{"id":9481,"date":"2026-10-28T23:06:36","date_gmt":"2026-10-28T17:36:36","guid":{"rendered":"https:\/\/www.wittytrades.com\/market-news\/pnbhousing-share-price-today-2026-10-28\/"},"modified":"2026-10-28T23:06:38","modified_gmt":"2026-10-28T17:36:38","slug":"pnbhousing-share-price-today-2026-10-28","status":"publish","type":"post","link":"https:\/\/www.wittytrades.com\/market-news\/pnbhousing-share-price-today-2026-10-28\/","title":{"rendered":"Pnb Housing Fin Share Price Today: Why PNBHOUSING Is Rising 3.89% | 28 October 2026"},"content":{"rendered":"<style id=\"wt-article-style-v4\">:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) { color:#30475c; font-size:16px; line-height:1.65; min-width:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) *, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) *::before, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) *::after { box-sizing:border-box; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-copy { font-size:16px !important; line-height:1.65 !important; margin:0 0 12px !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-prose .wt-copy { margin-bottom:15px !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-market-date { font-size:13px !important; line-height:1.55; color:#566b80; background:#f2f6f9; border:1px solid #dde6ec; border-left:4px solid #2e7db2; border-radius:6px; padding:8px 11px; margin:0 0 12px !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip { display:grid; grid-template-columns:repeat(6,minmax(0,1fr)); gap:7px; margin:8px 0 16px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div { padding:10px !important; min-width:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div > div:first-child { font-size:11px !important; line-height:1.45; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div > div:last-child { font-size:14px !important; line-height:1.5; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card { padding:14px 16px; min-width:0; overflow-wrap:anywhere; margin:14px 0 18px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card-title { font-size:16px; font-weight:800; line-height:1.45; color:#17324d; margin-bottom:6px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card-date { font-size:13px; line-height:1.5; color:#566b80; margin-bottom:9px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card-body { font-size:16px; line-height:1.6; color:#34495d; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card-body .wt-copy:last-child { margin-bottom:0 !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid { display:grid; grid-template-columns:repeat(2,minmax(0,1fr)); gap:12px; margin:12px 0 18px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid > .wt-card { margin:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid > :only-child { grid-column:1 \/ -1; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-metrics { grid-template-columns:repeat(3,minmax(0,1fr)); margin:10px 0 12px; gap:10px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-metric { background:#fff; border:1px solid #e1e8ef; border-radius:8px; padding:10px 12px; min-width:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-label { display:block; font-size:12px; font-weight:700; color:#566b80; line-height:1.5; margin-bottom:3px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-value { font-size:18px; font-weight:800; line-height:1.45; color:#17324d; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-note { display:block; font-size:13px; color:#566b80; line-height:1.55; margin-top:4px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-source-note { margin:9px 0 4px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-source { display:inline-block; font-size:13px; line-height:1.5; margin-top:6px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row { display:grid; grid-template-columns:2fr 1fr 1.2fr 1.2fr; gap:14px; padding:12px 0; border-bottom:1px solid #c9dbef; align-items:start; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row:last-of-type { border-bottom:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row strong { font-size:15px; line-height:1.5; display:block; color:#17324d; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row > div { min-width:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds { grid-template-columns:repeat(3,minmax(0,1fr)); margin:12px 0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card { padding:12px; background:#fff !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card-title { font-size:14px; font-weight:700; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card-body { font-size:14px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-brokerage { grid-template-columns:1fr; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-broker-facts { display:flex; flex-wrap:wrap; gap:14px 28px; margin:7px 0 12px; padding-bottom:10px; border-bottom:1px solid #cbd8ea; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-broker-facts strong { font-size:16px; color:#17324d; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-list { font-size:16px !important; line-height:1.65; margin:0 0 12px; padding-left:20px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-list li { margin-bottom:6px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-takeaways .wt-card { background:#f7fbff !important; border-color:#cfe1f2 !important; border-left-color:#2e7db2 !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-takeaways .wt-card-title { color:#1f4d70; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-takeaways .wt-list { margin-bottom:0; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-likely-reason .wt-card { background:#f5fbfd !important; border-color:#c9d9e7 !important; border-left:5px solid #1f7b92 !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-likely-reason .wt-card-title { color:#174c5d; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-likely-reason .wt-card-body > strong { display:block; margin-bottom:6px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta { padding:18px 19px; margin:22px 0; border-radius:13px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-title { font-size:19px; font-weight:800; line-height:1.4; margin-bottom:7px; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-yellow { background:linear-gradient(135deg,#ffe873,#ffd64a); border:1px solid #e3b600; box-shadow:0 8px 18px rgba(59,48,0,.09); }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-yellow .wt-cta-title { color:#10233f !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-yellow .wt-cta-copy { color:#27364b !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-dark { background:#10233f; box-shadow:0 9px 22px rgba(16,35,63,.18); }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-dark .wt-cta-title { color:#fff !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-dark .wt-cta-copy { color:#dce6f1 !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-copy { font-size:16px !important; line-height:1.6; margin:0 0 12px !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-button { display:inline-block; background:#10233f; color:#fff !important; padding:10px 17px; border-radius:7px; text-decoration:none !important; font-size:15px; font-weight:800; line-height:1.5; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-dark .wt-cta-button { background:#ffe36e; color:#10233f !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-faq h3 { color:#173b58 !important; font-size:17px !important; line-height:1.45; margin:18px 0 6px !important; }\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) > p:last-child { font-size:13px; line-height:1.55; color:#606b78; border-top:1px solid #e1e7ef; padding-top:13px; margin-top:16px; }\n@media (max-width:960px) {\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip { grid-template-columns:repeat(3,minmax(0,1fr)); }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row { grid-template-columns:1.7fr 1fr 1.2fr 1.2fr; gap:10px; }\n}\n@media (max-width:650px) {\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid { grid-template-columns:1fr; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-metrics { grid-template-columns:repeat(2,minmax(0,1fr)); }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-card { padding:14px; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row { grid-template-columns:repeat(2,minmax(0,1fr)); gap:10px 14px; padding:12px 0; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-person, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-insider-row > div:last-child { grid-column:1 \/ -1; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta { padding:17px 15px; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-cta-title { font-size:18px; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div { padding:9px !important; }\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card-title, :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-grid-funds .wt-card-body { font-size:15px; }\n}\n@media (max-width:420px) {\n :is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip { grid-template-columns:repeat(2,minmax(0,1fr)); }\n}<\/p>\n<p>:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div {border:1px solid #dde6ee;border-radius:8px;background:#f9fbfd;}\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) .wt-price-strip > div > div:last-child {font-weight:800;color:#17324d;}\n:is(.wt-article-v4,.single-post .entry-content .wt-article-v4) h2 {font-size:24px !important;line-height:1.35 !important;margin:28px 0 14px !important;color:#173b58;}\n<\/style>\n<div class=\"wt-article-v4\" data-witty-phase=\"live\" data-article-version=\"4\">\n<p class=\"wt-market-date\"><strong>NSE: PNBHOUSING<\/strong> \u00b7 28 October 2026<\/p>\n<div class=\"wt-price-strip\">\n<div>\n<div>Price<\/div>\n<div>\u20b91,122.00<\/div>\n<\/div>\n<div>\n<div>Change<\/div>\n<div>+3.89%<\/div>\n<\/div>\n<div>\n<div>High \/ Low<\/div>\n<div>\u20b91,123.00 \/ \u20b91,073.90<\/div>\n<\/div>\n<div>\n<div>Prev. Close<\/div>\n<div>\u20b91,080.00<\/div>\n<\/div>\n<div>\n<div>Volume<\/div>\n<div>5.67 lakh<\/div>\n<\/div>\n<div>\n<div>Price as of<\/div>\n<div>28 October 2026 \u00b7 03:30 PM IST<\/div>\n<\/div>\n<\/div>\n<section class=\"wt-fno-intelligence\" style=\"border:1px solid #d8e1ea;border-radius:14px;padding:15px;margin:20px 0;background:#fff;\">\n<div style=\"font-size:11px;text-transform:uppercase;letter-spacing:.65px;color:#617184;font-weight:900;\">WittyTrades F&amp;O Stock Intelligence<\/div>\n<h2 style=\"margin:3px 0 5px;\">PNB HOUSING FIN LTD. F&amp;O Intelligence<\/h2>\n<p style=\"margin:0 0 12px;font-size:13px;color:#536273;\">Data-mining view of cash participation, delivery, futures activity, open interest and recent positioning.<\/p>\n<div style=\"font-size:11px;text-transform:uppercase;letter-spacing:.6px;color:#697386;font-weight:800;margin:4px 0 7px\">Latest completed-session snapshot<\/div>\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(145px,1fr));gap:8px;margin:0 0 15px\">\n<div style=\"border:1px solid #e4e8ef;border-left:4px solid #176c3b;border-radius:11px;padding:10px;background:#f4fbf7;min-width:0\"><span style=\"display:block;font-size:10.5px;color:#687386;font-weight:700\">Cash close<\/span><b style=\"display:block;font-size:17px;line-height:1.25;color:#172033;margin-top:2px\">Rs 1,122.00<\/b><span style=\"display:block;font-size:11px;color:#176c3b;font-weight:800;margin-top:2px\">+3.89%<\/span><\/div>\n<div style=\"border:1px solid #e4e8ef;border-left:4px solid #6b7280;border-radius:11px;padding:10px;background:#fff;min-width:0\"><span style=\"display:block;font-size:10.5px;color:#687386;font-weight:700\">Cash open<\/span><b style=\"display:block;font-size:17px;line-height:1.25;color:#172033;margin-top:2px\">Rs 1,083.00<\/b><\/div>\n<div style=\"border:1px solid #e4e8ef;border-left:4px solid #6b7280;border-radius:11px;padding:10px;background:#fff;min-width:0\"><span style=\"display:block;font-size:10.5px;color:#687386;font-weight:700\">Cash high \/ low<\/span><b style=\"display:block;font-size:17px;line-height:1.25;color:#172033;margin-top:2px\">Rs 1,123.00 \/ Rs 1,073.90<\/b><\/div>\n<div style=\"border:1px solid #e4e8ef;border-left:4px solid #176c3b;border-radius:11px;padding:10px;background:#f4fbf7;min-width:0\"><span style=\"display:block;font-size:10.5px;color:#687386;font-weight:700\">Near future<\/span><b style=\"display:block;font-size:17px;line-height:1.25;color:#172033;margin-top:2px\">Rs 1,129.90<\/b><span style=\"display:block;font-size:11px;color:#176c3b;font-weight:800;margin-top:2px\">+3.94%<\/span><\/div>\n<div style=\"border:1px solid #e4e8ef;border-left:4px solid #8a6414;border-radius:11px;padding:10px;background:#fffaf0;min-width:0\"><span style=\"display:block;font-size:10.5px;color:#687386;font-weight:700\">All-expiry futures OI<\/span><b style=\"display:block;font-size:17px;line-height:1.25;color:#172033;margin-top:2px\">94.21 L shares<\/b><span style=\"display:block;font-size:11px;color:#8a6414;font-weight:800;margin-top:2px\">-1.62%<\/span><\/div>\n<div style=\"border:1px solid #e4e8ef;border-left:4px solid #1f5f8f;border-radius:11px;padding:10px;background:#f5faff;min-width:0\"><span style=\"display:block;font-size:10.5px;color:#687386;font-weight:700\">F&amp;O\/Cash participation ratio<\/span><b style=\"display:block;font-size:17px;line-height:1.25;color:#172033;margin-top:2px\">3.37x<\/b><span style=\"display:block;font-size:11px;color:#1f5f8f;font-weight:800;margin-top:2px\">WittyTrades Proprietary<\/span><\/div>\n<\/div>\n<div style=\"border:1px solid #e4c44a;background:linear-gradient(135deg,#fff8d8,#fff3ad);border-radius:13px;padding:13px;margin:12px 0 16px;\">\n<div style=\"font-size:11px;font-weight:900;letter-spacing:.55px;text-transform:uppercase;color:#725a00;margin-bottom:8px;\">WittyTrades Proprietary Metrics<\/div>\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:9px;\">\n<div style=\"background:#fff;border:1px solid #ead989;border-radius:10px;padding:10px;\"><span style=\"display:block;font-size:11px;color:#6c6250;font-weight:700;\">Shares Traded per Trade<\/span><b style=\"display:block;font-size:22px;color:#172033;margin-top:2px;\">24.2<\/b><small style=\"display:block;font-size:11px;color:#6f6654;line-height:1.45;margin-top:4px;\">3-session average: 19.9. Formula: cash shares traded \u00f7 number of trades.<\/small><\/div>\n<div style=\"background:#fff;border:1px solid #b9d8f4;border-radius:10px;padding:10px;\"><span style=\"display:block;font-size:11px;color:#496a88;font-weight:700;\">F&amp;O\/Cash Participation Ratio<\/span><b style=\"display:block;font-size:22px;color:#1f5f8f;margin-top:2px;\">3.37x<\/b><small style=\"display:block;font-size:11px;color:#58758f;line-height:1.45;margin-top:4px;\">Formula: futures-equivalent shares \u00f7 cash shares. 3-session trend: 12.94x \u2192 4.14x \u2192 3.37x.<\/small><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div style=\"font-size:11px;text-transform:uppercase;letter-spacing:.6px;color:#697386;font-weight:800;\">NSE cash-market participation<\/div>\n<h3 style=\"font-size:18px;margin:3px 0 9px;color:#17324d;\">Last 3 Sessions: Cash Activity &amp; Delivery<\/h3>\n<div style=\"overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid #e5eaf0;border-radius:11px;\">\n<table style=\"border-collapse:collapse;width:100%;min-width:820px;margin:0;\">\n<thead>\n<tr>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Date<\/th>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Cash Volume<\/th>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Number of Trades<\/th>\n<th style=\"background:#fff2bf;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Shares Traded per Trade<\/th>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Delivery %<\/th>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Close \/ Change<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>26 Oct<\/strong><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">5.22 L shares<\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">32,576<\/td>\n<td style=\"background:#fff8db;white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>16.0<\/strong><br \/><span style=\"font-size:9.5px;font-weight:900;color:#725a00;\">WittyTrades Proprietary<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">44.70%<\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>Rs 1,086.00<\/strong> <span style=\"color:#b23434;font-weight:800\">(-0.28%)<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>27 Oct<\/strong><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">6.32 L shares<\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">32,350<\/td>\n<td style=\"background:#fff8db;white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>19.5<\/strong><br \/><span style=\"font-size:9.5px;font-weight:900;color:#725a00;\">WittyTrades Proprietary<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">55.89%<\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>Rs 1,080.00<\/strong> <span style=\"color:#b23434;font-weight:800\">(-0.55%)<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>28 Oct<\/strong><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">5.67 L shares<\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">23,441<\/td>\n<td style=\"background:#fff8db;white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>24.2<\/strong><br \/><span style=\"font-size:9.5px;font-weight:900;color:#725a00;\">WittyTrades Proprietary<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">44.33%<\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>Rs 1,122.00<\/strong> <span style=\"color:#176c3b;font-weight:800\">(+3.89%)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div style=\"background:#fff8d9;border-left:4px solid #e3b600;padding:11px 12px;border-radius:8px;margin:11px 0;font-size:13px;\"><strong>WittyTrades Proprietary Metric: Large-Ticket Activity Proxy<\/strong><br \/>Average number of shares traded per trade was <strong>24.2<\/strong> in the latest session versus a <strong>19.9<\/strong> 3-session average. The latest average trade size was materially above its 3-session baseline, which can flag stronger larger-ticket or institutional-style participation. Latest delivery was 44.3% versus a 3-session average of 48.3%.