\"30-SEP-2026\",\"submission_date\":\"21-OCT-2026\",\"source\":\"NSE shareholding pattern XBRL\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/xbrl\/SHP_1743515_21102026075706_WEB.xml\",\"previous_period\":\"30-JUN-2026\",\"previous_promoter_pct\":49.22,\"previous_fii_pct\":24.45,\"previous_dii_pct\":20.62,\"previous_mf_pct\":15.14,\"previous_institutional_pct\":45.07,\"previous_mf_scheme_count\":42,\"previous_pledged_pct_of_promoter\":null,\"previous_pledged_shares\":null}} --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cholamandalam In &#038; Fin Co share price rose 5.79% to \u20b91,554.00 today. See why CHOLAFIN is rising, volume context, company developments and what to watch next.<\/p>\n","protected":false},"author":1,"featured_media":9302,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_witty_seo_title":"Cholamandalam In & Fin Co Share Price Today: Why CHOLAFIN Is Rising 5.79% | 28 October 2026","_witty_meta_description":"Cholamandalam In & Fin Co share price rose 5.79% to \u20b91,554.00 today. See why CHOLAFIN is rising, volume context, company developments and what to watch next.","_witty_primary_phrase":"Cholamandalam In & Fin Co share price today","_witty_reason_label":"Earnings release and capital raising announcement","_witty_reason_confidence":"high","footnotes":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","_yoast_wpseo_focuskw":"","rank_math_title":"","rank_math_description":"","rank_math_focus_keyword":"","_aioseop_title":"","_aioseop_description":""},"categories":[3,4],"tags":[114],"class_list":["post-9303","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-movers","category-stocks-in-news","tag-cholafin"],"_links":{"self":[{"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/posts\/9303","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/comments?post=9303"}],"version-history":[{"count":1,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/posts\/9303\/revisions"}],"predecessor-version":[{"id":9304,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/posts\/9303\/revisions\/9304"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/media\/9302"}],"wp:attachment":[{"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/media?parent=9303"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/categories?post=9303"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/tags?post=9303"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}