<\/div>\n<div style=\"font-size:11px;text-transform:uppercase;letter-spacing:.6px;color:#697386;font-weight:800;margin-top:17px;\">Futures participation<\/div>\n<h3 style=\"font-size:18px;margin:3px 0 9px;color:#17324d;\">Last 3 Sessions: Futures vs Cash Participation<\/h3>\n<div style=\"overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid #e5eaf0;border-radius:11px;\">\n<table style=\"border-collapse:collapse;width:100%;min-width:1040px;margin:0;\">\n<thead>\n<tr>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Date<\/th>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Near Future \/ Change<\/th>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Futures Volume (Shares)<\/th>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Cash Volume (Shares)<\/th>\n<th style=\"background:#fff2bf;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">F&amp;O\/Cash Participation Ratio<\/th>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Aggregate Futures OI<\/th>\n<th style=\"background:#f6f8fb;white-space:nowrap;padding:8px 9px;text-align:left;border-bottom:1px solid #e4e8ef;font-size:11px;color:#5d6878;text-transform:uppercase;\">Positioning Read<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>26 Oct<\/strong><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>Rs 1,088.50<\/strong> <span style=\"color:#b23434;font-weight:800\">(-0.51%)<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">67.51 L shares<\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">5.22 L shares<\/td>\n<td style=\"background:#fff8db;white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong style=\"color:#1f5f8f\">12.94x<\/strong><br \/><span style=\"font-size:9.5px;font-weight:900;color:#1f5f8f;\">WittyTrades Proprietary<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">95.78 L shares <span style=\"color:#b23434;font-weight:800\">(\u2014)<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>Positioning unavailable<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>27 Oct<\/strong><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>Rs 1,081.40<\/strong> <span style=\"color:#b23434;font-weight:800\">(-0.65%)<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">26.15 L shares<\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">6.32 L shares<\/td>\n<td style=\"background:#fff8db;white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong style=\"color:#1f5f8f\">4.14x<\/strong><br \/><span style=\"font-size:9.5px;font-weight:900;color:#1f5f8f;\">WittyTrades Proprietary<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">95.76 L shares <span style=\"color:#b23434;font-weight:800\">(-0.01%)<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>Long unwinding<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>28 Oct<\/strong><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>Rs 1,129.90<\/strong> <span style=\"color:#176c3b;font-weight:800\">(+3.94%)<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">19.08 L shares<\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">5.67 L shares<\/td>\n<td style=\"background:#fff8db;white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong style=\"color:#1f5f8f\">3.37x<\/strong><br \/><span style=\"font-size:9.5px;font-weight:900;color:#1f5f8f;\">WittyTrades Proprietary<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\">94.21 L shares <span style=\"color:#b23434;font-weight:800\">(-1.62%)<\/span><\/td>\n<td style=\"white-space:nowrap;padding:8px 9px;border-bottom:1px solid #edf0f4;font-size:13px;vertical-align:top;\"><strong>Short covering<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div style=\"background:#eef6ff;border-left:4px solid #2e7db2;padding:11px 12px;border-radius:8px;margin:11px 0;font-size:13px;\"><strong>Participation read:<\/strong> Futures-equivalent volume was 3.37 times cash-market share volume in the latest completed session. The latest price\/OI classification is <strong>Short covering<\/strong>. Classification uses aggregate all-expiry OI to reduce front-month rollover distortion.<\/div>\n<div style=\"margin-top:17px;background:#f7fbff;border-left:4px solid #2e7db2;border-radius:9px;padding:12px 13px;\">\n        <strong>What to monitor next<\/strong><\/p>\n<ul style=\"margin:7px 0 0;padding-left:19px;font-size:13px;line-height:1.55;\">\n<li>Whether aggregate futures OI expands or contracts alongside the next price move.<\/li>\n<li>Whether the WittyTrades F&amp;O\/Cash Participation Ratio remains elevated or normalises.<\/li>\n<li>Whether Shares Traded per Trade moves materially above or below its recent baseline.<\/li>\n<li>Whether delivery participation holds above or below the recent 3-session average of 48.3%.<\/li>\n<\/ul><\/div>\n<p style=\"margin:10px 0 0;font-size:11px;color:#687386;\">Higher Shares Traded per Trade can flag larger-ticket participation, but exchange trade-count data does not identify the buyer or seller category. The F&amp;O\/Cash Participation Ratio measures participation intensity and does not by itself distinguish directional trading, hedging or arbitrage.<\/p>\n<\/section>\n<div class=\"wt-takeaways\">\n<div class=\"wt-card\" data-card=\"research\" style=\"background:#f4f8fd;border:1px solid #cbd8ea;border-left:4px solid #466fa5;border-radius:10px\">\n<div class=\"wt-card-title\">Key Takeaways<\/div>\n<div class=\"wt-card-body\">\n<ul class=\"wt-list\">\n<li>PNB Housing Finance Ltd shares moved up 3.89% on Tuesday, closing at \u20b91,122.00 after opening at \u20b91,082.90.<\/li>\n<li>The company reported its consolidated financial results for the quarter ended September 30, 2026, showcasing net profit after tax at \u20b9616.55 crore and assets under management reaching \u20b998,210 crore. Total disbursements scaled up by 60% year-on-year to \u20b99,609 crore, driven by retail growth.<\/li>\n<li>Trading volume was 0.68 times the 20-day average daily volume.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<h2>Why is Pnb Housing Fin share price rising on 28 October 2026?<\/h2>\n<div class=\"wt-prose\">\n<p class=\"wt-copy\">PNB Housing Finance Ltd shares moved up 3.89% on Tuesday, closing at \u20b91,122.00 after opening at \u20b91,082.90.<\/p>\n<p class=\"wt-copy\">The broader market benchmark Nifty slipped 0.22%, while the sector benchmark Nifty Financial Services traded alongside mixed market dynamics. Over short-term trading periods, the stock has posted a return of -2.09% over the past 5 trading days, while sustaining a 20-day return of 3.41%.<\/p>\n<p class=\"wt-copy\">The upward price action coincided with the release of the company&#x27;s financial performance update for the quarter and half year ended September 30, 2026. While earnings announcements and strategic updates provide broader business context regarding loan book expansion and asset quality improvements, the move aligns with recent operational milestones reported by the housing finance company.<\/p>\n<p class=\"wt-copy\">5.67 lakh shares traded by 28 October 2026 \u00b7 03:30 PM IST. This compares with a 20-day average daily volume of 8.34 lakh shares (0.68 times). The five-day average daily volume was 5.29 lakh shares. Separately, the NSE report for 28 October 2026 showed 2.51 lakh shares delivered, representing 44.33% of that day\u2019s traded volume. The same report recorded 23,441 trades.<\/p>\n<\/div>\n<div class=\"wt-likely-reason\">\n<div class=\"wt-card\" data-card=\"research\" style=\"background:#f4f8fd;border:1px solid #cbd8ea;border-left:4px solid #466fa5;border-radius:10px\">\n<div class=\"wt-card-title\">Likely Reason<\/div>\n<div class=\"wt-card-body\"><strong>Positive earnings and operational update release<\/strong><\/p>\n<p class=\"wt-copy\">The stock&#x27;s positive move aligns with the release of strong quarterly financial results showing improved net profit and record retail disbursements, accompanied by moderate volume participation.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<aside class=\"wt-cta wt-cta-yellow\">\n<div class=\"wt-cta-title\"><span style=\"display:block;font-size:11px;font-weight:900;letter-spacing:.5px;text-transform:uppercase;margin-bottom:3px;\">WittyTrades.com<\/span>Beyond Charts \u2014 Research Backed by Data.<\/div>\n<p class=\"wt-cta-copy\">Explore WittyTrades research across market segments.<\/p>\n<p><a class=\"wt-cta-button\" href=\"https:\/\/www.wittytrades.com\/Segments.html\">Explore WittyTrades Research \u2192<\/a><\/aside>\n<h2>Latest Company Developments<\/h2>\n<div class=\"wt-grid wt-grid-news\">\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Q2 and Half Year Financial Results<\/div>\n<div class=\"wt-card-date\">28 October 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">The company reported its consolidated financial results for the quarter ended September 30, 2026, showcasing net profit after tax at \u20b9616.55 crore and assets under management reaching \u20b998,210 crore. Total disbursements scaled up by 60% year-on-year to \u20b99,609 crore, driven by retail growth.<\/p>\n<p class=\"wt-copy\">Financial performance reports provide direct visibility into profitability, asset quality trends, and loan asset expansion.<\/p>\n<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Credit Rating Upgrade to AAA<\/div>\n<div class=\"wt-card-date\">7 October 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">CRISIL Ratings upgraded the company&#x27;s long-term rating to CRISIL AAA\/Stable, completing a full suite of AAA ratings across all four major domestic rating agencies including India Ratings, CARE Ratings, and ICRA within a 12-month span. Management noted that the successive upgrades reflect strengthened operating fundamentals and a granular retail mortgage portfolio.<\/p>\n<p class=\"wt-copy\">A top-tier credit rating profile enhances borrowing flexibility and lowers capital costs across funding instruments.<\/p>\n<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Press Release<\/div>\n<div class=\"wt-card-date\">28 October 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">The Company has submitted the Press Release on the financial performance of the Company for the quarter and half year ended September 30, 2026.<\/p>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/PNBHOUSING_28102026171006_PressRelease_28_October_2026_R.pdf\" rel=\"noopener\">Original source \u2192<\/a><\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Outcome of Board Meeting<\/div>\n<div class=\"wt-card-date\">28 October 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">PNB Housing Finance Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.<\/p>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/PNBHOUSING_28102026164903_Outcome_of_Board_Meeting_28_October_2026_sd.pdf\" rel=\"noopener\">Original source \u2192<\/a><\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"news\" style=\"background:#fff;border:1px solid #dce5eb;border-left:4px solid #2e7db2;border-radius:10px\">\n<div class=\"wt-card-title\">Earnings \/ operating update<\/div>\n<div class=\"wt-card-date\">28 October 2026<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">The Company has submitted the Press Release on the financial performance of the Company for the quarter and half year ended September 30, 2026.<\/p>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/PNBHOUSING_28102026171006_PressRelease_28_October_2026_R.pdf\" rel=\"noopener\">Original source \u2192<\/a><\/div>\n<\/div>\n<\/div>\n<h2>Ownership &amp; Transaction Activity<\/h2>\n<div class=\"wt-grid wt-grid-ownership\">\n<div class=\"wt-card\" data-card=\"ownership\" style=\"background:#fff8e8;border:1px solid #ecd39e;border-left:4px solid #cc922c;border-radius:10px\">\n<div class=\"wt-card-title\">Shareholding<\/div>\n<div class=\"wt-card-date\">As of 30 September 2026<\/div>\n<div class=\"wt-card-body\">\n<div class=\"wt-grid wt-grid-metrics\">\n<div class=\"wt-metric\">\n<div class=\"wt-label\">Promoter holding<\/div>\n<div class=\"wt-value\">28.01%<\/div>\n<div class=\"wt-note\">28.03% on 30 June 2026<\/div>\n<\/div>\n<div class=\"wt-metric\">\n<div class=\"wt-label\">FII\/FPI<\/div>\n<div class=\"wt-value\">14.19%<\/div>\n<div class=\"wt-note\">16.81% on 30 June 2026<\/div>\n<\/div>\n<div class=\"wt-metric\">\n<div class=\"wt-label\">Institutional holding<\/div>\n<div class=\"wt-value\">63.48%<\/div>\n<div class=\"wt-note\">62.52% on 30 June 2026<\/div>\n<\/div>\n<\/div>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/xbrl\/SHP_1741115_19102026101907_WEB.xml\" rel=\"noopener\">NSE shareholding filing \u2192<\/a><\/div>\n<\/div>\n<\/div>\n<h2>Mutual Fund Holdings<\/h2>\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">Mutual-fund ownership<\/div>\n<div class=\"wt-card-body\">\n<p class=\"wt-copy\">Mutual funds held 36.46% on 30 September 2026. This compares with 33.62% on 30 June 2026, a change of +2.84 percentage points.<\/p>\n<p class=\"wt-copy\">The filing reported 43 MF\/UTI holders.<\/p>\n<div class=\"wt-grid wt-grid-funds\">\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">Aditya Birla Sun Life Mutual Fund &#8211; Aditya Birla Sun Life Large Cap Fund<\/div>\n<div class=\"wt-card-date\">30 September 2026<\/div>\n<div class=\"wt-card-body\">1.08 crore shares \u00b7 4.13%<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">Hsbc Mutual Fund &#8211; Hsbc Value Fund<\/div>\n<div class=\"wt-card-date\">30 September 2026<\/div>\n<div class=\"wt-card-body\">89.25 lakh shares \u00b7 3.42%<\/div>\n<\/div>\n<div class=\"wt-card\" data-card=\"funds\" style=\"background:#f7f9fc;border:1px solid #d5e0ea;border-left:4px solid #6a849c;border-radius:10px\">\n<div class=\"wt-card-title\">Icici Prudential Focus Equity Fund<\/div>\n<div class=\"wt-card-date\">30 September 2026<\/div>\n<div class=\"wt-card-body\">83.16 lakh shares \u00b7 3.19%<\/div>\n<\/div>\n<\/div>\n<div class=\"wt-note wt-source-note\">These are quarterly holdings, rather than purchases or sales on the article date.<\/div>\n<p><a class=\"wt-source\" href=\"https:\/\/nsearchives.nseindia.com\/corporate\/xbrl\/SHP_1741115_19102026101907_WEB.xml\" rel=\"noopener\">NSE shareholding filing \u2192<\/a><\/div>\n<\/div>\n<h2>What to Watch Next<\/h2>\n<ul class=\"wt-list\">\n<li>Management commentary and guidance provided during the investor earnings call<\/li>\n<li>Sustained momentum in retail and affordable housing loan disbursements<\/li>\n<li>Quarterly asset quality metrics and Gross NPA trajectory<\/li>\n<li>Cost of borrowings and net interest margin trends in subsequent quarters<\/li>\n<\/ul>\n<h2>Other Dated Coverage<\/h2>\n<ul class=\"wt-list\">\n<li><a href=\"https:\/\/www.wittytrades.com\/market-news\/pnbhousing-share-price-today-2026-10-23\/\">Pnb Housing Fin Share Price Today: Why PNBHOUSING Is Falling 4.34% | 23 October 2026 \u2014 23 October 2026<\/a><\/li>\n<li><a href=\"https:\/\/www.wittytrades.com\/market-news\/pnbhousing-share-price-today-2026-10-13\/\">Pnb Housing Fin Share Price Today: Why PNBHOUSING Is Rising 3.75% | 13 October 2026 \u2014 13 October 2026<\/a><\/li>\n<li><a href=\"https:\/\/www.wittytrades.com\/market-news\/pnbhousing-share-price-today-2026-10-08\/\">PNB Housing Finance in Focus After CRISIL AAA Rating Upgrade | 8 October 2026 \u2014 8 October 2026<\/a><\/li>\n<\/ul>\n<p><a href=\"https:\/\/www.wittytrades.com\/market-news\/tag\/pnbhousing\/\">More Pnb Housing Fin news and dated analysis \u2192<\/a><\/p>\n<aside class=\"wt-cta wt-cta-dark\">\n<div class=\"wt-cta-title\">Looking for Research-Backed Market Opportunities?<\/div>\n<p class=\"wt-cta-copy\">Explore WittyTrades research across market segments.<\/p>\n<p><a class=\"wt-cta-button\" href=\"https:\/\/www.wittytrades.com\/Segments.html\">Explore WittyTrades Research \u2192<\/a><\/aside>\n<h2>Frequently Asked Questions<\/h2>\n<div class=\"wt-faq\">\n<h3>What is the latest Pnb Housing Fin company news?<\/h3>\n<p class=\"wt-copy\">The company reported its consolidated financial results for the quarter ended September 30, 2026, showcasing net profit after tax at \u20b9616.55 crore and assets under management reaching \u20b998,210 crore. Total disbursements scaled up by 60% year-on-year to \u20b99,609 crore, driven by retail growth.<\/p>\n<h3>How strong was Pnb Housing Fin\u2019s trading volume?<\/h3>\n<p class=\"wt-copy\">5.67 lakh shares traded, 0.68 times the 20-day average daily volume. The price and volume data are dated 28 October 2026 \u00b7 03:30 PM IST.<\/p>\n<h3>Do the mutual-fund figures show buying today?<\/h3>\n<p class=\"wt-copy\">They show holdings on 30 September 2026. Quarterly holdings do not identify purchases made on the article date.<\/p>\n<\/div>\n<p><strong>Research &amp; analysis:<\/strong> <a href=\"https:\/\/www.wittytrades.com\/About_Us.html\">WittyTrades Research Desk<\/a><br \/><strong>Reviewed by:<\/strong> <a href=\"https:\/\/www.wittytrades.com\/About_Us.html\">Mohanish Sanghavi \u2014 SEBI Registered Research Analyst<\/a><br \/><strong>SEBI Registration No.:<\/strong> INH000008172 \u00b7 <strong>BSE Enlistment No.:<\/strong> 5430<\/p>\n<p>Disclaimer: Investments in securities markets are subject to market risks. Registration with SEBI and NISM certification do not guarantee performance or returns. This article is for information and education, not personalised investment advice or a recommendation to buy, sell or hold.<\/p>\n<\/div>\n<p><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@graph\": [{\"@type\": \"WebSite\", \"@id\": \"https:\/\/www.wittytrades.com\/#website\", \"url\": \"https:\/\/www.wittytrades.com\/\", \"name\": \"WittyTrades\", \"publisher\": {\"@id\": \"https:\/\/www.wittytrades.com\/#organization\"}, \"inLanguage\": \"en-IN\"}, {\"@type\": \"Organization\", \"@id\": \"https:\/\/www.wittytrades.com\/#organization\", \"name\": \"WittyTrades\", \"alternateName\": \"Witty Networks\", \"url\": \"https:\/\/www.wittytrades.com\/\", \"telephone\": \"+91-22-48972020\", \"identifier\": [{\"@type\": \"PropertyValue\", \"propertyID\": \"SEBI Research Analyst Registration\", \"value\": \"INH000008172\"}, {\"@type\": \"PropertyValue\", \"propertyID\": \"BSE Research Analyst Code\", \"value\": \"5430\"}]}, {\"@type\": \"Organization\", \"@id\": \"https:\/\/www.wittytrades.com\/#research-desk\", \"name\": \"WittyTrades Research Desk\", \"url\": \"https:\/\/www.wittytrades.com\/About_Us.html\", \"parentOrganization\": {\"@id\": \"https:\/\/www.wittytrades.com\/#organization\"}}, {\"@type\": \"Person\", \"@id\": \"https:\/\/www.wittytrades.com\/About_Us.html#mohanish-sanghavi\", \"name\": \"Mohanish Sanghavi\", \"jobTitle\": \"SEBI Registered Research Analyst\", \"url\": \"https:\/\/www.wittytrades.com\/About_Us.html\", \"worksFor\": {\"@id\": \"https:\/\/www.wittytrades.com\/#organization\"}, \"identifier\": {\"@type\": \"PropertyValue\", \"propertyID\": \"SEBI Research Analyst Registration\", \"value\": \"INH000008172\"}}, {\"@type\": \"NewsArticle\", \"@id\": \"https:\/\/www.wittytrades.com\/market-news\/pnbhousing-share-price-today-2026-10-28\/#article\", \"mainEntityOfPage\": {\"@type\": \"WebPage\", \"@id\": \"https:\/\/www.wittytrades.com\/market-news\/pnbhousing-share-price-today-2026-10-28\/\"}, \"headline\": \"Pnb Housing Fin Share Price Today: Why PNBHOUSING Is Rising 3.89% | 28 October 2026\", \"description\": \"Pnb Housing Fin share price rose 3.89% to \u20b91,122.00 today. See why PNBHOUSING is rising, volume context, company developments and what to watch next.\", \"datePublished\": \"2026-10-28T23:06:27.135668+05:30\", \"dateModified\": \"2026-10-28T23:06:27.135668+05:30\", \"author\": {\"@id\": \"https:\/\/www.wittytrades.com\/#research-desk\"}, \"reviewedBy\": {\"@id\": \"https:\/\/www.wittytrades.com\/About_Us.html#mohanish-sanghavi\"}, \"publisher\": {\"@id\": \"https:\/\/www.wittytrades.com\/#organization\"}, \"isPartOf\": {\"@id\": \"https:\/\/www.wittytrades.com\/#website\"}, \"about\": {\"@type\": \"Thing\", \"name\": \"Pnb Housing Fin\", \"identifier\": {\"@type\": \"PropertyValue\", \"propertyID\": \"NSE Symbol\", \"value\": \"PNBHOUSING\"}}, \"inLanguage\": \"en-IN\", \"isAccessibleForFree\": true, \"image\": [\"https:\/\/www.wittytrades.com\/market-news\/wp-content\/uploads\/2026\/10\/pnbhousing-company-news-2026-10-28.jpg\"]}]}<\/script><!-- wt-article-record:{\"news_events\":[{\"title\":\"Investor Presentation\",\"summary\":\"Investor Presentation\",\"source\":\"NSE\",\"published\":\"28-Oct-2026 17:15:46\",\"source_type\":\"official filing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/PNBHOUSING_28102026171506_3InvestorPresentation_28_October_2026_R.pdf\",\"disclosure_text\":\"Regd. Office: 9th Floor, Antriksh Bhawan, 22 K G Marg, New Delhi \u2013 110 001 Phone: 011-66030500, E-mail: investor.services@pnbhousing.com, Website: www.pnbhousing.com CIN: L65922DL1988PLC033856 Internal PNBHFL\/SE\/EQ\/FY2026-27\/91 October 28, 2026 BSE Limited Listing Department, Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai \u2013 400001 Scrip Code: 540173 National Stock Exchange of India Limited Listing Department Exchange Plaza Bandra Kurla Complex, Bandra (E), Mumbai \u2013 400051 Symbol: PNBHOUSING Dear Sir\/Madam, Sub: Investor Presentation for the quarter and half year ended September 30, 2026 Ref: Our letter PNBHFL\/SE\/EQ\/FY2026-27\/89 dated October 28, 2026 We have enclosed the Investor Presentation of the Company for the quarter and half year ended September 30, 2026, which will be referred during earnings call with investors at 07:30 P.M. (IST) on October 28, 2026. This investor presentation is submitted pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and the same shall also be available on the website of the Company at https:\/\/www.pnbhousing.com Kindly take the above document on record. Thanking you, Yours faithfully, For PNB Housing Finance Limited Veena G Kamath Company Secretary Encl: As above. 41 185 154 13 74 105 240 196 25 230 77 60 155 201 233 5 74 145 92 138 204 88 105 148 181 177 178 173 169 183 60 151 211 133 166 68 166 166 166 49 133 156 56 143 167 242 242 242 153 190 59 91 135 198 1 107 155 249 177 66 240 92 44 96 96 96 44 54 141 Public Investor Presentation Quarter Ended September 2026 28-October-2026 41 185 154 13 74 105 240 196 25 230 77 60 155 201 233 5 74 145 92 138 204 88 105 148 181 177 178 173 169 183 60 151 211 133 166 68 166 166 166 49 133 156 56 143 167 242 242 242 153 190 59 91 135 198 1 107 155 249 177 66 240 92 44 96 96 96 44 54 141 Public Table of Content 1 Key Performance Highlights Segment Update \u2013 Affordable3 4 Segment Update \u2013 Emerging Markets Asset Quality6 2 Business Update Financial Performance8 Segment Update \u2013 Prime5 Technology Update7 9 10 Ownership & Governance ESG Update & Awards 41 185 154 13 74 105 240 196 25 230 77 60 155 201 233 5 74 145 92 138 204 88 105 148 181 177 178 173 169 183 60 151 211 133 166 68 166 166 166 49 133 156 56 143 167 242 242 242 153 190 59 91 135 198 1 107 155 249 177 66 240 92 44 96 96 96 44 54 141 Public Business Metrics & Expansion \u2022 Disbursements scaled up 60% YoY to INR 9,609 crore in Q2 FY27 vs INR 5,995 crore in Q2 FY26 \u2022 Overall loan book grew 19% YoY to INR 95,079 crore as on 30 Sep 2026 \u2022 Corporate loan book increased 107% YoY to INR 689 crore as on 30 Sep 2026 Q2 FY27 Executive Summary Asset Quality \u2022 GNPA improved to 0.91% vs 0.95% in Q1 FY27 \u2022 Recovered INR 75 crore in Q2 FY27 and INR 141 crore in H1 FY27 from total written-off pool Profitability \u2022 PAT grew by 6% YoY to INR 617 crore in Q2 FY27 as against INR 582 crore in Q2 FY26 \u2022 ROA stood at 2.53% in Q2 FY27 (annualized) compared to 2.66% in FY26 Margins \u2022 Spread expanded sequentially by 31 bps to 2.43% in Q2 FY27 \u2022 NIM is higher by 17 bps to 3.67 % in Q2 FY27 vs 3.50% in Q1 FY27 \u2022 Yield improved to 9.74% in Q2 FY27 from 9.48% in Q1 FY27, while CoB decline by 5 bps to 7.31% vs 7.36% in Q1 FY27 \u2713 3A A A R a t e d b y a l l 4 R a t i n g A g e n c i e s 41 185 154 13 74 105 240 196 25 230 77 60 155 201 233 5 74 145 92 138 204 88 105 148 181 177 178 173 169 183 60 151 211 133 166 68 166 166 166 49 133 156 56 143 167 242 242 242 153 190 59 91 135 198 1 107 155 249 177 66 240 92 44 96 96 96 44 54 141 Public Key Performance Highlights \u2013 Q2 FY27 (YoY | QoQ) YoY : 60% | QoQ : 59% 4 DisbursementDisbursement YoY : -13 bps \/ -14 bps | QoQ : -4 bps \/ -3 bps GNPA \/ NNPAGNPA \/ NNPA 1.04% 0.95% 0.91% 0.69% 0.58% 0.55% Q2 FY26 Q1 FY27 Q2 FY27 GNPA NNPA YoY : 16 bps \/ Flat | QoQ : 31 bps \/ 17 bps Spread \/ NIM 2.26% 2.12% 2.43%* 3.67% 3.50% 3.67%* Q2 FY26 Q1 FY27 Q2 FY27 Spread NIM (INR Crore) Asset under Management YoY : 17% | QoQ : 6% (INR Crore) * Includes pool buyout of INR 147 crore & INR 838 crore during Q1 & Q2 FY27 respectively YoY : -20 bps \/ -81 bps | QoQ : 15 bps \/ 89 bps ROA \/ ROE 2.73% 2.37% 2.53% 13.14% 11.44% 12.33% Q2 FY26 Q1 FY27 Q2 FY27 ROA ROE 83,879 93,021 98,210 Q2 FY26 Q1 FY27 Q2 FY27 Loan Book YoY : 19% | QoQ : 6% (INR Crore) 79,771 89,670 95,079 Q2 FY26 Q1 FY27 Q2 FY27 * Spread is 2.24% & NIM is 3.49% (x-1 Off) 5,995 6,029 * 9,609 * Q2 FY26 Q1 FY27 Q2 FY27 41 185 154 13 74 105 240 196 25 230 77 60 155 201 233 5 74 145 92 138 204 88 105 148 181 177 178 173 169 183 60 151 211 133 166 68 166 166 166 49 133 156 56 143 167 242 242 242 153 190 59 91 135 198 1 107 155 249 177 66 240 92 44 96 96 96 44 54 141 Public Key Performance Highlights \u2013 H1 FY27 (YoY) YoY : 42% YoY : 5 bps \/ -12 bps 5 DisbursementDisbursement Spread \/ NIM (INR Crore) Asset Under Management YoY : 17% (INR Crore) 83,879 98,210 H1 FY26 H1 FY27 YoY : -13 bps \/ -14 bps GNPA \/ NNPAGNPA \/ NNPA 1.04% 0.91% 0.69% 0.55% H1 FY26 H1 FY27 GNPA NNPA 2.23% 2.28%* 3.70% 3.58%* H1 FY26 H1 FY27 Spread NIM YoY : -21 bps \/ -88 bps ROA \/ ROE 2.65% 2.44% 12.77% 11.89% H1 FY26 H1 FY27 ROA ROE Loan Book YoY : 19% (INR Crore) 79,771 95,079 H1 FY26 H1 FY27 10,975 15,638 H1 FY26 H1 FY27 * Includes pool buyout of INR 986 crore in H1 FY27 * Spread is 2.18% & NIM is 3.49% (x-1 Off) 41 185 154 13 74 105 240 196 25 230 77 60 155 201 233 5 74 145 92 138 204 88 105 148 181 177 178 173 169 183 60 151 211 133 166 68 166 166 166 49 133 156 56 143 167 242 242 242 153 190 59 91 135 198 1 107 155 249 177 66 240 92 44 96 96 96 44 54 141 Public ROA Tree Q2 FY27 includes 1-off of charges on prepayment of corporate account; X 1-off, Yield, Spread and NIM would have been 9.56%, 2.24% and 3.49% respectively for Q2 FY27 and 9.51%, 2.18% and 3.49% respectively for H1 FY27 6 Particulars Q2 FY27 Q1 FY27 QoQ Q2 FY26 YoY H1 FY27 H1 FY26 YoY Yield 9.74% 9.48% 26 bps 9.95% -21 bps 9.61% 9.97% -36 bps CoB 7.31% 7.36% -5 bps 7.69% -37 bps 7.33% 7.74% -41 bps Spread 2.43% 2.12% 31 bps 2.26% 16 bps 2.28% 2.23% 5 bps NIMs 3.67% 3.50% 17 bps 3.67% - 3.58% 3.70% -12 bps GIMs 4.10% 3.92% 17 bps 4.05% 5 bps 4.01% 4.06% -5 bps Opex to ATA 1.03% 0.99% 4 bps 1.02% 1 bps 1.02% 1.02% - PPOP to ATA 3.05% 2.93% 12 bps 3.03% 2 bps 2.99% 3.04% -5 bps Credit Cost to ATA -0.19% -0.12% - 7 bps -0.53% 34 bps -0.16% -0.40% 24 bps ROA 2.53% 2.37% 15 bps 2.73% -20 bps 2.44% 2.65% -21 bps ROE 12.33% 11.44% 89 bps 13.14% -81 bps 11.89% 12.77% -88 bps 41 185 154 13 74 105 240 196 25 230 77 60 155 201 233 5 74 145 92 138 204 88 105 148 181 177 178 173 169 183 60 151 211 133 166 68 166 166 166 49 133 156 56 143 167 242 242 242 153 190 59 91 135 198 1 107 155 249 177 66 240 92 44 96 96 96 44 54 141 Public 7 Overall Business Update 7 41 185 154 13 74 105 240 196 25 230 77 60 155 201 233 5 74 145 92 138 204 88 105 148 181 177 178 173 169 183 60 151 211 133 166 68 166 166 166 49 133 156 56 143 167 242 242 242 153 190 59 91 135 198 1 107 155 249 177 66 240 92 44 96 96 96 44 54 141 Public Strategic Objectives Sustainable Business Growth High Yielding Portfolio Growth \u2022 Focus on high yielding Affordable and Emerging Markets segment to improve Yield and NIM \u2022 Reinitiate corporate lending with disciplined risk management, capping exposure at under ~10% of the total loan portfolio \u2022 New Initiatives and growth opportunities Asset Quality \u2022 Sustain best-in-class asset quality through robust underwriting, rigorous monitoring and continues policy refinements Technology & Artificial Intelligence \u2022 Leverage technology for paperless journey across the loan cycle and AI pilots to drive productivity & efficiency Consistent Profitabilty \u2022 Driving Sustainable Profitability through NIM Optimization, Cost Efficiency and Superior Asset Quality 8 41 185 154 13 74 105 240 196 25 230 77 60 155 201 233 5 74 145 92 138 204 88 105 148 181 177 178 173 169 183 60 151 211 133 166 68 166 166 166 49 133 156 56 143 167 242 242 242 153 190 59 91 135 198 1 107 155 249 177 66 240 92 44 96 96 96 44 54 141 Public High Yielding Portfolio Growth Shift towards high yielding segment Launch of Micro Housing Finance for higher yields Expanded Affordable business from select Prime & Emerging branches Launch of Emerging Developer Finance New Growth Levers to Scale the High-Yielding Portfolio 9 (Disbursement in INR Crore) (Disbursement in INR Crore)(Disbursement in INR Crore) 63% 60% 59% 59% 37% 40% 41% 41% FY25 FY26 Q1FY27Q2 FY27 Emerging Markets+Affordable Prime 28 213 Q1FY27 Q2 FY27 71 36 Q1FY27 Q2 FY27 0 71 Q1FY27 Q2 FY27\"},{\"title\":\"Press Release\",\"summary\":\"The Company has submitted the Press Release on the financial performance of the Company for the quarter and half year ended September 30, 2026.\",\"source\":\"NSE\",\"published\":\"28-Oct-2026 17:13:35\",\"source_type\":\"official filing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/PNBHOUSING_28102026171006_PressRelease_28_October_2026_R.pdf\",\"disclosure_text\":\"Regd. Office: 9th Floor, Antriksh Bhawan, 22 K G Marg, New Delhi \u2013 110 001 Phone: 011-66030500, E-mail: investor.services@pnbhousing.com, Website: www.pnbhousing.com CIN: L65922DL1988PLC033856 Public PNBHFL\/SE\/EQ\/FY2026-27\/90 October 28, 2026 BSE Limited Listing Department, Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai \u2013 400001 Scrip Code: 540173 National Stock Exchange of India Limited Listing Department Exchange Plaza Bandra Kurla Complex, Bandra (E), Mumbai \u2013 400051 Symbol: PNBHOUSING Dear Sir(s), Sub: Press Release on the financial performance of the Company for the quarter and half year ended September 30, 2026 Ref: Our letter PNBHFL\/SE\/EQ\/FY2026-27\/89 dated October 28, 2026 Please find enclosed the Press Release on the financial performance of the Company for the quarter and half year ended September 30, 2026. This press release is submitted pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and the same shall also be available on the website of the Company at https:\/\/www.pnbhousing.com Kindly take the above document on record. Thanking you, Yours faithfully, For PNB Housing Finance Limited Veena G Kamath Company Secretary Encl: As above Regd. Office: 9th Floor, Antriksh Bhavan, 22 Kasturba Gandhi Marg, New Delhi \u2013 110 001 Phone: 011 \u2013 23736857, E-mail: loans@pnbhfl.com, Website: www.pnbhfl.com CIN: L65922DL1988PLC033856 1 Public Press Release For Immediate Release 28th October 2026, New Delhi Consolidated Audited Financial Results for Q2 & H1 FY2026-27 ended 30th September 2026 The Board of Directors of PNB Housing Finance Limited today approved the Consolidated Audited Financial Results for the quarter and half year ended 30th September 2026. Key Performance Metrics for Q2 & H1 FY27 Particulars Q2 FY27 Q1 FY27 Growth (%) Q2 FY26 Growth (%) H1 FY27 H1 FY26 Growth (%) Loan Assets 95,079 89,670 6% 79,771 19% 95,079 79,771 19% Disbursement 9,609 6,029 59% 5,995 60% 15,638 10,975 42% Net Interest Income 878 803 9% 765 15% 1,681 1,525 10% PAT 617 557 11% 582 6% 1,174 1,115 5% NIM 3.67% 3.50% 17 bps 3.67% 0 bps 3.58% 3.70% -12 bps Opex to ATA 1.03% 0.99% 4 bps 1.02% 1 bps 1.02% 1.02% 0 bps ROA 2.53% 2.37% 15 bps 2.73% -20 bps 2.44% 2.65% -21 bps ROE 12.33% 11.44% 89 bps 13.14% -81 bps 11.89% 12.77% -88 bps GNPA 0.91% 0.95% -4 bps 1.04% -13 bps 0.91% 1.04% -13 bps Performance Highlights Loan Portfolio \u2022 Assets Under Management stood at INR 98,210 crore as on 30 September 2026, registering a growth of 17% YoY \u2022 Loan Asset increased by 19% YoY to INR 95,079 crore as on 30 September 2026. Retail Loan Asset stood at INR 94,391 crore, reflecting the growth of 19% YoY \u2022 Affordable and Emerging Markets segment grew by 45% and 22% YoY respectively, and together contributed 41% to the Retail Loan Asset. Disbursements \u2022 Total disbursements for Q2 FY27 stood at INR 9,609 crore, reflecting a growth of 60% YoY \u2022 Retail disbursements reached an all-time high of INR 9,250 crore, registering a growth of 54% YoY \u2022 Corporate disbursement for Q2 FY27 stood at INR 360 crore Retail disbursements reached an all-time high of INR 9,250 crore, registering a growth of 54% YoY and 59% sequentially Regd. Office: 9th Floor, Antriksh Bhavan, 22 Kasturba Gandhi Marg, New Delhi \u2013 110 001 Phone: 011 \u2013 23736857, E-mail: loans@pnbhfl.com, Website: www.pnbhfl.com CIN: L65922DL1988PLC033856 2 Public Asset Quality \u2022 Asset quality continued to strengthen, with Gross Non-Performing Assets (GNPA) improving to 0.91% as on 30 September 2026 \u2022 Recovered 75 crore during Q2 FY27 from total written off pool, resulting in credit cost of -19 basis points Profitability \u2022 Net profit for Q2 FY27 grew by 6% YoY to INR 617 crore \u2022 Spread improved by 31 basis points QoQ to 2.43% in Q2 FY27 \u2022 Yield on loans increased by 26 basis points QoQ to 9.74% during the quarter \u2022 Cost of borrowing improved by 5 basis points QoQ to 7.31% in Q2 FY27 \u2022 Net Interest Margin expanded by 17 basis points QoQ to 3.67% in Q2 FY27 \u2022 Opex to ATA stood at 1.03% in Q2 FY27. \u2022 ROA for Q2 FY27 stood at 2.53% and ROE at 12.33%. \u2022 The Company's distribution network comprised 404 branches across India as on 30 September 2026 \u2022 Capital Risk Adequacy Ratio remained strong at 27.03% as on 3 0 September 2026; with Tier I at 26.62%. Commenting on the performance Mr. Ajai Shukla, Managing Director & CEO said: \u201cQ2 FY27 has been another encouraging quarter for PNB Housing Finance as we continued to deliver consistent growth across business parameters. Our focus on granular retail expansion, particularly in the Affordable and Emerging Markets segments, has enabled us to strengthen our market position while maintaining prudent risk discipline. We recorded strong growth in loan assets and achieved our highest -ever retail disbursements, underscoring the strength of our franchise and customer proposition. At the same time, asset quality continued to improve, supported by strong collection performance and sustained recovery efforts. Our profitability metrics strengthened during the quarter, driven by improved spreads, stable margins and efficient cost management. We remain committed to driving profitable growth while maintaining a high - quality portfolio and a strong balance sheet. As we move into the second half of FY27, we remain confident in the long-term housing finance opportunity and will continue to focus on expanding our retail footprint, enhancing customer experience and delivering sustainable value to our stakeholders.\u201d Regd. Office: 9th Floor, Antriksh Bhavan, 22 Kasturba Gandhi Marg, New Delhi \u2013 110 001 Phone: 011 \u2013 23736857, E-mail: loans@pnbhfl.com, Website: www.pnbhfl.com CIN: L65922DL1988PLC033856 3 Public About PNB Housing Finance Limited PNB Housing Finance Limited (NSE: PNBHOUSING, BSE: 540173) is promoted by Punjab National Bank and is a registered Housing Finance Company with National Housing Bank (NHB). The Company got listed on the Indian stock exchanges on 7 th November 2016. The Company\u2019s asset base comprises primarily of retail loans and corporate loans. The retail business focusses on organized mass housing segment financing for acquisition or construction of houses. In addition, it also provides loan against properties and loans for purchase & construction of non -residential premises. PNB Housing Finance is a deposit taking Housing Finance Company. Disclaimer No representation or warranty, express or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness of such information or opinions contained in this release . The information contained in this release is only current as of its date. Certain statements made in this release may not be based on historical information or facts and may be \u201cforward looking statements\u201d, including those relating to the Company\u2019s general business plans and strategy, its future fi nancial condition and growth prospects, and future developments in its industry and its competitive and regulatory environment. Actual results may differ materially from these forward-looking statements due to a number of factors, including future changes or developments in the Company\u2019s business, its competitive environment and political, economic, legal and social conditions in India. This communication is for general information purpose only, without regard to specific objectives, financial situations and needs of any particular person. This release does not constitute an offer or invitation to purchase or subscribe for any shares in the Company and neither any part of it shall form the basis of or be relied upon in connection with any contract or commitment whatsoever. The Company may alter, modify or otherwise change in any manner the content of this release, without obligation to notify any person of such revision or changes. For more Information, please contact: Investor Relations Chaitanya Yadav, National Head \u2013 Corporate Planning & Investor Relations Phone: +91 124 6030500, +91 9999727522 Email: Investor.relations@pnbhousing.com Media Bhavya Taneja, Chief Marketing Officer Phone: +91 124 6030500, + 91 89296 08392 Email: bhavya.taneja@pnbhousing.com Regd. Office: 9th Floor, Antriksh Bhavan, 22 Kasturba Gandhi Marg, New Delhi \u2013 110 001 Phone: 011 \u2013 23736857, E-mail: loans@pnbhfl.com, Website: www.pnbhfl.com CIN: L65922DL1988PLC033856 4 Public Statement of consolidated interim financial results for the quarter and half year ended September 30, 2026 (\u20b9 in crore) S. no. Particulars Quarter ended Half year ended Year ended 30-Sep-26 30-Jun-26 30-Sep-25 30-Sep-26 30-Sep-25 31-Mar-26 (Unaudited) (Unaudited) (Audited) (Unaudited) (Audited) (Audited) Revenue from operations (i) Interest income 2,289.20 2,138.43 2,017.45 4,427.63 3,997.80 8,071.17 (ii) Fees and commission income 130.51 121.78 96.18 252.29 177.89 394.50 (iii) Net gain on fair value changes 3.44 3.23 14.23 6.67 28.28 38.85 I Total revenue from operations 2,423.15 2,263.44 2,127.86 4,686.59 4,203.97 8,504.52 II Other income 0.80 1.92 2.74 2.72 8.50 0.52 III Total income (I+II) 2,423.95 2,265.36 2,130.60 4,689.31 4,212.47 8,505.04 Expenses (i) Finance cost 1,414.66 1,338.63 1,266.97 2,753.29 2,501.34 5,000.24 (ii) Impairment on financial instruments & write-offs# (47.56) (29.14) (113.18) (76.70) (169.40) (386.15) (iii) Employee benefits expense 138.96 134.67 109.22 273.63 227.23 486.70 (iv) Fees and commission expense 4.39 3.29 0.36 7.68 3.80 11.26 (v) Depreciation, amortisation and impairment 16.78 16.36 16.40 33.14 31.10 66.48 (vi) Other expenses 100.11 83.11 91.19 183.22 170.84 355.90 IV Total expenses 1,627.34 1,546.92 1,370.96 3,174.26 2,764.91 5,534.43 V Profit before tax (III-IV) 796.61 718.44 759.64 1,515.05 1,447.56 2,970.61 Tax expense: -Current tax 178.51 153.63 148.38 332.14 280.36 581.47 -Deferred tax (charge\/(credit)) 1.55 7.47 29.67 9.02 52.11 97.90 VI Total tax expense 180.06 161.10 178.05 341.16 332.47 679.37 VII Net profit after tax (V-VI) 616.55 557.34 581.59 1,173.89 1,115.09 2,291.24 VIII Other comprehensive income A (i) Items that will not be reclassified to profit or loss: Remeasurement gain\/ (loss) on defined benefit plan 2.49 (0.93) 0.22 1.56 (1.14) 0.84 (ii) Income tax relating to items that will not be reclassified to profit or loss (0.62) 0.23 (0.05) (0.39) 0.29 (0.21) B (i) Items that will be reclassified to profit or loss: Cash flow hedge 47.91 10.09 12.33 58.00 129.67 194.94 (ii) Income tax relating to items that will be reclassified to profit or loss (12.06) (2.54) (3.11) (14.60) (32.64) (49.06) IX Total comprehensive income (VII+VIII) 654.27 564.19 590.98 1,218.46 1,211.27 2,437.75 X Profit for the period \/ year, net of tax attributable to Owners of the parent 616.55 557.34 581.59 1,173.89 1,115.09 2,291.24 Non-controlling interest - - - - - - Regd. Office: 9th Floor, Antriksh Bhavan, 22 Kasturba Gandhi Marg, New Delhi \u2013 110 001 Phone: 011 \u2013 23736857, E-mail: loans@pnbhfl.com, Website: www.pnbhfl.com CIN: L65922DL1988PLC033856 5 Public XI Other comprehensive income\/(loss) for the period \/ year, net of tax attributable to Owners of the parent 37.72 6.85 9.39 44.57 96.18 146.51 Non-controlling interest - - - - - - XII Total comprehensive income for the period \/ year, net of tax attributable to Owners of the parent 654.27 564.19 590.98 1,218.46 1,211.27 2,437.75 Non-controlling interest - - - - - - Earnings per share (of \u20b9 10 each)* -Basic (\u20b9) 23.65 21.39 22.34 45.04 42.86 88.01 -Diluted (\u20b9) 23.59 21.33 22.29 44.92 42.77 87.80 Paid-up equity share capital (Face value of \u20b9 10) 260.80 260.59 260.51 260.80 260.51 260.55 Reserves (excluding revaluation reserves) as at March 31 18,958.58 #Net of reversal of impairment allowance \/ bad debts (includes recovery from sale of security receipts amounting to \u20b9 123.90 crore for the year ended March 31, 2026) recovery on sale of loan assets including fair value changes on investment in security receipts. * EPS for the quarters\/half year are not annualised. Consolidated Interim Statement of Assets and Liabilities (\u20b9 in crore) S. no. Particulars As at 30-Sep-26 31-Mar-26 (Unaudited) (Audited) ASSETS 1 Financial assets (a) Cash and cash equivalents 2,004.22 2,483.06 (b) Bank balance other than (a) above 317.30 856.15 (c) Derivative financial instruments 316.72 270.41 (d) Receivables Trade receivables 58.82 46.92 Other receivables 0.02 0.12 (e) Loans 94,124.48 86,433.37 (f) Investments 3,708.10 2,778.81 (g) Other financial assets 764.97 288.72 Sub total - financial assets 1,01,294.63 93,157.56 2 Non - financial assets (a) Current tax assets (net) 13.91 - (b) Deferred tax assets (net) 0.01 23.99 (c) Investment property 0.51 0.51 (d) Property, plant and equipment 80.72 83.39 (e) Right of use assets 158.04 157.93 (f) Capital work-in-progress 3.75 1.38 (g) Intangible assets under developments 5.84 4.65 Regd. Office: 9th Floor, Antriksh Bhavan, 22 Kasturba Gandhi Marg, New Delhi \u2013 110 001 Phone: 011 \u2013 23736857, E-mail: loans@pnbhfl.com, Website: www.pnbhfl.com CIN: L65922DL1988PLC033856 6 Public (h) Other Intangible assets 30.87 32.24 (i) Other non-financial assets 49.82 50.42 Sub total - non - financial assets 343.47 354.51 TOTAL \u2013 ASSETS 1,01,638.10 93,512.07 LIABILITIES 1 Financial liabilities (a) Derivative financial instruments 15.14 4.14 (b) Payables (I) Trade Payables (i) total outstanding dues of micro enterprises and small enterprises 2.70 1.85 (ii) total outstanding dues of creditors other than micro enterprises and small enterprises 26.09 12.68 (II) Other Payables (i) total outstanding dues of micro enterprises and small enterprises - - (ii) total outstanding dues of creditors other than micro enterprises and small enterprises - - (c) Debt securities 13,456.79 9,270.38 (d) Borrowings (other than debt securities) 48,396.34 43,543.17 (e) Deposits 17,704.04 18,055.39 (f) Subordinated liabilities 39.67 329.66 (g) Other financial liabilities 1,624.15 2,866.55 Sub total - financial liabilities 81,264.92 74,083.82 2 Non financial liabilities (a) Current tax liabilities - 7.68 (b) Provisions 37.05 35.62 (c) Other non-financial liabilities 86.94 165.82 Sub total - non financial liabilities 123.99 209.12 3 EQUITY (a) Equity share capital 260.80 260.55 (b) Other equity 19,988.39 18,958.58 Subtotal \u2013 equity 20,249.19 19,219.13 TOTAL - EQUITY AND LIABILITIES 1,01,638.10 93,512.07 Notes: 1. The above consolidated interim financial results of the Company and its wholly owned subsidiary Companies (herewith referred to as \u201cCompany\u201d) have been prepared in accordance with Indian Accounting Standards ('Ind AS') prescribed under Section 133 of the C ompanies Act 2013 (the \u201cAct\u201d), read with Companies (Indian Accounting Standards) Rules, 2015 as amended from time to time and other accounting principles generally accepted in India and are in compliance with Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (the \u201cListing Regulations\u201d) along with the circulars, guidelines and directions issued by the R eserve Bank of India (RBI)\/ National Housing Bank (NHB) to the extent applicable. There are no changes in the accounting policies during the current reported period as compared to the corresponding periods \/ years. 2. The consolidated interim financial results have been prepared in accordance with Ind AS 110 \u2013 Consolidated Financial Statements, prescribed under section 133 of the Companies Act, 2013, read with the relevant rules issued thereunder and the other relevant provisions of the Act. The Company is having following subsidiaries: Name of the Company Shareholding & voting power Remarks PHFL Home Loans and Services Limited 100% Considered in consolidated financial results Pehel Foundation 100% Registered as a charitable organisation under Section 8 of the Companies Act, 2013 and it is prohibited to give any right over its profits to any of its members, hence not considered for consolidation. 3. The Company\u2019s main business is to provide loans against\/for purchase, construction, repairs & renovations of houses\/ flats\/co mmercial properties etc. All other activities of the Company revolve around the main business. As such, there are no separate reportable segment, as per the Operating Segments (Ind AS 108), notified by the Companies (Accounting Standard) Rules, 2015, as amended. Regd. Office: 9th Floor, Antriksh Bhavan, 22 Kasturba Gandhi Marg, New Delhi \u2013 110 001 Phone: 011 \u2013 23736857, E-mail: loans@pnbhfl.com, Website: www.pnbhfl.com CIN: L65922DL1988PLC033856 7 Public 4. Disclosure pertaining to Resolution Framework for COVID-19-related Stress and resolution Framework - 2.0: Resolution of Covid-19 related stress of Individuals and Small Businesses to be read with Reserve Bank of India (Non Banking Financial Companies - Resolution of Stressed Assets) Directions, 2025, RBI\/DOR\/2025-26\/357 DOR.STR.REC.276\/21.04.048\/2025-26, dated November 28, 2025. (\u20b9 in crore) Type of Borrower Exposure to accounts classified as Standard consequent to implementation of resolution plan \u2013 Position as at the end of the previous half-year (A) ($) Of (A), aggregate debt that slipped into NPA during the half-year Of (A) amount written off during the half-year Of (A) amount paid by the borrowers during the half-year Exposure to accounts classified as Standard consequent to implementation of resolution plan \u2013 Position as at the end of this half-year (@) Personal Loans* 790.11 67.13 3.90 69.09 649.99 Corporate persons - - - - - of which, MSMEs - - - - - Others^ - - - - - Total 790.11 67.13 3.90 69.09 649.99 * Retail loans $ Principal outstanding as at the end of the previous half year (i.e. as on March 31, 2026). @ Principal outstanding (including capitalised interest, disbursement) for the live restructured accounts as on September 30, 2026. ^Corporate finance loans 5. Disclosure of loans transferred \/ acquired during the quarter and half year ended September 30, 2026, pursuant to RBI Notific ation dated November 28, 2025,\\\"Reserve Bank of India (Non - Banking Finan\"},{\"title\":\"Outcome of Board Meeting\",\"summary\":\"PNB Housing Finance Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.\",\"source\":\"NSE\",\"published\":\"28-Oct-2026 16:52:24\",\"source_type\":\"official filing\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/PNBHOUSING_28102026164903_Outcome_of_Board_Meeting_28_October_2026_sd.pdf\",\"disclosure_text\":\"\"}],\"recent_news\":[{\"summary\":\"The Company has submitted the Press Release on the financial performance of the Company for the quarter and half year ended September 30, 2026.\",\"category\":\"Press Release\",\"date\":\"28-Oct-2026 17:13:35\",\"source\":\"NSE filing\",\"industry\":null,\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/PNBHOUSING_28102026171006_PressRelease_28_October_2026_R.pdf\",\"headline\":\"Earnings \/ operating update\",\"impact\":\"Earnings updates are directly relevant to valuation. Revenue growth, margins, profit growth and management guidance are the key items to compare with expectations.\",\"importance_score\":5,\"completeness_score\":3},{\"summary\":\"PNB Housing Finance Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.\",\"category\":\"Outcome of Board Meeting\",\"date\":\"28-Oct-2026 16:52:24\",\"source\":\"NSE filing\",\"industry\":null,\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/PNBHOUSING_28102026164903_Outcome_of_Board_Meeting_28_October_2026_sd.pdf\",\"headline\":\"Earnings \/ operating update\",\"impact\":\"Earnings updates are directly relevant to valuation. Revenue growth, margins, profit growth and management guidance are the key items to compare with expectations.\",\"importance_score\":5,\"completeness_score\":4},{\"summary\":\"a press release titled \\\"PNB Housing Finance Receives Credit Rating Upgrade to AAA from CRISIL; Marking a Full Suite of Rating Upgrades Across All Four Agencies\\\".\",\"category\":\"Press Release\",\"date\":\"07-Oct-2026 16:10:09\",\"source\":\"NSE filing\",\"industry\":null,\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/PNBHOUSING_07102026160629_SE-intimation-Press_Release_7_Oct_26_sd.pdf\",\"headline\":\"Credit-rating update\",\"impact\":\"Credit-rating changes can affect borrowing costs, funding flexibility and perceptions of balance-sheet risk.\",\"importance_score\":4,\"completeness_score\":3}],\"promoter_pledge\":{\"summary\":\"The promoter\/promoter-group disclosure states that the shares covered by the filing were free from encumbrance.\",\"events\":[{\"summary\":\"onal Stock Exchange of India Limited \u201cExchange Plaza\u201d Bandra \u2013 Kurla Complex, Bandra (E) Mumba 400 051 BSE Limited Phiroze Jeejeebhoy Towers DalaI Street Mumbai \u2013 400 001 Date: 04.04.2026 Dear Sir(s), Reg: Disclosure of Pledge\/Encumbrance of shares under Regulation 31 (4) of SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011 The Exchange is hereby informed that during the year ended 31.03.2026, Punjab National Bank, the Promoter\/ Promotor Group of PNB Housing Finance Limited ('the Company\u2019) has not made any encumbrance directly\/ indirectly in respect of its shareholding in the Company. The same is being informed to the Audit Committee of the Company. The above is submitted in compliance of Regulation 31 (4) & (5) of SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011. Thanking you (Bikramjit Shorn) Company Secretary dana a9aa gm punjab national bank uwqnTzlf8q: nic +4, Mt-lo, gH\u00a9t q{fa#t\u2013110075 Head Office: Plot No. 4, Sector - 10, Dwarka, New Delhi 110075 Indiapnb.bank.in T: 01 1 28075000, 28045000 8(iIi)(+(a)pnbindia (@ www.pnb.bank.ina dam anT\u201er?IT \\\\64 punjab::efi:[!?}A,E\",\"category\":\"Disclosure under SEBI Takeover Regulations\",\"date\":\"16-Jun-2026 12:58:23\",\"source\":\"NSE corporate filing\",\"attachment\":\"https:\/\/nsearchives.nseindia.com\/corporate\/team_sandeshc_06052026132013_16.pdf\",\"detail_level\":\"pdf_facts\"}],\"source\":\"NSE corporate filing\"},\"shareholding_snapshot\":{\"promoter_pct\":28.01,\"public_pct\":71.99,\"fii_pct\":14.19,\"dii_pct\":49.29,\"mf_pct\":36.46,\"institutional_pct\":63.48,\"noninst_pct\":8.51,\"mf_scheme_count\":43,\"pledged_shares\":null,\"pledged_pct_of_promoter\":null,\"mf_holders\":[{\"name\":\"Aditya Birla Sun Life Mutual Fund - Aditya Birla Sun Life Large Cap Fund\",\"shares\":10767260,\"pct\":4.13},{\"name\":\"Hsbc Mutual Fund - Hsbc Value Fund\",\"shares\":8925396,\"pct\":3.42},{\"name\":\"Icici Prudential Focus Equity Fund\",\"shares\":8316270,\"pct\":3.19},{\"name\":\"Nippon Life India Trustee Ltd-A\/C Nippon India Small Cap Fund\",\"shares\":7505575,\"pct\":2.88},{\"name\":\"Hdfc Mutual Fund - Hdfc Multi Cap Fund\",\"shares\":6044025,\"pct\":2.32}],\"period\":\"30-SEP-2026\",\"submission_date\":\"19-OCT-2026\",\"source\":\"NSE shareholding pattern XBRL\",\"source_url\":\"https:\/\/nsearchives.nseindia.com\/corporate\/xbrl\/SHP_1741115_19102026101907_WEB.xml\",\"previous_period\":\"30-JUN-2026\",\"previous_promoter_pct\":28.03,\"previous_fii_pct\":16.81,\"previous_dii_pct\":45.71,\"previous_mf_pct\":33.62,\"previous_institutional_pct\":62.52,\"previous_mf_scheme_count\":42,\"previous_pledged_pct_of_promoter\":null,\"previous_pledged_shares\":null}} --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pnb Housing Fin share price rose 3.89% to \u20b91,122.00 today. See why PNBHOUSING is rising, volume context, company developments and what to watch next.<\/p>\n","protected":false},"author":1,"featured_media":9480,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_witty_seo_title":"Pnb Housing Fin Share Price Today: Why PNBHOUSING Is Rising 3.89% | 28 October 2026","_witty_meta_description":"Pnb Housing Fin share price rose 3.89% to \u20b91,122.00 today. See why PNBHOUSING is rising, volume context, company developments and what to watch next.","_witty_primary_phrase":"Pnb Housing Fin share price today","_witty_reason_label":"Positive earnings and operational update release","_witty_reason_confidence":"medium","footnotes":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","_yoast_wpseo_focuskw":"","rank_math_title":"","rank_math_description":"","rank_math_focus_keyword":"","_aioseop_title":"","_aioseop_description":""},"categories":[3,4],"tags":[96],"class_list":["post-9481","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-movers","category-stocks-in-news","tag-pnbhousing"],"_links":{"self":[{"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/posts\/9481","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/comments?post=9481"}],"version-history":[{"count":1,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/posts\/9481\/revisions"}],"predecessor-version":[{"id":9482,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/posts\/9481\/revisions\/9482"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/media\/9480"}],"wp:attachment":[{"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/media?parent=9481"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/categories?post=9481"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wittytrades.com\/market-news\/wp-json\/wp\/v2\/tags?post=9481"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}